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Key Features:
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  • Right Green Tick No Paper work

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When did you buy your bike?

Disclaimer: Actual Premium might vary basis your location, age and number of members

Overview

  • What are the choices for Digit two-wheeler insurance add-ons?

    It allows policyholders to customize their policy coverage to their own needs and requirements- Zero Depreciation Cover Return To Invoice Cover Engine And Gear Protection Cover Consumable Cover Breakdown Assistance, etc.

  • What factors go into determining the premium for Digit two-wheeler insurance?

    The following are the factors that go towards setting your Digit two-wheeler insurance premium: Insured Declared Value No-claim Bonus Cubic Capacity of the Bike Age of the two-wheeler Engine Capacity

  • How can I get a cashless bike repair?

    You can get cashless repair services at any Digit General Insurance-approved network garage. The company runs over 1,000 cashless network garages across India. You can find a cashless garage near you by calling the toll-free number 1800-103-4448 or visiting the Digit General Insurance official website.

  • What are the advantages of getting two-wheeler insurance from Digit?

    With Digit two-wheeler insurance, a policyholder can enjoy a number of advantages, including: Provides low-cost two-wheeler insurance. There are cashless repair and replacement facilities all over India. Purchase and renewal services are available online. Customer service is available all hours of the day and night. Settlement of claims in a timely and appropriate manner.

  • Who should I contact if I have a query about my Digit two-wheeler insurance?

    If you have a question or need more information about your Digit two-wheeler insurance, you can reach out to the insurer by calling the toll-free number 1800-103-4448 or sending an email to hello@godigit.com. You can also call InsuranceDekho for help.

Third Party

  • Can I extend the coverage for the Digit third party bike insurance policy?

    No, you cannot stretch the coverage of the Digit third party bike insurance policy as it does not offer any add-on covers. It provides basic coverage. For extensive coverage, you can opt for the comprehensive bike insurance policy.

  • What are the documents required to buy Digit third party bike insurance policy online?

    No document is needed for buying the Digit third party bike insurance policy online. The insurer just requires the registration number of your bike and the policy number of your previous insurance policy, if any.

  • Does the Digit third party bike insurance policy provide coverage for pillion riders?

    Yes, the Digit third party bike insurance policy provides coverage for the pillion rider or the passenger on the backseat.

  • Does the third party bike insurance policy cover for the accidents beyond city limits?

    Digit third party bike insurance policy will provide coverage for the accident of the insured’s bike beyond the city limits if the location of the accident falls within the predecided geographical area.

  • Do I get coverage for bike theft under Digit third party bike insurance policy?

    No, Digit third party bike insurance policy provides the basic coverage only for the third party. The insured does not get compensated for the theft of the insured’s bike under this policy.

Comprehensive

  • What are the add-on covers available along with Digit comprehensive bike insurance policy?

    The add-on covers available along with Digit comprehensive bike insurance policy are as follows.

    • Zero Depreciation cover
    • Return to Invoice cover
    • Engine & Gear Protection cover
    • Breakdown Assistance cover
    • Consumable cover

  • What are the factors that influence the premium amount of the Digit comprehensive bike insurance policy?

    The factors that influence the premium amount of the Digit comprehensive bike insurance policy are as follows:

    • Insured Declared Value (IDV)
    • Add-On Covers
    • Tenure of the policy
    • Deductibles
    • Make and model of the bike
    • Age of the insured’s bike

  • How is the sum assured calculated for Digit comprehensive bike insurance?

    The sum assured for Digit comprehensive bike insurance policy is calculated by the Insured Declared Value (IDV) of the insured’s bike.

  • How can I reduce the premium for my Digit comprehensive bike insurance policy?

    You can reduce the premium for your Digit comprehensive bike insurance policy in the following ways:

    • By increasing your Voluntary Deductible
    • Maintaining a good riding record
    • By renewing your policy on time
    • Using the No Claim Bonus (if any)
    • Selecting relevant add-ons.

  • How can I get the quotes for Digit comprehensive bike insurance?

    You can get the quotes for Digit through its official website. You can also opt to get the quote through Insurance Dekho just by entering the bike registration number on its “Get a Quote” feature.

Zero Depreciation

  • What are the factors that decide the rate of increase in the premium amount for opting Zero Depreciation cover?

