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Digit Standalone Own-Damage Two-Wheeler Insurance Policy

Digit General Insurance offers three basic types of insurance for two-wheelers to its customers, a standalone own-damage cover is one of them. This type of insurance cover will take care of the own-damage costs of the policyholder in the event of a mishap. Moreover, the cover offers compensation to the policyholder in a wide variety of situations including theft, vandalism, road accidents, fires, natural and manmade calamities. The standalone own-damage two-wheeler insurance cover is not compulsory however, the protection it offers to the rider in times of difficulty can make a significant difference by offering financial stability.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Digit Third Party Two-Wheeler Insurance

Digit Standalone Own-Damage Two-Wheeler Insurance

Digit Comprehensive Two-Wheeler Insurance

Coverage

The Digit third party two-wheeler insurance will take care of third party liabilities in the event of a mishap including bodily injuries, death and property damage. However, the maximum compensation offered for property damage with this cover is Rs 1 Lakh.

The Digit standalone own-damage two-wheeler insurance will take care of the own-damage costs of the two-wheeler in a wide variety of scenarios such as road accidents, theft etc. Moreover, the insurance company will offer NCB for every claim-free year.

The Digit comprehensive two-wheeler insurance plan will take care of both third party liabilities and own-damage costs under a single premium. It also offers an optional personal accident cover. This makes it trouble-free and convenient.

Add-ons

Digit third party two-wheeler insurance does not offer add-on covers.

There are a number of add-on covers are available with Digit two-wheeler standalone own-damage insurance.

There are several add-on covers you can purchase at an additional cost along with Digit comprehensive two-wheeler insurance plans.

Cost

Digit third party two-wheeler insurance is the cheapest type of two-wheeler insurance policy they offer as it provides basic coverage.

Digit two-wheeler standalone own-damage insurance is more expensive than their third party insurance. This is because it offers better coverage.

Digit comprehensive two-wheeler insurance plans are the most expensive but offer wider coverage for both own-damage and third party liabilities under a single premium.

What is Covered Under a Digit Standalone Own-Damage Two-Wheeler Insurance Policy?

The Digit standalone own-damage two-wheeler insurance policy covers the following aspects:

  • Accidents that occur due to collisions while riding the two-wheeler.
  • Fires or explosions that cause damage to the two-wheeler in any way.
  • Theft or total damage of the two-wheeler.
  • Damages caused to the two-wheeler in the event of a natural or man-made calamity. Eg: floods

What is Not Covered Under a Digit Standalone Own-Damage Two-Wheeler Policy?

The Digit standalone own-damage two-wheeler insurance policy does not cover the following aspects:

  • Electrical or mechanical failures of the two-wheeler.
  • Any mishap that somehow involves illegal driving and damages the two-wheeler.
  • General wear and tear of the two-wheeler, depreciation of the two-wheeler.
  • Mishaps that occur and damage the two-wheeler outside the geographical limits of the country

Benefits of Digit Standalone Own-Damage Policy

The following are the benefits of purchasing standalone own-damage two-wheeler insurance from Digit:

  • It offers policyholders protection against a wide range of scenarios such as damage caused to the two-wheeler due to floods, fires, road accidents etc.
  • Policyholders are given No Claim Bonus for every claim-free year as a reward for good driving habits every claim-free year.
  • You can purchase add-on covers to further strengthen your two-wheeler insurance policy. Digit offers a wide range to choose from.

How To Purchase Digit Standalone Own-Damage Policy?

Follow the below-mentioned steps to purchase a standalone own-damage two-wheeler insurance policy from Digit:

Step 1: Visit the website of InsuranceDekho and select the ‘two-wheeler insurance’ tab. A drop-down menu will appear, next, you have to select ‘Standalone Own Damage’ from the options visible.

Step 2: Enter the registration number of the two-wheeler. If you do not have this information with you for you can also enter the two-wheeler’s make, model and year of registration instead.

Step 3: Provide your personal details and select the ‘Submit and Get Quotes’ button to get the quotes.

Step 4: All the quotes for standalone own-damage two-wheeler insurance covers in your category will be visible on the screen. Select the quote offered by Digit General Insurance and select any add-on covers you require with it. Keep in mind they come at an additional cost.

Step 5: Make the payment for your Digit standalone own-damage two-wheeler insurance policy and the insurance document will be sent to your registered email ID.

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Must Read Articles before buying Digit Bike Insurance

Digit Bike Insurance User Reviews

4.9
Rating based on
495 User reviews
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What users are saying
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  • Reliable Service

    My bike’s chain broke while on a trip, and I was worried about the repair costs. Luckily, my GoDigit Insurance policy covered it. With InsuranceDekho’s help, I filed a claim and got it approved. The support was reliable and efficient.

