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  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work

Calculate Your Bike Insurance Price Online

Select your bike brand

  • Honda
  • Hero
  • TVS
  • Hero Honda
  • Bajaj

Which city is your bike registered in?

  • New Delhi
  • Bangalore
  • Mumbai
  • Chennai

When did you buy your bike?

Disclaimer: Actual Premium might vary basis your location, age and number of members

What is a Bike Insurance Premium Calculator?

Bike insurance premium calculator is a digital instrument that shows your bike insurance premium amounts offered by different insurance providers and chooses the best policy quotes from them. To use this dynamic tool, you are required to enter a few details of your bike such as make, model, variant, RTO location and registration year and you can be aware of the premium amount you have to pay. You can use a bike insurance premium calculator when buying a new bike insurance policy or when renewing your old policy.

How to Use a Bike Insurance Premium Calculator?

Step 1: Choose your bike’s Make, Model, Variant, and Fuel Type.

Step 2: Choose Registration Location and Year of Purchase of your bike.

Step 3: Share with us as ‘Have you made a claim in the previous year?’ by selecting yes or no.

Step 4: Click on the ‘Calculate’ button to get the right IDV and premium amount for your bike insurance policy.

Benefits of Bike Insurance Premium Calculator

1. Right Insured Declared Value (IDV): The bike insurance premium calculator displays you the right Insured Declared Value or IDV, which denotes the current market price of your bike. It helps you find the maximum amount that you can claim from your insurance provider in case of theft or total loss of your bike.

2. Correct Premium Amount: One of the prime benefits of using a premium calculator is to know the amount of premium that you will be required to pay for your bike insurance policy. The knowledge of the correct premium amount of different insurers can help you select a policy as per your budget and requirements.

3. Helps You Make Better Decisions: The bike insurance premium calculator not only helps you find bike insurance policy quotes from different insurance providers but also lets you compare the benefits and premium amounts of other insurers without any hassle. However, this helps you make insurance-related decisions on your own, without the assistance of insurance agents.

4. Helps You Choose Affordable Policies: By using the bike insurance premium calculator, you can easily get bike insurance policy quotes offered by multiple insurers to be displayed on your screen. Among them, you can compare and choose the most economical insurance policy quote for your bike.

Third Party Bike Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (5-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Not exceeding 75 cc

Rs. 1,045

Rs. 482

Exceeding 75 cc but not exceeding 150 cc

Rs. 3,285

Rs. 752

Exceeding 150 cc but not exceeding 350 cc

Rs. 5,453

Rs. 1,193

Exceeding 350 cc

Rs. 13,034

Rs. 2,323

(Source: Insurance Regulatory and Development Authority of India (IRDAI))

Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

The bike insurance policy premium for standalone own-damage and comprehensive gets affected by various factors. Some factors affecting the bike premium include make, model, and the variant of the bike, fuel type of the bike, RTO location of the bike, cubic capacity of the engine, and so on, can influence it. Here are the details of the factors which affects the premium of your bike insurance plan reckoned through premium calculator:

Factors Affecting Bike Insurance Premium

1. Insured Declared Value (IDV): Insured Declared Value or IDV is the market value of your bike, which denotes the maximum amount that you can get as a claim from an insurance provider in case of total loss or damage incurred by your bike. So, the higher the IDV of your bike will be, the higher your premium amount will be.

2. No Claim Bonus (NCB): No Claim Bonus is a reward to the policyholder from the insurer for making no claims during the previous policy year. The discount offered under this benefit ranges between 20% to 50%. If you manage to gain this bonus, then you can avail the bike insurance policy by paying the discounted premium rates to your insurer.

3. Engine’s Cubic Capacity: Higher cubic capacity of your bike will consume more consumables to generate more power. It can affect the efficiency of the bike, therefore, you will be charged with a higher premium as the condition of the bike is also taken into consideration while determining the premium.

4. Anti-Theft Devices: Anti-theft devices keep your bike secured from being stolen, which lessens the liability on the insurer. Hence, if you get ARAI-approved anti-theft devices installed in your bike, then you will be required to pay a lesser premium amount

5. Different Add-On Options: Add-on options enhance the coverage of the bike insurance. Insurance Providers provide different add-ons like a return to invoice, roadside assistance, zero depreciation, etc., which you can buy by paying a little extra premium.

