Oriental Critical Illness Plans

A critical illness carries an adverse impact on your life. It can bring financial and emotional challenges. The situation becomes even worse when the earning member of a family is diagnosed with life-threatening diseases like Cancer, Stroke, Tumor, etc. For such situations, Oriental Insurance Company provides critical illness benefit as an add-on cover under its Happy Family Floater Policy.

Oriental Happy Family Floater Policy

Critical Illnesses are covered under the Happy Family Floater Policy as an add-on, 'Life Hardship Survival Benefit.' During the policy, if the insured person is diagnosed with any of the 11 specified critical illnesses, then survival benefit is paid to the insured person. The critical diseases covered include:

• Cancer of Specified Severity
• Open Chest CABG
• First Heart Attack of Specified Severity
• Major Organ/Bone Marrow Transplant
• Coma of Specified Severity

To know all the diseases covered by critical illness add-on benefit under Happy Family Floater Policy click here.

Benefits of Oriental Critical Illness Insurance Policy

With the add-on benefit, if the insured person is diagnosed with any of the mentioned 11 described critical illnesses, then a lump sum amount is paid to him/her. However, this benefit is not available in case the insured is diagnosed with critical illnesses (irrespective of the stage of the disease) before purchasing this policy. Also, the benefit is paid only once during the lifetime of the policy for a particular disease.

Key Features of Oriental Critical Illness Insurance Policy

The critical insurance of Oriental is available with several features. Some of them are as follows:

• Portability option
• Cashless treatment
• Lifelong renewalbility
• Easy claim settlement
• Personalized health advice

Overall, Oriental Insurance Company seems to be the right option when it comes to getting treatment for critical illness without facing financial stress.