New India Critical Illness Plans
Critical illness comes without a warning. And if an individual is diagnosed with a critical illness, he or she may end up drying out their savings due to the medical treatment. That’s why purchasing a critical insurance plan is essential. This type of insurance covers the insured against life-threatening/critical diseases such as heart attack, cancer, stroke, kidney failure, etc. New India Assurance Company understands this, and so offers critical illness coverage benefits under its critical illness policies.
1. Floater Mediclaim Policy
Floater Mediclaim Policy by New India Assurance covers family members against several dreadful diseases. This policy has been designed to provide all basic covers as well as to protect the insured family members against 11 specified critical illnesses, which are:
- Cancer of Specified Severity
- First Heart Attack of Specified Severity
- Open Chest CABG
- Open Heart Replacement
- Coma of Specified Severity
To know about the critical diseases covered under New India Assurance critical insurance plan, click here.
2. Cancer Mediclaim Policy
Cancer Mediclaim Policy offers coverage for the most dreaded disease to its members, i.e. cancer. Any person who is aged less than 70 years and is not diagnosed with cancer or is not a potential cancer case can seek membership for coverage under this plan. The plan offers cover for various malignant conditions, which are:
- Malignant Neoplasm of Buccal Cavity and Pharynx
- Malignant Neoplasm of Digestive Organs and Peritoneum
- Malignant Neoplasm of Respiratory System
- Malignant Neoplasm of Bone, Connective Tissue, Skin
- Malignant Neoplasm of Breast
To know more about the benefits of Cancer Mediclaim Policy by New India Assurance, click here
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Benefits of New India Critical Illness Insurance Policies
Under the critical illness policies of New India Assurance, it pays a lump sum amount to policyholders who are identified with a life-threatening disease. These policies offers cover for pre and post hospitalisation, inpatient treatment expenses arising for the donor in case of organ transplant, room rent, boarding charges, nursing charges and so on. With any of this plan in hand, you can go through the best treatment and procedures that can bring stability to your lifestyle in difficult times.
Key Features of New India Critical Illness Insurance Policies
The critical illness policies of New India Assurance comes with many features. Key features of the plans are as follows:
- Portability option
- Cashless treatment
- Lifelong renewability
- Benefit of hospital cash
- In-house claim process
The critical illness policies of New India Assurance offers comprehensive benefit to avail treatment for listed critical illnesses. These plans definitely offers much needed respite to the insured during tough times.
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FAQs
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Does New India Assurance provide cover for critical illnesses?
Yes. New India Assurance provides cover for critical illnesses under Floater Mediclaim Policy, New India Premier Mediclaim Policy, and Cancer Mediclaim Policy.
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Is pre-acceptance medical check-up required for policyholders to seek cover for critical illness?
Yes. Pre-medical test is required in critical illness plan offered by New India Assurance. All the people entering after 50 years of age for the first time must undergo this test.
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Does the critical illness plan offered by New India Assurance cover all cases of hospitalisation?
No. The critical illness plan offered by New India Assurance does not cover all cases of hospitalisation. There are some exclusions to the plan too which can be found from the attached brochure.
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Is hypertension covered under the critical illness plan offered by New India Assurance?
No. Hypertension is not included under critical illness plan provided by New India Assurance until 24 months of continuous coverage.