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New India Standalone Own-Damage Two-Wheeler Insurance Policy

Standalone own-damage two-wheeler insurance offers coverage for own-damage costs in the event of a mishap. Purchasing this type of cover along with compulsory third party insurance is a prudent choice as it provides holistic protection from a wide variety of situations. Moreover, the New India standalone own-damage two-wheeler insurance’s compensation gives the policyholder peace of mind in the face of the constant uncertainties and risks that come with riding a two-wheeler.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

New India Third Party Two-Wheeler Insurance

New India Standalone Own-Damage Two-Wheeler Insurance

New India Comprehensive Two-Wheeler Insurance

Coverage

New India third party two-wheeler insurance will provide coverage for third party liabilities. This includes bodily injury, death and property damage. The maximum compensation for property damage under this cover is Rs 1 Lakh.

New India standalone damage covers provide compensation for own-damage costs in a considerable number of scenarios including cases of theft, vandalism, fires, explosions and any damage caused by a natural or man made calamity.

New India comprehensive two-wheeler insurance plans offer holistic protection by covering both own-damage costs and third party liabilities. Moreover, you can purchase a personal accident cover for additional protection.

Add-ons

New India third party insurance for two-wheelers does not offer add-on covers with their third party car insurance.

New India standalone own-damage covers for two-wheelers offer a variety of add-on covers along with their standalone own-damage covers.

New India comprehensive plans for two-wheelers also offers several add-on covers along with their comprehensive car insurance plans.

Cost

New India’s third party two-wheeler insurance is the most basic insurance the company provides and hence is also the least costly.

New India’s standalone own-damage two-wheeler insurance offers wider coverage than third party insurance and hence is relatively costlier than it.

New India’s comprehensive insurance two-wheeler plans provide all-round protection and the most coverage and hence is the most expensive option of the three.

What is Covered Under New India Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the aspects covered by New India standalone own-damage two-wheeler insurance:

  • Accidents that occur due to collisions on the road and damage the two-wheeler.
  • Damage caused to the two-wheeler due to fires, explosions or cases of vandalism.
  • Theft of the two-wheeler and cases of total damage.
  • Damage caused to the two-wheeler in the event of a natural or man-made calamity.

What is Not Covered Under New India Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the aspects not covered by New India standalone own-damage two-wheeler insurance:

  • Electrical or mechanical breakdowns of the two-wheeler.
  • Illegal riding or misuse of the two-wheeler that causes damage.
  • Natural wear and tear of the two-wheeler.
  • Mishaps that damage the two-wheeler but occur outside the geographical limitations of the policy.

Benefits of New India Standalone Own-Damage Two-Wheeler Insurance Policy

Following are the benefits of purchasing a New India Standalone own-damage two-wheeler insurance:

  • Provides a layer of protection for the rider against the numerous perils of riding a two-wheeler and thus also provides peace of mind from such uncertainties.
  • For every claim-free year, the insurance provider offers its customers a reward for their good riding habits.
  • Along with the standalone own damage two-wheeler insurance, the cover offers a wide range of add-on covers. Though they come at an additional cost they provide much more enhanced protection.

How To Purchase New India Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the steps you can take to purchase a New India standalone own-damage two-wheeler insurance policy:

Step 1: Visit the website InsuranceDekho and select ‘Two-Wheeler Insurance’. It is the second option from the top left corner of the screen. Next, a drop-down menu will appear, select the ‘Standalone Own Damage’ option from it to continue.

Step 2: Provide the registration number of the two-wheeler. If you do not have the registration number there is an option to enter other detail of the two-wheeler eg. model, make and date of registration.

Step 3: Enter your personal details, i.e., your name and phone number and select the button ‘Submit and Get Quotes’ to get to the next page.

Step 4: All the quotes for standalone own-damage two-wheeler insurance will be on your screen. Select the one offered by New India and choose any add-ons that you think would be suited to your needs.

Step 5: Pay for the select New India standalone own-damage two-wheeler insurance and the policy document will be sent to your registered email ID.

Must Read Articles before buying New India Bike Insurance

New India Bike Insurance User Reviews

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What users are saying
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  • Effortless Claims Settlement

    I had to make a claim for the New India Bike Insurance Policy after my Bajaj bike was damaged. The claims settlement process was incredibly efficient and hassle-free. InsuranceDekho ensured I got back on the road quickly.

    S
    By Subhash Chaudhary
    On: November 22, 2023
  • Ideal for Exploring Policy Opt...

