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Cholamandalam MS Standalone Own-Damage Bike Insurance Policy

Being on the road comes with certain uncertainties, these are further aggravated when one rides a two-wheeler regularly. Hence, your safety can be a source of constant worry for your near and dear ones. With insurance, you can have a layer of protection in times of crisis. The two-wheeler insurance will provide compensation in the event of a mishap and thereby provide the policyholder with financial stability in times of crisis. Moreover, a standalone own-damage cover will take care of you in several scenarios including cases of theft, total damage, fires, explosions, natural or manmade calamities. If you purchase it alongside your compulsory third party insurance it is sure to give you holistic coverage and peace of mind.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Cholamandalam Third Party Insurance

Cholamandalam Standalone Own-Damage Insurance

Cholamandalam Comprehensive Insurance

Coverage

A third party insurance cover from Cholamandalam will take care of third party liabilities in the event of a mishap including bodily injuries, death and property damage.

A standalone own-damage cover from Cholamandalam will take care of your own damage costs in the event of a mishap. Furthermore, the cover provides protection in several possible scenarios.

A comprehensive two-wheeler insurance plan fromCholamandalam will take care of both your own damage costs and third party liabilities all under a single premium.

Add-ons

Third party insurance for two-wheelers from Cholamandalam does not offer add-on covers.

Cholamamdalam’s standalone won't-damage two-wheeler insurance policy does have many add-on covers to choose from.

Cholamandalam’s two-wheeler comprehensive insurance plan also offers several add-ons to select from.

Cost

Cholamandalam third party two-wheeler insurance is the most inexpensive option of the three but it also offers very basic coverage to the policyholder and is compulsory.

Cholamandalam standalone own-damage two-wheeler insurance is more expensive than the third party cover as it offers enhanced coverage to the policyholder.

Cholamandalam’s two-wheeler comprehensive insurance plan is the most expensive option of the three. This is because it takes care of both own damage costs and third party liabilities under a single premium.

What is Covered Under a Cholamandalam MS Standalone Own-Damage Policy?

Following are the aspects that are covered under a Cholamandalam standalone own-damage two-wheeler insurance policy:

  • If there is an accident that damages the two-wheeler.
  • If there is a fire or an explosion that damages the two-wheeler.
  • If the two-wheeler is stolen or is damaged beyond repair.
  • If the two-wheeler is damaged by a natural or man-made calamity.

What is Not Covered Under a Cholamandalam MS Standalone Own-Damage Policy?

Following are the aspects that are not covered under a Cholamandalam standalone own-damage two-wheeler insurance policy:

  • Breakdowns of the two-wheeler caused by mechanical or electrical failures.
  • Illegal driving that causes damage to the two-wheeler.
  • Depreciation of the two-wheeler.
  • Mishaps that occur outside the mentioned geographical boundaries of the country.

Benefits of Cholamandalam MS Standalone Own-Damage Policy

Following are the benefits of purchasing a Cholamandalam Two-Wheeler Insurance Policy:

  • It provides protection to both the two-wheeler and the insurance holder in case of a mishap. Moreover, the compensation is offered in several possible scenarios.
  • The insurance provider gives a reward, i.e., the No Claim Bonus for every claim-free year.
  • Many add-on covers are available to be purchased alongside the insurance policy.

How To Purchase a Cholamandalam MS Standalone Own-Damage Policy?

Following are the steps you need to take to purchase a Cholamandalam Two-Wheeler Insurance Policy:

Step 1: Visit the InsuranceDekho website and select the two-wheeler insurance tab from the top left corner of the page.

Step 2: Next enter your two-wheeler’s registration number. In case you do not have the registration number there is an option to enter other details such as the make, model and year of registration of your two-wheeler.

Step 3: Enter your personal details, i.e., phone number and name. Select the ‘Submit and Get Quotes’ tab once you have filled in the required information.

Step 4: The quotes for two-wheeler insurance policies in your category will be visible on the screen. Select the one offered by Cholamandalam and any add-ons you would like to purchase with it.

Step 5: Lastly, pay for your Cholamandalam two-wheeler insurance policy and the policy document will be sent to your registered email ID.

Explore Cholamandalam Bike Insurance

Must Read Articles before buying Cholamandalam Bike Insurance

Cholamandalam Bike Insurance User Reviews

4.9
Rating based on
155 User reviews
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What users are saying
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  • Transparent Renewal Costs

    I appreciated the transparency in the renewal costs of the Chola MS Bike Insurance Policy for my Hero bike presented by InsuranceDekho. There were no hidden fees or unexpected charges. What I saw in the renewal quote is what I paid.

    Read More

    V
    By Vinit Chauhan
    On: November 15, 2023
  • Trustworthy Own Damage Partner...

    I trust InsuranceDekho as a trustworthy partner for own damage bike insurance for my Kawasaki bike. Their commitment to policyholders of the Chola MS Bike Insurance Policy and professionalism set them apart.

