New India Assurance Car Insurance

New India Assurance is one of the largest insurers in India that sells a number of insurance plans including car insurance. The New India Assurance Company offers all types of car insurance policies namely third-party car insurance policies, standalone own-damage car insurance policies, as well as comprehensive car insurance policies. With these policies, liability is covered for an unlimited amount in respect of death or injury and damage to third-party property, and coverage is offered for loss or damage to the insured car and its accessories due to fire, explosion, self-ignition or lightning, burglary, housebreaking or theft, riot and strike, landslide, earthquake, flood, cyclone, and so on.

Key Features of New India Assurance Car Insurance

Why Should You Buy Car Insurance with New India Assurance?

On buying car insurance plans with New India Assurance, you can enjoy multiple benefits such as those listed below:

• Number of Network Garages: New India Assurance has a tie-up with over 3000 cashless garages where policyholders can get their car repaired without spending anything from their pocket. With access to over 3000 network garages, New India Assurance lets policyholders locate the nearest network garage.
• Protection Against Damages: A mishap can take place at any time on the road. To ensure protection against such unfortunate events that can cause damage to your car, buy car insurance and stay protected.
• Coverage for Third-party Liability: A third-party car insurance offered by New India Assurance provides coverage if a third party is injured or faces any loss due to the insured vehicle.
• Affordable Premium: New India Assurance offers car insurance plans at affordable premiums. At a minimal cost, you can safeguard your car against damages with New India Assurance car insurance plans.
• Quick Claim Settlement: With a claim settlement ratio of 92.23%, New India Assurance is a reliable name when it comes to car insurance claim settlement. You can get in touch with the dedicated team of New India Assurance and get your queries resolved about claim settlement.

How to Buy Car Insurance with New India Assurance?

Thinking of buying car insurance with New India Assurance? Here is how you can do the same:

• Go to the official website of New India Assurance
• Click on the car insurance page
• Enter details like your name, vehicle number, and others to view car insurance quotes
• Select a desired plan and proceed to the payment option
• Once you pay the car insurance premium, you will get a notification on your email id about the same

Types of New India Assurance

There are different types of car insurance plans that New India Assurance offers. Listed below are the types of car insurance plans you can buy with New India Assurance:

• Third party Car Insurance: As per the Motor Vehicles Act of 1988, third-party insurance is a must for all car owners. With third-party car insurance, policyholders will get coverage for third-party liabilities.
• Comprehensive Car Insurance: Comprehensive Car Insurance provides complete protection if a car is damaged, lost, or any other kind of mishap takes place. Comprehensive car insurance also provides coverage for third-party liabilities.
• Standalone Own Damage Car Insurance: Standalone Car Insurance provides protection against any damage to the car. The premium of Standalone car insurance is higher than third-party and lower than Comprehensive Car Insurance.

Inclusions & Exclusions of New India Assurance

Listed below are the inclusions of New India Assurance:

• Damage due to natural disasters, fire, etc
• If the car is lost or stolen
• If the car is damaged due to riots or malicious acts

Here are some of the exclusions of New India Assurance

• If there is wear and tear, then such costs are not covered
• Consequential loss is not covered under car insurance plans
• If any accident takes place due to the driver’s negligence

List of Add-ons Available with New India Assurance

There are a bunch of add-ons available that you can include with New India Assurance. Some of the add-ons that you can include in your New India Assurance car insurance plans:

• Zero Depreciation Cover
• Return to Invoice Cover
• No Claim Bonus Protection Cover
• Engine Protection Cover
• Key Loss Cover

How to Raise Car Insurance Claim with New India Assurance

There are two types of car insurance plans that you can buy with New India Assurance as Cashless claims and Reimbursement Claims. Listed below are the steps to raise car insurance claims with New India Assurance:

• Go to the car insurance page on New India Assurance and raise a claim request. You can also call and inform them about the claim
• A surveyor will be assigned to inspect the total damage and then submit the report to the insurance company
• Next, once the claim request is approved, you can get your car repaired at any one of the network garages for cashless claim settlement and other garages for reimbursement claims
• Finally, after all the reports have been submitted, your claim will be settled by New India Assurance

Documents Required to Buy New India Assurance Car Insurance

Listed below are the documents required to buy New India Assurance car insurance plans:

• Car insurance copy
• Driving license
• Vehicle registration certificate
• FIR, in case of an accident
• Invoice receipt
• Repair bills
• Road tax verification

How to Renew New India Assurance Car Insurance Plan with InsuranceDekho?

Here is how you can renew your New India Assurance car insurance plan with InsuranceDekho:

• Visit the official website of InsuranceDekho
• Go to the car insurance page and enter your policy number and view your existing plan
• You can also include or reduce the number of add-ons, depending on which the premium amount will change
• Next, click on ‘renew’ button and complete the payment
• Once, the payment is completed, you will receive the renewed policy documents on your registered email address