    The premium calculator on InsuranceDekho is ideal for exploring different policy options. With the New India Bike Insurance Policy, I was able to experiment with various coverage levels for my Bajaj bike to find the right balance between protection and cost.

    By Akash Dholakia
    On: November 16, 2023
  • All-in-One Protection at Its B...

    InsuranceDekho's comprehensive coverage is like an all-in-one package for bike protection. The New India Bike Insurance Policy covers everything from accidents to natural disasters, making it the best choice for my Kawasaki bike.

    By Suresh Dahia
    On: October 30, 2023
  • All-in-One Protection with Ins...

    InsuranceDekho's Comprehensive Car Insurance is an all-in-one protection package. The New India Bike Insurance Policy is a one-stop solution for all my Triumph bike’s insurance needs, offering coverage for every scenario.

    M
    By Mayank Gupta
    On: October 18, 2023
  • Responsible Driving Encouragem...

    I recently bought the New India Bike Insurance Policy from InsuranceDekho's third-party and the coverage encourages responsible driving by ensuring that my Yamaha bike have good coverage, promoting safer roads.

    P
    By Pankaj Kumar
    On: October 16, 2023
  • Trustworthy and Reliable Cover...

    I recently updated my New India Bike Insurance Policy and added InsuranceDekho's own damage coverage to my Jawa bike. T]It is completely trustworthy and reliable. I feel secure knowing I have them as my insurance provider.

    M
    By Mihir Manral
    On: September 27, 2023
  • Affordable Renewal Options

    I found the renewal options from InsuranceDekho to be affordable without compromising on coverage for the New India Bike Insurance Policy. They make it easy to renew without breaking the bank. I'm happy with the value they provide for my Kawasaki bike.

    A
    By Abhijeet Toor
    On: September 25, 2023
  • Top-Notch Service During Claim...

    I want to express my gratitude to InsuranceDekho for their top-notch service during my claim for the New India Bike Insurance Policy. They went above and beyond to assist me with my Yamaha bike.

    M
    By Manu Kalra
    On: September 21, 2023
  • Prompt Renewal Reminders

    InsuranceDekho sends timely renewal reminders, making it easy to keep my New India Bike Insurance Policy’s third-party coverage up to date for my Jawa bike. It's a helpful service.

    S
    By Shirish Kota
    On: September 14, 2023
  • Helpful Tool for Budget Planni...

    I was looking for a good policy for my Kawasaki bike and InsuranceDekho's premium calculator came out to be a helpful tool for budget planning for the New India Bike Insurance Policy. It allowed me to see how different factors affect my premium.

    T
    By Taposh Rabeya
    On: September 12, 2023
  • Transparent Policy Terms

    Transparency is crucial when it comes to insurance, and InsuranceDekho delivers. Their own damage policy with the New India Bike Insurance Policy terms are clear and easy to understand. Happy and satisfied to have taken this plan for my Bajaj bike.

    S
    By Sagar Bhatt
    On: September 8, 2023
  • Empathetic Approach

    Dealing with accidents can be emotionally taxing, but InsuranceDekho's empathetic approach during claims of my New India Bike Insurance Policy for my Kawasaki bike has made the process more manageable.

    S
    By Shanu Bhaskar
    On: September 4, 2023
  • Simple and Straightforward

    Opting for a Third-Party Car Policy through InsuranceDekho is simple and straightforward. The New India Bike Insurance Policy covers third-party liabilities for my Vespa bike, making it easy for me to drive legally.

    R
    By Roshan Kiran
    On: August 28, 2023
  • Trustworthy and Reliable Servi...

    I trust InsuranceDekho's cashless garages for their reliability and efficiency. The New India Bike Insurance Policy has consistently delivered on its promises for my BMW bike.

    M
    By Manjeet Bhatia
    On: August 24, 2023
  • Trustworthy Insurance Partner ...

    InsuranceDekho has been my trusted insurance partner for my Kawasaki bike policy renewals. The New India Bike Insurance Policy's reliability and customer-oriented approach keep me coming back.

    S
    By Sohan Jasrotia
    On: August 22, 2023
  • Value for Money Service

    I bought the New India Bike Insurance Policy from InsuranceDekho. Its cashless garages offered value for money service for my Kawasaki. It's a great benefit to have when you need urgent car repairs without emptying your wallet.

    K
    By Kailash Gupta
    On: August 10, 2023
  • User-Friendly Renewal Interfac...