    Read More

    By Ajay Srikant
    On: October 17, 2023
  • Transparent Billing at Cashles...

    The transparency in billing at InsuranceDekho's cashless garages is commendable. There were no surprises, and I knew exactly what was covered under the Chola MS Bike Insurance Policy. A trustworthy choice to insure my Ampere bike.

    Read More

    A
    By Abihishek Pandey
    On: September 20, 2023
  • Ideal for New Car Owners

    For new bike owners, InsuranceDekho's zero depreciation Chola MS Bike Insurance Policy is ideal. The policy did preserve my investment and provided complete peace of mind when it came to my newly purchased KTM bike.

    Read More

    R
    By Ravi Dubey
    On: September 15, 2023
  • Prompt Claim Settlement for Ow...

    I had to file a claim for the Chola MS Bike Insurance Policy for my own damage to my Kawasaki bike, and InsuranceDekho settled it promptly. Their efficiency made a challenging situation much easier to handle.

    Read More

    S
    By Shree Srivastav
    On: September 13, 2023
  • Transparent Renewal Costs

    InsuranceDekho's renewal process is transparent, with clear details about costs and coverage for my Suzuki bike. I'm confident I'm getting the best value for my Chola MS Bike Insurance Policy renewal.

    Read More

    K
    By Kabir Wadhwa
    On: September 11, 2023
  • Holistic Approach to Protectio...

    InsuranceDekho's Comprehensive Coverage that comes along with the Chola MS Bike Insurance Policy takes a holistic approach to the protection of my Suzuki bike. From covering damages to third-party liabilities, it ensures all aspects are accounted for.

    Read More

    By Priyal Das
    On: September 5, 2023
  • Reliable Partnerships

    I recently bought the Chola MS Bike Insurance Policy for my Vespa bike from InsuranceDekho and added the Cashless Garages benefit to it. And I must say that there is a testament to their reliable partnerships. The quality of repairs and service at these garages has consistently exceeded my expectations.

    Read More

    S
    By Sameer Sayyed
    On: September 1, 2023
  • Value-Retaining Protection

    The Zero Depreciation Car Policy with InsuranceDekho’s Chola MS Bike Insurance Policy ensures my BMW bike’s value is retained over time. I don't have to settle for reduced claim amounts due to depreciation.

    Read More

    L
    By Lanchen Yoshi
    On: August 29, 2023
  • Third-party insurance

    I read several excellent and informative articles about third-party insurance while looking to renew my Chola MS Bike Insurance Policy for my Suzuki bike on the InsuranceDekho website. I was relieved to have added that to my policy. It secured my vehicle against property damage by any third person.

    Read More

    S
    By Saurabh Bajpai
    On: August 25, 2023
  • Smooth Transfer of Policy from...

    Switching to InsuranceDekho for the renewal of my Chola MS Bike Insurance Policy for my Kawasaki bike was smooth, thanks to their efficient handling of the transfer process from my previous insurer.

    Read More

    By Gautam Das
    On: August 23, 2023
  • Customizable Coverage Options ...

    I appreciated the customizable coverage options offered by InsuranceDekho’s Chola MS Bike Insurance Policy for their own damage policy. It allowed me to tailor the coverage to my specific needs for my Bajaj bike.

    Read More

    P
    By Pratishush Banerjee
    On: August 22, 2023
  • Great Customer Support for Zer...

    InsuranceDekho's customer support team was helpful and patient when explaining the benefits of their zero depreciation bike insurance policy that came along with the Chola MS Bike Insurance Policy that I bought for my Kawasaki bike.

    Read More

    A
    By Amanjeet Khurana
    On: August 16, 2023
  • Wide Network of Cashless Garag...

    InsuranceDekho's extensive network of cashless garages is impressive. No matter where I am, I can easily find a partner garage to get my Honda vehicle repaired hassle-free because of the amazing Chola MS Bike Insurance Policy.

    Read More

    A
    By Ankit Jain
    On: August 11, 2023
  • Fast and Convenient Renewal Ex...

    The renewal of my Chola MS Bike Insurance Policy from InsuranceDekho for my Suzuki bike was fast and convenient. The entire process was completed online, saving me time and effort. I will definitely recommend it to my friends and family.

    Read More

    A
    By Ashish Chaudhary
    On: August 9, 2023
  • Hassle-Free Claim Settlement

    Filing a claim for own damage with InsuranceDekho was hassle-free. They guided me through the process and promptly settled the claim for my Chola MS Bike Insurance Policy for my Jawa bike. Highly recommend their services.

    Read More

    A
    By Ajay Shetty
    On: August 8, 2023
  • Transparent Terms and Conditio...

