Care Health Insurance

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	93.00%
Network Hospitals	24,800+
Pre-existing Disease Coverage From	Day 1
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs coverage	Rs. 546/month

Care Health Insurance Limited is India’s one of leading health insurance providers with over 48 lakh+ claims settled since its establishment. It was formerly known as Religare Health Insurance Company Limited and after that, it became Care Health Insurance and was founded in 2012. It has headquarters in Gurugram, Haryana and 158 offices across India. Care Health Insurance offers a wide range of products and comprehensive health benefits to its customers. The company has covered 7 Crore+ lives and it has 24800+ network hospitals across India where you can get cashless treatment.

About Care Health Insurance

Care Health Insurance, is giving its immense performance in the health insurance field and serving its customers. Just like its name, it cares for its customers by offering affordable health insurance plans with maximum benefits. Their vision is to become the most preferred health service provider, which is caring, cost-effective, innovative and reachable.

Key Features

There are key features of Care Health Insurance which make it exceptional from other health insurance companies and they are:

Affordable Plans: The company has designed its health insurance by keeping its premiums affordable with a number of benefits included in it.
Healthcare Network: Care Health Insurance has a network of 24800+ network hospitals where you can get cashless treatment. You just have to visit your nearest network hospital and show your health card at the counter and you will get the benefit of cashless treatment.
Advanced Medical Treatment: Purchasing health insurance from Care will give you access to advanced medical care and also coverage for the most preferred health service provider, which is caring, cost-effective, innovative and reachable.
Domiciliary Hospitalisation: With the benefit of domiciliary hospitalisation you will get the treatment at your home if beds are not available in hospitals or you are unable to move.
Pre and Post-Hospitalisation Expenses: The company will cover your medical expenses such as doctor’s consultation, medical tests and medication up to 60 days before hospitalisation. In post-hospitalisation, the company will cover follow-ups visit and medical tests for up to 180 days.

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
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Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

10 Lac

25 Lac

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Key Metrics

Check the table below to see the key metrics for Care Health Insurance Limited:

Key Metrics	Data
Claim settlement Ratio	93%
Solvency Ratio	1.82
Lives Covered	7 Crore+
Network Hospital	24800+
Launch year	2012

* Claim settlement ratio is the metric used to evaluate the insurance company on the basis of claims settled by them. The percentage of claims received and from that how much claim is settled is calculated and then the claim settlement ratio comes out. If the company has a claim settlement ratio greater than 85% then it is considered good to go for an insurance policy.

* Solvency ratio is used to calculate the financial stability of the company. It is used to measure whether the company is capable of paying its long-term debt or not.

Individual (19)
Family (19)
Woman (22)
Senior Citizen (13)
Parents (17)
Blood Pressure (22)
Kids (13)
Thyroid (22)
Diabetes (22)
Heart (9)
Cancer (2)

Care
Cover
7 Lakh
Cashless Hospital
6003
Starting From ₹ 727/month*
Care Freedom
Cover
7 Lakh
Cashless Hospital
6003
Starting From ₹ 1,289/month*
Care Senior
Cover
3 Lakh
Cashless Hospital
6003
Starting From ₹ 1,411/month*

See More Plans

Eligibility to Purchase Care Health Insurance Plan

Minimum Entry Age

For individuals, the minimum age is 5 years.

For Family floaters, the minimum age is 91 days with one person insured of 18 years and above.

Maximum Entry Age

Life long for adults

Tenure

1 / 2 / 3 years

Care Health Insurance Top Up List

Family (1)
Individual (1)
page-template-top-up (1)

Name of Plan	Sum Insured
EnhanceMin: 1 Day; Max: No Limit	1 Lakh	Check Premium
Care Enhance Min: 1 Day; Max: No Limit	1 Lakh	Check Premium

Top Plans Offered by Care Health Insurance

Here are the top 5 plans offered by Care Health Insurance Limited:

Plans	Plan Type	Sum Insured	Ideally Suitable For
Care Supreme	Individual and family floater plan	Rs. 7 lakhs to 1 Crore	Family, Senior Citizens and Youngsters
Care	Family Floater	Rs. 5 lakh to 6 crore	Family and Senior Citizens
Care Freedom	Individual and family floater plan	Rs. 3 lakh to 10 lakh	Persons with Pre Existing Illness or Have Undergone Major Surgery
Care Heart	Individual plan	Rs. 7 lakhs to 1 crore	Heart Patients
Care Enhance	Individual and family floater plan	Rs. 1 lakh to 30 lakh. Up to 55 lakh in some cases	Customers looking for enhanced coverage at low cost

Riders Offered by Care Health Insurance

Riders available in the health insurance plans of Care Health Insurance are:

Air Ambulance Cover: The Company covers air ambulance expenses if doctors refer an insured person from one hospital to another through air ambulance.
Co-Payment Waiver for Senior Citizens: You can remove the co-payment from the senior citizen's health insurance by paying an extra premium.
Reduction in PED Waiting Period: By taking this rider you can reduce your waiting period for pre-existing diseases. Your waiting period will be reduced from 3 years to 2 or 1 year.
Care OPD: In this rider, you will get a reimbursement for 4 general physicians and 4 specialist consultations per year.
No Claim Bonus Super: Under this rider, you will get a cumulative bonus benefit in which your sum insured will be increased by 50% within 5 consecutive years.

* Please Note: All the riders offered by the company are paid one and you have to pay an extra premium for that to get the benefits of riders. These riders depend on the plan you have purchased.

How To Purchase Care Health Insurance Policy?