Explore Cholamandalam Bike Insurance

Must Read Articles before buying Cholamandalam Bike Insurance

Cholamandalam Bike Insurance User Reviews

4.9
Rating based on
155 User reviews
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What users are saying
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  • Transparent Renewal Costs

    I appreciated the transparency in the renewal costs of the Chola MS Bike Insurance Policy for my Hero bike presented by InsuranceDekho. There were no hidden fees or unexpected charges. What I saw in the renewal quote is what I paid.

    Read More

    V
    By Vinit Chauhan
    On: November 15, 2023
  • Trustworthy Own Damage Partner...

    I trust InsuranceDekho as a trustworthy partner for own damage bike insurance for my Kawasaki bike. Their commitment to policyholders of the Chola MS Bike Insurance Policy and professionalism set them apart.

    Read More

    By Ajay Srikant
    On: October 17, 2023
  • Transparent Billing at Cashles...

    The transparency in billing at InsuranceDekho's cashless garages is commendable. There were no surprises, and I knew exactly what was covered under the Chola MS Bike Insurance Policy. A trustworthy choice to insure my Ampere bike.

    Read More

    A
    By Abihishek Pandey
    On: September 20, 2023
  • Ideal for New Car Owners

    For new bike owners, InsuranceDekho's zero depreciation Chola MS Bike Insurance Policy is ideal. The policy did preserve my investment and provided complete peace of mind when it came to my newly purchased KTM bike.

    Read More

    R
    By Ravi Dubey
    On: September 15, 2023
  • Prompt Claim Settlement for Ow...

    I had to file a claim for the Chola MS Bike Insurance Policy for my own damage to my Kawasaki bike, and InsuranceDekho settled it promptly. Their efficiency made a challenging situation much easier to handle.

    Read More

    S
    By Shree Srivastav
    On: September 13, 2023
  • Transparent Renewal Costs

    InsuranceDekho's renewal process is transparent, with clear details about costs and coverage for my Suzuki bike. I'm confident I'm getting the best value for my Chola MS Bike Insurance Policy renewal.

    Read More

    K
    By Kabir Wadhwa
    On: September 11, 2023
  • Holistic Approach to Protectio...

    InsuranceDekho's Comprehensive Coverage that comes along with the Chola MS Bike Insurance Policy takes a holistic approach to the protection of my Suzuki bike. From covering damages to third-party liabilities, it ensures all aspects are accounted for.

    Read More

    By Priyal Das
    On: September 5, 2023
  • Reliable Partnerships

    I recently bought the Chola MS Bike Insurance Policy for my Vespa bike from InsuranceDekho and added the Cashless Garages benefit to it. And I must say that there is a testament to their reliable partnerships. The quality of repairs and service at these garages has consistently exceeded my expectations.

    Read More

    S
    By Sameer Sayyed
    On: September 1, 2023
  • Value-Retaining Protection

    The Zero Depreciation Car Policy with InsuranceDekho’s Chola MS Bike Insurance Policy ensures my BMW bike’s value is retained over time. I don't have to settle for reduced claim amounts due to depreciation.

    Read More

    L
    By Lanchen Yoshi
    On: August 29, 2023
  • Third-party insurance

    I read several excellent and informative articles about third-party insurance while looking to renew my Chola MS Bike Insurance Policy for my Suzuki bike on the InsuranceDekho website. I was relieved to have added that to my policy. It secured my vehicle against property damage by any third person.

    Read More

    S
    By Saurabh Bajpai
    On: August 25, 2023
  • Smooth Transfer of Policy from...

    Switching to InsuranceDekho for the renewal of my Chola MS Bike Insurance Policy for my Kawasaki bike was smooth, thanks to their efficient handling of the transfer process from my previous insurer.

    Read More

    By Gautam Das
    On: August 23, 2023
  • Customizable Coverage Options ...

