What Does Business Insurance Cover?

Business insurance essentially provides coverage if your business faces any loss during its operations. As a financial loss to your business can create a huge impact on your finances which is why business insurance becomes all the more important.

How Can Business Insurance Benefit Small Businesses? Exploring the Advantages

Be it small or large business, business insurance is important for all to protect your business against any financial loss during operations. So, if there is any damage to your business premises or if there are third-party legal issues, then small business insurance provides relevant coverage.

What Types of Business Insurance Policies Should I Consider?

The different types of business insurance policies that you can consider buying are General Liability Insurance, Commercial Property Insurance, Professional Liability Insurance, Workmen Compensation Insurance, and a few more.

How Much Does Business Insurance Cost?

The cost of business insurance depends on how big your business is. It also gets affected with the type of coverage you require for your business.

Is Business Insurance Mandatory?

Business insurance is not mandatory but is a must-have for all to ensure protection for your business against losses.

What Factors Should I Consider When Choosing a Business Insurance Provider?

Some of the factors to consider when choosing a business insurance provider is its claim settlement ratio, premium rates, coverage offered, and more.

What are the two types of group health insurance?

The two types of group health insurance plans are contributory and non-contributory health insurance plans.

Is damage due to short-circuit covered in fire insurance?

No, damage due to short-circuit is not covered under fire insurance.

Is there coverage for terrorism under marine open transit insurance?

Marine Open Transit Insurance Plan does not provide coverage for terrorism.

Can an employee claim group personal accident insurance for accidents occurring outside India?

For any kind of accident occurring outside India, Personal Accident Insurance will only provide coverage if global coverage is offered under the plan.

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Testimonials

I wanted my business insurance to be easy and personalised to my needs- from purchase to claims. And it was like that with InsuranceDekho. The team explained the product well, followed up diligently, and got me the quotes and policy quickly.
Sanchita K
Instruments Trader (Pune)
I wanted to buy property insurance as I have seen two cases of fire in the last 15 years, and Mumbai is prone to calamities like floods. The InsuranceDekho sales rep I spoke to was knowledgeable about the product, and the online purchase journey was smooth and hassle-free.
Romil S
Furniture Retailer (Mumbai)
There was an urgent need for me to get Business Insurance, as there are frequent robberies, thefts, and short circuits in my area. This Vyapaar Suraksha policy has been a saviour for me and my business. And InsuranceDekho’s process was the best– the risks and covers were explained to me very clearly and the online payment option was very convenient.
Hitesh N.
Medical Store owner (Udaipur)
Almost all business owners want to get their business insured, but they consider it too expensive. Buying this policy from InsuranceDekho helped me get it at a shockingly low price. I feel relieved now that I can be sure my business will be safe no matter what happens.
Gopal C.
Retail Tyre Trader (Indore)

All kinds of businesses can get protection

SHOP
Kirana and general stores, grocery stores, garment shops and more
RESTAURANT
Hotels, cafes, restaurants, food stalls and eateries
FACTORY
Factories and manufacturing units producing various goods
STORAGE
Storage spaces, godowns and warehouses
SERVICE
Schools, gyms, beauty parlours, clinics and more
OTHERS
Any other type of business you have!

Frequently Asked Questions

1
What Does Business Insurance Cover?
Business insurance essentially provides coverage if your business faces any loss during its operations. As a financial loss to your business can create a huge impact on your finances which is why business insurance becomes all the more important.
2
How Can Business Insurance Benefit Small Businesses? Exploring the Advantages
Be it small or large business, business insurance is important for all to protect your business against any financial loss during operations. So, if there is any damage to your business premises or if there are third-party legal issues, then small business insurance provides relevant coverage.
3
What Types of Business Insurance Policies Should I Consider?
The different types of business insurance policies that you can consider buying are General Liability Insurance, Commercial Property Insurance, Professional Liability Insurance, Workmen Compensation Insurance, and a few more.
4
How Much Does Business Insurance Cost?
The cost of business insurance depends on how big your business is. It also gets affected with the type of coverage you require for your business.
5
Is Business Insurance Mandatory?
Business insurance is not mandatory but is a must-have for all to ensure protection for your business against losses.
6
What Factors Should I Consider When Choosing a Business Insurance Provider?
Some of the factors to consider when choosing a business insurance provider is its claim settlement ratio, premium rates, coverage offered, and more.
7
What are the two types of group health insurance?
The two types of group health insurance plans are contributory and non-contributory health insurance plans.
8
Is damage due to short-circuit covered in fire insurance?
No, damage due to short-circuit is not covered under fire insurance.
9
Is there coverage for terrorism under marine open transit insurance?
Marine Open Transit Insurance Plan does not provide coverage for terrorism.
10
Can an employee claim group personal accident insurance for accidents occurring outside India?
For any kind of accident occurring outside India, Personal Accident Insurance will only provide coverage if global coverage is offered under the plan.

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The InsuranceDekho Advantage

5 Minutes Policy Issuance

Over 50 Lac Happy Customers

Dedicated Support System