United India Own Damage Bike Insurance

Using a two-wheeler on your daily basis comes with certain risks and this can be a source of deep worry for you and your family. One way to minimise the impact of the crisis is to purchase insurance. Insurance offers a layer of protection for the insurance holder and their two-wheeler in case of a mishap. The compensation provided by the insurance company gives the policyholder financial stability in the face of a crisis. When you purchase own-damage two-wheeler insurance it will take care of own damage costs in case of a road accident, theft, vandalism, fire, explosion, natural and manmade calamity. If you purchase this along with the compulsory third party insurance it is sure to give you holistic protection.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under a United India Standalone Own-Damage Policy?

Following are the aspects that are covered under a United India standalone own-damage two-wheeler insurance policy:

• Road accidents that damage the two-wheeler in some way.
• A fire or explosion that damages the two-wheeler in some way.
• If the two-wheeler is damaged beyond repair or is stolen and cannot be traced.
• A natural disaster or man-made calamity that damages the two-wheeler.

What is Not Covered Under a United India Standalone Own-Damage Policy?

Following are the aspects that are not covered under a United India standalone own-damage two-wheeler insurance policy:

• Electrical or mechanical failures of the two-wheeler.
• Damage caused to the two-wheeler because of some form of illegal driving.
• Regular wear and tear of the two-wheeler, i.e, depreciation.
• Any mishap that occurs outside India.

Following are the benefits of purchasing a United India Two-Wheeler Insurance Policy:

• The insurance will take care of your two-wheeler in the event of a mishap in many situations in many cases like road accidents, cases of vandalism, fires, explosions and calamities.
• For every claim-free year, the insurance provider will give a No Claim Bonus which increases with every consecutive year.
• Add-on covers can be purchased along with the insurance to further enhance the coverage.

How To Purchase a United India Standalone Own-Damage Policy?

Following are the steps you need to take to purchase a United India Two-Wheeler Insurance Policy:

Step 1: Go to the InsuranceDekho page and select the two-wheeler insurance tab from the top left corner.

Step 2: Provide the registration number of your two-wheeler. In case you do not have this you can also enter its make, model and year of registration instead.

Step 3: Also provide your name and mobile number. Once done select the Submit and Get Quotes tab to proceed.

Step 4: The quotes for two-wheeler insurance policies will be visible on the screen. Select the one offered by United India and any add-ons you would like to purchase with it.

Step 5: Lastly, pay for your United India two-wheeler insurance policy and the policy document will be sent to your registered email ID.