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Acko General Insurance Company offers basically three different types of two-wheeler insurance plan to their customers, namely, comprehensive bike insurance plan, standalone-own damage bike insurance plan and third party bike insurance plan. It is advisable to buy a standalone own damage insurance plan along with third party bike insurance cover in order to extend the insurance coverage in different scenarios that could possibly happen i.e. from road accidents to natural calamities. Also, during the time of emergency, getting compensation for the damages incurred offers financial assistance and a sense of safety to the customer.

Standalone Own-Damage Bike Insurance V/S Comprehensive Bike Insurance V/S Third Party Bike Insurance

Basis

Acko Standalone-Own Damage Bike Insurance

Acko Comprehensive Bike Insurance

Acko Third Party Bike Insurance

Coverage Offered

Under this insurance plan, the policyholder receives coverage just for own damage expenses in case of any accident or mishap. It includes situations of explosions, road accidents, fire, flood, etc.

Under this insurance plan, the insured vehicle receives all-round safety by looking after both own damage expenses and third party liabilities in case of any unfortunate incident.

This insurance plan is the most standard insurance coverage offered, which is necessary to hold by a bike owner. Under this insurance cover, third party liabilities are taken care of including death, bodily injuries, and damage caused to the property.

Cost

The Standalone own damage bike insurance plan offered by Acko General Insurance company is more costly as a better insurance coverage is offered here.

Comprehensive bike insurance plan offered by Acko General Insurance Company is one of the most expensive bike insurance plans offered by them. This is because it provides an all-round protection against both third party liabilities and own damage expenses.

Third party bike insurance plan offered by Acko General Insurance company is the cheapest insurance plan available. This is because it provides the policyholder with just basic insurance coverage.

Add-Ons

The policyholders are offered various add-on covers to opt for from Acko’s standalone own damage bike insurance plan.

Here also the customers are offered various types of add-on covers to opt from.

The policyholders are not offered any add on covers to choose from under this insurance plan.

What All is Covered Under Acko Standalone Own Damage Insurance Plan?

The following coverages are offered under Acko Standalone own damage insurance policy:

  • Damages or losses caused to the bike because of explosion or fire.
  • Accidents that happen because of collisions and damage incurred by the insured bike.
  • Complete loss or case of theft.
  • Manmade or natural calamities that cause damage or loss to the insured bike.

What All is Not Covered Under Acko Standalone Own Damage Insurance Plan?

The following coverages are not offered under Acko Standalone own damage insurance policy:

  • In case the insured bike breaks down because of mechanical or electrical failure.
  • If because of illegal driving any damages or mishap happens to the insured two-wheeler.
  • In case any mishap happens with the insured bike outside the geographical borders of the nation.

Benefits Offered Under Acko Standalone Own Damage Bike Insurance Plan

Some of the benefits offered by Acko Standalone bike insurance plan are as follows:

  • With a standalone own damage insurance cover, the expenses incurred due to the damages caused to your own bike under several scenarios would be taken care of.
  • A no claim bonus will be offered by the insurance provider for each claim free year.
  • There are various add-on covers available that the customers can select from alongside an own damage insurance cover.

How to Purchase Acko Standalone Own Damage Insurance Plan?

You can follow the below mentioned steps to buy Acko two-wheeler insurance plan:

Step 1: Go to the official website of InsuranceDekho and on the homepage of the website choose the ‘two-wheeler insurance’ tab. From the drop down menu that appears proceed ahead by selecting the ‘Standalone Own Damage’ option.

Step 2: Next, you are required to give the registration number of your two-wheeler bike. In case, you are currently not having any details regarding it, then you can proceed ahead by entering your two-wheelers model, make and registration year instead.

Step 3: Now, you are required to add your personal information or any other details as required. Once you have entered this information, choose the ‘Submit and Get Quotes’ option.

Step 4: After you have entered all the needed information, the customized insurance quotes for standalone own damage bike insurance plan would get displayed on the web page. Choose the insurance plan offered by Acko General Insurance Company and choose the add on covers that you would wish to buy along with it.

Step 5: The final step is to make payment for the chosen Acko standard own damage bike insurance plan and the policy document would get instantly sent to you at your registered email ID.

Must Read Articles before buying Acko Bike Insurance

Acko Bike Insurance User Reviews

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What users are saying
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  • Smooth Purchase & Support

    Thanks to InsuranceDekho, getting my Acko Bike Insurance was a breeze! Their platform is so easy to use, and the support team patiently helped me understand all the options. Now, I feel really good about my choice.

    N
    By Nikhil Tanwar
    On: March 6, 2024
  • Variety of plans

    A good thing about the InsuranceDekho website is that it has a variety of plans available. This helps one choose a plan that is most appropriate for him. With this, I chose the ACKO Bike insurance plan for my SWM Superdual 650T. The plan turned out to be appropriate for me and could meet all my needs.

    R
    By Rohan Kumar
    On: March 1, 2023
  • Purchased a useful add-on cove...

    I wanted to purchase a good third party insurance policy with a suitable and useful add-on cover for my new Mahindra Duro. I purchased the Acko third party insurance policy from InsuranceDekho along with a useful add-on cover of my choice. I had to pay a little extra premium for the additional cover but I am satisfied with my purchase with InsuranceDekho.

    F
    By Firoz Ali
    On: February 9, 2023
  • Variety of plans

    A good thing about the InsuranceDekho website is that it has a variety of plans available. This helps one choose a plan that is most appropriate for him. With this, I chose the ACKO Bike insurance plan for my SWM Superdual 650T. The plan turned out to be appropriate for me and could meet all my needs.

    R
    By Rohan Kumar
    On: January 11, 2023
  • 7 days availability

    The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on a Sunday to buy the Acko bike insurance plan for my Electric Optima DX, there were no complications involved at all, and the process was done smoothly. -

    S
    By Shishir Singh
    On: October 13, 2022
  • Availability of good bike insu...

    I was advised to visit the InsuranceDekho website to get bike insurance done for my BMW G320R because they offer good bike insurance plans. I viewed their website and came across the ACKO bike insurance plan which is good enough and meets all my requirements and needs for my bike. I bought the plan immediately and now I'm happy to have bought the plan.

    R
    By Ritik Sharma
    On: July 12, 2022
  • EXCELLENT SERVICE FROM INSURAN...

    EXCELLENT,SUPER, MARVELLOUS,MIND BLOWING SERVICE FROM INSURANCE DEKHO, EVERYONE HAS TO CHOOSE INSURANCE DEKHO FOR ANY INSURANCE

    V
    Hero Pleasure Khammam
    By V GEETHA BHAVANI
    On: July 9, 2022
  • Ease of Use

    It was very easy to do.Didn’t take much time and effort as process was very simple.I would recommend all to use this for all type of vehicle insurance

    S
    Royal Enfield Classic 350 (2012-2021) Rourkela
    By SUDHARSHAN ANIL KUMAR
    On: July 8, 2022
  • 7 days availability

    The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on a Sunday to buy the Acko bike insurance plan for my Electric Optima DX, there were no complications involved at all, and the process was done smoothly.

    S
    By Shekhar Singh
    On: June 23, 2022
  • Variety of plans

    A good thing about the InsuranceDekho website is that it has a variety of plans available. This helps one choose a plan that is most appropriate for him. With this, I chose the ACKO Bike insurance plan for my SWM Superdual 650T. The plan turned out to be appropriate for me and could meet all my needs.

    By Rohan Kumar
    On: June 21, 2022
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