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​Digit Third Party Bike Insurance

Digit General Insurance is one of the most trusted insurance companies as it has been successfully shielding the policyholders from the uncertainties of life over time. Digit third party bike insurance policy assists you to fulfil the statutory requirement of the Indian Motor Tariff Act and relieves you from the burden of third party liabilities as well. Digit General Insurance has tried to enhance the experience of the policyholders by setting up a user-friendly website. The Digit third party Bike insurance provides basic coverage to provide financial and legal assistance for the third party damage incurred due to the insured’s bike.

Digit Third Party Bike Insurance vs Comprehensive Bike Insurance Policy

Basis

Third Party Bike Insurance

Comprehensive Bike Insurance

Coverage

A third-party insurance cover will provide the owner of the two-wheeler financial and legal protection against the third party liabilities which may include bodily injuries, death or damage to the property of the third party that can arise during an unpredicted event or any mushapy. A third-party insurance policy is mandatory for a two-wheeler owner in India as per the Motor Vehicles Act.

Two-wheeler comprehensive insurance cover provides all-round coverage to the owner of the two-wheeler. This type of insurance policy provides coverage and compensation to the two-wheeler owner against the damage to the two-wheeler of the policyholder and third-party liabilities that may arise during an unpredicted event or any mishap.

Nature of Requirement

You cannot avail any add-on covers under a third-party insurance policy as this policy provides limited coverage.

You can avail add-on covers under a comprehensive insurance policy. Some add-on coverages offered by the insurance company are Zero Depreciation Cover, Return to Invoice, Consumable Cover, Breakdown Assistance and Engine & Gear-box Protection Cover.

Add-ons Availability

Third-party insurance policy has been made compulsory for all two-wheeler owners in India as per the Motor Vehicles Act, 1988 as this policy provides financial and legal assistance to the policyholder.

Comprehensive insurance policy is not compulsory to have but is generally recommended as this type of insurance policy provides holistic coverage and after purchasing a comprehensive policy you will require a third-party insurance cover because comprehensive insurance policy already includes third-party liabilities.

Cost

A third-party insurance policy is quite affordable because this policy provides limited coverage.

As compared to a third-party insurance policy a comprehensive insurance policy is expensive because this policy covers the cost of own damages and third party liabilities.

What All Is Covered Under Digit Third-Party Bike Insurance Plan?

Digit third party bike insurance policy provides coverage for the following:

  • Personal Damage to Third Party: In case a person gets injured during an accident all his/her medical expenses till the injured person recovers are taken care of with the help of a third party insurance policy. A third party insurance policy covers the third party liabilities which include bodily injuries or demise of the third party. In case of the unfortunate demise of the third party, compensation is provided.
  • Property Damage to Third Party: In case there's any damage caused to the property of the third party such as damage to someone’s two-wheeler, house or any other property compensation for the damage shall be provided. Third-party liabilities such as property damage shall be covered under this insurance policy.

What All Is Not Covered Under Digit Third-Party Bike Insurance Plan?

Digit third party bike insurance plan does not provide coverage for the following:

  • Damages to your own vehicle shall not be covered under this policy.
  • This insurance policy shall not cover driving under the influence of alcohol for driving without a license.
  • Driving without a valid license shall not be covered under this policy.

Key Benefits of Purchasing Digit Third-Party Bike Insurance

A third party bike insurance policy is compulsory to be owned by every two-wheeler owner, it does offer limited coverage but can be very useful in difficult times. Below mentioned are some benefits of purchasing a Digit Third-Party Bike Insurance policy:

1. Financial and Legal Assistance: Third-party two-wheeler provides coverage against the policyholder's legal liabilities in the event of personal or property damage to any third party. In such circumstances legal and financial burden on the policyholder is taken care of with the help of a third party insurance policy. Monetary and legal assistance is provided in case of an unforeseen demise/bodily injury/property damage to the third party.

2. Peace of Mind: A third party insurance policy gives the owner of the two-wheeler a sense of peace of mind while driving the two-wheeler. This policy not only provides legal/financial protection in times of crisis but also allows you to comply with the law and drive your two-wheeler legally on all Indian roads. This type of policy can be very beneficial in case an unpredictable event takes place.

3. Quite Affordable: A two-wheeler third party insurance policy is the basic type of coverage a two-wheeler owner must-have. This policy provides limited coverage and is very affordable. People often choose a third party insurance cover as it is very cost-effective.

4. 24x7 Assistance: If you purchase a Digit third-party two-wheeler insurance policy you can avail of the 24x7 assistance facility in case an unforeseen event takes place.

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Must Read Articles before buying Digit Bike Insurance

Digit Bike Insurance User Reviews

4.9
Rating based on
495 User reviews
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What users are saying
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  • Reliable Service

    My bike’s chain broke while on a trip, and I was worried about the repair costs. Luckily, my GoDigit Insurance policy covered it. With InsuranceDekho’s help, I filed a claim and got it approved. The support was reliable and efficient.

