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Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work

Calculate Your Bike Insurance Price Online

Select your bike brand

  • Honda
  • Hero
  • TVS
  • Hero Honda
  • Bajaj

Which city is your bike registered in?

  • New Delhi
  • Bangalore
  • Mumbai
  • Chennai

When did you buy your bike?

Disclaimer: Actual Premium might vary basis your location, age and number of members

What is a Bike Insurance Premium Calculator?

Bike insurance premium calculator is an online tool used to calculate bike insurance policy premium easily. The tool helps you get the bike insurance premiums of bike insurance policies offered by multiple insurers. It also allows you to compare different bike insurance policies in order to make the right buying decision. To use InsuranceDekho’s Bike insurance premium calculator, you are required to enter a few details of your bike including its make, model, variant, fuel type, and year and place of registration and you will get to know the bike insurance premium within a few seconds.

How to Use a Bike Insurance Premium Calculator?

You are required to follow a few simple steps in order to calculate bike insurance premium at InsuranceDekho:

Step 1: Select the Make, Model, Variant, and Fuel Type of your bike.

Step 2: Select the City of registration of your bike and its Year of Purchase.

Step 3: Answer the question ‘Have you made a claim in the previous year?’ by selecting yes or no.

Step 4: Click on ‘Calculate’. You will find the right IDV and premium for the selected bike insurance policy displayed on your screen.

Benefits of Bike Insurance Premium Calculator

You can use InsuranceDekho’s bike insurance premium calculator online and enjoy the following benefits:

1. Get the Right IDV: IDV or Insured Declared Value is the market value of your bike that is calculated after depreciation. It is important to know the right IDV of your bike as it reflects the maximum amount an insurer will compensate you for in case of the total loss of your bike. InsuranceDekho’s bike insurance premium calculator helps you figure out the right IDV after taking into consideration several factors such as your bike’s make, model, variant, age of your bike, etc. You must go for the IDV that is closest to the market of your bike.

2. Know the Correct Premium: One of the major benefits of using InsuranceDekho’s bike insurance premium calculator is that it tells you the premium amount you will be charged for a shortlisted bike insurance policy. You can make an informed decision if you know the premium details in advance.

3. Helps You Decide: With InsuranceDekho’s bike insurance premium calculator, you can compare bike insurance plans offered by several insurers. This way, it helps you decide which bike insurance policy is the best for you as per your budget and other requirements.

4. Helps You Buy Affordable Policies: When comparing bike insurance policies online, you also compare the premiums to be paid for every shortlisted policy. This helps you choose the most affordable policy online.

Third Party Bike Insurance Premium Rates

Engine Capacity

Premium to Buy a New Policy (5-Year Plan)

Premium to Renew Existing Policy (1-Year Plan)

Not exceeding 75 cc

Rs. 1,045

Rs. 482

Exceeding 75 cc but not exceeding 150 cc

Rs. 3,285

Rs. 752

Exceeding 150 cc but not exceeding 350 cc

Rs. 5,453

Rs. 1,193

Exceeding 350 cc

Rs. 13,034

Rs. 2,323

(Source: Insurance Regulatory and Development Authority of India)

Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

Several factors such as bike modifications, bike’s IDV, age of the bike, how secured it is, etc. decide the premium of comprehensive and standalone own-damage bike insurance plans. To understand the impact of these factors in detail, read below.

Factors Affecting Bike Insurance Premium

Read below to understand how these factors increase or decrease your bike insurance policy premium:

1. Insured Declared Value (IDV): IDV is the market value of your bike that the insurer compensates you with in case of a total loss of the bike. This means, higher the amount of loss, higher the amount the insurer will compensate you for. As this will increase the insurer’s liability, so, you will be required to pay a higher bike insurance premium in this case and vice versa.

2. Modifications: A lot of bike owners are enthusiastic to get their bikes modified. While bike modifications can surely increase your bike’s performance, sometimes they may also compromise with its in-built security. This increases the chances of your prized possession getting stolen or getting involved in an accident. As the risk increases the insurer’s liability in some cases, hence it will also increase the premium amount for our bike insurance policy.

