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Royal Sundaram Standalone Own-Damage Two-Wheeler Insurance Policy

Royal Sundaram General Insurance offers many different types of insurance. Under two-wheeler insurance, however, they offer three basic types of insurance including third party, standalone own-damage and comprehensive plans. The standalone own-damage covers offered by Royal Sundaram is an advisable purchase along with the third party insurance as it offers coverage for own-damage costs in a wide range of scenarios, i.e., from natural calamities to road accidents. Moreover, in times of crisis, having compensation for the damages provides a sense of security and financial stability for the policyholder.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Royal Sundaram Third Party Two-Wheeler Insurance

Royal Sundaram Standalone Own-Damage Two-Wheeler Insurance

Royal Sundaram Comprehensive Two-Wheeler Insurance

Coverage

Royal Sundaram third party two-wheeler insurance is one of the most basic covers they offer. It is compulsory and will take care of third party liabilities which include bodily injury, death and property damage.

Royal Sundaram standalone own-damage two-wheeler insurance offers coverage for only own-damage costs in the event of a mishap. This includes cases of fire, floods, explosions, road accidents etc.

Royal Sundaram comprehensive two-wheeler insurance plans give all-round protection by taking care of both the own-damage costs and third party liabilities in the event of an unfortunate event.

Add-ons

Add-on covers cannot be purchased with a Royal Sundaram third party two-wheeler insurance policy.

Add-on covers can be purchased along with a Royal Sundaram standalone own-damage two-wheeler insurance policy.

Add-on covers are also offered along with a comprehensive two-wheeler insurance policy. Moreover the insurance provider offers a wide range to choose from.

Cost

Royal Sundaram’s third party two-wheeler insurance is the most basic type of insurance and hence is also the least costly cover available.

Royal Sundaram’s standalone own-damage two-wheeler insurance offers more coverage than third party insurance and hence is comparatively costlier than it.

Royal Sundaram’s comprehensive two-wheeler insurance plans offer the widest coverage and hence are also the most expensive insurance available.

What is Covered Under Royal Sundaram Standalone Own-Damage Two-Wheeler Policy?

Royal Sundaram standalone own-damage two-wheeler insurance offers compensation for the following situations:

  • Road accidents that cause damage to the two-wheeler in any form.
  • Cases where the two-wheeler is damaged due to a fire or explosion.
  • Cases where the two-wheeler is stolen or damaged beyond repair.
  • Cases where the two-wheeler is damaged by some form of natural or man, made calamity.

What is Not Covered Under Royal Sundaram Standalone Own-Damage Two-Wheeler Insurance Policy?

Royal Sundaram standalone own-damage two-wheeler insurance does not offer compensation for the following situations:

  • Cases where the two-wheeler breaks down due to a mechanical or electrical failure.
  • Cases of illegal riding or misuse of the two-wheeler.
  • The depreciation rate of the two-wheeler due to the natural wear and tear of the vehicle.
  • Any mishap that damages the two-wheeler outside the territorial limits of India.

Benefits of Royal Sundaram Standalone Own-Damage Two-Wheeler Insurance Policy

Following are the benefits of purchasing a standalone own-damage two-wheeler insurance from Royal Sundaram:

  • The cover will protect the two-wheeler in a number of scenarios by compensating for the cost of own-damages.
  • With this cover, every policyholder is eligible for No Claim Bonus for every claim-free year.
  • Own-damage covers offer a wide range of add-ns that can be purchased to further improve the coverage of the policy.

How To Purchase Royal Sundaram Standalone Own-Damage Policy?

The below-mentioned steps will guide you in purchasing a standalone own-damage two-wheeler insurance from Royal Sundaram:

Step 1: Visit our website InsuranceDekho and select the tab second from the top left corner titled ‘two-wheeler insurance. When you click the tab a drop-down menu will appear. Select the ‘Standalone Own Damage’ tab from the options.

Step 2: In the provided section enter your two-wheeler’s registration number. If for some reason you do not have this information with you, enter the two-wheeler’s make, model and year of registration instead.

Step 3: Also enter your personal information, i.e., your name and mobile number and select the “Submit and Get Quotes’ button once completed.

Step 4: All the quotes for standalone own-damage two-wheeler insurance covers from the different insurance providers in your category will be visible on the screen. Choose the one offered by Royal Sundaram General Insurance and select any add-ons of your choice.

Step 5: Make the payment for your chosen Royal Sundaram standalone own-damage two-wheeler insurance policy. The policy document will be sent to your registered email ID.

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Royal Sundaram Bike Insurance User Reviews

4.9
Rating based on
418 User reviews
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What users are saying
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  • Exceptional Service & Team Sup...

    I recently purchased Royal Sundaram Bike Insurance and I received exceptional customer support from the Insurancedekho team. I recommend everyone to purchase from them.