There are two ways through which you can purchase the Care Health Insurance policy, one is online and another is through agents.

Purchase Care Health Insurance Policy via the Insurer’s Website

Please follow the given below process for purchasing Care Health Insurance from its official website:

STEP 1: Visit Care Health Insurance Website

On your search engine open the Care Health Insurance official website and then click on the option “Health Plans” given on the top of the right-hand side.

STEP 2: Select the plan type

From the given option select the type of plan you want to purchase. Options are Individual health insurance, senior citizen health insurance, health insurance for diabetes etc.

STEP 3: Fill in the Required Details

Fill in your phone number and then you will get the quote according to the plan you have selected.

STEP 4: Choose the Plan

Choose the plan according to your needs and select the rider you want to add to your policy.

STEP 5: Make Premium Payment Online

After selecting your plan make the payment of the premium online by selecting the online payment method according to your convenience.

You will get your policy document in your registered email.

Copy of the Proposal Form and OTP Verification
Medical Reports
Address Proof (Aadhaar Card, Passport, Driving Licence, Electricity Bill, Telephone Bill, Voter ID).
Proof of age (10th or 12th Mark Sheet, Voter’s ID, Passport, PAN Card, Driving Licence)
Passport-size Photographs

How to Claim Your Health Insurance?

Care Health Insurance provides both cashless and reimbursement claims to its customers. To file a claim you have to inform the insurer 48 hours before your planned hospitalisation and in the case of emergency, you have to inform within 24 hours of hospitalisation. You can file your claim online by visiting the Care Health Insurance website and clicking on the claim genie option.

Claims Service Leader for the Year 2024 at the India Insurance Summit & Awards 2024;
Best Health Insurance Company in Rural Sector awards at the India Insurance Summit & Awards 2024.
Excellence in Patient Service Delivery at the FICCI Healthcare Excellence Awards 2023.
Smart Insurer & Amiable Insurer awards in the domain of Health Insurance at the 10th Annual Insurance Summit & Awards 2023.

Care Health Insurance - Customer Service & Support

To connect with Care Health Care’s customer service and support team you can:

You can solve your issues on your own by visiting the support section on the official website and clicking on “self Help”.
You can contact on WhatsApp by sending Hi on 8860402452.
Download the Care Health Insurance app on your mobile -customer mobile App
Call at - 1800 102 4499
You can connect with Chatbot on the website

You can also connect with InsuranceDekho's Customer Support Team by sending an email to support@insurancedekho.com or by calling +91-755 1196 989.

Complaints & Grievance Redressal

Connect on WhatsApp- 8860402452

Write to: Customer Service

Care Health Insurance Limited,

Vipul Tech Square, Tower C, 3rd Floor, Golf Course Road, Sector – 43,

Gurugram - 122009

Visit any of the branches nearest to you.

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FAQs

How to buy and apply for Care Health Insurance?
You can buy and apply for any Care Health Insurance online from the official website of Care Health Insurance at careinsurance.com or through online broker’s website like InsuranceDekho.
Why should I buy a Care Health Insurance?
Care Health Insurance provides a comprehensive health insurance plan along with personal accident cover and critical illness cover. This ideal combination meets all of your family member’s health requirements making it a suitable option.
What is the toll-free customer care number of Care Health Insurance?
The toll-free number of Care Health Insurance is 1800-102-4488.
What is the address of Care Health Insurance?
The correspondence address of Care Health Insurance, Vipul Tech Square, Tower C, 3rd Floor, Sector-43, Golf Course Road, Gurgaon-122009
What is the Claim Settlement Ratio of Care Health Insurance?
Care Health Insurance had a Claim Settlement Ratio of 93% for FY 2018-19.

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User Reviews

4.7

Rating based on

254 User reviews

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What users are saying

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Critical Illness

Multiple types of Health Insur...
It was a smart move to get Care health insurance from InsuranceDekho. Their platform gave me comprehensive details regarding Care's policies, enabling me to make an educated decision. I like Care's broad range of coverage options and dedication to meeting client needs. The assistance I received from InsuranceDekho during the purchasing process was priceless in ensuring that my family and I had the appropriate coverage.
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Care
By Sunil Kumar
On: Jul 02, 2024
Comprehensive Coverage and Opt...
InsuranceDekho offered me a wide range of health insurance plans to choose from, catering to my specific needs and budget. I found Care Health Insurance which covers everything I was looking for at a reasonable premium.
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M
Care
By Muskan Jangra
On: Jul 01, 2024
Great Assitance
My family and I have benefited much from Care Health, and I am grateful to InsuranceDekho for their assistance in selecting the best plan for me. Their wide range of coverage options gives us much-needed protection against unanticipated medical expenses. Their commitment to client satisfaction and their round-the-clock service are impressive. I can rest easy knowing my family's health is adequately taken care of thanks to Care Health.
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Care
By Vishakha Vaid
On: Jun 27, 2024
Best plan choice made through ...
InsuranceDekho has completely changed my perspective on healthcare. They helped me get Care Health Insurance and their comprehensive plans provide coverage for a broad spectrum of medical costs. Their dedication to creating a simple and easy claim procedure is what I value most. Knowing that Care Health has my back and will help me financially in hard times gives me comfort.
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S
Care
By Shivika Singh
On: Jun 25, 2024
Customising plan is simple
It was easy to get Care Health Insurance with InsuranceDekho. My plan was easily customizable because of its user-friendly platform and kind service. I made sure I chose the finest choice for my needs thanks to the advice I received. I'm really happy with how simple the procedure was.
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P
Care
By Priya Aggrawal
On: Jun 19, 2024