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  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

​Digit Comprehensive Two-Wheeler Insurance Policy

Digit General Insurance provides complete coverage against the contingencies of life through its comprehensive bike insurance policy. Digit comprehensive bike insurance policy provides assistance to deal with the financial obligations towards the third party and own damage to the insured’s bike. It provides financial security to the policyholders.

Digit Comprehensive Bike Insurance vs Third Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

It provides coverage for the financial liabilities to the third party as well as own damage to the insured’s bike.

Third party bike insurance policy provides coverage only for the third party liabilities.

Add-ons

Comprehensive bike insurance comes with a variety of add-on covers. The policyholders can choose the add-ons as per their own preference.

Third party insurance does not offer any add-on cover.

Cost

The comprehensive policy is relatively expensive as it provides extensive coverage to the policyholders.

The third party policy is cost-effective due to its limited coverage.

What All is Covered Under Digit Comprehensive Bike Insurance Plan?

Digit comprehensive bike insurance policy provides coverage for the following aspects:

  • Third party liabilities: The insurer provides coverage for the financial and legal obligations towards the third party. The insurer compensates up to Rs. 1 Lakh for third party property or vehicle damage. For any bodily injury, disability or loss of life, the compensation amount is decided as per the court of law.
  • Own damage caused by natural calamities: Any damage of the insured’s bike caused due to any natural calamities such as flood, earthquake, landslide etc. gets covered under Digit comprehensive bike insurance plan.
  • Own damage caused by man-made disasters: The damage caused to the insured’s bike in man-made disasters such as riot, strike, fire, terrorist activities etc. gets covered by the insurer.
  • Theft: The insurer provides coverage in case of theft or burglary of the insured’s bike.

What All Is Not Covered Under Digit Comprehensive Bike Insurance Plan?

Digit comprehensive bike insurance policy refrains from providing coverage for the following:

  • Normal wear and tear
  • Driving without a valid license
  • In the case of wilful negligence
  • Mechanical or electrical breakdown
  • Damaged caused due to contractual liability
  • Damage caused during war, nuclear risk or any similar situation
  • In case of driving under the influence of alcohol or intoxicating drugs.

Benefits of Digit Comprehensive Bike Insurance

Digit comprehensive bike insurance plan provides several benefits to the policyholders which are discussed below:

  • Active customer assistance
  • Swift and simple claim settlement process
  • Easy purchase of policy through online website
  • Provides a wide range of add-on options to stretch coverage
  • Provides coverage against third party liability and own damage expense
  • Free repair and replacement service in the cashless garages spread all over India.

Explore Digit Bike Insurance

Must Read Articles before buying Digit Bike Insurance

Digit Bike Insurance User Reviews

4.9
Rating based on
495 User reviews
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What users are saying
  • All
  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Reliable Service

    My bike’s chain broke while on a trip, and I was worried about the repair costs. Luckily, my GoDigit Insurance policy covered it. With InsuranceDekho’s help, I filed a claim and got it approved. The support was reliable and efficient.

    Read More

    R
    By Rohan Verma
    On: June 27, 2024
  • Efficient Claim Process

    My bike got into a minor accident, and the repair costs were very high. Thankfully, I had my GoDigit bike insurance. With the help of InsuranceDekho, I filed a claim, and it was processed very quickly. I didn’t have to pay anything out of pocket.

    Read More

    A
    By Ankit Sharma
    On: June 26, 2024
  • Beneficial Add-Ons

    Thanks to my comprehensive GoDigit bike insurance policy, I was able to get the headlamp repaired. I’m glad that I purchased this policy for my new bike. As suggested by InsuranceDekho, I’ll be buying some add-ons to increase its coverage.

    Read More

    A
    By Ashpreet Singh
    On: June 18, 2024
  • Comprehensive Coverage

    My new scooter’s tyres were punctured and the mechanic was asking for a large sum for repairs. That’s when I realised that I should raise a claim against my GoDigit bike insurance. I guess, it was a smart decision as I did not have to pay anything for the repairs.

    Read More

    A
    By Amit Khanna
    On: June 13, 2024
  • Decent Service

    InsuranceDekho's platform is fantastic as I was able to get my bike’s clutch repaired. Yes, they contacted with my insurer (GoDigit) and got it repaired at their network garage. Now, the clutch is working perfectly fine and I didn’t have to make any upfront payments. Overall, the experience was good.

    Read More

    A
    By Anjali Rai
    On: June 11, 2024
  • Hassle-Free Policy Extension

    I extended my Digit Bike Insurance Policy through InsuranceDekho, and the process was hassle-free. They handled all the details, making sure my Triumph bike’s coverage was updated without any complications.

    Read More

    S
    By Saransh Lal
    On: November 22, 2023
  • Prompt Assistance, Anytime

    The prompt assistance offered by InsuranceDekho during the claim process of the Digit Bike Insurance Policy ensures that I have support anytime, day or night for my Kawasaki bike.

    Read More

    V
    By Vaibhav Agarwal
    On: November 16, 2023
  • Consistent Coverage

    I appreciate that InsuranceDekho's renewal process for the Digit Bike Insurance Policy ensures consistent coverage for my Suzuki bike, providing me with peace of mind year after year.

    Read More

    V
    By Vipul Sharma
    On: November 8, 2023
  • Legal Protection on a Budget

    When I got the Digit Bike Insurance Policy from InsuranceDekho, it offered legal protection for my Vespa bike without straining my budget. It's a practical choice for cost-conscious individuals.

    Read More

    K
    By Kamal Goswami
    On: October 30, 2023
  • My Trusted Premium Calculation...

    I trust InsuranceDekho's Premium Calculator as my go-to tool for calculating car insurance premiums. I bought the Digit Bike Insurance Policy to secure my Yamaha bike. It's accurate, and their platform provides valuable insights to help me make the right choice.

    Read More

    By Nilesh Lokhande
    On: October 26, 2023
Digit Reviews

33 Digit Cashless Garages in India

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Digit Comprehensive Bike Insurance FAQs

  • What are the add-on covers available along with Digit comprehensive bike insurance policy?

    The add-on covers available along with Digit comprehensive bike insurance policy are as follows.

    • Zero Depreciation cover
    • Return to Invoice cover
    • Engine & Gear Protection cover
    • Breakdown Assistance cover
    • Consumable cover

  • What are the factors that influence the premium amount of the Digit comprehensive bike insurance policy?

    The factors that influence the premium amount of the Digit comprehensive bike insurance policy are as follows:

    • Insured Declared Value (IDV)
    • Add-On Covers
    • Tenure of the policy
    • Deductibles
    • Make and model of the bike
    • Age of the insured’s bike

  • How is the sum assured calculated for Digit comprehensive bike insurance?

    The sum assured for Digit comprehensive bike insurance policy is calculated by the Insured Declared Value (IDV) of the insured’s bike.

  • How can I reduce the premium for my Digit comprehensive bike insurance policy?

    You can reduce the premium for your Digit comprehensive bike insurance policy in the following ways:

    • By increasing your Voluntary Deductible
    • Maintaining a good riding record
    • By renewing your policy on time
    • Using the No Claim Bonus (if any)
    • Selecting relevant add-ons.

  • How can I get the quotes for Digit comprehensive bike insurance?

    You can get the quotes for Digit through its official website. You can also opt to get the quote through Insurance Dekho just by entering the bike registration number on its “Get a Quote” feature.

FAQ
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