    I appreciated the customizable coverage options offered by InsuranceDekho’s Chola MS Bike Insurance Policy for their own damage policy. It allowed me to tailor the coverage to my specific needs for my Bajaj bike.

    Read More

    P
    By Pratishush Banerjee
    On: August 22, 2023
  • Great Customer Support for Zer...

    InsuranceDekho's customer support team was helpful and patient when explaining the benefits of their zero depreciation bike insurance policy that came along with the Chola MS Bike Insurance Policy that I bought for my Kawasaki bike.

    Read More

    A
    By Amanjeet Khurana
    On: August 16, 2023
  • Wide Network of Cashless Garag...

    InsuranceDekho's extensive network of cashless garages is impressive. No matter where I am, I can easily find a partner garage to get my Honda vehicle repaired hassle-free because of the amazing Chola MS Bike Insurance Policy.

    Read More

    A
    By Ankit Jain
    On: August 11, 2023
  • Fast and Convenient Renewal Ex...

    The renewal of my Chola MS Bike Insurance Policy from InsuranceDekho for my Suzuki bike was fast and convenient. The entire process was completed online, saving me time and effort. I will definitely recommend it to my friends and family.

    Read More

    A
    By Ashish Chaudhary
    On: August 9, 2023
  • Hassle-Free Claim Settlement

    Filing a claim for own damage with InsuranceDekho was hassle-free. They guided me through the process and promptly settled the claim for my Chola MS Bike Insurance Policy for my Jawa bike. Highly recommend their services.

    Read More

    A
    By Ajay Shetty
    On: August 8, 2023
  • Transparent Terms and Conditio...

    I was looking for a good third-party insurance for my SWM bike. I appreciate InsuranceDekho's transparency when it comes to their terms and conditions for third party car insurance. The Chola MS Bike Insurance Policy provide all the necessary information upfront, ensuring there are no hidden surprises. It's a relief to deal with a company that values transparency.

    Read More

    V
    By Vishal Dhami
    On: July 31, 2023
  • Effortless Policy Renewal

    Renewing my comprehensive Chola MS Bike Insurance Policy for my Vespa with InsuranceDekho was effortless. Their reminders and user-friendly platform made it a quick process.

    Read More

    S
    By Sahil Soni
    On: July 28, 2023
  • Hassle-Free Repairs at Cashles...

    InsuranceDekho's cashless garage network made car repairs a breeze! I didn't have to worry about upfront payments, and the whole process with the Chola MS Bike Insurance Policy for my Mahindra was smooth.

    Read More

    S
    By Sahej Singhaniya
    On: July 24, 2023
  • Timely Renewal Reminders

    InsuranceDekho's timely renewal reminders ensured that I never missed the renewal date of my Chola MS Bike Insurance Policy for my Vespa. It made the process convenient and stress-free.

    Read More

    S
    By Shri Vani
    On: July 20, 2023
  • Additional Add-Ons

    InsuranceDekho's own damage policy offered additional add-ons to enhance coverage. I could customize my Chola MS Bike Insurance Policy with options like zero depreciation, engine protection, and roadside assistance for my Mahindra bike.

    Read More

    N
    By Nitin Bagade
    On: July 19, 2023
  • No Worries about Depreciation

    InsuranceDekho's Zero Dep policy takes away the worry of bearing depreciation costs in case of an accident. I recently had to repair my KTM car, and the entire process was hassle-free because of the Chola MS Bike Insurance Policy. I didn't have to worry about any additional expenses. Highly recommended for peace of mind!

    Read More

    G
    By Girish Singh
    On: July 17, 2023
  • Saves Time and Effort

    InsuranceDekho's premium calculator saves a lot of time and effort. Instead of manually requesting quotes from multiple insurers, I can quickly get an estimate of the premium for different coverage options. And purchased the Chola MS Bike Insurance Policy to secure my Kawasaki bike. It simplifies the insurance comparison process.

    Read More

    S
    By Sagar Wadhawan
    On: July 13, 2023
  • Reliable Customer Support

    InsuranceDekho's third-party car insurance came with reliable customer support. Their team was responsive and assisted me with any queries or concerns I had related to the Chola MS Bike Insurance Policy or claim process for my Ampere bike.

