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  • Right Green Tick Immediate Policy Issurance
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Disclaimer: Actual Premium might vary basis your location, age and number of members

Oriental Standalone Own-Damage Bike Insurance Policy

Using a two-wheeler for daily commutes brings with it certain risks and this can become a source of anxiety for you and your loved ones. Having insurance will help you manage these risks to a certain extent. It provides a layer of protection for the insurance holder by compensating for damages caused in case of a mishap. The own-damage two-wheeler insurance cover will take care of your own damage costs in the event of a mishap and provides this coverage in many different cases. This includes vandalism, theft, road accidents, explosions, fires manmade and natural calamities. Moreover, if you purchase it along with third-party insurance it will give you a well rounded protective layer.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Oriental Third Party Insurance

Oriental Standalone Own-Damage Insurance

Oriental Comprehensive Insurance

Coverage

Oriental third party two-wheeler insurance will take care of third party insurance in case of a mishap including bodily injuries, death and property damage. Moreover, the maximum compensation the insurance provides for property damage is Rs 1 Lakh.

Oriental standalone own-damage two-wheeler insurance will take care of own damage costs in several different scenarios including cases of theft, vandalism, road accidents, natural and manmade calamities.

Oriental comprehensive two-wheeler insurance plans will take care of both your own damage costs and third party liabilities in the event of an unfortunate event. Moreover, the plan has a single premium and offers personal accident covers.

Add-ons

Oriental General Insurance does not offer its policyholders add-on covers with third party insurance.

Oriental General Insurance offers several add-on covers with standalone own-damage covers.

Oriental General Insurance offers several add-on covers with comprehensive insurance plans.

Cost

Oriental third party insurance covers for two-wheelers is their least expensive insurance cover as it offers compulsory basic coverage.

Oriental standalone own-damage covers for two-wheelers is a little more expensive than third party insurance as it offers more coverage to the insurance holder.

Oriental comprehensive insurance plans for two-wheelers are the most expensive of the three because they take care of both own damage and third party liabilities all under a single premium.

What is Covered Under an Oriental Standalone Own-Damage Policy?

Following are the aspects that are covered under an Oriental standalone own-damage two-wheeler insurance policy:

  • If the two-wheeler has an accident on the road.
  • If there is an explosion or fire that causes damage to the two-wheeler.
  • If the two-wheeler is stolen or damaged beyond repair.
  • If the two-wheeler is damaged due to a natural or manmade disaster such as an earthquake.

What is Not Covered Under an Oriental Standalone Own-Damage Policy?

Following are the aspects that are not covered under an Oriental standalone own-damage two-wheeler insurance policy:

  • If the two-wheeler has a breakdown because of a mechanical or electrical failure.
  • If the two-wheeler is damaged because there is a mishap involving illegal driving.
  • The regular wear and tear of the car that lowers its value, i.e. depreciation.
  • If the two-wheeler meets with an unfortunate event outside the country’s borders.

Benefits of Oriental Standalone Own-Damage Policy

Following are the benefits of purchasing an Oriental Two-Wheeler Insurance Policy:

  • Own-damage covers for two-wheelers take care of own-damage costs in case of a mishap.
  • Insurance providers offer their customers No Claim Bonus for every claim-free year.
  • Insurance providers offer add-on covers with own-damage covers that allow you to enhance the insurance’s coverage.

How To Purchase an Oriental Standalone Own-Damage Policy?

Following are the steps you need to take to purchase an Oriental Two-Wheeler Insurance Policy:

Step 1: Go to the InsuranceDekho website and select the two-wheeler insurance option.

Step 2: Next you will be required to enter your two-wheeler’s registration number. If you do not have it, however, you can enter its make, model and registration year instead.

Step 3: After this enter your personal details, i.e., your name and mobile number in the given section. Once finished select the ‘Submit and Get Quotes’ button.