    Read More

    R
    By Rohan Verma
    On: June 27, 2024
  • Efficient Claim Process

    My bike got into a minor accident, and the repair costs were very high. Thankfully, I had my GoDigit bike insurance. With the help of InsuranceDekho, I filed a claim, and it was processed very quickly. I didn’t have to pay anything out of pocket.

    Read More

    A
    By Ankit Sharma
    On: June 26, 2024
  • Beneficial Add-Ons

    Thanks to my comprehensive GoDigit bike insurance policy, I was able to get the headlamp repaired. I’m glad that I purchased this policy for my new bike. As suggested by InsuranceDekho, I’ll be buying some add-ons to increase its coverage.

    Read More

    A
    By Ashpreet Singh
    On: June 18, 2024
  • Comprehensive Coverage

    My new scooter’s tyres were punctured and the mechanic was asking for a large sum for repairs. That’s when I realised that I should raise a claim against my GoDigit bike insurance. I guess, it was a smart decision as I did not have to pay anything for the repairs.

    Read More

    A
    By Amit Khanna
    On: June 13, 2024
  • Decent Service

    InsuranceDekho's platform is fantastic as I was able to get my bike’s clutch repaired. Yes, they contacted with my insurer (GoDigit) and got it repaired at their network garage. Now, the clutch is working perfectly fine and I didn’t have to make any upfront payments. Overall, the experience was good.

    Read More

    A
    By Anjali Rai
    On: June 11, 2024
  • Hassle-Free Policy Extension

    I extended my Digit Bike Insurance Policy through InsuranceDekho, and the process was hassle-free. They handled all the details, making sure my Triumph bike’s coverage was updated without any complications.

    Read More

    S
    By Saransh Lal
    On: November 22, 2023
  • Prompt Assistance, Anytime

    The prompt assistance offered by InsuranceDekho during the claim process of the Digit Bike Insurance Policy ensures that I have support anytime, day or night for my Kawasaki bike.

    Read More

    V
    By Vaibhav Agarwal
    On: November 16, 2023
  • Consistent Coverage

    I appreciate that InsuranceDekho's renewal process for the Digit Bike Insurance Policy ensures consistent coverage for my Suzuki bike, providing me with peace of mind year after year.

    Read More

    V
    By Vipul Sharma
    On: November 8, 2023
  • Legal Protection on a Budget

    When I got the Digit Bike Insurance Policy from InsuranceDekho, it offered legal protection for my Vespa bike without straining my budget. It's a practical choice for cost-conscious individuals.

    Read More

    K
    By Kamal Goswami
    On: October 30, 2023
  • My Trusted Premium Calculation...

    I trust InsuranceDekho's Premium Calculator as my go-to tool for calculating car insurance premiums. I bought the Digit Bike Insurance Policy to secure my Yamaha bike. It's accurate, and their platform provides valuable insights to help me make the right choice.

    Read More

    By Nilesh Lokhande
    On: October 26, 2023
  • Supportive Team for Third-Part...

    The support team at InsuranceDekho is supportive when it comes to Third-Party Car Insurance. They answer queries promptly and provide assistance in navigating the Digit Bike Insurance Policy’s requirements for my Yamaha bike.

    Read More

    S
    By Shreesh Verma
    On: October 18, 2023
  • Transparent Premium Breakdown

    I appreciate the transparency in InsuranceDekho's premium calculator. It breaks down the premium components for the Digit Bike Insurance Policy , helping me understand what I'm paying for my Royal Enfield bike.

    Read More

    L
    By Lokesh Bhatt
    On: October 16, 2023
  • Prompt Claim Settlement for Ow...

    InsuranceDekho ensures prompt claim settlement under their own damage coverage. I can trust that repairs or compensation for my Triumph bike will be handled quickly under the Digit Bike Insurance Policy.

    Read More

    M
    By Mosksh Lal
    On: October 11, 2023
  • Efficient Documentation Handli...

    Renewing my Digit Bike Insurance Policy for my Royal Enfield bike with InsuranceDekho means efficient documentation handling. They make sure that all necessary paperwork is processed seamlessly, reducing any administrative burdens on my end.

    Read More

    R
    By Rtiwik Kulkarni
    On: October 10, 2023
  • Total Peace of Mind with zero-...

    In summary, Zero Depreciation Digit Bike Insurance Policy through InsuranceDekho provides me with total peace of mind. I know that my KTM bike is protected without worrying about depreciation during claims. It's a must-have for every car owner.

    Read More

    S
    By Sunil Trivedi
    On: October 3, 2023
  • No-Nonsense Renewal

    Renewing my bike insurance with InsuranceDekho is a simple and easy process for my for my Suzuki bike. They make it simple, and I appreciate the clarity in their renewal terms for my Digit Bike Insurance Policy. It's a hassle-free experience every year.

    Read More

    U
    By Umesh Mehra
    On: September 27, 2023
  • Dependable Cashless Coverage

    InsuranceDekho's cashless garage coverage is dependable. The Digit Bike Insurance Policy honors their commitment to covering repair costs for my Vespa bike without delay or complications.

    Read More

    By Kishan Singh
    On: September 25, 2023
  • Trustworthy and Dependable Com...

