Kotak Critical Illness Plans

Treatment and medical procedures for critical illnesses have become unbearable. The medical costs are rising with double pace compared to the general rise in inflation. If you get diagnosed with a critical illness, the treatment costs can put a big dent in your pocket and drain the savings. However, Kotak General Insurance Company has brought some relief to its customers by providing Kotak Secure Shield policy to cover critical illnesses.

Kotak Secure Shield

Kotak Secure Shield policy helps you protect yourself and your family from the expenses that come when treating lifestyle disabling diseases, without compromising on the quality of healthcare. The policy covers 18 types of critical illnesses, procedures & medical events, which include:

• Open Chest CABG
• End-Stage Lung Disease
• End-Stage Liver Disease
• Coma of Specified Severity
• Cancer of Specified Severity

Benefits of Kotak Critical Illness Insurance Policy

The Kotak’s critical illness policy provides a comprehensive cover for life-threatening diseases. It pays a one-time Sum Insured covering 18 types of critical illnesses, procedures and medical events. It lets you get the best treatment without facing financial stress. Further, the policy ensures financial stability for the family and makes sure your child’s future is not financially affected in case of death of the insured due to an accident or permanent total disability. The policy also offers financial assistance in case of financial liability due to a loan. In case of a loan, the maximum benefit you can get is up to 3 EMI amount which is due against the loan.

Key Features of Kotak Critical Illness Insurance Policy

Kotak critical insurance has a lot of features for customers’ benefits and convenience. Some of the key features are as follows:

• Portability option
• Lifelong renewability
• Cashless treatment
• Loss of job benefit
• Easy in-house claim settlement

With Kotak Critical Illness Insurance, you are able to focus on getting the best medical treatment for critical illnesses without thinking about your savings.