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New India Critical Illness Plans

Critical illness comes without a warning. And if an individual is diagnosed with a critical illness, he or she may end up drying out their savings due to the medical treatment. That’s why purchasing a critical insurance plan is essential. This type of insurance covers the insured against life-threatening/critical diseases such as heart attack, cancer, stroke, kidney failure, etc. New India Assurance Company understands this, and so offers critical illness coverage benefits under its critical illness policies.

1. Floater Mediclaim Policy

Floater Mediclaim Policy by New India Assurance covers family members against several dreadful diseases. This policy has been designed to provide all basic covers as well as to protect the insured family members against 11 specified critical illnesses, which are:

  • Cancer of Specified Severity
  • First Heart Attack of Specified Severity
  • Open Chest CABG
  • Open Heart Replacement
  • Coma of Specified Severity

To know about the critical diseases covered under New India Assurance critical insurance plan, click here.

2. Cancer Mediclaim Policy

Cancer Mediclaim Policy offers coverage for the most dreaded disease to its members, i.e. cancer. Any person who is aged less than 70 years and is not diagnosed with cancer or is not a potential cancer case can seek membership for coverage under this plan. The plan offers cover for various malignant conditions, which are:

  • Malignant Neoplasm of Buccal Cavity and Pharynx
  • Malignant Neoplasm of Digestive Organs and Peritoneum
  • Malignant Neoplasm of Respiratory System
  • Malignant Neoplasm of Bone, Connective Tissue, Skin
  • Malignant Neoplasm of Breast

To know more about the benefits of Cancer Mediclaim Policy by New India Assurance, click here

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Benefits of New India Critical Illness Insurance Policies

Under the critical illness policies of New India Assurance, it pays a lump sum amount to policyholders who are identified with a life-threatening disease. These policies offers cover for pre and post hospitalisation, inpatient treatment expenses arising for the donor in case of organ transplant, room rent, boarding charges, nursing charges and so on. With any of this plan in hand, you can go through the best treatment and procedures that can bring stability to your lifestyle in difficult times.

Key Features of New India Critical Illness Insurance Policies

The critical illness policies of New India Assurance comes with many features. Key features of the plans are as follows:

  • Portability option
  • Cashless treatment
  • Lifelong renewability
  • Benefit of hospital cash
  • In-house claim process

The critical illness policies of New India Assurance offers comprehensive benefit to avail treatment for listed critical illnesses. These plans definitely offers much needed respite to the insured during tough times.

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  • Couple
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Disclaimer : Actual Coverage might vary basis your location, age and number of members

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FAQs

  • New India Assurance provides cover against which critical illnesses?

    New India Assurance provides cover against 11 specific critical illnesses. These are mentioned below-

    • Cancer 
    • Open Chest CABG
    • Coma of specified severity 
    • Open heart replacement
    • First heart attack of specific severity
    • Stroke
    • Kidney failure
    • Major organ transplant
    • Permanent paralysis of limbs
    • Motor neuron disease with permanent symptoms
    • Multiple sclerosis with persisting symptoms 
  • Does New India Assurance provide cover for critical illnesses?

    Yes. New India Assurance provides cover for critical illnesses under Floater Mediclaim Policy, New India Premier Mediclaim Policy, and Cancer Mediclaim Policy. 

  • Is pre-acceptance medical check-up required for policyholders to seek cover for critical illness?

    Yes. Pre-medical test is required in critical illness plan offered by New India Assurance. All the people entering after 50 years of age for the first time must undergo this test. 

  • Does the critical illness plan offered by New India Assurance cover all cases of hospitalisation?

    No. The critical illness plan offered by New India Assurance does not cover all cases of hospitalisation. There are some exclusions to the plan too which can be found from the attached brochure. 

  • Is hypertension covered under the critical illness plan offered by New India Assurance?

    No. Hypertension is not included under critical illness plan provided by New India Assurance until 24 months of continuous coverage. 

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  • Best plan choice made through ...

    I'm thrilled that InsuranceDekho helped me obtain The New India Assurance Health Insurance. The website provided concise policy information, making selection simple. The purchase was easy and the coverage is excellent. 

    S
    New India
    By Shivangi Chhabra
    On: Jun 24, 2024
  • Easy Claim Process

    Selecting New India Assurance from InsuranceDekho proved to be a wise choice. For my family and myself, having access to a wide network of hospitals is essential because of the insurance. Receiving reimbursement for medical costs is a simple and effective process. All in all, I'm quite happy with the service and coverage.

    A
    New India
    By Asif Khan
    On: Jun 12, 2024
  • Trustworthy and reliable

    Thanks to InsuranceDekho, I now have trustworthy health coverage with The New India Assurance. Their insurance provides substantial benefits at reasonable rates, and the claims process is straightforward. I count on The New India Assurance for my health insurance needs.

    R
    New India
    By Ritu Agarwal
    On: Jun 11, 2024
  • Hassle-Free Purchase

    Buying a health insurance policy from InsuranceDekho was smooth and convenient. I bought the New India Insurance Plan from the InsuranceDekho company’s website. The process was completed online with the help of the dedicated customer care staff of the company. I Found InsuranceDekho a trustworthy place to buy health insurance.

    P
    New India
    By Parvesh Kumar
    On: Mar 08, 2024
  • Innovative Website

    InsuranceDekho is the best place to buy any health insurance policy. My purchase of the New India Health Insurance Policy from the Insurancedekho company’s official website was amazing. I compared the many health insurance policies through Insurancedekho’s online platform and chose to buy the New India Health Insurance Policy affordable plan. I suggest everyone purchase a health insurance plan from here with ease.

    R
    New India
    By Rekha Parashar
    On: Feb 27, 2024

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