Why do I need two wheeler insurance?

Firstly, all two wheeler owners are mandatorily required to have at least a third party two wheeler insurance cover as per Indian Motor Tariff. Moreover, a two wheeler insurance plan acts as security at the time of uncertainties of life. One can travel safely and effortlessly on the road when they are covered under a safety net. Two wheeler insurance will allow the policyholder to be ready before the uncertainty arrives.

What are the factors affecting the premium amount?

The premium amount that policyholders need to pay during the policy period depends on several factors like, IDV of the bike, bike’s cubic capacity, registration zone, age of the vehicle, etc. Depending on these factors the insurer will decide your premium amount.

What does the online portal of Oriental two wheeler insurance offers?

The online portal of Oriental two wheeler insurance allows the policyholder to get all the services operated at their fingertips by sitting at home. It offers a host of services such as the purchase of policy plans, renewal of plans, migration of two wheeler plans etc.

What are the two wheeler insurance add-on covers offered by Oriental General Insurance?

Oriental Two Wheeler Insurance offers various add-on covers through which the policyholders can stretch their coverage. The add-ons are Zero Depreciation Cover, Loss of Personal Items, Alternative Car Advantage, Emergency Service Free of Cost etc.

Is the Oriental two wheeler insurance cost-effective?

Yes, the two wheeler insurance policies provided by oriental insurance are designed to satisfy the needs of the customer and aim to fit perfectly in their budget. The company takes special considerations to offer budget-friendly insurance policies.

Oriental Bike Insurance

Key Features:

No Inspection Needed
Immediate Policy Issurance
No Paper work

Top Oriental Bike Insurance Plans

PLAN TYPE: Comprehensive

Oriental Bike Insurance

PLAN TYPE: Third Party

Starting From ₹ 714

Oriental Bike Insurance

PLAN TYPE: Own Damage

Calculate Your Bike Insurance Price Online

Select your bike brand

Brand

Honda
Hero
TVS
Hero Honda
Bajaj

Which city is your bike registered in?

New Delhi
Bangalore
Mumbai
Chennai

City

When did you buy your bike?

Year

Disclaimer: Actual Premium might vary basis your location, age and number of members

About Oriental Bike Insurance

Oriental Insurance Company Ltd. is a public sector general insurance company known for its wide network to offer bike insurance and many other services. It was incorporated on 12th September 1947 in Mumbai but has its headquarters in New Delhi. It has spread its reach to overseas countries such as Dubai, Kuwait and Nepal. It has 31 regional offices and more than 1,800 active branches. With the backing of a motivated workforce, this company has set an example of laying down systems for the smooth and orderly conduct of bike insurance and other businesses over the years.

Oriental Insurance Company is a government-owned non-life insurance company, which offers more than 170 variants of insurance. It offers a wide range of policies such as Bike Insurance, Health Insurance, Life Insurance, etc. It has insurances that cater to the needs of not only the urban but also the rural people and as a result, it has reached out to a greater number of people satisfying their needs. The Oriental Insurance Company has expertise in devising special covers for power plants, steel, petrochemical and chemical plants apart from bike insurance and related covers.

As per the reports of 2018, Oriental insurance company has collected a premium of Rs.11452 crores in a financial year. It has successfully provided employment to more than 14,000 people and even connected to the rural parts of India. Oriental Insurance Company has earned its share of popularity for its overseas operations subject to bike insurance and other businesses. It has hired competent professionals that provide one of the best customer services for bike insurance and other solutions in the industry and has a tagline “Service to Client”.

Oriental Bike Insurance

Riding a two-wheeler comes with a number of risks. To protect both you and the two-wheeler it is advisable that one purchase insurance for it. Insurance provides a layer of protection in case of a mishap, the policyholder receives compensation for their losses and thereby can remain relatively financially secure in times of crisis. Oriental General Insurance Ltd. offers three basic types of insurance for two-wheelers; third party insurance, standalone own damage insurance and comprehensive plans. It is compulsory for every two-wheeler in India to have at least a third party insurance policy according to the Indian Motor Tariff. The insurance will take care of third party liabilities in case of a mishap, this includes bodily injuries, death or property damage. The fine for not having third party insurance is Rs 2,000 and/or imprisonment for up to 3 months. The standalone own-damage cover, on the other hand, will compensate the insurance holder for the damage to their two-wheeler. Own-damage covers offer protection from a wide array of situations including theft, vandalism, road accidents, natural and manmade calamities. Lastly, a comprehensive plan offers well-rounded protection, it covers both own-damage costs and third party liability under a single premium.

Along with own-damage covers, you can purchase add-on covers to further enhance the policy’s coverage. Add-on covers are optional and allow you to pick and choose according to your requirements. Moreover, if chosen correctly it can make a significant difference during claim settlement. Some add-on covers that you should definitely consider are the zero depreciation cover, consumables cover, roadside assistance cover and passenger assistance cover.