3. Age of the Bike: Another deciding factor for your bike insurance policy premium is the age of your bike. The old bikes have lesser Insured Declared Value compared to new bikes due to the default depreciation and hence the insurers have to pay lesser compensation to their owners in case of a mishap. so, you can enjoy paying a lesser premium if you won an old bike, and vice versa.

4. Number of Add-Ons: Add-on covers are the additional benefits that you can purchase by paying an additional premium. There are several add-on benefits such as roadside assistance cover, zero depreciation cover etc. which are highly recommended for your bike. But if you opt for them, your bike insurance premium will increase respectively.

5. Anti-Theft Devices: It is recommended to get ARAI-approved anti-theft devices in your bike to ensure its safety. Increased safety decreases the chances of it getting stolen and hence reduces the chances of a claim. So, if you get these devices installed in your bike, you will be charged a lesser bike insurance premium.

Explore United India Bike Insurance

Must Read Articles before buying United India Bike Insurance

United India Bike Insurance User Reviews

4.9
Rating based on
211 User reviews
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What users are saying
  • All
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  • Claim
  • Add On
  • Claim Process Made Simple

    Filing a claim with InsuranceDekho's Comprehensive Coverage was a straightforward process. The platform's efficiency in handling claims fpr my existing United Bike Insurance Policy made the experience hassle-free during an already stressful situation for my Mahindra bike.

    Read More

    N
    By Narayan Arora
    On: November 24, 2023
  • Complete Vehicle Protection

    InsuranceDekho's own damage insurance that I got along with the United Bike Insurance Policy provides complete protection for my Aprilia bike, ensuring peace of mind on the road.

    Read More

    C
    By Chaman Singh
    On: October 30, 2023
  • My Trusted Source for Own Dama...

    I trust InsuranceDekho as my preferred provider for Own Damage Car Insurance. Their United Bike Insurance Policy is comprehensive, and their team offers valuable guidance to ensure my Jawa bike is fully protected.

    Read More

    V
    By Vijay kapur
    On: October 18, 2023
  • Continuity of Benefits

    Renewing my United Bike Insurance Policy with InsuranceDekho ensures the continuity of benefits I've come to rely on. It's a reaffirmation of their commitment to my protection of my Suzuki bike.

    Read More

    H
    By Harsh Mittal
    On: October 16, 2023
  • Effortless Car Insurance Claim...

    I recently had to file a bike insurance claim for my Honda bike which was insured with the United Bike Insurance Policy with InsuranceDekho, and I was amazed by how smooth and effortless the process was. They made a potentially stressful situation very manageable.

    Read More

    S
    By Sonu Sahota
    On: October 3, 2023
  • Discounts and Offers

    I've found that InsuranceDekho often has promotions and discounts on third-party car insurance policies. This has helped me save money without compromising on coverage on my United Bike Insurance Policy for my Yamaha bike. Keep an eye out for their special offers!

    Read More

    A
    By Ankit Chawla
    On: September 27, 2023
  • Informed Decision-Making

    Thanks to InsuranceDekho's premium calculator, I could explore different coverage options and their costs. It empowered me to make an informed decision about my Aprilia car insurance by investing in the United Bike Insurance Policy.

    Read More

    N
    By Nitin Gupta
    On: September 25, 2023
  • Confidence on Risky Roads

    Living in an area with risky roads, InsuranceDekho's zero depreciation United Bike Insurance Policy gives me confidence in every drive. I have fully protected my Suzuki bike.

    Read More

    By Kanish Jain
    On: September 21, 2023
  • Effortless Claims Settlement f...

    Some time back, I bought the United Bike Insurance Policy for my Honda bike and was happy to see that in case of need, filing a claim with InsuranceDekho's own damage coverage was effortless. They handled it promptly, making a challenging situation easier.

    Read More

    R
    By Rubab Bajaj
    On: September 18, 2023
  • Competitive Renewal Rates

    InsuranceDekho consistently offers competitive renewal rates. It's reassuring to know that I'm renewing my United Bike Insurance Policy for my Yamaha bike at a fair price without overpaying.

    Read More

    D
    By Dhruv Patel
    On: September 14, 2023
  • Transparent and Fair Cashless ...

