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Top United India Bike Insurance Plans

PLAN TYPE: Comprehensive
Starting From ₹ 814
PLAN TYPE: Third Party
Starting From ₹ 714
PLAN TYPE: Own Damage
Starting From ₹ 107

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Disclaimer: Actual Premium might vary basis your location, age and number of members

United India Bike Insurance Claim

United India General Insurance has marked its excellence in settling claims in the financial year 2019-2020 through its impressive claim settlement ratio of 82.93%. It has successfully resolved the issues of its policyholders swiftly.

United India General Insurance has framed a seamless claim settlement process to make it a hassle-free experience for the policyholders. It has an efficient helpdesk team to provide support to the policyholders throughout the process. Every information related to the United India claim settlement process has been described below.

Documents Required for United India Bike Insurance Claim

Following documents are required at the time of settling a bike insurance claim:

  • Duly filled and signed claim form
  • Registration Certificate (RC)
  • Driving license of the person driving at the time of the accident
  • Policy copy
  • Original repair estimate, repair invoice and payment receipt for non-cashless claims
  • Original repair invoice for cashless claims.

How To Make United India Cashless Bike Insurance Claim?

United India General Insurance has made the claim procedure hassle-free and the policyholders can easily execute it by following the simple steps.

Step 1: Contact United India General Insurance

To initiate the claim settlement procedure, the policyholder should inform the insurer within 24 hours of the incident, be it theft, accident or any damage to the bike. You can get in touch with United India General Insurance by dialling its toll-free number 1800-425-333-33 or regional customer care number available on its official website. You can even visit the nearest branch or register the claim online to initiate the claim settlement process.

Step 2: Register Claim

A representative of the insurance company contacts you after the intimation. You have to inform him of the policy number, date, time and location of the incident and all other related details. The representative provides you with a claim registration number which should be saved for future usage.

Step 3: Survey of Damages

A company surveyor is sent to assess the extent of the damages caused to the bike during the accident. In the case of third party property damage, you should provide its vehicle registration number. You can even provide contact details of witnesses as proof. The surveyor estimates the cost of repair and collects the duly filled claim form, policy documents and proves of the incident.

Step 4: Claim Settlement

After assessing all the aspects, the surveyor gives approval. The insurer confirms its financial and legal liabilities and pays all the expenses of repair of the insured’s bike to the garage. The claim amount is calculated taking the deductibles and depreciation into consideration.

How To Make United India Reimbursement Bike Insurance Claim?

A reimbursement claim can be registered if you can not find a network garage nearby or want to repair the bike in any other garage. The policyholder receives compensation for the repairs through a reimbursement claim. The process of placing a reimbursement claim is described in the following steps.

Step 1: Contact the insurer

You can initiate the reimbursement process by dialling its helpline number 1800-425-333-33 or the regional customer care number available on the official website of United India. You may even intimate the insurer by visiting the nearest branch. The insurer should be informed immediately after the accident or theft of the insured’s bike.

Step 2: Register A Claim

United India Insurance company executive calls you back after the intimation. You have to inform the executive about the policy number and details about the accident. You receive a unique claim reference number from the executive

Step 3: Survey of the Damages Incurred

The insurance company appoints a surveyor to check the condition of the bike. You should not move the bike to the garage before the surveyor arrives. The surveyor prepares an estimate of the cost of repair and collects the required documents, duly filled claim form and contact numbers of witnesses or photos of the incident as proof.

Step 4: Repair and Reimbursement

After the approval from the surveyor, you can move the bike to your desired garage and get it repaired at your own expense. After the completion of the repair, the bills and receipts of repair along with policy documents are to be submitted to the insurer for the reimbursement. The company verifies the case and disburses the claim amount factorizing all the deductibles and depreciation.

Common United India Bike Insurance Claim Rejection Reasons

United India General Insurance has a set of specific conditions for the approval of the claim. The claim is rejected by the insurance company under the following circumstances:

  • Intoxication
  • Act of negligence
  • Driving without license
  • Misinterpretation of facts
  • Registration of a fraud claim
  • Claiming wrong coverage amount
  • Improper functioning of the vehicle parts
  • Lack of details required to process the claim
  • Delay in intimation about the mishap to the insurer.