    Read More

    P
    By Pratyaksh Aggarwal
    On: July 11, 2023
  • Personal Accident Cover for Dr...

    I felt secure knowing that InsuranceDekho's comprehensive car insurance policy included a personal accident cover for my Bajaj bike. It provided additional protection under the Chola MS Bike Insurance Policy.

    Read More

    By Nimesh Sharma
    On: July 10, 2023
  • Hassle-Free Claims Settlement

    InsuranceDekho provided hassle-free claims settlement for my Chola MS Bike Insurance Policy for my Aprilia bike. The process was straightforward, and they promptly approved and settled the claim amount, allowing me to get my vehicle repaired without any delays.

    Read More

    A
    By Adi Shetty
    On: July 6, 2023
  • Quick and Transparent Service

    Cashless garages have brought transparency to my Chola MS Bike Insurance Policy. The detailed pricing and settlement process gave me confidence that I was being treated fairly. The repairs were completed swiftly, and my Kawasaki bike was back on the road in no time. A fantastic service from InsuranceDekho.

    Read More

    Y
    By Yatin Mehta
    On: July 4, 2023
  • Renewal

    The renewal process for the Chola MS Bike Insurance Policy for my SWM bike was straightforward and user-friendly. I received timely reminders and clear instructions on how to renew my policy. InsuranceDekho made it easy to access the necessary documents, review my coverage details, and make any desired adjustments. The online platform was intuitive and user-friendly, ensuring a seamless experience from start to finish.

    Read More

    S
    By Shivam Reddy
    On: June 30, 2023
  • Excellent Own Damage Coverage

    I recently had to make a claim for own damage on my Chola MS Bike Insurance Policy, and I am extremely satisfied with the coverage provided for my Mahindra bike. InsuranceDekho promptly assessed the damages and efficiently processed my claim. The reimbursement for the repairs was fair and hassle-free. I highly recommend this car insurance policy for its excellent own damage coverage.

    Read More

    G
    By Garv Goyal
    On: June 29, 2023
  • Would Recommend

    I would definitely recommend Chola MS Bike Insurance Policy from InsuranceDekho with the zero depreciation add-on for anyone who is looking for peace of mind. The premiums are well within one’s range. I was happy that for my Vespa bike, I won't have to pay for depreciation if my bike is damaged.

    Read More

    R
    By Rajan Gupta
    On: June 27, 2023
Cholamandalam Reviews

Cholamandalam Bike Insurance Premium Calculator FAQs

  • What factors can affect the amount of bike insurance policy premium?

    There are several factors that can affect the premium amount of a bike insurance policy such as Insured Declared Value (IDV), Add-on Covers, Anti-theft Devices, Engine Cubic Capacity, Modifications, Age of the Bike, Bike Owner’s Age, No Claim Bonus, etc.

  • What is the benefit to use the bike insurance premium calculator?

    With the help of a bike insurance premium calculator you can find the right amount of premium and IDV value which is being offered by various bike insurance companies for the insured bike. It will help you opt for a reasonably priced insurance cover and make wise decisions pertaining to insurance.

  • To get the premium amount what should I enter on the premium calculator?

    To get the right IDV and premium amount for your bike, you will have to fill up a few details on the premium calculator which may include bike’s make, model and variant, bike’s fuel type, bike’s registration city, bike’s engine capacity, bike’s registration year, etc. Entering these details will make you get the right premium and IDV offered by different insurers in the market.

  • Can I calculate the premium for my used bike with a premium calculator?

    Yes, the premium calculator is designed to compute the IDV value and premium amount offered by different insurance providers for all kinds of vehicles such as new as well as old or used bikes.

  • How can I use the best bike insurance premium calculator?

    Many websites are available that offer the benefit of the premium calculator to its customers. But, the best and accurate results for the premium amount and IDV value for the bike insurance policy is available at InsuranceDekho, i.e., www.insurancedekho.com. You can use it anytime, anywhere.

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Cholamandalam Bike Insurance Contact Details

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Cholamandalam Bike insurance starting from ₹ 714/year*
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      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.