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DHFL Standalone Own-Damage Two-Wheeler Insurance Policy

A standalone own-damage two-wheeler insurance is one of the three types of insurance that DHFL provides its customers. The insurance takes care of own-damage costs in case of a mishap by providing compensation for the losses. Moreover, this compensation provides the insurance holder with a sense of financial stability in times of crisis. If you purchase an own-damage cover, it will take care of your two-wheeler’s own-damage costs in a variety of situations including cases of theft, vandalism, fires, explosions and any damages caused due to natural or man-made calamity. Purchasing an own-damage cover is not compulsory, however, it is advisable as it provides enhanced protection for your two-wheeler.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

DHFL Third Party Two-Wheeler Insurance

DHFL Standalone Two-Wheeler Own-Damage

DHFL Comprehensive Two-Wheeler Insurance

Coverage

DHFL third party two-wheeler insurance takes care of third party liabilities of the policyholder. The coverage includes property damage, death and bodily injuries. This cover provides a maximum compensation of Rs 1 Lakh for property damage.

DHFL standalone own-damage two-wheeler insurance provides coverage for own-damage costs in cases of road accidents, theft, floods, etc. The cover is not compulsory but offers enhanced protection. Policyholders are also offered NCB for claim-free years.

DHFL’s comprehensive two-wheeler insurance plan offers all-round protection to the policyholder and their two-wheeler. Under a single premium, the plan takes care of both third party liabilities and own-damage costs making it hassle-free and convenient.

Add-ons

DHFL third party two-wheeler insurance policies do not offer add-on covers.

DHFL standalone damage two-wheeler insurance policies offer several add-on covers to choose from.

DHFL comprehensive two-wheeler insurance plans offer their customers a number of add-on covers to choose from.

Cost

Third party two-wheeler insurance is the cheapest insurance that DHFL offers as it offers the most basic coverage.

Standalone own-damage two-wheeler insurance offered by DHFL is more expensive than their third party insurance as it provides protection against own-damage costs.

Comprehensive two-wheeler insurance plans offered by DHFL are the most expensive insurance they offer as it takes care of both third party insurance and own-damage under one plan.

What is Covered Under DHFL Standalone Own-Damage Two-Wheeler Insurance Policy?

DHFL standalone own-damage two-wheeler insurance offers coverage for the following aspects:

  • Accidents that result in damage caused damage to the two-wheeler.
  • Damage caused to the two-wheeler due to a fire or an explosion.
  • Theft of the two-wheeler or cases of a total loss.
  • Damage to the two-wheeler due to natural or manmade calamities, such as cyclones.

What is Not Covered Under DHFL Standalone Own-Damage Two-Wheeler Insurance Policy?

DHFL standalone own-damage two-wheeler insurance does not offer coverage for the following aspects:

  • Mishaps that damage the two-wheeler but occur outside the territorial boundaries of the country.
  • Mishaps that involve illegal use of the two-wheeler in any form.
  • Breakdowns of the two-wheeler in case there is a mechanical or electrical failure.
  • Depreciation of the two-wheeler.

Benefits of DHFL Standalone Own-Damage Two-Wheeler Insurance Policy

DHFL standalone own damage two-wheeler insurance offers the following benefits:

  • The cover offers protection for the two-wheelers own-damage costs in many scenarios. Moreover, the compensation provides the insurance holder financial stability in times of crisis.
  • For every claim-free year, DHFL gives their customers who purchase two-wheeler own-damage covers No Claim Bonus as a reward for good driving habits. Moreover, the reward is cumulative in nature and it goes up to 50% in the fifth consecutive year.
  • DHFL has a wide variety of add-ons that policyholders can select from to further enhance the coverage of your standalone own-damage two-wheeler insurance.

How To Purchase DHFL Standalone Own-Damage Two-Wheeler Insurance Policy?

The below-mentioned steps will guide you in purchasing a DHFL standalone own damage two-wheeler insurance policy:

Step 1: Visit the website InsuranceDekho and select the ‘two-wheeler insurance’ tab, it is the second option from the left. When you click on it a drop-down menu will appear, select the ‘Standalone Own Damage’ option.

Step 2: Provide your two-wheeler’s registration number in the given section. If you do not have the registration number you can enter other details of the two-wheeler such as its make, model and year of registration instead.

Step 3: Also provide your personal details, i.e., your name and phone number. Next, enter any other required information and select the ‘Submit and Get Quotes’ button.

