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Disclaimer: Actual Premium might vary basis your location, age and number of members

Zuno Standalone Own-Damage Bike Insurance Policy

Insurance offers a layer of protection to the rider and their two-wheeler from the uncertainties on the road. Moreover, it will also give you and your near and dear ones a certain peace of mind. The insurance cover will provide compensation for damages in the event of a mishap thereby providing financial stability in times of crisis. Moreover, if you purchase a standalone own-damage cover it will take care of own-damage costs in an accident in several possible conditions such as road accidents, fires, explosions, cases of theft, vandalism and natural or manmade disasters. When teamed up with third party insurance (which is compulsory0 it can provide all-around protection for you and your two-wheeler.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Zuno Third Party Insurance

Zuno Standalone Own-Damage Insurance

Zuno Comprehensive Insurance

Coverage

Third party two-wheeler insurance from Zuno will take care of third party liabilities in the event of a mishap. This includes bodily injury, death and property damage.

A standalone own-damage two-wheeler insurance cover from Zuno will take care of won-damage costs in the event of a mishap. It provides compensation in several different situations.

A comprehensive two-wheeler insurance plan from Zuno will take care of both own damage costs and third party liabilities in the event of a mishap all under a single premium.

Add-ons

Third party insurance for two-wheelers from Zuno does not offer add-on covers.

Standalone own-damage two-wheeler insurance from Zuno offers many add-on covers to choose from.

A comprehensive two-wheeler insurance plan from Zuno also offers several add-ons to select from.

Cost

Zuno third party two-wheeler insurance is their least expensive option of the three since the coverage is compulsory and basic.

Zuno standalone own damage two-wheeler insurance cover is more expensive than third party insurance as it offers the insurance holder enhanced coverage.

Zuno comprehensive two-wheeler insurance plan offers coverage for both own-damage costs and third party liabilities under a single premium and is also the most expensive option.

What is Covered Under a Zuno Standalone Own-Damage Policy?

Following are the aspects that are covered under an Zuno standalone own-damage two-wheeler insurance policy:

  • In cases where the two-wheeler is damaged due to a road accident.
  • Cases where the two-wheeler is damaged due to a fire or explosion.
  • Cases where the two-wheeler is stolen and no longer traceable or when it is beyond repair.
  • Cases where a natural or manmade calamity damages the two-wheeler.

What is Not Covered Under an Zuno Standalone Own-Damage Policy?

Following are the aspects that are not covered under an Zuno standalone own-damage two-wheeler insurance policy:

  • Cases where the two-wheeler has a mechanical or electrical failure.
  • Cases where the two-wheeler is damaged due to illegal driving.
  • The regular wear and tear of the two-wheeler.
  • Cases where the two-wheeler is damaged outside the borders of the country.

Benefits of Zuno Standalone Own-Damage Policy

Following are the benefits of purchasing an Zuno Two-Wheeler Insurance Policy:

  • In the event of a mishap, the insurance cover will provide compensation for own damage costs. Moreover, compensation is offered in many possible scenarios.
  • No Claim Bonus is offered to insurance holders for every claim-free year as a reward for safe riding.
  • The cover offers several add-on covers to further enhance the insurance policy’s coverage.

How to Purchase a Zuno Standalone Own-Damage Policy?

Following are the steps you need to take to purchase an Zuno Two-Wheeler Insurance Policy:

Step 1: Go to InsuranceDekho and select the ‘two-wheeler insurance’ tab from the top left corner of the home page.

Step 2: In the section provided enter your two-wheeler’s registration number. If you do not have this information you can enter the two-wheeler’s make, model and registration year.

Step 3: Enter your personal information mentioned and click the ‘Submit and Get Quotes’ tab once you are done.

Step 4: All the quotes for the insurance policies in your category will be visible on your screen. Select one offered by Zuno and select any add-on coves you would like to purchase with it.

Step 5: Make the payment for yourZuno two-wheeler insurance cover and the insurance document will be sent to your registered email ID.

Must Read Articles before buying Zuno Bike Insurance

Zuno Bike Insurance User Reviews

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What users are saying
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  • Excellent Guidance

    When my bike was stolen, I was worried about the expenses. My friend recommended InsuranceDekho, and they provided excellent guidance on how to claim my ICICI bike insurance. The whole process was hassle free, and I got my claim settled without any issue.

    S
    By Simran Kaur
    On: July 2, 2024
  • Smooth Claim Experience

    I was on a trip to Shimla when my bike’s tire got punctured. I had Reliance bike insurance, and with InsuranceDekho’s help, the claim process was smooth. The reimbursement was quick, and I didn't have to worry about the costs at all.