    Read More

    V
    By Vaishnavi bajaj
    On: March 5, 2024
  • Transparent Claim Settlement

    The transparency in InsuranceDekho's claim settlement is commendable. I always knew what was happening with my claim of the Royal Sundaram Bike Insurance Policy for my Suzuki bike, and the communication from their team was clear and concise.

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    A
    By Ankit Lokhande
    On: November 24, 2023
  • Customizable Comprehensive Cov...

    InsuranceDekho's comprehensive coverage that comes with the Royal Sundaram Bike Insurance Policy is highly customizable. It gives me the freedom to choose the level of protection I need for my Triumph bike.

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    S
    By Shivam Bhardwaj
    On: September 27, 2023
  • Prompt Customer Support

    I had a few questions about the terms of my third-party car insurance for my BMW bike, and I reached out to InsuranceDekho's customer support. To my surprise, they were incredibly responsive and provided clear explanations for all my queries about the Royal Sundaram Bike Insurance Policy. It's reassuring to know that help is just a phone call away.

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    A
    By Amit Khurana
    On: September 25, 2023
  • User-Friendly Cashless Garage ...

    Happy to have secured my Jawa bike under the Royal Sundaram Bike Insurance Policy. InsuranceDekho's online tool for finding cashless garages is user-friendly and efficient. It helped me quickly locate a garage nearby when I needed it the most.

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    P
    By Pratuskh Thankur
    On: September 21, 2023
  • Transparent Terms and Conditio...

    I appreciate the transparency of InsuranceDekho's own damage policy terms and conditions for the Royal Sundaram Bike Insurance Policy. It's easy to understand what's covered for my Triumph bike.

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    G
    By Gurpreet Sandhu
    On: September 14, 2023
  • Prompt Renewal Support

    Whenever I have questions about the renewal of my Royal Sundaram Bike Insurance Policy, InsuranceDekho's support team is prompt in providing assistance. Their guidance ensures a smooth and worry-free renewal experience for my BMW bike.

    Read More

    By Balbir Singh
    On: September 12, 2023
  • Excellent Coverage

    With InsuranceDekho's comprehensive coverage, I get excellent protection for both own damage and third-party liability with the Royal Sundaram Bike Insurance Policy. It's a well-rounded policy and totally perfect for my Hero bike.

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    K
    By Kunal Kumar
    On: September 8, 2023
  • Expertise and Professionalism

    The mechanics at InsuranceDekho's Cashless Garages demonstrate exceptional expertise and professionalism. Their attention to detail and commitment to customer satisfaction are truly commendable. I am glad that I bought this added benefit along with the Royal Sundaram Bike Insurance Policy to safeguard my BMW bike.

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    V
    By Vasydev Kukreja
    On: September 4, 2023
  • Reliable Partner for Car Prote...

    InsuranceDekho has proven to be a reliable partner in protecting my Aprilia bike. Their own damage insurance which I added to my Royal Sundaram Bike Insurance Policy offers the coverage I need.

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    M
    By Manish Kadakia
    On: August 28, 2023
  • Savings and Affordability at Y...

    The premium calculator empowered me to find affordable insurance options that fit my budget. It's a great tool for those looking to maximize savings. I could secure my Ampere bike with the Royal Sundaram Bike Insurance Policy.

    Read More

    S
    By Sanjay Shirodkar
    On: August 24, 2023
  • The Right Choice for Responsib...

    I was looking for a new insurer for my Royal Enfield bike. A fellow biker suggested InsuranceDekho. It’s third-party Royal Sundaram Bike Insurance Policy is the right choice for responsible drivers who want to protect others on the road.

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    S
    By Sourabh Dua
    On: August 23, 2023
  • Wide Range of Insurance Produc...

    I was impressed with the variety of insurance products covered by InsuranceDekho's premium calculator. It catered to different types of insurance, from health to motor and more. After much comparison, I finally bought the Royal Sundaram Bike Insurance Policy for my BMW bike.

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    S
    By Shubham Agarwal
    On: August 10, 2023
  • Prompt Claims Settlement for T...

    I had a third-party liability claim under the Royal Sundaram Bike Insurance Policy for my TVS bike with InsuranceDekho, and they settled it promptly. Their efficiency and professionalism were commendable."

    Read More

    S
    By Sam Kapoor
    On: August 9, 2023
  • Prompt Customer Support

    I had a few queries about the coverage in my comprehensive bike insurance provided under the Royal Sundaram Bike Insurance Policy for my Hero bike, and the customer support team at InsuranceDekho was prompt and helpful in resolving them.

    Read More

    S
    By Subroto Banerjee
    On: August 7, 2023
  • Complete Coverage with Own Dam...

    I opted for InsuranceDekho's own damage policy to my Royal Sundaram Bike Insurance Policy, and it offered complete coverage for my Aprilia bike. Whether it was a minor scratch or a major collision, they covered it all without any hassle.

    Read More

    By Gaurav Grover
    On: July 31, 2023
  • Quick Response to Claims

    When my Aprilia car was damaged in a hailstorm, I submitted a claim online for my Royal Sundaram Bike Insurance Policy through InsuranceDekho's portal. While the overall process was smooth, it took a couple of days for them to get back to me. However, once they did, everything was handled efficiently.

