Acko Critical Illness Plans

Acko General Insurance offers a variety of health insurance plans for varied requirements of people. Of them, is Acko Secure Shield Policy that provides the insured critical illness cover apart from other coverage benefits, at an affordable premium. Critical illness cover in health insurance plans is essential as they keep you financially protected in case of life-threatening diseases.

Acko Secure Shield Health Insurance Policy

Acko Secure Shield Policy is a reliable health insurance policy that covers you for listed critical illnesses on the positive diagnosis. Available for 1 year, the policy offers cover for 36 critical illnesses, some of which are listed below:

• Kidney failure requiring regular dialysis
• Major organ or bone marrow transplant
• Stroke resulting in permanent symptoms
• Major burns
• Loss of speech
• Open chest CABG
• Open heart replacement or repair of heart valves
• Loss of hearing (deafness)
• Permanent paralysis of limbs
• Multiple sclerosis with persisting symptoms

Benefits of Acko Secure Shield Health Insurance Policy

Acko Secure Shield Policy offers several coverage benefits to the insured. Following are the advantages of being covered under this policy:

• Cover for 36 critical illnesses including cancer, paralysis, major burns, loss of speech, Parkinson’s disease, etc.
• Tax benefits under Section 80D of the Income Tax Act, 1961 can be availed on the premium paid for this policy
• Grace period provided
• Free-look period provided
• Lifetime renewability benefit offered
• The speedy claim settlement process
• Loss of job benefit
• Hospital daily cash allowance after 24 continuous hours of hospitalisation
• Guidance from claimed professionals offered
• Personal accident add-on cover can also be purchased by paying a little extra premium at the time of policy purchase.

Key Features of Acko Secure Shield Health Insurance Policy

Following are the key features of Acko Secure Shield Policy:

• People aged between 18 years and 65 years can be covered for critical illness benefit
• The policy can be purchased for a period of 1 year
• You can buy the policy online by paying the premium via a secured payment gateway
• The premium can be paid in flexible modes such as Debit card, Credit card, or e-wallet
• A variety of sum insured options
• Apart from self, the policy can also cover spouse, son, daughter-in-law, daughter, son-in-law, father, mother, father-in-law, mother-in-law, grandfather, grandmother, grandson, granddaughter, brother, sister, sister-in-law, brother-in-law, nephew, and niece
• The policy comes with specific waiting periods
• The policy comes with a set of exclusions, some of which include external congenital abnormalities, treatment required due to attempt of suicide, laser treatment required for correction of eye, etc.