Bajaj Allianz Health Insurance

Bajaj Allianz Health Insurance started its business in general insurance after receiving its certificate of registration from IRDAI on 2nd May 2001. It is a joint venture between Allianz SE, the world’s leading insurer, and Bajaj Finserv Limited. Bajaj Allianz is one of the largest insurance companies in India and currently, has offices in 1100 towns and cities.

Bajaj Allianz Health Insurance

Bajaj Allianz Health Insurance offers a wide range of health insurance products to its customers and they majorly focus on extensive coverage and a customer-centric approach. Bajaj Allianz currently has 18,400 network hospitals across the country where there is a benefit of cashless treatment. It has different types of plans available such as individual health insurance, family floater health insurance, senior citizen health insurance, critical illness health insurance, top-up health insurance, personal accident health insurance, group health insurance, and health insurance for vector-borne diseases.

* Claim settlement ratio is the metric used to evaluate the insurance company on the basis of claims settled by them. The percentage of claims received and from that how much claim is settled is calculated and then the claim settlement ratio comes out. If the company has a claim settlement ratio greater than 85% then it is considered good to go for an insurance policy.

* Solvency ratio is used to calculate the financial stability of the company. It is used to measure whether the company is capable of paying its long-term debt or not.

There are two ways through which you can purchase the Bajaj Allianz Health Insurance policy, one is online and another is through agents.

Purchase Bajaj Allianz Health Insurance Policy via InsuranceDekho

Now get yourself insured with InsuranceDekho in just a few steps and it is a hassle-free process.

Steps for Purchasing Bajaj Allianz Health Insurance Policy with InsuranceDekho Online:

Step 1: Provide Your Details

Search InsuranceDekho on your search engine, open its homepage and then fill out the information on the right side of the screen such as your name, phone number, etc.

Step 2: Compare Health Plans

Compare the Bajaj Allianz Health Insurance plan and choose according to your needs.

Step 3: Fill out the proposal Form

Fill out the required information in the proposal form and recheck it for any mistakes or corrections that are needed.

Step 4: Pay the Premium

Fill out the complete proposal form 1, then you have to answer two questions about health in form 2, submit your KYC details and pay the premium for your chosen Bajaj Allianz Health Insurance.

Step 5: Post Payment Contact

The Insurance Dekho manager will contact you for post-purchase assistance.

Purchase Bajaj Allianz Health Insurance Policy from InsuranceDekho with Complete Assistance

Step 1: Enter Your Details

Visit the Insurance Dekho website and fill in the required details such as your name, mobile number, Pincode etc.

Step 2: Compare Health Plans

Compare the plans shown on the page according to your eligibility.

Step 3: Schedule a Callback

Schedule a callback by updating your contact details.

Step 4: Connect with an InsuranceDekho Advisor

You will get a call from the advisor for assistance at your preferred time. If there is a need for home assistance then the expert will visit your home and will help you to fill out the form and further process

Purchase Bajaj Allianz Health Insurance with InsuranceDekho

Follow the below-listed steps to quickly purchase Bajaj health insurance online from InsuranceDekho:

Step 1: Visit the official portal www.insurancedekho.com and press the “health” tab visible on the screen.

Step 2: Fill up all the details, including your Name, mobile number and gender as requested. An OTP (One Time Password) will be sent to your registered mobile number to proceed further.

Step 3: Select an option from the drop-down menu to respond to the question, "When do you want to buy the policy?" and click on "View Quotes."

Step 4: Choose family members you wish to include within your health insurance coverage and press the "continue" button.

Step 5: Add the age of your family members.

Step 6: Fill in the email and city details and press the ‘Submit and View Quotes’ button. The quotes that best fit your needs will appear on your screen. Compare and choose the one you wish to buy.

Step 7: Choose the duration of the policy that you want to purchase. Proceed to the online payment page by providing the necessary information.

