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Cholamandalam Comprehensive Two-Wheeler Insurance Policy

Cholamandalam General Insurance is one of the leading insurance companies that provides complete coverage against the contingencies of life through its comprehensive bike insurance policy. Cholamandalam comprehensive bike insurance policy provides assistance to deal with the financial obligations of the third party and for own damage to the insured’s bike. It provides financial security to the policyholders.

Cholamandalam Comprehensive Bike Insurance vs Third Party Bike Insurance

Basis

Comprehensive Bike insurance

Third Party Bike insurance

Coverage

Comprehensive bike insurance policy covers the “Third Party liabilities ” as well as “Own Damage” of the insured’s bike.

Third party bike insurance policy provides financial support only for the third party damage incurred due to the insured’s bike.

Add-ons

Comprehensive bike insurance offers a wide range of add-on options to stretch the coverage.

Third party insurance does not offer any add-on cover.

Cost

The premiums of the comprehensive policy are relatively high-valued due to its extensive coverage.

The third party policy is cost-effective as it provides limited coverage to the policyholders.

What All is Covered Under Cholamandalam Comprehensive Bike Insurance Plan?

Cholamandalam comprehensive bike insurance provides coverage for the following aspects:

  • Third party liabilities: The comprehensive bike insurance policy provides financial assistance to the policyholders for any third party damage, loss or injury incurred by the insured’s bike. Any bodily injuries, death, permanent disability and property damage of the third party gets covered by the insurer.
  • Own damage caused by natural calamities: The damage caused to the insured’s bike due to any natural calamities such as flood, earthquake, landslide etc. is covered by the insurer.
  • Own damage caused by man-made disasters: The insurer provides compensation for damage to the insured’s bike due to riot, strike, fire, terrorist activities or any such man-made disasters.
  • Theft: The theft or burglary of the insured’s bike is covered under the Cholamandalam comprehensive bike insurance.

What All Is Not Covered Under Cholamandalam Comprehensive Bike Insurance?

Cholamandalam comprehensive bike insurance policy does not provide coverage for the following:

  • Normal wear and tear
  • Driving without a valid licence
  • In the case of willful negligence
  • Mechanical or electrical breakdown
  • Any damage caused due to contractual liability
  • Driving under the influence of alcohol or intoxicating drugs
  • Damage occurred during the war, nuclear risk, mutiny rebellion or any such situation.

Cholamandalam Comprehensive Bike Insurance Benefits

Cholamandalam comprehensive bike insurance provides several benefits to the policyholders which are discussed below:

  • Dedicated customer care team
  • Swift and easy claim settlement process
  • Ease of purchase of policy through its official website
  • A wide range of add-on options ensuring extensive coverage
  • Free of cost repair and replacement service in the network garages spread all over India
  • The insurer takes care of third party liability and own damage expense on behalf of the policyholder.

Must Read Articles before buying Cholamandalam Bike Insurance

Cholamandalam Bike Insurance User Reviews

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What users are saying
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  • Comprehensive
  • Most Helpful
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  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
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  • Transparent Renewal Costs

    I appreciated the transparency in the renewal costs of the Chola MS Bike Insurance Policy for my Hero bike presented by InsuranceDekho. There were no hidden fees or unexpected charges. What I saw in the renewal quote is what I paid.

    V
    By Vinit Chauhan
    On: November 15, 2023
  • Trustworthy Own Damage Partner...

    I trust InsuranceDekho as a trustworthy partner for own damage bike insurance for my Kawasaki bike. Their commitment to policyholders of the Chola MS Bike Insurance Policy and professionalism set them apart.

    By Ajay Srikant
    On: October 17, 2023
  • Transparent Billing at Cashles...

    The transparency in billing at InsuranceDekho's cashless garages is commendable. There were no surprises, and I knew exactly what was covered under the Chola MS Bike Insurance Policy. A trustworthy choice to insure my Ampere bike.

    A
    By Abihishek Pandey
    On: September 20, 2023
  • Ideal for New Car Owners

    For new bike owners, InsuranceDekho's zero depreciation Chola MS Bike Insurance Policy is ideal. The policy did preserve my investment and provided complete peace of mind when it came to my newly purchased KTM bike.

    R
    By Ravi Dubey
    On: September 15, 2023
  • Prompt Claim Settlement for Ow...

    I had to file a claim for the Chola MS Bike Insurance Policy for my own damage to my Kawasaki bike, and InsuranceDekho settled it promptly. Their efficiency made a challenging situation much easier to handle.

    S
    By Shree Srivastav
    On: September 13, 2023
  • Transparent Renewal Costs

    InsuranceDekho's renewal process is transparent, with clear details about costs and coverage for my Suzuki bike. I'm confident I'm getting the best value for my Chola MS Bike Insurance Policy renewal.