United India No Claim Bonus

Among the many benefits of purchasing an own-damage cover from United India General Insurance, they also offer No Claim Bonus to their customers for every claim-free year. A cumulative reward, it gets higher with every consecutive claim-free year. In the fifth consecutive year, the NCB reaches its maximum of 50 per cent. The insurance holder, however, disables the accumulated NCB the moment a claim is filed. Whether the claim is a minor or significant is inconsequential to the loss of the NCB. Hence, it is advised that policyholders only apply for an insurance claim when the damaged caused by the mishap is significant.

Moreover, the insurance holder also has to ensure that they renew the two-wheeler insurance policy on time. If they fail to do so they risk losing their accumulated NCB. To avert such losses United India gives its customers an extra 90 days within which to renew their policy as a grace period. However, any delays after this period will lead cancel the policy and the NCB that has been accumulated will be lost. But if the insurance holder is shifting to a different insurance company or selling their two-wheeler to purchase a new one and has renewed on time the NCB will just be transferred. This is because the reward is given as an incentive for safe craving. It is attached to the owner/driver rather than his two-wheeler or a particular policy.

Explore United India Bike Insurance

Must Read Articles before buying United India Bike Insurance

United India Bike Insurance User Reviews

4.9
Rating based on
211 User reviews
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What users are saying
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  • Own Damage
  • Renewal
  • Cashless Garages
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  • Add On
  • Claim Process Made Simple

    Filing a claim with InsuranceDekho's Comprehensive Coverage was a straightforward process. The platform's efficiency in handling claims fpr my existing United Bike Insurance Policy made the experience hassle-free during an already stressful situation for my Mahindra bike.

    Read More

    N
    By Narayan Arora
    On: November 24, 2023
  • Complete Vehicle Protection

    InsuranceDekho's own damage insurance that I got along with the United Bike Insurance Policy provides complete protection for my Aprilia bike, ensuring peace of mind on the road.

    Read More

    C
    By Chaman Singh
    On: October 30, 2023
  • My Trusted Source for Own Dama...

    I trust InsuranceDekho as my preferred provider for Own Damage Car Insurance. Their United Bike Insurance Policy is comprehensive, and their team offers valuable guidance to ensure my Jawa bike is fully protected.

    Read More

    V
    By Vijay kapur
    On: October 18, 2023
  • Continuity of Benefits

    Renewing my United Bike Insurance Policy with InsuranceDekho ensures the continuity of benefits I've come to rely on. It's a reaffirmation of their commitment to my protection of my Suzuki bike.

    Read More

    H
    By Harsh Mittal
    On: October 16, 2023
  • Effortless Car Insurance Claim...

    I recently had to file a bike insurance claim for my Honda bike which was insured with the United Bike Insurance Policy with InsuranceDekho, and I was amazed by how smooth and effortless the process was. They made a potentially stressful situation very manageable.

    Read More

    S
    By Sonu Sahota
    On: October 3, 2023
  • Discounts and Offers

    I've found that InsuranceDekho often has promotions and discounts on third-party car insurance policies. This has helped me save money without compromising on coverage on my United Bike Insurance Policy for my Yamaha bike. Keep an eye out for their special offers!

    Read More

    A
    By Ankit Chawla
    On: September 27, 2023
  • Informed Decision-Making

    Thanks to InsuranceDekho's premium calculator, I could explore different coverage options and their costs. It empowered me to make an informed decision about my Aprilia car insurance by investing in the United Bike Insurance Policy.

    Read More

    N
    By Nitin Gupta
    On: September 25, 2023
  • Confidence on Risky Roads

    Living in an area with risky roads, InsuranceDekho's zero depreciation United Bike Insurance Policy gives me confidence in every drive. I have fully protected my Suzuki bike.

    Read More

    By Kanish Jain
    On: September 21, 2023
  • Effortless Claims Settlement f...

    Some time back, I bought the United Bike Insurance Policy for my Honda bike and was happy to see that in case of need, filing a claim with InsuranceDekho's own damage coverage was effortless. They handled it promptly, making a challenging situation easier.

