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Zuno Standalone Own-Damage Bike Insurance Policy

Insurance offers a layer of protection to the rider and their two-wheeler from the uncertainties on the road. Moreover, it will also give you and your near and dear ones a certain peace of mind. The insurance cover will provide compensation for damages in the event of a mishap thereby providing financial stability in times of crisis. Moreover, if you purchase a standalone own-damage cover it will take care of own-damage costs in an accident in several possible conditions such as road accidents, fires, explosions, cases of theft, vandalism and natural or manmade disasters. When teamed up with third party insurance (which is compulsory0 it can provide all-around protection for you and your two-wheeler.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Zuno Third Party Insurance

Zuno Standalone Own-Damage Insurance

Zuno Comprehensive Insurance

Coverage

Third party two-wheeler insurance from Zuno will take care of third party liabilities in the event of a mishap. This includes bodily injury, death and property damage.

A standalone own-damage two-wheeler insurance cover from Zuno will take care of won-damage costs in the event of a mishap. It provides compensation in several different situations.

A comprehensive two-wheeler insurance plan from Zuno will take care of both own damage costs and third party liabilities in the event of a mishap all under a single premium.

Add-ons

Third party insurance for two-wheelers from Zuno does not offer add-on covers.

Standalone own-damage two-wheeler insurance from Zuno offers many add-on covers to choose from.

A comprehensive two-wheeler insurance plan from Zuno also offers several add-ons to select from.

Cost

Zuno third party two-wheeler insurance is their least expensive option of the three since the coverage is compulsory and basic.

Zuno standalone own damage two-wheeler insurance cover is more expensive than third party insurance as it offers the insurance holder enhanced coverage.

Zuno comprehensive two-wheeler insurance plan offers coverage for both own-damage costs and third party liabilities under a single premium and is also the most expensive option.

What is Covered Under a Zuno Standalone Own-Damage Policy?

Following are the aspects that are covered under an Zuno standalone own-damage two-wheeler insurance policy:

  • In cases where the two-wheeler is damaged due to a road accident.
  • Cases where the two-wheeler is damaged due to a fire or explosion.
  • Cases where the two-wheeler is stolen and no longer traceable or when it is beyond repair.
  • Cases where a natural or manmade calamity damages the two-wheeler.

What is Not Covered Under an Zuno Standalone Own-Damage Policy?

Following are the aspects that are not covered under an Zuno standalone own-damage two-wheeler insurance policy:

  • Cases where the two-wheeler has a mechanical or electrical failure.
  • Cases where the two-wheeler is damaged due to illegal driving.
  • The regular wear and tear of the two-wheeler.
  • Cases where the two-wheeler is damaged outside the borders of the country.

Benefits of Zuno Standalone Own-Damage Policy

Following are the benefits of purchasing an Zuno Two-Wheeler Insurance Policy:

  • In the event of a mishap, the insurance cover will provide compensation for own damage costs. Moreover, compensation is offered in many possible scenarios.
  • No Claim Bonus is offered to insurance holders for every claim-free year as a reward for safe riding.
  • The cover offers several add-on covers to further enhance the insurance policy’s coverage.

How to Purchase a Zuno Standalone Own-Damage Policy?

Following are the steps you need to take to purchase an Zuno Two-Wheeler Insurance Policy:

Step 1: Go to InsuranceDekho and select the ‘two-wheeler insurance’ tab from the top left corner of the home page.

Step 2: In the section provided enter your two-wheeler’s registration number. If you do not have this information you can enter the two-wheeler’s make, model and registration year.

Step 3: Enter your personal information mentioned and click the ‘Submit and Get Quotes’ tab once you are done.

Step 4: All the quotes for the insurance policies in your category will be visible on your screen. Select one offered by Zuno and select any add-on coves you would like to purchase with it.

Step 5: Make the payment for yourZuno two-wheeler insurance cover and the insurance document will be sent to your registered email ID.

Must Read Articles before buying Zuno Bike Insurance

Zuno Bike Insurance User Reviews

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What users are saying
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  • Excellent Guidance

    When my bike was stolen, I was worried about the expenses. My friend recommended InsuranceDekho, and they provided excellent guidance on how to claim my ICICI bike insurance. The whole process was hassle free, and I got my claim settled without any issue.

    S
    By Simran Kaur
    On: July 2, 2024
  • Smooth Claim Experience

    I was on a trip to Shimla when my bike’s tire got punctured. I had Reliance bike insurance, and with InsuranceDekho’s help, the claim process was smooth. The reimbursement was quick, and I didn't have to worry about the costs at all.

    N
    By Nikhil Patil
    On: July 1, 2024
  • Reliable Service

    My bike’s chain broke while on a trip, and I was worried about the repair costs. Luckily, my GoDigit Insurance policy covered it. With InsuranceDekho’s help, I filed a claim and got it approved. The support was reliable and efficient.

    R
    By Rohan Verma
    On: June 27, 2024
  • Helpful Services

    I needed to get my bike’s engine repaired, and the costs were covered under my Reliance bike insurance. InsuranceDekho provided good guidance, and the claim approval took very less time. I’m really satisfied with their customer service.

    S
    By Sneha Rao
    On: June 27, 2024
  • Quick Customer Support

    My bike’s battery died unexpectedly last week. I called InsuranceDekho for assistance with my ICICI bike insurance. They helped me get in touch with a mechanic, and I didn’t have to pay the repair costs.

    V
    By Vikram Chawla
    On: June 27, 2024
  • Good Assistance

    I was confused about the coverage of my HDFC bike insurance when my bike had a mechanical failure. InsuranceDekho helped me understand my policy. They guided me through the claim process and finally, the claim was settled.

    P
    By Priya Mehta
    On: June 26, 2024
  • Efficient Claim Process

    My bike got into a minor accident, and the repair costs were very high. Thankfully, I had my GoDigit bike insurance. With the help of InsuranceDekho, I filed a claim, and it was processed very quickly. I didn’t have to pay anything out of pocket.

    A
    By Ankit Sharma
    On: June 26, 2024
  • Quick Claim Settlement

    A recent mishap damaged my bike’s seat. I have a Reliance bike insurance policy which I got through InsuranceDekho. The claim settlement was quick, and I got my bike back in shape easily.

    S
    By Sneha Patel
    On: June 25, 2024
  • Affordable Premiums

    I’ve been renewing my ICICI bike insurance policy for the past two years through InsuranceDekho. The premiums are affordable and the no-claim bonus has helped me save a lot of money.

    K
    By Kunal Verma
    On: June 25, 2024
  • Timely Assistance

    When my bike’s chain broke down unexpectedly, I was feeling helpless. Thanks to my comprehensive TATA AIG bike insurance, I could get roadside assistance immediately. InsuranceDekho helped me with the entire process.

    P
    By Priya Malhotra
    On: June 20, 2024
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