    The factors that decide the rate of increase in the premium amount for opting Zero Depreciation cover are as follows:

    • Age of the vehicle.
    • Model or variant of the vehicle.
    • Area of residence.

  • Can I opt for Zero Depreciation add-on for a secondhand bike?

    Yes, you can avail the Zero Depreciation cover for a secondhand bike provided its age does not exceed 5 years. An inspection may be conducted by the company before including this add-on to your policy.

  • Does Zero Depreciation cover provide coverage beyond the geographical zone?

    The Digit Zero Depreciation cover will only provide coverage within the predetermined geographical zone. The insurer will not bear the expense of any damage incurred by the insured’s bike outside the geographical area.

  • Do I need to renew the Zero Depreciation cover every time I renew my Digit comprehensive bike insurance policy?

    Yes, you need to renew the Zero Depreciation cover every time you renew your Digit comprehensive bike insurance policy provided it satisfies the conditions of Zero Depreciation cover at the time of renewal.

  • Does Digit Zero Depreciation cover provide free of cost repair of the rubber bike parts?

    Yes, if you avail the Digit Zero Depreciation cover, then the insurance company provides free of cost repair of the rubber bike parts up to 2 claims in the network garages.

Claim

  • Where can I receive the claim form of the Digit bike insurance ?

    You can either download the claim form for Digit bike insurance policy from its official website or pick up a hard copy of the claim form from the nearest branch.

  • If my bike is stolen, how can I file a claim for insurance?

    You must file an F.I.R. at the nearest police station if the insured's bike is stolen. To file a claim, you must submit a photocopy of the FIR and other documents, the bike keys, and a non-traceable certificate to the insurance company.

  • Can I file a claim under the Digit bike insurance policy if there is any consequential damage?

    No, under the Digit bike insurance policy, you cannot submit a claim for any consequential damage.

  • How do I find the nearest network garage?

    The nearest network garage can be found on the official website of Digit General Insurance under the services section. 1.Select "Find Garages" 2.Choose the city and manufacturer of the insured’s bike The website gives a list of garages as well as their addresses.

  • Is there a deadline for filing a bike insurance claim?

    The claim process is, indeed, time-limited. It is best to inform the insurance company within 24 hours of the incident.

Renewal

  • How do I get the documents of the policy if I opt for the offline process?

    In case you opt for the offline process to renew the Digit bike insurance policy, the documents will be sent to you via courier at the address given in your details within a few days.

  • Can I transfer the No Claim Bonus from my old insurer to the Digit General Insurance at the time of the renewal?

    Yes, you can transfer your No Claim Bonus from your old insurer to Digit General Insurance to avail the benefits provided no claim was made in the policy tenure.

  • What are the factors that influence the premium quote of the renewed Digit bike insurance policy?

    The following factors are considered at the time of renewal of the Digit bike insurance policy:

    • Age and condition of the bike at the time of renewal.
    • Availability of No-Claim Bonus.
    • Number of add-on covers opted along with the insurance plan.
    • Desired tenure of the policyholder.

  • Can I opt for any consumable cover at the time of the renewal of the policy?

    Yes, you can opt for consumable cover along with your policy at the time of the renewal of the Digit bike insurance policy. However, the charges for the cover will be added to the premium of the policy.

  • Can I renew my insurance policy if I do not have the documents at the time of renewal?

    Yes, you can renew the Digit bike insurance policy even if you don’t have the documents at the time of renewal. You just need to give the registration number of the bike to renew your policy.

Premium Calculator

  • Which are the factors that determine the amount of premium of Digit bike insurance plans?

    Factors that influence the premium amount of a Digit bike insurance policy are Insured Declared Value (IDV), Anti-theft Devices, No Claim Bonus (NCB), Engine Cubic Capacity, Age of the Bike, Year of Registration, Add-on options, etc.

  • How a premium calculator can assist me with my bike insurance plan?

    The bike insurance premium calculator can help you in finding the right premium cost for bike insurance plans and IDV offered for the insured bike, which is provided by different insurance companies in the market. With this type of information, you can easily opt for an affordable insurance policy and make wise decisions related to bike insurance.

  • Can premium calculators compute the premium only for new bikes?

    No, the premium calculator calculates and displays the amount of premium and IDV for new as well as old bikes.

  • Which insurance details are to be entered on the bike insurance premium calculator?