    I appreciate the transparency and fairness of InsuranceDekho's cashless garage services. They provided a clear breakdown of the repair costs for my Aprilia bike which was secured under the United Bike Insurance Policy.

    Read More

    S
    By Shirish Chautervedi
    On: September 12, 2023
  • Legal Compliance Made Simple

    InsuranceDekho's third-party car insurance made complying with legal requirements simple. I can drive with confidence knowing that my TVS bike is insured with the United Bike Insurance Policy.

    Read More

    By Raghav Vaidwan
    On: September 8, 2023
  • Best for Maintaining Car's Val...

    For maintaining my car's value, InsuranceDekho's Zero Depreciation Policy is the best choice. This along with the United Bike Insurance Policy an investment that pays off when I need to make a claim for my Aprilia bike.

    Read More

    S
    By Satwik Chanda
    On: September 4, 2023
  • Highly Recommend for Car Polic...

    I recently insured my Triumph bike from InsuranceDekho. I highly recommend the United Bike Insurance Policy from there for car insurance policy renewals. Their excellent service and customer-centric approach make them a top choice.

    Read More

    N
    By Nishant Chabbra
    On: August 28, 2023
  • Confidently Protected with Ins...

    With InsuranceDekho, I feel confidently protected. The United Bike Insurance Policy’s efficient claims processing gives me peace of mind, knowing that my Kawasaki bike is in good hands.

    Read More

    A
    By Akshar Bachan
    On: August 24, 2023
  • Best Deals and Offers Revealed...

    The premium calculator on InsuranceDekho's platform revealed the best deals and offers available. I felt confident that I was getting the most value for my money with the United Bike Insurance Policy for my Aprilia bike.

    Read More

    D
    By Dhruv Lakhani
    On: August 22, 2023
  • Excellent Support from the Cla...

    The claims team at InsuranceDekho was excellent. They were responsive, and helpful, and provided the support I needed during my claim for my United Bike Insurance Policy for my Aprilia bike.

    Read More

    P
    By Prashant Gautam
    On: August 10, 2023
  • Quick Customer Support

    I had a question while using the premium calculator, so I contacted InsuranceDekho's customer support. To my surprise, they responded promptly and provided helpful guidance for my United Bike Insurance Policy for my BMW bike. Kudos to their support team!

    Read More

    V
    By Vivek Kumar
    On: August 8, 2023
  • Good Option for Older Cars

    I opted for InsuranceDekho's third-party car insurance along with the United Bike Insurance Policy for my old TVS vehicle. It's a practical choice to maintain coverage while keeping costs in check.

    Read More

    By Vikay Chakraborty
    On: August 7, 2023
  • No Hidden Costs, No Surprises

    With InsuranceDekho's zero depreciation policy, I experienced no hidden costs or surprises during claim settlements for the United Bike Insurance Policy for my Triumph bike. The process was transparent and straightforward, providing me with a stress-free experience.

    Read More

    K
    By Karunveer Singh
    On: August 3, 2023
  • Hassle-Free Documentation

    Renewing my United Bike Insurance Policy for my KTM bike with InsuranceDekho required minimal documentation. It saved me time and effort. I am so happy that I shifted to InsuranceDekho a long time ago to secure my bike. Amazing plan I must say.

    Read More

    P
    By Prashnat Mohan
    On: July 28, 2023
  • Peace of Mind on Every Journey...

    With InsuranceDekho's comprehensive coverage, I can enjoy every journey without worrying about unexpected events. The United Bike Insurance Policy is a reliable shield for my Triumph bike.

    Read More

    H
    By Harkesh Chugh
    On: July 25, 2023
  • Reliable and Trustworthy Claim...

    InsuranceDekho proved to be a reliable and trustworthy company when it came to handling my United Bike Insurance Policy’s claim for my Vespa bike. Their professionalism, integrity, and promptness in settling the claim instilled confidence in their services. I would highly recommend them for hassle-free claim experiences.

    Read More

    H
    By Harshit Kathuria
    On: July 21, 2023
  • Accurate Depiction of Discount...