    I took this amazing policy from InsuranceDekho. The Digit Bike Insurance Policy’s comprehensive coverage is trustworthy and dependable. I know I can count on them during any unforeseen event and that my Royal Enfield bike is always in safe hands.

    Read More

    P
    By Priyam Tyagi
    On: September 21, 2023
  • Simple and Transparent Policy ...

    InsuranceDekho's third-party Digit Bike Insurance Policy comes with simple and transparent policy terms. It's easy to understand what's covered for my KTM bike.

    Read More

    H
    By Harshiv Kulkarni
    On: September 18, 2023
  • Smart and Convenient Premium E...

    InsuranceDekho's premium calculator is smart and incredibly convenient. It gave me a clear picture of the insurance costs of my Digit Bike Insurance Policy, saving me both time and confusion for my Suzuki bike.

    Read More

    D
    By Deepam Gupta
    On: September 14, 2023
  • Excellent Communication Throug...

    I appreciated the excellent communication from InsuranceDekho throughout the claims process for my Digit Bike Insurance Policy for my Vespa. Their updates gave me peace of mind.

    Read More

    By Ritesh Makhani
    On: September 12, 2023
  • Efficient Reminder System

    I appreciate InsuranceDekho's efficient reminder system for the renewal of my Digit Bike Insurance Policy that I took to secure my Kawasaki bike. I never miss a renewal deadline, thanks to their timely notifications.

    Read More

    By Anmol Yadav
    On: September 8, 2023
  • Seamless Repairs and Reimburse...

    InsuranceDekho's claim process for the Digit Bike Insurance Policy seamlessly handles repairs and reimbursements. I've had repairs done and expenses covered for my Suzuki bike without any complications.

    Read More

    S
    By Sameer Doshi
    On: September 6, 2023
  • Peaceful Driving Experience

    Driving becomes a peaceful experience with InsuranceDekho's Comprehensive Coverage. I don't have to worry about the "what ifs" because I know that my Vespa is fully protected with the Digit Bike Insurance Policy.

    Read More

    B
    By Bushan Bhat
    On: September 4, 2023
  • User-Friendly Experience

    Navigating the Premium Calculator on InsuranceDekho's platform is a breeze. The user-friendly interface makes it simple to input my Jawa bike details and get instant quotes, making the buying process of the Digit Bike Insurance Policy shopping process seamless.

    Read More

    D
    By Deepak Kochar
    On: August 28, 2023
  • Perfect for City Driving and R...

    Living in a city with risky roads, InsuranceDekho's zero depreciation policy is perfect and I added it to my Digit Bike Insurance Policy. It ensures my Aprilia bike is fully protected at all times.

    Read More

    A
    By Amir Palival
    On: August 24, 2023
  • Peace of Mind with Cashless Fa...

    Having InsuranceDekho's cashless facility with the Digit Bike Insurance Policy for my Vespa gave me peace of mind during an otherwise stressful situation. I knew I was in good hands.

    Read More

    S
    By Shree Munthee
    On: August 22, 2023
  • Customized Add-On Options for ...

    InsuranceDekho offered a range of customized add-on options for my Digit Bike Insurance Policy renewal. I could tailor my coverage to suit my needs perfectly for my Suzuki bike,

    Read More

    P
    By Pritish Kumar
    On: August 16, 2023
  • Value-for-Money Protection

    InsuranceDekho's zero depreciation coverage provides value for money. It's a small investment that I made in the Digit Bike Insurance Policy for my Vespa bike that saves me from significant repair costs in the future.

    Read More

    By Nitin Rao
    On: August 10, 2023
  • Responsive and Helpful Garage ...

    I had to avail of InsuranceDekho's cashless garage service after an accident, and the staff at the garage were incredibly responsive and helpful. They guided me through the process and ensured my Kawasaki bike was repaired to my satisfaction. So thankful that on time I insured my bike with the Digit Bike Insurance Policy.

    Read More

    R
    By Rohit Sagar
    On: August 8, 2023
Digit Reviews

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Digit Third Party Bike Insurance Policy FAQs

  • Can I extend the coverage for the Digit third party bike insurance policy?

    No, you cannot stretch the coverage of the Digit third party bike insurance policy as it does not offer any add-on covers. It provides basic coverage. For extensive coverage, you can opt for the comprehensive bike insurance policy.

  • What are the documents required to buy Digit third party bike insurance policy online?

    No document is needed for buying the Digit third party bike insurance policy online. The insurer just requires the registration number of your bike and the policy number of your previous insurance policy, if any.

  • Does the Digit third party bike insurance policy provide coverage for pillion riders?

    Yes, the Digit third party bike insurance policy provides coverage for the pillion rider or the passenger on the backseat.

  • Does the third party bike insurance policy cover for the accidents beyond city limits?

    Digit third party bike insurance policy will provide coverage for the accident of the insured’s bike beyond the city limits if the location of the accident falls within the predecided geographical area.

  • Do I get coverage for bike theft under Digit third party bike insurance policy?

    No, Digit third party bike insurance policy provides the basic coverage only for the third party. The insured does not get compensated for the theft of the insured’s bike under this policy.

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