    K
    By Kabir Wadhwa
    On: September 11, 2023
  • Holistic Approach to Protectio...

    InsuranceDekho's Comprehensive Coverage that comes along with the Chola MS Bike Insurance Policy takes a holistic approach to the protection of my Suzuki bike. From covering damages to third-party liabilities, it ensures all aspects are accounted for.

    By Priyal Das
    On: September 5, 2023
  • Reliable Partnerships

    I recently bought the Chola MS Bike Insurance Policy for my Vespa bike from InsuranceDekho and added the Cashless Garages benefit to it. And I must say that there is a testament to their reliable partnerships. The quality of repairs and service at these garages has consistently exceeded my expectations.

    S
    By Sameer Sayyed
    On: September 1, 2023
  • Value-Retaining Protection

    The Zero Depreciation Car Policy with InsuranceDekho’s Chola MS Bike Insurance Policy ensures my BMW bike’s value is retained over time. I don't have to settle for reduced claim amounts due to depreciation.

    L
    By Lanchen Yoshi
    On: August 29, 2023
  • Third-party insurance

    I read several excellent and informative articles about third-party insurance while looking to renew my Chola MS Bike Insurance Policy for my Suzuki bike on the InsuranceDekho website. I was relieved to have added that to my policy. It secured my vehicle against property damage by any third person.

    S
    By Saurabh Bajpai
    On: August 25, 2023
  • Smooth Transfer of Policy from...

    Switching to InsuranceDekho for the renewal of my Chola MS Bike Insurance Policy for my Kawasaki bike was smooth, thanks to their efficient handling of the transfer process from my previous insurer.

    By Gautam Das
    On: August 23, 2023
  • Customizable Coverage Options ...

    I appreciated the customizable coverage options offered by InsuranceDekho’s Chola MS Bike Insurance Policy for their own damage policy. It allowed me to tailor the coverage to my specific needs for my Bajaj bike.

    P
    By Pratishush Banerjee
    On: August 22, 2023
  • Great Customer Support for Zer...

    InsuranceDekho's customer support team was helpful and patient when explaining the benefits of their zero depreciation bike insurance policy that came along with the Chola MS Bike Insurance Policy that I bought for my Kawasaki bike.

    A
    By Amanjeet Khurana
    On: August 16, 2023
  • Wide Network of Cashless Garag...

    InsuranceDekho's extensive network of cashless garages is impressive. No matter where I am, I can easily find a partner garage to get my Honda vehicle repaired hassle-free because of the amazing Chola MS Bike Insurance Policy.

    A
    By Ankit Jain
    On: August 11, 2023
  • Fast and Convenient Renewal Ex...

    The renewal of my Chola MS Bike Insurance Policy from InsuranceDekho for my Suzuki bike was fast and convenient. The entire process was completed online, saving me time and effort. I will definitely recommend it to my friends and family.

    A
    By Ashish Chaudhary
    On: August 9, 2023
  • Hassle-Free Claim Settlement

    Filing a claim for own damage with InsuranceDekho was hassle-free. They guided me through the process and promptly settled the claim for my Chola MS Bike Insurance Policy for my Jawa bike. Highly recommend their services.

    A
    By Ajay Shetty
    On: August 8, 2023
  • Transparent Terms and Conditio...

    I was looking for a good third-party insurance for my SWM bike. I appreciate InsuranceDekho's transparency when it comes to their terms and conditions for third party car insurance. The Chola MS Bike Insurance Policy provide all the necessary information upfront, ensuring there are no hidden surprises. It's a relief to deal with a company that values transparency.

    V
    By Vishal Dhami
    On: July 31, 2023
  • Effortless Policy Renewal

    Renewing my comprehensive Chola MS Bike Insurance Policy for my Vespa with InsuranceDekho was effortless. Their reminders and user-friendly platform made it a quick process.

    S
    By Sahil Soni
    On: July 28, 2023
  • Hassle-Free Repairs at Cashles...

    InsuranceDekho's cashless garage network made car repairs a breeze! I didn't have to worry about upfront payments, and the whole process with the Chola MS Bike Insurance Policy for my Mahindra was smooth.

    S
    By Sahej Singhaniya
    On: July 24, 2023
  • Timely Renewal Reminders

    InsuranceDekho's timely renewal reminders ensured that I never missed the renewal date of my Chola MS Bike Insurance Policy for my Vespa. It made the process convenient and stress-free.

    S
    By Shri Vani
    On: July 20, 2023
  • Additional Add-Ons

    InsuranceDekho's own damage policy offered additional add-ons to enhance coverage. I could customize my Chola MS Bike Insurance Policy with options like zero depreciation, engine protection, and roadside assistance for my Mahindra bike.