    Read More

    R
    By Rubab Bajaj
    On: September 18, 2023
  • Competitive Renewal Rates

    InsuranceDekho consistently offers competitive renewal rates. It's reassuring to know that I'm renewing my United Bike Insurance Policy for my Yamaha bike at a fair price without overpaying.

    Read More

    D
    By Dhruv Patel
    On: September 14, 2023
  • Transparent and Fair Cashless ...

    I appreciate the transparency and fairness of InsuranceDekho's cashless garage services. They provided a clear breakdown of the repair costs for my Aprilia bike which was secured under the United Bike Insurance Policy.

    Read More

    S
    By Shirish Chautervedi
    On: September 12, 2023
  • Legal Compliance Made Simple

    InsuranceDekho's third-party car insurance made complying with legal requirements simple. I can drive with confidence knowing that my TVS bike is insured with the United Bike Insurance Policy.

    Read More

    By Raghav Vaidwan
    On: September 8, 2023
  • Best for Maintaining Car's Val...

    For maintaining my car's value, InsuranceDekho's Zero Depreciation Policy is the best choice. This along with the United Bike Insurance Policy an investment that pays off when I need to make a claim for my Aprilia bike.

    Read More

    S
    By Satwik Chanda
    On: September 4, 2023
  • Highly Recommend for Car Polic...

    I recently insured my Triumph bike from InsuranceDekho. I highly recommend the United Bike Insurance Policy from there for car insurance policy renewals. Their excellent service and customer-centric approach make them a top choice.

    Read More

    N
    By Nishant Chabbra
    On: August 28, 2023
  • Confidently Protected with Ins...

    With InsuranceDekho, I feel confidently protected. The United Bike Insurance Policy’s efficient claims processing gives me peace of mind, knowing that my Kawasaki bike is in good hands.

    Read More

    A
    By Akshar Bachan
    On: August 24, 2023
  • Best Deals and Offers Revealed...

    The premium calculator on InsuranceDekho's platform revealed the best deals and offers available. I felt confident that I was getting the most value for my money with the United Bike Insurance Policy for my Aprilia bike.

    Read More

    D
    By Dhruv Lakhani
    On: August 22, 2023
  • Excellent Support from the Cla...

    The claims team at InsuranceDekho was excellent. They were responsive, and helpful, and provided the support I needed during my claim for my United Bike Insurance Policy for my Aprilia bike.

    Read More

    P
    By Prashant Gautam
    On: August 10, 2023
  • Quick Customer Support

    I had a question while using the premium calculator, so I contacted InsuranceDekho's customer support. To my surprise, they responded promptly and provided helpful guidance for my United Bike Insurance Policy for my BMW bike. Kudos to their support team!

    Read More

    V
    By Vivek Kumar
    On: August 8, 2023
  • Good Option for Older Cars

    I opted for InsuranceDekho's third-party car insurance along with the United Bike Insurance Policy for my old TVS vehicle. It's a practical choice to maintain coverage while keeping costs in check.

    Read More

    By Vikay Chakraborty
    On: August 7, 2023
  • No Hidden Costs, No Surprises

    With InsuranceDekho's zero depreciation policy, I experienced no hidden costs or surprises during claim settlements for the United Bike Insurance Policy for my Triumph bike. The process was transparent and straightforward, providing me with a stress-free experience.

    Read More

    K
    By Karunveer Singh
    On: August 3, 2023
  • Hassle-Free Documentation

    Renewing my United Bike Insurance Policy for my KTM bike with InsuranceDekho required minimal documentation. It saved me time and effort. I am so happy that I shifted to InsuranceDekho a long time ago to secure my bike. Amazing plan I must say.

    Read More

    P
    By Prashnat Mohan
    On: July 28, 2023
  • Peace of Mind on Every Journey...

    With InsuranceDekho's comprehensive coverage, I can enjoy every journey without worrying about unexpected events. The United Bike Insurance Policy is a reliable shield for my Triumph bike.

    Read More

    H
    By Harkesh Chugh
    On: July 25, 2023
  • Reliable and Trustworthy Claim...

    InsuranceDekho proved to be a reliable and trustworthy company when it came to handling my United Bike Insurance Policy’s claim for my Vespa bike. Their professionalism, integrity, and promptness in settling the claim instilled confidence in their services. I would highly recommend them for hassle-free claim experiences.