Oriental Insurance is a reliable insurance provider known for its efficient service and competitive rates. When you purchase an own-damage cover from Oriental they also offer a no claim bonus for every claim-free year. The reward is cumulative and goes up to 50% in the fifth consecutive year.

Significant Points of Oriental Bike Insurance

Features	Coverage
Third Party Insurance - Property damage	Up to Rs 1 Lakh
Own Damage Cover	Determined by the IDV of the two-wheeler
Personal Accident Cover	Up to Rs 15 Lakh
Claim Assistance	Available 24x7

Oriental Bike Insurance User Reviews

5.0

Rating based on

73 User reviews

Write your review

What users are saying

All
Most Helpful
Comprehensive
Zero Depreciation
Third Party
Own Damage
Renewal
Cashless Garages
Price
Premium
Policy Download
Customer Care
Claim
Add On

Effortless Buying Experience
Thanks to InsuranceDekho, getting my Oriental Bike Insurance was effortless! Their platform is user-friendly, and the support team patiently helped me understand all the options. Now, I feel confident about my choice.
Read More
B
By Bharti Yadav
On: March 11, 2024
Great services and assistance
The InsuranceDekho team has been offering me excellent support and assistance for the last 2 years for Oriental insurance plan. They always give great advice, which helps me secure my Suzuki Intruder bike.
Read More
Y
By Yogesh Sharma
On: July 10, 2020
Great insurance services
The Oriental insurance delivered a range of insurance services that helped me take care of my Suzuki RM Z450 bike. The team of InsuranceDekho recommended me to buy this policy. Thanks a ton to them.
Read More
N
By Namit Tandon
On: July 9, 2020
Paperless operations available
I did not require any paperwork for buying, requesting a claim, and renewing my Oriental insurance plan at InsuranceDekho platform for my Bajaj CT110 bike. The whole process was digital.
Read More
K
By Karan Verma
On: July 3, 2020
Incredible customer support
The customer care services of InsuranceDekho is unparalleled. Their team has complete insurance-related knowledge and they helped me buy Oriental insurance plan for my Yamaha Fascino 125 bike.
Read More
J
By Jatin Katiyar
On: June 26, 2020
Brilliant policies at best pri...
The Oriental insurance offers the best bike insurance policies for its customers at the best prices. I bought it from InsuranceDekho at a reasonable rate for my Bajaj Dominar 400 bike.
Read More
P
By Prem Johri
On: June 25, 2020
Updated content available
The InsuranceDekho website is quite updated and user-friendly. It helped me make informed decisions like to buy Oriental Insurance for my Royal Enfield Thunderbird 350X bike.
Read More
A
By Ashutosh Jain
On: June 4, 2020
Renewed my policy in no time
I have got my Oriental Insurance policy that I purchased for my Hero Maestro Edge 125 bike renewed instantly at InsuranceDekho. It was an extraordinary experience for me.
Read More
R
By Ramandeep Sehgal
On: May 29, 2020
Customised website
I own an Oriental Insurance policy for my Honda Gold Wing bike. Its website is great as it contains updated and complete information about insurance.
Read More
A
By Ajit Chauhan
On: May 15, 2020
Splendid insurance provided
The Oriental Insurance offers awesome to take care of my Suzuki RM Z450 bike. Its services are fast, easy and splendid.
Read More
N
By Neeraj Deshmukh
On: May 8, 2020
Diverse add-on covers availabl...
Oriental Insurance holds a diverse range of add-on covers in its bucket. It helped me broaden the cover for my policy, which I bought for my Bajaj Pulsar RS200 bike.
Read More
K
By Kundan Mandal
On: April 30, 2020
Availability of multi-year pol...
The Oriental insurance provided me with multi-year plans during the purchase process. I wanted a plan for my Honda Unicorn BS6 bike and they offered me one, two and three year policies to choose from.
Read More
I
By Ishaan Khattar
On: April 24, 2020
Digitally enabled processes
The oriental Insurance company offered me all its insurance services without any paperwork. They entirely function online, which eased my policy purchase for my Suzuki Gixxer SF 250 bike.
Read More
T
By Tushar Arora
On: April 17, 2020
Services like never before!
The services of Oriental insurance policy are exceptional and have always been taking care of my Suzuki RM Z450 bike. The services are smooth and swift.
Read More
G
By Ganesh Pal
On: April 9, 2020
Easy website
Thanks for making the entire process so easy. I would also like to thank your executives who guided me well.
M
By Manav Jha
On: March 31, 2020
Easy to compare plans online
Buying insurance plans online is easy with InsuranceDekho. I was able to compare plans online on my own in order to buy the best. Also, they have easy payment options.
Read More
D
By Divya Wadhera
On: March 25, 2020
Efficient quotes feature
While searching for insurances, I came across the “get your quotes” feature on the site of Insurance Dekho. I only had to provide the details of my bike. The website provided me with suitable quotes.
Read More
S
By Sudeshna Banerjee
On: March 23, 2020
Comparing quotes is easy
With Insurance Dekho, it was quite easy for me to compare different quotes of bike insurance policies. I just had to enter my bike’s number to get the quotes for comparing.
Read More
S
By Sadhan Dey
On: March 19, 2020
Appreciable support-team
The help-desk of Insurance Dekho is appreciably great. They assist you throughout the procedure of purchasing and renewing policies through their helpline number. It becomes quite easy to select the right policy after their explanation.
Read More
D
By Darpan Palit
On: March 18, 2020
No hassle of cash payments
I purchased my bike insurance policy from Oriental through Insurance Dekho recently. I just needed to go through the steps they suggested and proceeded to pay which was online. It helped me a lot.
Read More
F
By Farhina Sheikh
On: March 17, 2020
Policy in a few click
Getting access to the bike insurance policies on the Insurance Dekho website is very easy. I just had to give the number of the bike on the website. In a few clicks, I was able to check the policies.
Read More
S
By Sidhanth Arya
On: March 16, 2020
Renewal made easy
I renewed my bike insurance policy from Oriental recently with the help of Insurance Dekho. I followed some simple steps and proceeded to pay. It didn’t take much time or effort.
Read More
M
By Montu Biswas
On: March 13, 2020
Easy to pay facility
The official website of Insurance Dekho tried to enhance the experience of the policyholders by gathering the insurance companies who provide the online payment method. It really helps a lot.
Read More
K
By Kamal Saha
On: March 12, 2020
Affordable policies available
I found many affordable bike insurance plans on the website of Insurance Dekho. All these policies were offered by the leading insurance providers of the country. I would recommend all to visit Insurance Dekho’s website.
Read More
N
By Nishant Singh
On: March 11, 2020
A host of efficient professio...
A team of dedicated personnel helped me in choosing the right bike insurance policy. The plus point is the number of comparisons that they allow customers to make. Thank you.
Read More
R
By Ranjit Dhar
On: March 9, 2020
Instant quotes
Insurance Dekho has a “Get your Quote” feature which I used to receive quotes for bike insurance policy. I received quotes from the reputed insurance companies in a few minutes.
Read More
T
By Tania Sanyal
On: March 6, 2020
Information about online payme...
I found a full list of bike insurance providers on Insurance Dekho who accepted online payment. This eased the process of purchasing a policy for me. I am really happy with the website of Insurance Dekho.
Read More
S
By Shyamal Dutta
On: March 5, 2020
Quick policy issuance
I got my Oriental bike insurance policy a few days ago with the help of Insurance Dekho’s website. I was very impressed with the quick policy issuance Insurance Dekho provided.
Read More
A
By Aarti Sharma
On: March 4, 2020
Great assistance
After buying a bike, I called the helpline number of Insurance Dekho. The executive guided me and told me about the policies. After talking to him it took less time to make decisions and I got insurance from Oriental.
Read More
S
By Surya Dhillon
On: March 3, 2020
Instant policy renewal
When my bike policy expired I wanted to renew the policy instantly. Insurance Dekho helped me to get the job done without requiring much effort. The website helps in renewing the policy in two simple steps.
Read More
F
By Fatima Shere
On: March 2, 2020