    N
    By Nitin Bagade
    On: July 19, 2023
  • No Worries about Depreciation

    InsuranceDekho's Zero Dep policy takes away the worry of bearing depreciation costs in case of an accident. I recently had to repair my KTM car, and the entire process was hassle-free because of the Chola MS Bike Insurance Policy. I didn't have to worry about any additional expenses. Highly recommended for peace of mind!

    G
    By Girish Singh
    On: July 17, 2023
  • Saves Time and Effort

    InsuranceDekho's premium calculator saves a lot of time and effort. Instead of manually requesting quotes from multiple insurers, I can quickly get an estimate of the premium for different coverage options. And purchased the Chola MS Bike Insurance Policy to secure my Kawasaki bike. It simplifies the insurance comparison process.

    S
    By Sagar Wadhawan
    On: July 13, 2023
  • Reliable Customer Support

    InsuranceDekho's third-party car insurance came with reliable customer support. Their team was responsive and assisted me with any queries or concerns I had related to the Chola MS Bike Insurance Policy or claim process for my Ampere bike.

    P
    By Pratyaksh Aggarwal
    On: July 11, 2023
  • Personal Accident Cover for Dr...

    I felt secure knowing that InsuranceDekho's comprehensive car insurance policy included a personal accident cover for my Bajaj bike. It provided additional protection under the Chola MS Bike Insurance Policy.

    By Nimesh Sharma
    On: July 10, 2023
  • Hassle-Free Claims Settlement

    InsuranceDekho provided hassle-free claims settlement for my Chola MS Bike Insurance Policy for my Aprilia bike. The process was straightforward, and they promptly approved and settled the claim amount, allowing me to get my vehicle repaired without any delays.

    A
    By Adi Shetty
    On: July 6, 2023
  • Quick and Transparent Service

    Cashless garages have brought transparency to my Chola MS Bike Insurance Policy. The detailed pricing and settlement process gave me confidence that I was being treated fairly. The repairs were completed swiftly, and my Kawasaki bike was back on the road in no time. A fantastic service from InsuranceDekho.

    Y
    By Yatin Mehta
    On: July 4, 2023
  • Renewal

    The renewal process for the Chola MS Bike Insurance Policy for my SWM bike was straightforward and user-friendly. I received timely reminders and clear instructions on how to renew my policy. InsuranceDekho made it easy to access the necessary documents, review my coverage details, and make any desired adjustments. The online platform was intuitive and user-friendly, ensuring a seamless experience from start to finish.

    S
    By Shivam Reddy
    On: June 30, 2023
  • Excellent Own Damage Coverage

    I recently had to make a claim for own damage on my Chola MS Bike Insurance Policy, and I am extremely satisfied with the coverage provided for my Mahindra bike. InsuranceDekho promptly assessed the damages and efficiently processed my claim. The reimbursement for the repairs was fair and hassle-free. I highly recommend this car insurance policy for its excellent own damage coverage.

    G
    By Garv Goyal
    On: June 29, 2023
  • Would Recommend

    I would definitely recommend Chola MS Bike Insurance Policy from InsuranceDekho with the zero depreciation add-on for anyone who is looking for peace of mind. The premiums are well within one’s range. I was happy that for my Vespa bike, I won't have to pay for depreciation if my bike is damaged.

    R
    By Rajan Gupta
    On: June 27, 2023

Cholamandalam Comprehensive Bike Insurance FAQs

  • How can I customize the Cholamandalam comprehensive bike insurance plan?

    You can customize the Cholamandalam comprehensive bike insurance plan in the following ways:

    • By opting for add-on covers as per your preference to stretch the coverage
    • By opting for the desired tenure of the policy.
  • What are the add-ons available along with Cholamandalam comprehensive bike insurance policy?

    Cholamandalam comprehensive insurance policy comes with the following add-ons.

    • Full Depreciation Waiver Cover
    • Hydrostatic Lock Cover
    • Return to Invoice Cover
    • Monthly Installment Cover
    • Roadside Assistance Service.
  • How can I get a quote for Cholamandalam comprehensive bike insurance policy?

    You can get a quote for Cholamandalam comprehensive bike insurance policy by using the “Get A Quote” feature on its official website and also on Insurance Dekho.

  • How can I purchase Cholamandalam comprehensive bike insurance policy?

    You can purchase Cholamandalam comprehensive bike insurance policy in the following ways:

    • Through its official website
    • By calling on its toll-free number 1800 208 5544
    • By visiting the nearest branch.
  • How do I receive the policy documents if I have bought Cholamandalam comprehensive bike insurance policy online?

    In case of online purchase, you receive the soft copy of policy documents in your inbox within a few hours after the final payment is done.

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