    The user interface for bike insurance renewal on InsuranceDekho's website was user-friendly and intuitive. I didn't encounter any issues while renewing my New India Bike Insurance Policy for my Ampere bike online.

    S
    By Suni Mohite
    On: August 8, 2023
  • Fair Valuation for Repairs

    InsuranceDekho's own damage policy provided fair valuation for the repairs needed after an accident for my Bajaj bike. I didn't have to worry about overpaying or getting subpar service because of the New India Bike Insurance Policy.

    N
    By Nitish Tyagi
    On: August 7, 2023
  • Fair Evaluation of Damages

    I appreciate InsuranceDekho's fair evaluation of the damages during my Vespa bike claim. They didn't try to cut corners, and I felt I received what I deserved in terms of compensation which was promised while buying the New India Bike Insurance Policy.

    R
    By Raghav Arora
    On: August 3, 2023
  • Prompt Claim Settlements

    InsuranceDekho excels in claim settlements for their third-party car insurance. The process for the New India Bike Insurance Policy claim for my Honda bike was done promptly and efficiently, ensuring a hassle-free experience. I am grateful for their commitment to customer satisfaction

    M
    By Mayank Sarangi
    On: July 28, 2023
  • Added Protection and Zero Worr...

    InsuranceDekho's zero depreciation cover provided me with added protection for my Vespa bike during an unfortunate accident. I am so glad that I bought the New India Bike Insurance Policy. Not only the premiums were within my budget, but the benefits outweighed the cost.

    S
    By Sehaj Kalra
    On: July 25, 2023
  • Easy Claim Process

    InsuranceDekho's cashless garages made the claim process for the New India Bike Insurance Policy incredibly easy. I just had to inform them, and they took care of the rest, ensuring a hassle-free experience for my Aprilia bike.

    By Sreenath Gobind
    On: July 21, 2023
  • Excellent Customer Support

    The customer support team at InsuranceDekho was always available to assist me during the renewal process for my New India Bike Insurance Policy for my BMW. Their professionalism and prompt response impressed me.

    N
    By Navin Shah
    On: July 19, 2023
  • Clear Policy Terms

    InsuranceDekho's own damage policy had clear and easy-to-understand terms. I knew exactly what was covered under the New India Bike Insurance Policy and the claim process for my Jawa bike, which made the whole experience transparent.

    S
    By Shakti Das
    On: July 18, 2023
  • Fair Evaluation and Transparen...

    InsuranceDekho's car insurance claim process was fair and transparent. The evaluation of my New India Bike Insurance Policy claim for my BMW was done accurately, and the settlement offered was reasonable. I appreciate their honesty and integrity throughout the process.

    By Kush Banerjee
    On: July 14, 2023
  • Helpful Tool for Budgeting

    InsuranceDekho's premium calculator is a helpful tool for budgeting. It allows me to adjust coverage parameters and instantly see how they affect the premium amount for my New India Bike Insurance Policy. This feature helps me find the right balance between coverage and affordability for my Mahindra bike.

    K
    By Kapil Verma
    On: July 12, 2023
  • Assistance with Legal Proceedi...

    InsuranceDekho provided valuable assistance with legal proceedings arising from third-party claims. Couldn’t be happier to have safeguarded my Suzuki bike with the New India Bike Insurance Policy. Their support team guided me through the necessary steps and documentation required, ensuring a smooth process.

    P
    By Pankaj Handa
    On: July 10, 2023
  • Competitive Premium Rates

    InsuranceDekho provided competitive premium rates for their comprehensive car insurance policy. I found their rates to be affordable without compromising on the coverage and benefits provided so I immediately bought the New India Bike Insurance Policy for my Mahindra bike. Definitely will recommend it to everyone.

    R
    By Rupesh Tyagi
    On: July 7, 2023
  • Prompt Assistance in Emergency...

    InsuranceDekho provides an amazing response in emergencies. They provided prompt assistance, arranging for towing services and guiding me through the necessary steps to file a claim for my New India Bike Insurance Policy for my KTM bike. The claims team was available round-the-clock, ensuring that I received the necessary support during the difficult situation. Their prompt assistance and support were invaluable.

    A
    By Anand Saxena
    On: July 5, 2023
  • Transparent Pricing

    I was very impressed with the transparency while renewing the New India Bike Insurance Policy for my Vespa. I knew exactly what I was paying for and there were no hidden fees. I would definitely recommend InsuranceDekho to others.

    D
    By Daksh Kamble
    On: June 29, 2023
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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.