Step 4: All quotes for standalone own-damage two-wheeler insurance in your category will be visible on your screen. Select the one offered by DHFL and select any add-ons you would like to purchase with it.

Step 5: Make the payment for your DHFL standalone damage two-wheeler insurance policy and we will send you the policy document to your registered email ID.

Must Read Articles before buying Dhfl Bike Insurance

DHFL Bike Insurance User Reviews

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What users are saying
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  • Valuable expert advice

    I received some valuable expert advice on InsuranceDekho while I was looking for add-on covers to enhance the coverage of my DHFL bike insurance plan. The policy is issued for KTM 390 Adventure. Based on the advice, I bought a Zero Depreciation cover.

    A
    By Arnav Naueshwara
    On: February 23, 2023
  • The reminder feature

    The procedure of purchasing a plan is so easy on the website as it is arranged perfectly. I purchased a DHFL bike insurance policy for my KTM RC 125 from InsuranceDekho.com, which always reminds me to renew my policy on time. Also, to mention, the plan that I bought has secured my bike well. I would recommend the others to go with this plan too.

    P
    By Priyansh Batra
    On: July 18, 2022
  • The reminder feature

    The procedure of purchasing a plan is so easy on the website as it is arranged perfectly. I purchased a DHFL bike insurance policy for my KTM RC 125 from InsuranceDekho.com, which always reminds me to renew my policy on time. Also, to mention, the plan that I bought has secured my bike well. I would recommend the others to go with this plan too.

    P
    By Priyansh Batra
    On: June 29, 2022
  • The reminder feature

    The procedure of purchasing a plan is so easy on the website as it is arranged perfectly. I purchased a DHFL bike insurance policy for my KTM RC 125 from InsuranceDekho.com, which always reminds me to renew my policy on time. Also, to mention, the plan that I bought has secured my bike well. I would recommend the others to go with this plan too.

    P
    By Priyansh Batra
    On: June 22, 2022
  • The reminder feature

    The procedure of purchasing a plan is so easy on the website as it is arranged perfectly. I purchased a DHFL bike insurance policy for my KTM RC 125 from InsuranceDekho.com, which always reminds me to renew my policy on time. Also, to mention, the plan that I bought has secured my bike well. I would recommend the others to go with this plan too.

    P
    By Priyansh Batra
    On: June 3, 2022
  • The reminder feature on the we...

    The procedure of purchasing a plan is so easy on the website as it is arranged perfectly. I purchased a DHFL bike insurance policy for my KTM RC 125 from InsuranceDekho.com, which always reminds me to renew my policy on time. Also, to mention, the plan that I bought has secured my bike well. I would recommend the others to go with this plan too.

    P
    By Priyansh Batra
    On: May 20, 2022
  • The reminder feature

    The procedure of purchasing a plan is so easy on the website as it is arranged perfectly. I purchased a DHFL bike insurance policy for my KTM RC 125 from InsuranceDekho.com, which always reminds me to renew my policy on time. Also, to mention, the plan that I bought has secured my bike well. I would recommend the others to go with this plan too.

    P
    By Priyansh Batra
    On: March 11, 2022
  • Insurance within budget

    I wanted to purchase a bike insurance policy that provided me good coverage and fit in my budget, while looking for one I landed on InsuranceDekho’s website. Here I was able to compare several bike insurance policies which were affordable and provided good coverage. I purchased a Navi bike insurance policy for my Suzuki Let’s.

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    By Lokesh Yadav
    On: February 2, 2022
  • The reminder feature

    The procedure of purchasing a plan is so easy on the website as it is arranged perfectly. I purchased a DHFL bike insurance policy for my KTM RC 125 from InsuranceDekho.com, which always reminds me to renew my policy on time. Also, to mention, that the plan that I bought has secured my bike well. I would recommend the others to go with this plan too.

    P
    By Priyansh Batra
    On: February 1, 2022
  • Renewed the policy in a few mi...

    I renewed my Navi comprehensive bike insurance policy for my Harley Davidson V Rod in very little time with the guidance of the InsuranceDekho assistance team. I had to follow some simple steps to get it done in very little time. Thanks to the team.

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    By Pritish Sachdeva
    On: January 24, 2022
  • Found some quality insurance p...

    I had opted for ordinary updates with InsuranceDekho which helps me locate the up-to-date listing of some amazing insurance plan companies. I noticed the amazing advice and thinking about the advice I bought a Navi Bike insurance plan for my Lohia Genius as it has an excessive claims ratio.

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    By Ganesh Goyal
    On: January 21, 2022
  • Found some quality insurance p...