    InsuranceDekho's premium calculator accurately depicts the discounts available for different factors, such as no-claim bonuses and anti-theft devices. It calculates the discounts based on the provided information, giving me a clear picture of the final premium on the United Bike Insurance Policy that I purchased for my Kawasaki bike.

    Read More

    A
    By Arijit Basu
    On: July 19, 2023
  • Easy Documentation

    I found the documentation process for InsuranceDekho's third-party policy to be straightforward and hassle-free. It saved me time and effort during the purchase of the United Bike Insurance Policy for my Yamaha bike.

    Read More

    V
    By Vinod Tandon
    On: July 18, 2023
  • Prompt Assistance and Quick Re...

    I had a minor accident last month and filed a claim with InsuranceDekho's Zero Dep under the United Bike Insurance Policy. The assistance I received from their team was prompt and professional. They quickly resolved my concerns, ensuring that my Kawasaki bike was repaired without any out-of-pocket expenses. Impressive service!

    Read More

    By Adit Iyer
    On: July 14, 2023
  • Assistance with Towing and Roa...

    InsuranceDekho's cashless garages not only provide repair services but also offer assistance with towing and roadside support. I recently took the United Bike Insurance Policy for my Honda bike. In an emergency situation, they were readily available to help, ensuring my safety and convenience throughout the process.

    Read More

    I
    By Ishan Sen
    On: July 12, 2023
  • Transparent Policy Terms

    InsuranceDekho's car insurance renewal process included transparent policy terms. They clearly explained the coverage, exclusions, and renewal conditions for my United Bike Insurance Policy. Their transparency helped me make informed decisions for my Royal Enfield bike.

    Read More

    T
    By Tanmay Gopal
    On: July 10, 2023
  • Transparent Claim Process for ...

    InsuranceDekho's claim process for their own vehicle damage was transparent. They guided me through the steps, explained the required documents, and kept me updated on the progress of my United Bike Insurance Policy for my Honda bike. Their transparency helped me understand the process better.

    Read More

    M
    By Mahesh Pandya
    On: July 7, 2023
  • Excellent Coverage under Zero ...

    I recently opted for a Zero Dep car insurance policy, and I must say it has been very helpful. The coverage provided with the United Bike Insurance Policy is exceptional, offering complete protection against damages. Having this policy has given me peace of mind, knowing that my Hero bike is well-covered and I can drive stress-free. I highly recommend Zero Dep car insurance from InsuranceDekho for anyone seeking comprehensive coverage and financial security.

    Read More

    P
    By Prateek Bansal
    On: July 5, 2023
United India Reviews

United India Bike Insurance Premium Calculator FAQs

  • Why should I purchase the bike insurance premium calculator?

    The bike insurance premium calculator is a great tool which will help you calculate the IDV value and premium amount offered by different bike insurance providers available in the market for insuring your bike or any other two-wheeler. It will give you a clear idea to opt for a bike insurance cover.

  • What factors influence the premium of a bike insurance policy?

    Different types of factors affect the amount of premium charged for a bike insurance cover. Some factors include Insured Declared Value (IDV), Modifications, Age of the Owner, Age of the bike, Engine’s Cubic Capacity, No Claim Bonus (NCB), Anti-Theft Devices, Add-on covers, and so on.

  • Where can I find the best premium calculator online?

    You can find the best premium calculator to compute the amount of premium and Insured Declared Value (IDV) for your bike insurance cover offered by different insurance companies in the market at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

  • Can I calculate the policy premium for my old bike with the premium calculator?

    Yes, you can easily calculate the amount of premium and IDV provided by different insurance companies for your old bike as well with the help of a premium calculator.

  • What details should I enter on the premium calculator to get the right premium?

    To find the IDV value for your bike and premium amount for your bike insurance provided by different insurers in the market, you will just have to enter a few details on the premium calculator such as make, model and variant of your bike, engine capacity of your bike, fuel type of your bike, registration year of your bike, RTO location of your bike, and so on.

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Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
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United India Bike Insurance Contact Details

For any assistance or query, call us on:

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United India Bike insurance starting from ₹ 714/year*
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      Car Insurance in 60 Seconds
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      United India Bike insurance starting from ₹ 714/year*
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      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.