    N
    By Nikhil Patil
    On: July 1, 2024
  • Reliable Service

    My bike’s chain broke while on a trip, and I was worried about the repair costs. Luckily, my GoDigit Insurance policy covered it. With InsuranceDekho’s help, I filed a claim and got it approved. The support was reliable and efficient.

    R
    By Rohan Verma
    On: June 27, 2024
  • Helpful Services

    I needed to get my bike’s engine repaired, and the costs were covered under my Reliance bike insurance. InsuranceDekho provided good guidance, and the claim approval took very less time. I’m really satisfied with their customer service.

    S
    By Sneha Rao
    On: June 27, 2024
  • Quick Customer Support

    My bike’s battery died unexpectedly last week. I called InsuranceDekho for assistance with my ICICI bike insurance. They helped me get in touch with a mechanic, and I didn’t have to pay the repair costs.

    V
    By Vikram Chawla
    On: June 27, 2024
  • Good Assistance

    I was confused about the coverage of my HDFC bike insurance when my bike had a mechanical failure. InsuranceDekho helped me understand my policy. They guided me through the claim process and finally, the claim was settled.

    P
    By Priya Mehta
    On: June 26, 2024
  • Efficient Claim Process

    My bike got into a minor accident, and the repair costs were very high. Thankfully, I had my GoDigit bike insurance. With the help of InsuranceDekho, I filed a claim, and it was processed very quickly. I didn’t have to pay anything out of pocket.

    A
    By Ankit Sharma
    On: June 26, 2024
  • Quick Claim Settlement

    A recent mishap damaged my bike’s seat. I have a Reliance bike insurance policy which I got through InsuranceDekho. The claim settlement was quick, and I got my bike back in shape easily.

    S
    By Sneha Patel
    On: June 25, 2024
  • Affordable Premiums

    I’ve been renewing my ICICI bike insurance policy for the past two years through InsuranceDekho. The premiums are affordable and the no-claim bonus has helped me save a lot of money.

    K
    By Kunal Verma
    On: June 25, 2024
  • Timely Assistance

    When my bike’s chain broke down unexpectedly, I was feeling helpless. Thanks to my comprehensive TATA AIG bike insurance, I could get roadside assistance immediately. InsuranceDekho helped me with the entire process.

    P
    By Priya Malhotra
    On: June 20, 2024
  • Great Support

    My experience with ICICI Lombard bike insurance has been excellent. Recently, my bike’s engine needed some major repairs. With the help of InsuranceDekho, I was able to claim the expenses quickly. Their customer support is top-notch and very responsive.

    R
    By Rohan Sharma
    On: June 20, 2024
  • Efficient Service

    I had a minor accident last month and needed to get my bike’s fender replaced. With my Bajaj Allianz bike insurance, purchased through InsuranceDekho, the claim process was smooth and quick. I’m glad that they gave an efficient service and support.

    A
    By Anjali Mehta
    On: June 20, 2024
  • Extensive Coverage

    Due to an accident, my bike’s rim was damaged. It was very expensive to pay for the repairs. However, I bought an HDFC bike insurance policy with InsuranceDekho. Thanks to this policy, I was able to get it repaired at a cashless garage without any upfront payment.

    A
    By Arjun Juneja
    On: June 19, 2024
  • Customer Friendly

    I purchased a bike insurance policy from Reliance for my father’s bike. As he lives far away, he was finding it tough to raise a claim. That’s when I asked him to contact InsuranceDekho. He was able to get the claim settled with their help and got the bike’s tyres replaced.

    N
    By Nandini Garg
    On: June 19, 2024
  • No Claim Bonus Discounts

    I’ve been paying my ICICI bike insurance’s premium on time. Although, I used to think that policy renewal is not that important, I now see the bigger picture. Just last week, I got a discount due to my claims-free policy and had to pay a lesser amount. I’d recommend everyone to renew their policies and take advantage of this no-claim bonus benefit.

    G
    By Gagan Dahiya
    On: June 18, 2024
  • Beneficial Add-Ons

    Thanks to my comprehensive GoDigit bike insurance policy, I was able to get the headlamp repaired. I’m glad that I purchased this policy for my new bike. As suggested by InsuranceDekho, I’ll be buying some add-ons to increase its coverage.

    A
    By Ashpreet Singh
    On: June 18, 2024
  • Great Experience

    My experience with InsuranceDekho has been great so far. Last week only I was able to get my claim settled with their help. I used it to cover for the expenses of my bike’s brakes replacement from my SBI bike insurance policy.