    Read More

    R
    By Rohan Verma
    On: June 27, 2024
  • Efficient Claim Process

    My bike got into a minor accident, and the repair costs were very high. Thankfully, I had my GoDigit bike insurance. With the help of InsuranceDekho, I filed a claim, and it was processed very quickly. I didn’t have to pay anything out of pocket.

    Read More

    A
    By Ankit Sharma
    On: June 26, 2024
  • Beneficial Add-Ons

    Thanks to my comprehensive GoDigit bike insurance policy, I was able to get the headlamp repaired. I’m glad that I purchased this policy for my new bike. As suggested by InsuranceDekho, I’ll be buying some add-ons to increase its coverage.

    Read More

    A
    By Ashpreet Singh
    On: June 18, 2024
  • Comprehensive Coverage

    My new scooter’s tyres were punctured and the mechanic was asking for a large sum for repairs. That’s when I realised that I should raise a claim against my GoDigit bike insurance. I guess, it was a smart decision as I did not have to pay anything for the repairs.

    Read More

    A
    By Amit Khanna
    On: June 13, 2024
  • Decent Service

    InsuranceDekho's platform is fantastic as I was able to get my bike’s clutch repaired. Yes, they contacted with my insurer (GoDigit) and got it repaired at their network garage. Now, the clutch is working perfectly fine and I didn’t have to make any upfront payments. Overall, the experience was good.

    Read More

    A
    By Anjali Rai
    On: June 11, 2024
  • Hassle-Free Policy Extension

    I extended my Digit Bike Insurance Policy through InsuranceDekho, and the process was hassle-free. They handled all the details, making sure my Triumph bike’s coverage was updated without any complications.

    Read More

    S
    By Saransh Lal
    On: November 22, 2023
  • Prompt Assistance, Anytime

    The prompt assistance offered by InsuranceDekho during the claim process of the Digit Bike Insurance Policy ensures that I have support anytime, day or night for my Kawasaki bike.

    Read More

    V
    By Vaibhav Agarwal
    On: November 16, 2023
  • Consistent Coverage

    I appreciate that InsuranceDekho's renewal process for the Digit Bike Insurance Policy ensures consistent coverage for my Suzuki bike, providing me with peace of mind year after year.

    Read More

    V
    By Vipul Sharma
    On: November 8, 2023
  • Legal Protection on a Budget

    When I got the Digit Bike Insurance Policy from InsuranceDekho, it offered legal protection for my Vespa bike without straining my budget. It's a practical choice for cost-conscious individuals.

    Read More

    K
    By Kamal Goswami
    On: October 30, 2023
  • My Trusted Premium Calculation...

    I trust InsuranceDekho's Premium Calculator as my go-to tool for calculating car insurance premiums. I bought the Digit Bike Insurance Policy to secure my Yamaha bike. It's accurate, and their platform provides valuable insights to help me make the right choice.

    Read More

    By Nilesh Lokhande
    On: October 26, 2023
  • Supportive Team for Third-Part...

    The support team at InsuranceDekho is supportive when it comes to Third-Party Car Insurance. They answer queries promptly and provide assistance in navigating the Digit Bike Insurance Policy’s requirements for my Yamaha bike.

    Read More

    S
    By Shreesh Verma
    On: October 18, 2023
  • Transparent Premium Breakdown

    I appreciate the transparency in InsuranceDekho's premium calculator. It breaks down the premium components for the Digit Bike Insurance Policy , helping me understand what I'm paying for my Royal Enfield bike.

    Read More

    L
    By Lokesh Bhatt
    On: October 16, 2023
  • Prompt Claim Settlement for Ow...

    InsuranceDekho ensures prompt claim settlement under their own damage coverage. I can trust that repairs or compensation for my Triumph bike will be handled quickly under the Digit Bike Insurance Policy.

    Read More

    M
    By Mosksh Lal
    On: October 11, 2023
  • Efficient Documentation Handli...

    Renewing my Digit Bike Insurance Policy for my Royal Enfield bike with InsuranceDekho means efficient documentation handling. They make sure that all necessary paperwork is processed seamlessly, reducing any administrative burdens on my end.

    Read More

    R
    By Rtiwik Kulkarni
    On: October 10, 2023
  • Total Peace of Mind with zero-...

    In summary, Zero Depreciation Digit Bike Insurance Policy through InsuranceDekho provides me with total peace of mind. I know that my KTM bike is protected without worrying about depreciation during claims. It's a must-have for every car owner.