    I had opted for ordinary updates with InsuranceDekho which helps me locate the up-to-date listing of some amazing insurance plan companies. I noticed the amazing advice and thinking about the advice I bought a Navi Bike insurance plan for my Lohia Genius as it has an excessive claims ratio.

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    By Rishabh
    On: January 18, 2022
  • Best car insurance

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    R
    By Ramesh Kapoor
    On: January 14, 2022
  • Top insurance companies listed

    I opted for regular updates with InsuranceDekho which helps me find the updated list of some top insurance companies. After considering the top recommendations I opted for the Navi Bike insurance policy for my Lohia Genius as it has a high claim settlement ratio.

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    By Rohan Nadkarni
    On: January 14, 2022
  • Best vehicle insurance

    I wanted to buy insurance for my Suzuki Access 125 but was very confused as to what to do. But, InsuranceDekho helped me find the best fit insurance for myself. It helped clear my confusion and I am grateful for that. I purchased NAVI bike insurance policy.

    R
    By Ramesh Kapoor
    On: January 10, 2022
  • Sends useful reminders

    From upcoming payable premium instalment date to renewal dates, InsuranceDekho keeps me updated on my policy status by sending useful reminders through email. I appreciate this initiative. I am a policyholder of DHFL bike insurance policy for my Honda CBR.

    P
    By Partha Dasgupta
    On: June 23, 2021
  • Valuable expert advice

    I received some valuable expert advice on InsuranceDekho while I was looking for add-on covers to enhance the coverage of my DHFL bike insurance plan. The policy is issued for KTM 390 Adventure. Based on the advice, I bought a Zero Depreciation cover.

    R
    By Rajeev Santosh
    On: June 21, 2021
  • Approachable customer team

    Through email, chat or phone number, the customer team of InsuranceDekho is approachable all the time. The team is eager to help no matter how complicated an issue is. I took their help during the renewal of DHFL bike insurance policy issued for BMW R 1200 R.

    R
    By Raju Pandey
    On: June 16, 2021
  • Outstanding website

    I think InsuranceDekho is an outstanding website. It is detailed, and the digital services provided by the team are flawless. Glad that I used it to insure my Kawasaki Eliminator with DHFL bike insurance policy.

    S
    By Sujit Samaddar
    On: June 9, 2021
  • Various payment modes accepted

    InsuranceDekho accepts various online payment modes when it comes to premium payment. This was quite feasible for me as I could easily use my credit card for the payment of DHFL bike insurance policy issued for TVS Radeon.

    J
    By Jiten Patel
    On: June 2, 2021
  • Mobile policy

    InsuranceDekho helped me to issue DHFL bike insurance policy completely digitally. The mobile policy is easy to carry and it has given me freedom from worrying about misplacing the documents. I issued the policy for my Yamaha Ray Z.

    A
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    On: May 26, 2021
  • Understands value of time

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    By Dyuti Mukherjee
    On: May 19, 2021
  • Outstanding experience

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    By Animesh Guha
    On: May 12, 2021
  • Reliable network garages

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    By Giridhar Chouhan
    On: May 3, 2021
  • One-of-a-kind experience

    Coming to InsuranceDekho to resolve various policy matters has always been a one-of-a-kind experience. Their services are secure and prompt. I am a policyholder of DHFL bike insurance policy for my Royal Enfield Bullet Electra.

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    By Sabarni Roy
    On: April 30, 2021
  • Skillful support team

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  • Simple premium calculation

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    By Sinjini Basak
    On: April 28, 2021
  • Three steps to policy issuance

    The issuance of DHFL bike insurance policy for my Vespa Connectivity required me to take three easy steps on InsuranceDekho. I started with generating my quotes by giving the registration number of my bike. Then, I compared the quotes based on offered benefits. Upon finding the best one, I paid.

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    On: April 26, 2021
  • Wide range of coverage

    InsuranceDekho offers policies that consist of a wide range of coverages. I compared the coverages offered by the three main policy types, Third Party, Comprehensive, Standalone Own Damage. Later, I chose DHFL Comprehensive bike insurance policy for BMW HP2 Sport.

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    On: April 23, 2021
  • Expert guidance available

    I was looking for ways to calculate the premium amount of my DHFL bike insurance policy issued for Royal Enfield Himalayan BS4. An expert from InsuranceDekho guided me thoroughly on how I could use the premium calculator. After that, the calculation was swift.

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    By Jagriti Samanta
    On: April 22, 2021

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.