    Read More

    H
    By Harshit Kathuria
    On: July 21, 2023
  • Accurate Depiction of Discount...

    InsuranceDekho's premium calculator accurately depicts the discounts available for different factors, such as no-claim bonuses and anti-theft devices. It calculates the discounts based on the provided information, giving me a clear picture of the final premium on the United Bike Insurance Policy that I purchased for my Kawasaki bike.

    Read More

    A
    By Arijit Basu
    On: July 19, 2023
  • Easy Documentation

    I found the documentation process for InsuranceDekho's third-party policy to be straightforward and hassle-free. It saved me time and effort during the purchase of the United Bike Insurance Policy for my Yamaha bike.

    Read More

    V
    By Vinod Tandon
    On: July 18, 2023
  • Prompt Assistance and Quick Re...

    I had a minor accident last month and filed a claim with InsuranceDekho's Zero Dep under the United Bike Insurance Policy. The assistance I received from their team was prompt and professional. They quickly resolved my concerns, ensuring that my Kawasaki bike was repaired without any out-of-pocket expenses. Impressive service!

    Read More

    By Adit Iyer
    On: July 14, 2023
  • Assistance with Towing and Roa...

    InsuranceDekho's cashless garages not only provide repair services but also offer assistance with towing and roadside support. I recently took the United Bike Insurance Policy for my Honda bike. In an emergency situation, they were readily available to help, ensuring my safety and convenience throughout the process.

    Read More

    I
    By Ishan Sen
    On: July 12, 2023
  • Transparent Policy Terms

    InsuranceDekho's car insurance renewal process included transparent policy terms. They clearly explained the coverage, exclusions, and renewal conditions for my United Bike Insurance Policy. Their transparency helped me make informed decisions for my Royal Enfield bike.

    Read More

    T
    By Tanmay Gopal
    On: July 10, 2023
  • Transparent Claim Process for ...

    InsuranceDekho's claim process for their own vehicle damage was transparent. They guided me through the steps, explained the required documents, and kept me updated on the progress of my United Bike Insurance Policy for my Honda bike. Their transparency helped me understand the process better.

    Read More

    M
    By Mahesh Pandya
    On: July 7, 2023
  • Excellent Coverage under Zero ...

    I recently opted for a Zero Dep car insurance policy, and I must say it has been very helpful. The coverage provided with the United Bike Insurance Policy is exceptional, offering complete protection against damages. Having this policy has given me peace of mind, knowing that my Hero bike is well-covered and I can drive stress-free. I highly recommend Zero Dep car insurance from InsuranceDekho for anyone seeking comprehensive coverage and financial security.

    Read More

    P
    By Prateek Bansal
    On: July 5, 2023
United India Reviews

United India Bike Insurance Claim FAQs

  • What are cashless garages?

    Cashless garages or network garages refers to those garages that have a mutual understanding with the insurer for the repair of a vehicle insured under their policy. These garages provide free repair and replacement services for the damages to the insured’s bike.

  • When should I inform the police and the insurer after an accident?

    You should lodge an F.I.R at the nearest police station immediately after the accident or theft and contact the insurer by visiting its nearest branch or calling its official helpline number 1800-425-333-33 within 24 hours of the incident.

  • What are the documents required for the claim settlement in case of theft of the insured’s bike?

    The following documents are required for the claim settlement in case of theft of the insured’s bike:

    • A copy of F.I.R lodged at the nearest police station
    • A “non-traceable” report from the police authority
    • Transfer papers from Road Transport Office (RTO)
    • Original keys of the insured’s bike
    • A copy of the Certificate of Registration
    • Duly filled claim form.

  • How can I find the nearest cashless garage?

    You can find out the nearest cashless garage from the list of “Cashless Garage details” on the official website of United India or call its toll-free number 1800-425-333-33 for assistance.

  • Where can I get the claim form of United India bike insurance?

    You can get the claim form of United India bike insurance policy online in the following steps:

    • Go to the official website of United India General Insurance
    • Click on the “Claims” option
    • Download the claim form from the claim form page.
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