New India Own Damage Bike Insurance

Standalone own-damage two-wheeler insurance offers coverage for own-damage costs in the event of a mishap. Purchasing this type of cover along with compulsory third party insurance is a prudent choice as it provides holistic protection from a wide variety of situations. Moreover, the New India standalone own-damage two-wheeler insurance’s compensation gives the policyholder peace of mind in the face of the constant uncertainties and risks that come with riding a two-wheeler.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under New India Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the aspects covered by New India standalone own-damage two-wheeler insurance:

• Accidents that occur due to collisions on the road and damage the two-wheeler.
• Damage caused to the two-wheeler due to fires, explosions or cases of vandalism.
• Theft of the two-wheeler and cases of total damage.
• Damage caused to the two-wheeler in the event of a natural or man-made calamity.

What is Not Covered Under New India Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the aspects not covered by New India standalone own-damage two-wheeler insurance:

• Electrical or mechanical breakdowns of the two-wheeler.
• Illegal riding or misuse of the two-wheeler that causes damage.
• Natural wear and tear of the two-wheeler.
• Mishaps that damage the two-wheeler but occur outside the geographical limitations of the policy.

Following are the benefits of purchasing a New India Standalone own-damage two-wheeler insurance:

• Provides a layer of protection for the rider against the numerous perils of riding a two-wheeler and thus also provides peace of mind from such uncertainties.
• For every claim-free year, the insurance provider offers its customers a reward for their good riding habits.
• Along with the standalone own damage two-wheeler insurance, the cover offers a wide range of add-on covers. Though they come at an additional cost they provide much more enhanced protection.

How To Purchase New India Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the steps you can take to purchase a New India standalone own-damage two-wheeler insurance policy:

Step 1: Visit the website InsuranceDekho and select ‘Two-Wheeler Insurance’. It is the second option from the top left corner of the screen. Next, a drop-down menu will appear, select the ‘Standalone Own Damage’ option from it to continue.

Step 2: Provide the registration number of the two-wheeler. If you do not have the registration number there is an option to enter other detail of the two-wheeler eg. model, make and date of registration.

Step 3: Enter your personal details, i.e., your name and phone number and select the button ‘Submit and Get Quotes’ to get to the next page.

Step 4: All the quotes for standalone own-damage two-wheeler insurance will be on your screen. Select the one offered by New India and choose any add-ons that you think would be suited to your needs.

Step 5: Pay for the select New India standalone own-damage two-wheeler insurance and the policy document will be sent to your registered email ID.