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    By Rimpy Tyagi
    On: July 25, 2023
  • Easy and Efficient Premium Cal...

    I found Insurance Dekho's premium calculator to be incredibly easy to use. It quickly generated quotes, allowing me to compare car insurance policies effortlessly and decide that the Royal Sundaram Bike Insurance Policy was the best policy for my Kawasaki bike.

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    A
    By Ajay Singh
    On: July 21, 2023
  • Reliable and Trustworthy

    The third-party policy from gwsuranceDekho proved to be reliable and trustworthy for my TVS bike. The coverage and claim settlement process that came with the Royal Sundaram Bike Insurance Policy gave me confidence as a satisfied customer.

    Read More

    P
    By Prashant Gangwani
    On: July 20, 2023
  • Timely Claim Settlement under ...

    When I made a claim under InsuranceDekho's comprehensive policy, the settlement was handled promptly. The efficient process for the Royal Sundaram Bike Insurance Policy ensured that I could get back on the road quickly with my Triumph bike.

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    A
    By Ashish Gupta
    On: July 18, 2023
  • Wide Network of Garages

    InsuranceDekho has an extensive network of cashless garages, which is great for those who travel frequently. No matter where I was, there was always a trusted garage nearby for repairs for my KTM bike that I secured with the Royal Sundaram Bike Insurance Policy.

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    R
    By Ray Mangal
    On: July 14, 2023
  • Continuous coverage with renew...

    InsuranceDekho's bike insurance renewal process allowed me to maintain comprehensive coverage for my Royal Enfield. They offered the same level of protection as before under the Royal Sundaram Bike Insurance Policy, ensuring continued financial security for my bike.

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    A
    By Ankit Chopra
    On: July 12, 2023
  • Easy Process for Continued Pro...

    InsuranceDekho made the renewal process for own damage car insurance easy. Sometimes I had taken the Royal Sundaram Bike Insurance Policy for my Yamaha bike with the added benefit of own damage. Their online platform allowed me to renew my policy conveniently, ensuring continued protection for my vehicle.

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    K
    By Kevin Murry
    On: July 11, 2023
  • Quick and Easy Claim Settlemen...

    I had a positive experience with InsuranceDekho's zero dep car insurance during the claim of the Royal Sundaram Bike Insurance Policy. They promptly settled the claim, considering the full cost of repairs for my Royal Enfield bike without any depreciation deductions. It was hassle-free and convenient.

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    A
    By Aniket Marwaha
    On: July 7, 2023
  • A Blessing in Disguise

    When my Honda car needed repairs, the hassle-free process and prompt settlement between the garage and InsuranceDekho with the help of my Royal Sundaram Bike Insurance Policy were a blessing. I didn't have to worry about managing finances during an already stressful time. A must-have feature in any car insurance policy!

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    Y
    By Yuvraj Batra
    On: July 5, 2023
  • Reliable Coverage for Third-Pa...

    The third-party coverage provided by Royal Sundaram Bike Insurance Policy for my Aprilia bike has been reliable and effective. It ensures that I am financially protected in case I cause damage to someone else's vehicle or property. InsuranceDekho has been prompt in handling third-party claims and has provided the necessary support throughout the process.

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    T
    By Tushar Sethi
    On: June 30, 2023
  • Value for Money

    I felt that comprehensive coverage for the Royal Sundaram Bike Insurance Policy was good value for money. The premiums were reasonable and I knew that I was getting the coverage I needed for my Benelli bike. Thanks, InsuranceDekho for suggesting this wonderful plan.

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    E
    By Eshant Guglani
    On: June 28, 2023
  • Fair settlement claim process

    I was very happy with the settlement that I received from my Royal Sundaram Bike Insurance Policy from InsuranceDekho. They took into account the value of my Honda car and the cost of repairs, and they gave me a fair settlement. I would definitely recommend this company to others.

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    By Kunal Bedarkar
    On: June 26, 2023
  • Safety and Security on the Roa...

    As a responsible driver, I understand the importance of third-party car insurance. The Royal Sundaram Bike Insurance Policy from InsuranceDekho ensures that I am protected from liabilities and potential lawsuits if I cause damage to someone else's property or injure another person in an accident. It's a reliable safety net that allows me to drive my Suzuki bike with confidence and peace of mind.

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    A
    By Anupam Anand
    On: June 22, 2023
  • Comparison of Coverage and Pre...

    The car insurance premium calculator at InsuranceDekho played a crucial role in comparing coverage options and premiums from different insurance companies. By inputting the same details across various calculators, I was able to evaluate the differences in coverage levels and corresponding premium costs. This allowed me to make an informed decision of selecting the Royal Sundaram Bike Insurance Policy for my Royal Enfield bike and I am very happy with my decision.

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    By Ajay Nagpal
    On: June 21, 2023
Royal Sundaram Reviews
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