    You need to enter details like make, model and variant of the bike, fuel type of the bike, RTO location of the bike, engine capacity of the bike, registration year of the bike, and so on, on the premium calculator to get the premium costs provided by different insurance companies.

  • Where can I use the premium calculator to calculate the premium for my policy?

    You can easily get the best premium calculator to reckon the premium amount and IDV for your insurance policy at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

Add On

  • What type of add-on covers are provided by Digit bike insurance plans

    Digit bike insurance plans are available with different add-on covers which comprise zero depreciation cover, return to invoice cover, breakdown assistance cover, consumable cover, engine and gearbox protection cover, tyre protection cover, and daily conveyance benefit.

  • When can I opt for the add-on covers to include in my bike insurance policy?

    You can buy an add-on cover either during the time of purchase or renewal of your bike insurance plan.

  • Is it compulsory to purchase the add-on covers for the bike insurance plan?

    No, it is not mandatory to buy an add-on cover and to include it in your bike insurance plan. It is designed to increase the coverage of your policy, therefore, if you feel that your insurance plan’s coverage is less, then only you should opt for it.

  • Do I need to pay more to add an add-on cover in my insurance plan?

    Yes, you will have to pay for an additional premium cost to buy and avail an add-on insurance cover.

  • Is there any limit to include add-on covers in the bike insurance policy?

    No, there is no limit ascertained to include add-on covers in the bike insurance plan and you can opt for as many add-on covers as you wish.

Policy Download

  • How can I purchase Digit bike insurance?

    You can buy Digit bike insurance online through their official website or via insurance aggregators like InsuranceDekho. The process involves selecting your coverage, providing bike details, and making a payment.

  • What types of coverage does Digit offer for bike insurance?

    Digit offers third-party liability coverage, comprehensive coverage, and stand-alone own-damage coverage. You can also choose various add-ons with comprehensive policies.

  • How do I renew my Digit bike insurance policy?

    Renewal can be done online on Digit's website or through platforms like InsuranceDekho. Enter your policy details, review the terms, and make the payment for renewal.

  • Can I transfer my Digit bike insurance policy if I sell my bike?

    Yes, bike insurance policies, including those from Digit, can be transferred to the new owner. You'll need to inform Digit and provide necessary documentation for the transfer.

  • How do I file a claim with Digit bike insurance?

    To file a claim, notify Digit immediately after an incident, submit the required documents, and follow the claim process as guided by Digit. For minor damages, they offer a smartphone-enabled self-inspection process.

  • What is not covered under Digit bike insurance?

    Exclusions typically include general wear and tear, mechanical/electrical breakdowns, damages under the influence of intoxicants, riding without a valid license, and damages due to illegal activities.

  • How long does it take to settle a claim with Digit bike insurance?

    Claim settlement time can vary, but Digit aims for quick resolution. For minor damages, the smartphone-enabled self-inspection can expedite the process.

  • Are there any discounts available on Digit bike insurance?

    Yes, Digit offers various discounts like a No Claim Bonus for claim-free years, and sometimes discounts for installing anti-theft devices.

  • How can I contact Digit Insurance for queries or support?

    Digit Insurance can be contacted through their customer support number, email, or via their website. They may also offer support through live chat and social media platforms.

  • Can I modify or cancel my Digit bike insurance policy online?

    Policy modifications or cancellations can usually be processed online through Digit’s website or by contacting their customer support.

Explore Digit Bike Insurance

Must Read Articles before buying Digit Bike Insurance

Digit Bike Insurance User Reviews

4.9
Rating based on
495 User reviews
Write your review
What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Reliable Service

    My bike’s chain broke while on a trip, and I was worried about the repair costs. Luckily, my GoDigit Insurance policy covered it. With InsuranceDekho’s help, I filed a claim and got it approved. The support was reliable and efficient.

    Read More

    R
    By Rohan Verma
    On: June 27, 2024
  • Efficient Claim Process

    My bike got into a minor accident, and the repair costs were very high. Thankfully, I had my GoDigit bike insurance. With the help of InsuranceDekho, I filed a claim, and it was processed very quickly. I didn’t have to pay anything out of pocket.

    Read More

    A
    By Ankit Sharma
    On: June 26, 2024
  • Beneficial Add-Ons

    Thanks to my comprehensive GoDigit bike insurance policy, I was able to get the headlamp repaired. I’m glad that I purchased this policy for my new bike. As suggested by InsuranceDekho, I’ll be buying some add-ons to increase its coverage.

