HDFC ERGO Critical Illness Plans

The HDFC Ergo Critical Illness Policy offers the following special advantages:[1]

• Up to 15 Critical Illnesses Covered: HDFC Ergo health insurance plans provides coverage for up to 15 critical illnesses under its critical illness policy and add-on too. This benefit offers customers financial protection against all medical costs during the time of emergency
• Lump Sum Payment in a Single Transaction: To ease customers’ concerns and save time when confirming money clearances with the health insurance company, HDFC Ergo makes the entire insured amount payment in a single transaction.
• Comprehensive Plans: HDFC Ergo has different variants in their plan which gives an option to their customers to choose a variant according to their medical requirements.
• Options to Buy for 1-2 Years: HDFC Ergo Critical Illness Plan has a tenure of 1- 2 years with access to an easy renewal process provided by HDFC Ergo Health Insurance.
• Life Renewability: Customers can renew the HDFC Ergo Critical Illness Plan lifelong, with no exit age restrictions. If customers renew their critical illness plan, they will continued medical coverage.
• Free Look Period: HDFC Ergo Health Insurance offers a free 15-day look time beginning on the day the critical illness insurance policy (document) is received.
• No Medical Check-Ups: Pre-medical screening before purchasing a health insurance plan is not mandatory under the HDFC Ergo Critical Illness Plan till the age of 45 years.
• Tax Savings Under Section 80D: Under Section 80D of the Income Tax Act of 1961, customers of HDFC Ergo Critical Illness are eligible for tax benefits. Up to Rs. 50,000 in tax benefits are available through HDFC Ergo Health Insurance.

Customers of the HDFC Ergo Critical Illness Policy can choose from a broad range of over 15 ailments. This critical sickness plan covers major illnesses.

The coverage and limits provided by the HDFC Ergo Critical Illness Policy are displayed in the table below:[2]

Critical illness types covered include:[2]

1. Heart Attack (Myocardial Infarction)
2. Coronary Artery Bypass Surgery
3. Stroke
4. Cancer
5. Kidney Failure
6. Major Organ Transplantation
7. Multiple Sclerosis
8. Paralysis
9. Aorta Graft Surgery
10. Primary Pulmonary Arterial Hypertension
11. Heart Valve Replacement
12. Benign Brain Tumour
13. Alzheimer’s Disease
14. Parkinson’s Disease
15. End Stage Liver Disease

If an adult is between the ages of five and sixty-five, they can purchase the plan. Nonetheless, there is no exit age and lifetime coverage offered by the HDFC Ergo Critical Illness Plan. For further information, you can speak with an advisor, though.[2]

Online Process:

From InsuranceDekho:-[3]

Step 1: Go to the official InsuranceDekho website.

Step 2: Enter your information.

Step 3: Choose the HDFC Ergo Critical Illness Plan.

Step 4: Complete the payment to complete the purchase.

Step 5: To confirm the issue of your policy, an advisor from InsuranecDekho will give you a call.

From HDFC Ergo Health Insurance:[1]

Step 1: Visit HDFC Ergo Health Insurance’s Official website.

Step 2: Fill out the details on the main page.

Step 3: Choose the Plan type.

Step 4: Click on Buy Now to customize your plan.

Step 5: Make payment to finalize the purchase.

Offline Process

From InsuranceDekho:[3]

Contact an expert at InsuranceDekho at 7551196989 to acquire a health insurance policy. Additionally, InsuranceDekho provides clients with in-house support so they can have all of their questions and concerns answered.

• Voter ID Card
• Pan Card
• Aadhaar Card
• Driving Licence
• Passport
• Birth certificate
• 10th or 12th mark sheet

Customer Care Details for HDFC Ergo Critical Illness Plans are mentioned below:

InsuranceDekho:-[3]

• Email:-support@insurancedekho.com
• Helpline Number:- 7551196989

HDFC Ergo Health Insurance:-[4]

• Email: care@hdfcergo.com
• Contact No.: 02262426242
• Whatsapp No.: 8169500500

Grievance Redressal

The details of InsuranceDekho and HDFC Ergo Health Insurance's grievance redressal are as follows:

InsuranceDekho: [5]

• Contact Number: 7551196989
• Email:
  • grievance@insurancedekho.com
  • PO_GIBPL@girnarinsurance.com

HDFC Ergo Health Insurance: [6]

• Contact Number: 18002677444
• Email: care@hdfcergo.com.

[1]https://www.hdfcergo.com/campaigns/critical-illness-insurance-detail?&utm_source=google_search&utm_medium=cpc&utm_campaign=Health_Search_Brand_Neev-Phrase&utm_adgroup=Critical-Illness&adid=600871598610&utm_term=hdfc%20ergo%20critical%20illness%20plan&utm_network=g&utm_matchtype=p&utm_device=c&utm_location=1007765&utm_sitelink={sitelink}&utm_placement=&ci=googlesearch&SEM=1&gad_source=1&gclid=CjwKCAjwr7ayBhAPEiwA6EIGxH3bRoZHR5rl0IhV2btv0pEzIo_ucZF7LX_iRW_DWWMGdPVtrECscBoCaOsQAvD_BwE

[2]https://www.hdfcergo.com/docs/default-source/downloads/prospectus/critical-illness-insurance.pdf

[3]https://www.insurancedekho.com/contact-us

[4]https://www.hdfcergo.com/customer-voice/customer-care/

[5]https://www.insurancedekho.com/grievance-redressal

[6] https://www.hdfcergo.com/customer-voice/grievances/