    V
    By Vivek Raj
    On: June 18, 2024
  • Amazing Customer Support

    I had to renew my SBI bike insurance and was unable to understand some things mentioned in the documents. So, I took InsuranceDekho’s help, who were very helpful. They explained me everything required to renew my policy. I’m grateful for their support and guidance.

    M
    By Megha Sinha
    On: June 17, 2024
  • Wide Coverage

    For some reason my scooter’s gear shifter was not working properly. I was unable to drive because of this issue and hence decided to get it repaired. Although, the bill’s cost was too much, I didn’t have to pay anything, thanks to my Reliance bike insurance policy.

    R
    By Rajesh Bhatia
    On: June 17, 2024
  • Trustworthy Service

    I was worried about my HDFC bike insurance’s claim settlement. Since it was such a difficult procedure, I took help from InsuranceDekho. They came to my home and guided me throughout the process. With their help my claim was finally settled.

    N
    By Neha Prakash
    On: June 17, 2024
  • Comprehensive Coverage

    My new scooter’s tyres were punctured and the mechanic was asking for a large sum for repairs. That’s when I realised that I should raise a claim against my GoDigit bike insurance. I guess, it was a smart decision as I did not have to pay anything for the repairs.

    A
    By Amit Khanna
    On: June 13, 2024
  • Best Customer Service

    Last week, I noticed that my bike’s brake lever is damaged. I quickly called an InsuranceDekho agent to get some help. He then asked me about my ICICI bike insurance policy and contacted my insurer. Because of this guidance, I was able to get 100% claim on the damages.

    R
    By Ritika Gulati
    On: June 13, 2024
  • 100% Satisfaction

    Recently a tree fell over my bike and damaged its parts. I contacted InsuranceDekho to help me with the claim process. As I had comprehensive coverage from HDFC bike insurance, I was able to get its parts repaired. They towed my bike from my home and delivered it after repairing it. I am 100% satisfied with their services.

    M
    By Manish Tanwar
    On: June 11, 2024
  • Decent Service

    InsuranceDekho's platform is fantastic as I was able to get my bike’s clutch repaired. Yes, they contacted with my insurer (GoDigit) and got it repaired at their network garage. Now, the clutch is working perfectly fine and I didn’t have to make any upfront payments. Overall, the experience was good.

    A
    By Anjali Rai
    On: June 11, 2024
  • 24*7 Customer Support Availabi...

    Since the last couple of weeks, my bike’s exhaust was not working properly. I decided to get it repaired at a cashless garage. For this I contacted an InsuranceDekho agent, to help me out with claim settlement of my ICICI Lombard’s bike insurance.. They coordinated with my insurer and I was able to get the exhaust repaired.

    S
    By Suresh Kohli
    On: June 11, 2024
  • Easy-to-Use Platform

    Recently I purchased a scooter for my younger brother. I was confused as to which is the best bike insurance policy. On a friend’s suggestion, I visited InsuranceDekho website to get some guidance. Their platform was easy to use and I compared many insurers. Now, I’ve purchased Reliance’s bike insurance as it had affordable premiums.

    P
    By Priya Mehta
    On: June 10, 2024
  • Highly Satisfied with the Serv...

    I recently purchased a Yamaha R15S. After a few months, its fenders were damaged. That’s when I raised a claim from my ICICI comprehensive bike insurance policy. As it was my first claim, I needed help, so I contacted InsuranceDekho. They helped me with the claim settlement process.

    R
    By Ravi Shankar
    On: June 10, 2024
  • Best Decision Ever

    Choosing InsuranceDekho for my Scooter was the best decision I made. I recently bought Bajaj Bike Insurance and while purchasing it, the team’s dedication to customer service was amazing. It was fast, transparent and professional. I feel secure knowing my scooter is in good hands.

    S
    By Shalini Goyal
    On: June 6, 2024
  • Professional Customer Service

    Last month, I purchased a comprehensive Kotak Bike Insurance for my new bike from InsuranceDekho. Their team’s helpful and clear communication at every step has earned my trust. I appreciate their commitment to providing reliable services. Thank you!

    V
    By Vikrant Makhija
    On: June 6, 2024
  • Excellent Services

    I am so thankful to InsuranceDekho for their excellent service in managing the entire process of my insurance claims. My brother also availed of their services and bought Navi Bike Insurance. He is very satisfied with their support. I genuinely recommend InsuranceDekho to everyone!

    S
    By Shalini Bhadana
    On: June 6, 2024
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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.