    Read More

    A
    By Ashpreet Singh
    On: June 18, 2024
  • Comprehensive Coverage

    My new scooter’s tyres were punctured and the mechanic was asking for a large sum for repairs. That’s when I realised that I should raise a claim against my GoDigit bike insurance. I guess, it was a smart decision as I did not have to pay anything for the repairs.

    Read More

    A
    By Amit Khanna
    On: June 13, 2024
  • Decent Service

    InsuranceDekho's platform is fantastic as I was able to get my bike’s clutch repaired. Yes, they contacted with my insurer (GoDigit) and got it repaired at their network garage. Now, the clutch is working perfectly fine and I didn’t have to make any upfront payments. Overall, the experience was good.

    Read More

    A
    By Anjali Rai
    On: June 11, 2024
  • Hassle-Free Policy Extension

    I extended my Digit Bike Insurance Policy through InsuranceDekho, and the process was hassle-free. They handled all the details, making sure my Triumph bike’s coverage was updated without any complications.

    Read More

    S
    By Saransh Lal
    On: November 22, 2023
  • Prompt Assistance, Anytime

    The prompt assistance offered by InsuranceDekho during the claim process of the Digit Bike Insurance Policy ensures that I have support anytime, day or night for my Kawasaki bike.

    Read More

    V
    By Vaibhav Agarwal
    On: November 16, 2023
  • Consistent Coverage

    I appreciate that InsuranceDekho's renewal process for the Digit Bike Insurance Policy ensures consistent coverage for my Suzuki bike, providing me with peace of mind year after year.

    Read More

    V
    By Vipul Sharma
    On: November 8, 2023
  • Legal Protection on a Budget

    When I got the Digit Bike Insurance Policy from InsuranceDekho, it offered legal protection for my Vespa bike without straining my budget. It's a practical choice for cost-conscious individuals.

    Read More

    K
    By Kamal Goswami
    On: October 30, 2023
  • My Trusted Premium Calculation...

    I trust InsuranceDekho's Premium Calculator as my go-to tool for calculating car insurance premiums. I bought the Digit Bike Insurance Policy to secure my Yamaha bike. It's accurate, and their platform provides valuable insights to help me make the right choice.

    Read More

    By Nilesh Lokhande
    On: October 26, 2023
  • Supportive Team for Third-Part...

    The support team at InsuranceDekho is supportive when it comes to Third-Party Car Insurance. They answer queries promptly and provide assistance in navigating the Digit Bike Insurance Policy’s requirements for my Yamaha bike.

    Read More

    S
    By Shreesh Verma
    On: October 18, 2023
  • Transparent Premium Breakdown

    I appreciate the transparency in InsuranceDekho's premium calculator. It breaks down the premium components for the Digit Bike Insurance Policy , helping me understand what I'm paying for my Royal Enfield bike.

    Read More

    L
    By Lokesh Bhatt
    On: October 16, 2023
  • Prompt Claim Settlement for Ow...

    InsuranceDekho ensures prompt claim settlement under their own damage coverage. I can trust that repairs or compensation for my Triumph bike will be handled quickly under the Digit Bike Insurance Policy.

    Read More

    M
    By Mosksh Lal
    On: October 11, 2023
  • Efficient Documentation Handli...

    Renewing my Digit Bike Insurance Policy for my Royal Enfield bike with InsuranceDekho means efficient documentation handling. They make sure that all necessary paperwork is processed seamlessly, reducing any administrative burdens on my end.

    Read More

    R
    By Rtiwik Kulkarni
    On: October 10, 2023
  • Total Peace of Mind with zero-...

    In summary, Zero Depreciation Digit Bike Insurance Policy through InsuranceDekho provides me with total peace of mind. I know that my KTM bike is protected without worrying about depreciation during claims. It's a must-have for every car owner.

    Read More

    S
    By Sunil Trivedi
    On: October 3, 2023
  • No-Nonsense Renewal

    Renewing my bike insurance with InsuranceDekho is a simple and easy process for my for my Suzuki bike. They make it simple, and I appreciate the clarity in their renewal terms for my Digit Bike Insurance Policy. It's a hassle-free experience every year.

