Pramerica Life Investment
Claim Settlement Ratio | 90.87% |
Customer Care | 10:00 am to 7:00 pm |
In-House Claim Settlement | Available |
Presence | Across Country |
Renewability | Lifelong |
Special Benefits | Available |
About Pramerica Life Investment
Pramerica Life Investment Plans provide you with a financial cushion. The company offers a variety of investment solutions that you can look into if you wish to meet your financial goals. Discover some of the top options provided by the company in this article.
What Is an Investment Plan?
Investment plans are assets which offer financial security to people. Numerous insurers offer a wide range of investment choices to protect every phase of your life. There are some things you should consider before selecting the best investment. These factors include the premium, the amount assured, and the company's claim settlement ratio, among many more.
Benefits of Pramerica Life Investment Plans
Pramerica Life Insurance Company guarantees the best to its policyholders. Therefore, if you want to invest in traditional life insurance plans, Pramerica Life Insurance would be an ideal choice. Here are some more benefits of investing in Pramerica Life Investment Plans:
- At every stage of life, financial emergencies can happen. As a result, investing in investment plans can give you and your loved ones peace of mind.
- Pramerica Life Insurance Plans assist you in achieving both short-term and long-term objectives. You can simply invest in these traditional life insurance plans if you wish to buy your ideal car or a home.
- Invest in Pramerica Life investment plans if you wish to plan for your retirement or the future of your children. In addition to the basic sum assured, these plans offer a simple reversionary bonus and a terminal bonus to the policyholders.
- Some of the plans offered by Pramerica Life additionally offer life insurance to policyholders. This means that the nominees will get the death benefit as well as additional bonuses if the life assured passes away within the term of the policy.
Best Pramerica Life Investment Plans 2023
Here’s a list of some of the best Pramerica Life Investment Plans:
Investment Plans |
Entry Age |
Max. Maturity Age |
Policy Tenure |
Sum Assured |
Pramerica Life Aajeewan Samriddhi |
8- 55 years |
99 years |
15- 20 years |
Rs. 7,500- no limit |
Pramerica Life Flexi Cash |
15- 35 years |
75 years |
15- 35 years |
Rs. 1.7 lakh- Nil |
Pramerica Life Magnum Assure |
18- 55 years |
65 years |
10- 15 years |
N/A |
Pramerica Life Premium Gain Plan |
91 days- 55 years |
70 years |
10- 25 years |
Rs. 3.5 lakh- no limit |
Pramerica Life Roz Sanchay |
8- 50 years |
66 years |
N/A |
Rs. 80,000- 1 crore |
Pramerica Life Sahaj Suraksha |
18- 50 years |
75 years |
N/A |
Rs. 1 lakh- no limit |
Pramerica Life Smart Assure Plan |
8- 60 years |
70 years |
10- 20 years |
Rs. 75,000- no limit |
Pramerica Life Smart Income Plan |
8- 60 years |
18- 75 years |
7- 20 years |
11 times the annualised premium |
Process To Buy Pramerica Life Investment Plans Investment Plans
Pramerica Life Insurance Plan purchasing process is quick and simple. You can visit the official website of an insurance company to compare and buy the most suitable investment plan. Here’s a comprehensive guide on how to buy investment plans with Pramerica Life in detail:
Documents Required To Buy Pramerica Life Investment Plans
- Address proof
- Income proof
- Age proof
- Identity proof
- Any other specific document asked by an insurance company
Steps You Need To Follow To Buy Pramerica Life Investment Plans
- Visit the official website of Pramerica Life Insurance.
- Click on the “Investment Plans” tab.
- Enter your personal information, such as name, age, and more.
- Select the Pramerica Life Investment scheme that suits your needs.
- Complete the documentation process.
- Make a premium payment online.
- The policy document will be shared with your registered email address.
About Pramerica Life Insurance Company
The key highlights for Pramerica Life Insurance are as follows:
Parameters |
Details |
Established in |
2008 |
Headquarters of the company |
Gurgaon, Haryana |
Official website |
www.pramericalife.in |
Helpline number |
1860 500 7070 |
Helpline email-id |
contactus@pramericalife.in |
Factors To Consider When Purchasing Investment Plans
Investment are important assets for the future. As a result, you must consider a number of factors while buying typical life insurance coverage. Here are a few of these points:
- Future Objectives: Your financial future objectives should be taken into account. For instance, you should think about high-return investment schemes if you want to guarantee your child's future education. However, short-term investments would be the best choice for you if you wanted to purchase a car.
- Income: An individual's yearly income is crucial in determining the best approach to investing. Choose a plan from Pramerica Life Insurance that best suits your needs and budget by comparing the various options.
- Financial Dependents: Select an investment strategy that assures financial stability for your dependents even when you are not present. As a result, be sure to pick a plan that offers appropriate protection for your loved ones.
- Liquidity: It's crucial to assess your plan's liquidity before buying an investment plan. Choose a plan that offers plenty of liquidity so you can meet your financial needs.
- Risk tolerance: The investor's risk tolerance is an important factor to take into account. In India, there are numerous traditional life insurance products available. You can evaluate these plans and purchase one based on your risk appetite.
Partner Investment Insurance Companies
- Kotak Life Investment
- Future Generali Investment
- SBI Life Investment
- PNB MetLife Investment
- HDFC Life Investment
- ICICI Prudential Investment
- LIC Investment
- Max Life Investment
- Tata AIA Investment
- Bajaj Allianz Investment
- Bandhan Life Insurance
- Aditya Birla Sun Life Investment
- Bharti AXA Investment
- Edelweiss Tokio Investment
- Canara HSBC Investment
- Reliance Nippon Investment
- Shriram Life Investment
- India First Life Investment
- Sahara Life Investment
- Aviva Life Investment
- Ageas Federal Life Investment
- Star Union Dai-Ichi Investment
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