Apollo Munich Critical Illness Plans

HDFC ERGO General Insurance (formerly known as Apollo Munich Health Insurance) Optima Vital Plan

The policy is framed to back individuals diagnosed with a critical illness. It performs financial stress reliever, which can arise due to the prolong and costly treatments for life-threatening diseases such as:

1. Major Burns
2. Kidney Failure
3. Brain Surgery
4. Heart Attack
5. Major Head Trauma
6. Alzheimer’s Disease
7. COMA of Specified Severity
8. Permanent Paralysis of Limbs and so on.

The critical illness plan by Apollo Munich offers a lump sum amount to all the policyholders identified having a life-threatening disease for going through the best treatments and procedures, or for bringing stability to lifestyle, paying off bills, etc. Apollo Munich offers a comprehensive approach to treat patients of any age suffering from any of the critical illnesses. The plan has no maximum entry age and offers lifelong renewability.

Why choose Apollo Munich Optima Vital Plan:

1. Arrangement of the second opinion from a medical practitioner every year
2. Portability option is available to allow easy shift into another policy
3. Sum insured enhancement is available at the time of renewal provided no claim is requested or paid under the plan
4. Avail the tax benefits on the premium amount as per the section 80D of Income Tax Act