    Read More

    U
    By Umesh Mehra
    On: September 27, 2023
  • Dependable Cashless Coverage

    InsuranceDekho's cashless garage coverage is dependable. The Digit Bike Insurance Policy honors their commitment to covering repair costs for my Vespa bike without delay or complications.

    Read More

    By Kishan Singh
    On: September 25, 2023
  • Trustworthy and Dependable Com...

    I took this amazing policy from InsuranceDekho. The Digit Bike Insurance Policy’s comprehensive coverage is trustworthy and dependable. I know I can count on them during any unforeseen event and that my Royal Enfield bike is always in safe hands.

    Read More

    P
    By Priyam Tyagi
    On: September 21, 2023
  • Simple and Transparent Policy ...

    InsuranceDekho's third-party Digit Bike Insurance Policy comes with simple and transparent policy terms. It's easy to understand what's covered for my KTM bike.

    Read More

    H
    By Harshiv Kulkarni
    On: September 18, 2023
  • Smart and Convenient Premium E...

    InsuranceDekho's premium calculator is smart and incredibly convenient. It gave me a clear picture of the insurance costs of my Digit Bike Insurance Policy, saving me both time and confusion for my Suzuki bike.

    Read More

    D
    By Deepam Gupta
    On: September 14, 2023
  • Excellent Communication Throug...

    I appreciated the excellent communication from InsuranceDekho throughout the claims process for my Digit Bike Insurance Policy for my Vespa. Their updates gave me peace of mind.

    Read More

    By Ritesh Makhani
    On: September 12, 2023
  • Efficient Reminder System

    I appreciate InsuranceDekho's efficient reminder system for the renewal of my Digit Bike Insurance Policy that I took to secure my Kawasaki bike. I never miss a renewal deadline, thanks to their timely notifications.

    Read More

    By Anmol Yadav
    On: September 8, 2023
  • Seamless Repairs and Reimburse...

    InsuranceDekho's claim process for the Digit Bike Insurance Policy seamlessly handles repairs and reimbursements. I've had repairs done and expenses covered for my Suzuki bike without any complications.

    Read More

    S
    By Sameer Doshi
    On: September 6, 2023
  • Peaceful Driving Experience

    Driving becomes a peaceful experience with InsuranceDekho's Comprehensive Coverage. I don't have to worry about the "what ifs" because I know that my Vespa is fully protected with the Digit Bike Insurance Policy.

    Read More

    B
    By Bushan Bhat
    On: September 4, 2023
  • User-Friendly Experience

    Navigating the Premium Calculator on InsuranceDekho's platform is a breeze. The user-friendly interface makes it simple to input my Jawa bike details and get instant quotes, making the buying process of the Digit Bike Insurance Policy shopping process seamless.

    Read More

    D
    By Deepak Kochar
    On: August 28, 2023
  • Perfect for City Driving and R...

    Living in a city with risky roads, InsuranceDekho's zero depreciation policy is perfect and I added it to my Digit Bike Insurance Policy. It ensures my Aprilia bike is fully protected at all times.

    Read More

    A
    By Amir Palival
    On: August 24, 2023
  • Peace of Mind with Cashless Fa...

    Having InsuranceDekho's cashless facility with the Digit Bike Insurance Policy for my Vespa gave me peace of mind during an otherwise stressful situation. I knew I was in good hands.

    Read More

    S
    By Shree Munthee
    On: August 22, 2023
  • Customized Add-On Options for ...

    InsuranceDekho offered a range of customized add-on options for my Digit Bike Insurance Policy renewal. I could tailor my coverage to suit my needs perfectly for my Suzuki bike,

    Read More

    P
    By Pritish Kumar
    On: August 16, 2023
  • Value-for-Money Protection

    InsuranceDekho's zero depreciation coverage provides value for money. It's a small investment that I made in the Digit Bike Insurance Policy for my Vespa bike that saves me from significant repair costs in the future.

    Read More

    By Nitin Rao
    On: August 10, 2023
  • Responsive and Helpful Garage ...

    I had to avail of InsuranceDekho's cashless garage service after an accident, and the staff at the garage were incredibly responsive and helpful. They guided me through the process and ensured my Kawasaki bike was repaired to my satisfaction. So thankful that on time I insured my bike with the Digit Bike Insurance Policy.

    Read More

    R
    By Rohit Sagar
    On: August 8, 2023
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