Purchase Bajaj Allianz Health Insurance Policy via Insurer Website

Follow these steps to quickly obtain health insurance from the comfort of your home:

• Visit Bajaj Finserv’s official website or download the Bajaj Allianz General Insurance Company application on your mobile.
• Login to your account and browse through different health insurance plans available on the screen. Select the one that meets your needs and budget requirements.
• Submit all the requested personal information, i.e., your name, age, contact details, and required medical history.
• You can also compare different policies depending on their benefits, premium rates, and coverage using the comparison tool.
• Once you have finalized the health insurance plan, fill in the payment details and initiate payment through secure payment gateways.
• As soon as the payment is processed and complete, you will receive a notification on the registered email sharing policy document confirming your coverage.

Offline Process

Go to a nearby Bajaj Finserv branch office or contact an authorized insurance agent. Complete and submit the application form, attach all the necessary documents, and work with the agent to complete the purchase.

Bajaj Allianz Health Insurance gives two types of claim facilities to its customers through which they can file their health insurance claims. One can avail of these facilities at both network and non-network hospitals by filing cashless and reimbursement claims. One has to inform the insurer 48 hours before planned hospitalisation and within 24 hours for emergency hospitalisation. For a cashless claim, visit the nearest network hospital and provide the required document to initiate your cashless treatment process. For non-network hospitals, collect all the medical bills and reports and submit them to the nearest Bajaj Allianz Health Insurance branch office to get the reimbursement of the bill amount to the registered bank account.

• Won the Best Use of Data Analytics in Fraud Detection Award at the India Fraud Risk Management & Summit Awards 2024, held in Mumbai.
• won the Finnoviti Trophy for Reach- Sarvatra Bima/Insurance on Wheels at the 2024 Technoviti and Finnoviti Conclave and Awards by Banking Frontiers, held in Mumbai.
• Won the award for Kisan Suvidha Agri ChatBot as the Best AI-Powered Chatbot to Enhance CX (General Insurance) at the 4th Edition CX Excellence Awards 2024 organized by Quantic India.
• Won the Best Cyber Insurance award at the InsureNext Conference & Awards 2024, organised by Banking Frontiers.
• Won the Operational Resilience award at the IBEX India 2024 BFSI Tech Awards in Mumbai.

For any kind of help or to connect with Bajaj Allianz Health Insurance contact the below given information:

Download caringly yours application

Say ‘Hi’ on Whatsapp at +91 75072 45858

For missed call facilities do missed Call - 80809 45060

Do email your queries at bagichelp@bajajallianz.co.in

The toll-free number for intermediaries - 1800-209-7073

Complaints & Grievance Redressal

For any type of complaint, one can file their complaint on the below contact:

Write to the Grievance Redressal Officer Mr Jerome Vincent at ggro@bajajallianz.co.in

In case your grievance is not resolved then you can talk to our care specialist by giving a missed call on +91 8080945060 OR SMS <WORRY> To 575758 and the care specialist will call you back.

Ques1. What is the claim rate of Bajaj Allianz Health Insurance?

Ans. The claim settlement ratio of Bajaj Allianz Health Insurance is 98%.

Ques 2. What is the waiting period for Bajaj Allianz Health Insurance?

Ans. Bajaj Allianz Health Insurance provide 30 30-day waiting period for normal illnesses and for critical illnesses, one has to serve a waiting period of 3-4 years or it may vary according to the plan.

Ques 3. Are maternity expenses covered By Bajaj Allianz Health Insurance?

Ans. Yes, there are plans available in Bajaj Allianz Health Insurance that give coverage for maternity-related expenses. Plans like the “Health Guard Family Floater Policy” give coverage for maternity with a waiting period applicable on it.

Ques 4. Does Bajaj Allianz offer a cashless hospitalisation facility?

Ans. Yes, Bajaj Allianz offer cashless hospitalisation facilities at their 18,400+ hospitals.

Ques 5. Can I increase the sum insured on my health insurance policy?

Ans. Yes, you can increase the sum insured on your health insurance policy at the time of policy renewal.