Step 4: All the quotes will be visible on your screen. All you need to do is select the one offered by Oriental General Insurance and any add-on covers you would like to purchase with it.

Step 5: Pay for your Oriental two-wheeler insurance policy and the policy document will be sent to your registered email ID.

Must Read Articles before buying Oriental Bike Insurance

Oriental Bike Insurance User Reviews

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What users are saying
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  • Customer Care
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  • Add On
  • Effortless Buying Experience

    Thanks to InsuranceDekho, getting my Oriental Bike Insurance was effortless! Their platform is user-friendly, and the support team patiently helped me understand all the options. Now, I feel confident about my choice.

    B
    By Bharti Yadav
    On: March 11, 2024
  • Great services and assistance

    The InsuranceDekho team has been offering me excellent support and assistance for the last 2 years for Oriental insurance plan. They always give great advice, which helps me secure my Suzuki Intruder bike.

    Y
    By Yogesh Sharma
    On: July 10, 2020
  • Great insurance services

    The Oriental insurance delivered a range of insurance services that helped me take care of my Suzuki RM Z450 bike. The team of InsuranceDekho recommended me to buy this policy. Thanks a ton to them.

    N
    By Namit Tandon
    On: July 9, 2020
  • Paperless operations available

    I did not require any paperwork for buying, requesting a claim, and renewing my Oriental insurance plan at InsuranceDekho platform for my Bajaj CT110 bike. The whole process was digital.

    K
    By Karan Verma
    On: July 3, 2020
  • Incredible customer support

    The customer care services of InsuranceDekho is unparalleled. Their team has complete insurance-related knowledge and they helped me buy Oriental insurance plan for my Yamaha Fascino 125 bike.

    J
    By Jatin Katiyar
    On: June 26, 2020
  • Brilliant policies at best pri...

    The Oriental insurance offers the best bike insurance policies for its customers at the best prices. I bought it from InsuranceDekho at a reasonable rate for my Bajaj Dominar 400 bike.

    P
    By Prem Johri
    On: June 25, 2020
  • Updated content available

    The InsuranceDekho website is quite updated and user-friendly. It helped me make informed decisions like to buy Oriental Insurance for my Royal Enfield Thunderbird 350X bike.

    A
    By Ashutosh Jain
    On: June 4, 2020
  • Renewed my policy in no time

    I have got my Oriental Insurance policy that I purchased for my Hero Maestro Edge 125 bike renewed instantly at InsuranceDekho. It was an extraordinary experience for me.

    R
    By Ramandeep Sehgal
    On: May 29, 2020
  • Customised website

    I own an Oriental Insurance policy for my Honda Gold Wing bike. Its website is great as it contains updated and complete information about insurance.

    A
    By Ajit Chauhan
    On: May 15, 2020
  • Splendid insurance provided

    The Oriental Insurance offers awesome to take care of my Suzuki RM Z450 bike. Its services are fast, easy and splendid.

    N
    By Neeraj Deshmukh
    On: May 8, 2020
  • Diverse add-on covers availabl...

    Oriental Insurance holds a diverse range of add-on covers in its bucket. It helped me broaden the cover for my policy, which I bought for my Bajaj Pulsar RS200 bike.

    K
    By Kundan Mandal
    On: April 30, 2020
  • Availability of multi-year pol...

    The Oriental insurance provided me with multi-year plans during the purchase process. I wanted a plan for my Honda Unicorn BS6 bike and they offered me one, two and three year policies to choose from.

    I
    By Ishaan Khattar
    On: April 24, 2020
  • Digitally enabled processes

    The oriental Insurance company offered me all its insurance services without any paperwork. They entirely function online, which eased my policy purchase for my Suzuki Gixxer SF 250 bike.

    T
    By Tushar Arora
    On: April 17, 2020
  • Services like never before!

    The services of Oriental insurance policy are exceptional and have always been taking care of my Suzuki RM Z450 bike. The services are smooth and swift.