    I was looking for a good third-party insurance for my SWM bike. I appreciate InsuranceDekho's transparency when it comes to their terms and conditions for third party car insurance. The Chola MS Bike Insurance Policy provide all the necessary information upfront, ensuring there are no hidden surprises. It's a relief to deal with a company that values transparency.

    Read More

    V
    By Vishal Dhami
    On: July 31, 2023
  • Effortless Policy Renewal

    Renewing my comprehensive Chola MS Bike Insurance Policy for my Vespa with InsuranceDekho was effortless. Their reminders and user-friendly platform made it a quick process.

    Read More

    S
    By Sahil Soni
    On: July 28, 2023
  • Hassle-Free Repairs at Cashles...

    InsuranceDekho's cashless garage network made car repairs a breeze! I didn't have to worry about upfront payments, and the whole process with the Chola MS Bike Insurance Policy for my Mahindra was smooth.

    Read More

    S
    By Sahej Singhaniya
    On: July 24, 2023
  • Timely Renewal Reminders

    InsuranceDekho's timely renewal reminders ensured that I never missed the renewal date of my Chola MS Bike Insurance Policy for my Vespa. It made the process convenient and stress-free.

    Read More

    S
    By Shri Vani
    On: July 20, 2023
  • Additional Add-Ons

    InsuranceDekho's own damage policy offered additional add-ons to enhance coverage. I could customize my Chola MS Bike Insurance Policy with options like zero depreciation, engine protection, and roadside assistance for my Mahindra bike.

    Read More

    N
    By Nitin Bagade
    On: July 19, 2023
  • No Worries about Depreciation

    InsuranceDekho's Zero Dep policy takes away the worry of bearing depreciation costs in case of an accident. I recently had to repair my KTM car, and the entire process was hassle-free because of the Chola MS Bike Insurance Policy. I didn't have to worry about any additional expenses. Highly recommended for peace of mind!

    Read More

    G
    By Girish Singh
    On: July 17, 2023
  • Saves Time and Effort

    InsuranceDekho's premium calculator saves a lot of time and effort. Instead of manually requesting quotes from multiple insurers, I can quickly get an estimate of the premium for different coverage options. And purchased the Chola MS Bike Insurance Policy to secure my Kawasaki bike. It simplifies the insurance comparison process.

    Read More

    S
    By Sagar Wadhawan
    On: July 13, 2023
  • Reliable Customer Support

    InsuranceDekho's third-party car insurance came with reliable customer support. Their team was responsive and assisted me with any queries or concerns I had related to the Chola MS Bike Insurance Policy or claim process for my Ampere bike.

    Read More

    P
    By Pratyaksh Aggarwal
    On: July 11, 2023
  • Personal Accident Cover for Dr...

    I felt secure knowing that InsuranceDekho's comprehensive car insurance policy included a personal accident cover for my Bajaj bike. It provided additional protection under the Chola MS Bike Insurance Policy.

    Read More

    By Nimesh Sharma
    On: July 10, 2023
  • Hassle-Free Claims Settlement

    InsuranceDekho provided hassle-free claims settlement for my Chola MS Bike Insurance Policy for my Aprilia bike. The process was straightforward, and they promptly approved and settled the claim amount, allowing me to get my vehicle repaired without any delays.

    Read More

    A
    By Adi Shetty
    On: July 6, 2023
  • Quick and Transparent Service

    Cashless garages have brought transparency to my Chola MS Bike Insurance Policy. The detailed pricing and settlement process gave me confidence that I was being treated fairly. The repairs were completed swiftly, and my Kawasaki bike was back on the road in no time. A fantastic service from InsuranceDekho.

    Read More

    Y
    By Yatin Mehta
    On: July 4, 2023
  • Renewal

    The renewal process for the Chola MS Bike Insurance Policy for my SWM bike was straightforward and user-friendly. I received timely reminders and clear instructions on how to renew my policy. InsuranceDekho made it easy to access the necessary documents, review my coverage details, and make any desired adjustments. The online platform was intuitive and user-friendly, ensuring a seamless experience from start to finish.

    Read More

    S
    By Shivam Reddy
    On: June 30, 2023
  • Excellent Own Damage Coverage

    I recently had to make a claim for own damage on my Chola MS Bike Insurance Policy, and I am extremely satisfied with the coverage provided for my Mahindra bike. InsuranceDekho promptly assessed the damages and efficiently processed my claim. The reimbursement for the repairs was fair and hassle-free. I highly recommend this car insurance policy for its excellent own damage coverage.

    Read More

    G
    By Garv Goyal
    On: June 29, 2023
  • Would Recommend

    I would definitely recommend Chola MS Bike Insurance Policy from InsuranceDekho with the zero depreciation add-on for anyone who is looking for peace of mind. The premiums are well within one’s range. I was happy that for my Vespa bike, I won't have to pay for depreciation if my bike is damaged.

    Read More

    R
    By Rajan Gupta
    On: June 27, 2023
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