National Critical Illness Plans

Critical illness can be defined as a type of disease that can result in permanent symptoms. Some of them are kidney failure that requires dialysis, cancer of specified severity, bone marrow transplant, coronary artery bypass graft surgery, and multiple sclerosis with persisting symptoms as mentioned in the policy. There are other illnesses that are critical in condition. To deal with such illnesses, the National Critical Illness Policy by the National Health Insurance Company comes with a reliable critical illness policy.

National Insurance Critical Illness Mediclaim Policy

National Critical Illness Policy is a critical illness insurance policy designed to provide coverage for the expenses incurred in the treatment of critical illnesses. It has two plans, Plan A and Plan B. Plan A covers 11 critical illnesses, whereas Plan B covers 37 critical illnesses (including Plan A). Some of the critical illnesses covered under both the plans are:

• Cancer of Specified Severity
• Coma of Specified Severity
• Kidney Failure Requiring Regular Dialysis
• Coronary Artery Bypass Graft Surgery
• Open Heart Replacement

To know all the critical illnesses covered by the National Critical Illness Policy click here.

Benefits of National Insurance Critical Illness Insurance Policy

National Critical Illness Policy provides coverage for up to 37 life-threatening diseases. The cover is available for you and your family members. Under this policy, the insurance company pays the insured person a lump sum amount if he or she is diagnosed with any specified critical illnesses. The policy also allows you to add two more critical illnesses. They are Total and Permanent Blindness and Permanent Paralysis of Limbs. It is important to note that the insured person needs to survive for a minimum of 30 days after being diagnosed with a critical illness to make a claim. The lump-sum amount is paid in a single transaction.

Key Features of National Insurance Critical Illness Insurance Policy

National Critical Illness Policy has a lot of features for policyholders. With this plan, one can enjoy these key features:

• Portability
• Cashless treatment
• Lifelong renewability
• No medical check-ups
• Dedicated claim process

With the National Critical Illness Policy benefits, you can avail and provide your family with the best possible treatment if diagnosed with any of the listed critical illnesses without worrying about expensive medical costs.