    G
    By Ganesh Pal
    On: April 9, 2020
  • Easy website

    Thanks for making the entire process so easy. I would also like to thank your executives who guided me well.

    M
    By Manav Jha
    On: March 31, 2020
  • Easy to compare plans online

    Buying insurance plans online is easy with InsuranceDekho. I was able to compare plans online on my own in order to buy the best. Also, they have easy payment options.

    D
    By Divya Wadhera
    On: March 25, 2020
  • Efficient quotes feature

    While searching for insurances, I came across the “get your quotes” feature on the site of Insurance Dekho. I only had to provide the details of my bike. The website provided me with suitable quotes.

    S
    By Sudeshna Banerjee
    On: March 23, 2020
  • Comparing quotes is easy

    With Insurance Dekho, it was quite easy for me to compare different quotes of bike insurance policies. I just had to enter my bike’s number to get the quotes for comparing.

    S
    By Sadhan Dey
    On: March 19, 2020
  • Appreciable support-team

    The help-desk of Insurance Dekho is appreciably great. They assist you throughout the procedure of purchasing and renewing policies through their helpline number. It becomes quite easy to select the right policy after their explanation.

    D
    By Darpan Palit
    On: March 18, 2020
  • No hassle of cash payments

    I purchased my bike insurance policy from Oriental through Insurance Dekho recently. I just needed to go through the steps they suggested and proceeded to pay which was online. It helped me a lot.

    F
    By Farhina Sheikh
    On: March 17, 2020
  • Policy in a few click

    Getting access to the bike insurance policies on the Insurance Dekho website is very easy. I just had to give the number of the bike on the website. In a few clicks, I was able to check the policies.

    S
    By Sidhanth Arya
    On: March 16, 2020
  • Renewal made easy

    I renewed my bike insurance policy from Oriental recently with the help of Insurance Dekho. I followed some simple steps and proceeded to pay. It didn’t take much time or effort.

    M
    By Montu Biswas
    On: March 13, 2020
  • Easy to pay facility

    The official website of Insurance Dekho tried to enhance the experience of the policyholders by gathering the insurance companies who provide the online payment method. It really helps a lot.

    K
    By Kamal Saha
    On: March 12, 2020
  • Affordable policies available

    I found many affordable bike insurance plans on the website of Insurance Dekho. All these policies were offered by the leading insurance providers of the country. I would recommend all to visit Insurance Dekho’s website.

    N
    By Nishant Singh
    On: March 11, 2020
  • A host of efficient professio...

    A team of dedicated personnel helped me in choosing the right bike insurance policy. The plus point is the number of comparisons that they allow customers to make. Thank you.

    R
    By Ranjit Dhar
    On: March 9, 2020
  • Instant quotes

    Insurance Dekho has a “Get your Quote” feature which I used to receive quotes for bike insurance policy. I received quotes from the reputed insurance companies in a few minutes.

    T
    By Tania Sanyal
    On: March 6, 2020
  • Information about online payme...

    I found a full list of bike insurance providers on Insurance Dekho who accepted online payment. This eased the process of purchasing a policy for me. I am really happy with the website of Insurance Dekho.

    S
    By Shyamal Dutta
    On: March 5, 2020
  • Quick policy issuance

    I got my Oriental bike insurance policy a few days ago with the help of Insurance Dekho’s website. I was very impressed with the quick policy issuance Insurance Dekho provided.

    A
    By Aarti Sharma
    On: March 4, 2020
  • Great assistance

    After buying a bike, I called the helpline number of Insurance Dekho. The executive guided me and told me about the policies. After talking to him it took less time to make decisions and I got insurance from Oriental.

    S
    By Surya Dhillon
    On: March 3, 2020
  • Instant policy renewal

    When my bike policy expired I wanted to renew the policy instantly. Insurance Dekho helped me to get the job done without requiring much effort. The website helps in renewing the policy in two simple steps.

    F
    By Fatima Shere
    On: March 2, 2020
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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.