Oriental Reviews

Oriental Two Wheeler Insurance FAQs

Why do I need two wheeler insurance?
Firstly, all two wheeler owners are mandatorily required to have at least a third party two wheeler insurance cover as per Indian Motor Tariff. Moreover, a two wheeler insurance plan acts as security at the time of uncertainties of life. One can travel safely and effortlessly on the road when they are covered under a safety net. Two wheeler insurance will allow the policyholder to be ready before the uncertainty arrives.
What are the factors affecting the premium amount?
The premium amount that policyholders need to pay during the policy period depends on several factors like, IDV of the bike, bike’s cubic capacity, registration zone, age of the vehicle, etc. Depending on these factors the insurer will decide your premium amount.
What does the online portal of Oriental two wheeler insurance offers?
The online portal of Oriental two wheeler insurance allows the policyholder to get all the services operated at their fingertips by sitting at home. It offers a host of services such as the purchase of policy plans, renewal of plans, migration of two wheeler plans etc.
What are the two wheeler insurance add-on covers offered by Oriental General Insurance?
Oriental Two Wheeler Insurance offers various add-on covers through which the policyholders can stretch their coverage. The add-ons are Zero Depreciation Cover, Loss of Personal Items, Alternative Car Advantage, Emergency Service Free of Cost etc.
Is the Oriental two wheeler insurance cost-effective?
Yes, the two wheeler insurance policies provided by oriental insurance are designed to satisfy the needs of the customer and aim to fit perfectly in their budget. The company takes special considerations to offer budget-friendly insurance policies.

FAQ

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Disclaimer

This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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