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Universal Sompo Critical Illness Plans

Since you may encounter many uncertainties in life, it is necessary to stay prepared for the unexpected. Critical Illness Insurance is a health insurance product tailor-made by Universal Sompo to help remove many of your financial worries and concentrate on getting better if you became critically ill.

Universal Sompo Critical Illness Insurance Policy

Critical Illness Insurance by Universal Sompo is one of the leading policies, designed to cover critical illnesses. The following life-threatening diseases for up to the sum insured opted are covered under the Critical Illness Insurance policy:

  • Bone Marrow Transplant
  • Open Heart Replacement
  • Coma of Specified Severity
  • Cancer of Specified Severity
  • Permanent Paralysis of Limbs

To know all the diseases covered by Critical Illness Insurance policy of Universal Sompo click here.

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Universal Sompo Health Insurance Critical Illness Plan List

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Benefits of Universal Sompo Critical Illness Insurance Policy

Critical illness insurance policy comes with many benefits. It covers an individual, his/her spouse, his/her parents and/or his/her parents. The policy also covers pre and post hospitalisation, follow-up care post-treatment, etc. People aged between 18 years to 65 years can purchase this policy. Under this policy, the lump sum payment of the full sum insured amount is paid in case of the First diagnosis of critical illness.

Key Features of Universal Sompo Critical Illness Insurance Policy 

Universal Sompo critical insurance come with certain features. Key features of the plan are as follows:

  • Portability facility
  • Cashless treatment
  • Lifelong renewability
  • Discounts on premiums
  • Cover for pre-existing diseases

The Critical Illness Insurance Policy of Universal Sompo is available with quite a few flexible options and is ideal for the ones looking for critical illness health insurance plans at affordable price.

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

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FAQs

  • Do I get a specific health insurance plan for critical illness in Universal Sompo Health Insurance?

    Yes, Universal Sompo provides a Critical Illness Policy that covers 11 critical illnesses. 

  • What is the eligibility for critical illness plan by Universal Sompo?

    You must be a resident of India and aged between 18 years to 65 years to be able to purchase Critical Illness Policy by Universal Sompo. 

  • Which diseases are covered under critical illness pan by Universal Sompo?

    Following diseases are covered up to the sum insured in Critical Illness Health Insurance Plan by Universal Sompo: Open Chest CABG, Cancer at a specific stage, First heart attack of a certain severity, Open heart replacement, Permanent paralysis for limbs, Coma of certain severity, etc.

  • What is not covered under the critical illness plan by Universal Sompo?

    Some of the plan exclusions are: Pre-existing diseases until the waiting period is served for 48 months with continuous coverage; convalescence, general debility, rest cure, lethargy etc.; cosmetic or plastic surgery is excluded from the plan. 

  • Do I get a specific health insurance plan for critical illness in Universal Sompo Health Insurance?

    Yes, Universal Sompo provides a Critical Illness Policy that covers 11 critical illnesses. 

  • What is the eligibility for critical illness plan by Universal Sompo?

    You must be a resident of India and aged between 18 years to 65 years to be able to purchase Critical Illness Policy by Universal Sompo. 

  • Which diseases are covered under critical illness pan by Universal Sompo?

    Following diseases are covered up to the sum insured in Critical Illness Health Insurance Plan by Universal Sompo:

    • Open Chest CABG
    • Cancer at specific stage
    • First heart attack of certain severity
    • Open heart replacement
    • Permanent paralysis for limbs
    • Coma of certain severity
    • Multiple Scelerosis with persisting symptoms
    • Major organ transplant
    • Kidney failure
    • Open heart replacement
    • Motor Neuron Disease with Permanent Symptoms

  • What is not covered under the critical illness plan by Universal Sompo?

    Some of the plan exclusions are:

    • Pre-existing diseases are not covered until the waiting period is served for 48 months with continuous coverage. 
    • Convalescence, general debility, rest cure, lethargy etc. are not covered.
    • Cosmetic or plastic surgery is excluded from the plan. 
    • Any experimental treatment performed by the Physician is excluded.
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  • Reliable Health Protection

    InsuranceDekho is a reliable partner for health protection. Their Universal Sompo Health Insurance Policy is well-structured, and their claim settlement process is prompt. We've had a great experience with the InsuranceDekho team.

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    R
    Universal Sompo
    By Raju Karhana
    On: Mar 14, 2024
  • Purchased at Ease

    It is very easy to buy health insurance plans from the InsuranceDekho website, I bought the Universal Sompo Health Insurance Plan policy from their website. The buying process was too simple and easy with no complications at all. I followed the mentioned steps and the process was done quickly. Loved the plan. 

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    S
    Universal Sompo
    By Sanjay Parashar
    On: Mar 04, 2024
  • Afffordable Policy

    Thanks to the entire team at InsuranceDekho company for helping me purchase the Universal Sompo health insurance plan, the best health insurance policy. I appreciate the efforts of the customer support team. They helped me throughout the process.

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    N
    Universal Sompo
    By Nikunj Gaur
    On: Jan 02, 2024
  • 7 days availability

    The InsuranceDekho website serves their customers all 7 days of the week which makes it convenient for the customers. I bought the Universal Sompo Health Insurance Policy. The plan is good in itself, and I am happy that I bought this plan.

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    M
    Universal Sompo
    By Monika Agarwal
    On: Nov 24, 2023
  • Easy Renewal Process

    Renewing my Universal Sompo Health Insurance Policy with InsuranceDekho was a simple and quick process. The reminders they sent were helpful, and the renewal interface was user-friendly.

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    K
    Universal Sompo
    By Kanupriya
    On: Nov 16, 2023
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