    Read More

    S
    By Sunil Trivedi
    On: October 3, 2023
  • No-Nonsense Renewal

    Renewing my bike insurance with InsuranceDekho is a simple and easy process for my for my Suzuki bike. They make it simple, and I appreciate the clarity in their renewal terms for my Digit Bike Insurance Policy. It's a hassle-free experience every year.

    Read More

    U
    By Umesh Mehra
    On: September 27, 2023
  • Dependable Cashless Coverage

    InsuranceDekho's cashless garage coverage is dependable. The Digit Bike Insurance Policy honors their commitment to covering repair costs for my Vespa bike without delay or complications.

    Read More

    By Kishan Singh
    On: September 25, 2023
  • Trustworthy and Dependable Com...

    I took this amazing policy from InsuranceDekho. The Digit Bike Insurance Policy’s comprehensive coverage is trustworthy and dependable. I know I can count on them during any unforeseen event and that my Royal Enfield bike is always in safe hands.

    Read More

    P
    By Priyam Tyagi
    On: September 21, 2023
  • Simple and Transparent Policy ...

    InsuranceDekho's third-party Digit Bike Insurance Policy comes with simple and transparent policy terms. It's easy to understand what's covered for my KTM bike.

    Read More

    H
    By Harshiv Kulkarni
    On: September 18, 2023
  • Smart and Convenient Premium E...

    InsuranceDekho's premium calculator is smart and incredibly convenient. It gave me a clear picture of the insurance costs of my Digit Bike Insurance Policy, saving me both time and confusion for my Suzuki bike.

    Read More

    D
    By Deepam Gupta
    On: September 14, 2023
  • Excellent Communication Throug...

    I appreciated the excellent communication from InsuranceDekho throughout the claims process for my Digit Bike Insurance Policy for my Vespa. Their updates gave me peace of mind.

    Read More

    By Ritesh Makhani
    On: September 12, 2023
  • Efficient Reminder System

    I appreciate InsuranceDekho's efficient reminder system for the renewal of my Digit Bike Insurance Policy that I took to secure my Kawasaki bike. I never miss a renewal deadline, thanks to their timely notifications.

    Read More

    By Anmol Yadav
    On: September 8, 2023
  • Seamless Repairs and Reimburse...

    InsuranceDekho's claim process for the Digit Bike Insurance Policy seamlessly handles repairs and reimbursements. I've had repairs done and expenses covered for my Suzuki bike without any complications.

    Read More

    S
    By Sameer Doshi
    On: September 6, 2023
  • Peaceful Driving Experience

    Driving becomes a peaceful experience with InsuranceDekho's Comprehensive Coverage. I don't have to worry about the "what ifs" because I know that my Vespa is fully protected with the Digit Bike Insurance Policy.

    Read More

    B
    By Bushan Bhat
    On: September 4, 2023
  • User-Friendly Experience

    Navigating the Premium Calculator on InsuranceDekho's platform is a breeze. The user-friendly interface makes it simple to input my Jawa bike details and get instant quotes, making the buying process of the Digit Bike Insurance Policy shopping process seamless.

    Read More

    D
    By Deepak Kochar
    On: August 28, 2023
  • Perfect for City Driving and R...

    Living in a city with risky roads, InsuranceDekho's zero depreciation policy is perfect and I added it to my Digit Bike Insurance Policy. It ensures my Aprilia bike is fully protected at all times.

    Read More

    A
    By Amir Palival
    On: August 24, 2023
  • Peace of Mind with Cashless Fa...

    Having InsuranceDekho's cashless facility with the Digit Bike Insurance Policy for my Vespa gave me peace of mind during an otherwise stressful situation. I knew I was in good hands.

    Read More

    S
    By Shree Munthee
    On: August 22, 2023
  • Customized Add-On Options for ...

    InsuranceDekho offered a range of customized add-on options for my Digit Bike Insurance Policy renewal. I could tailor my coverage to suit my needs perfectly for my Suzuki bike,

    Read More

    P
    By Pritish Kumar
    On: August 16, 2023
  • Value-for-Money Protection

    InsuranceDekho's zero depreciation coverage provides value for money. It's a small investment that I made in the Digit Bike Insurance Policy for my Vespa bike that saves me from significant repair costs in the future.

    Read More

    By Nitin Rao
    On: August 10, 2023
  • Responsive and Helpful Garage ...

    I had to avail of InsuranceDekho's cashless garage service after an accident, and the staff at the garage were incredibly responsive and helpful. They guided me through the process and ensured my Kawasaki bike was repaired to my satisfaction. So thankful that on time I insured my bike with the Digit Bike Insurance Policy.

    Read More

    R
    By Rohit Sagar
    On: August 8, 2023
Digit Reviews

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