What is the age criteria to get covered under Chola Super Topup Insurance Policy?

The plan offers a relaxed entry age from 3 months to 70 years. However, the proposer should be at least 18 years of age to purchase this policy. Also, there exists no maximum cover-ceasing age for kids under the plan.

What are the Sum insured options available under Chola Super Topup Insurance Policy?

The super top-up plan comprises a wide range of Sum insured options that range from Rs. 3 Lakh to Rs. 25 Lakh.

Does Chola Super Topup Insurance Policy offer the option of lifelong renewability?

Yes, the policy provides the option of lifelong renewability for its customers. Lifelong renewability is allowed provided that the premium of the plan is paid on/before the expiry date of the health insurance plan or not later than the grace period of 30 days after the expiry date.

Can I get my discount on the purchase of this Chola Super Topup Insurance Policy?

Yes, Chola Super Top-up Insurance Policy provides the discount on the basis of two factors, which are the number of members covered and policy tenure. If the number of members covered is between 3-5, the discount offered will be 5%, for 6-7 members discount will be 7% and for covering more than 7 members that discount offered will be 10%. In addition to this, the 6% and 12% discount will be offered for choosing the policy tenure of 2 years and 3 years.

How many daycare procedures are covered under the Chola Super Topup Insurance Plan?

The coverage is available for 141 daycare procedures listed in the policy, where hospitalisation of fewer than 24 hours is needed.

Does this Chola Super Topup Insurance Policy hold any variants under it?

Yes, the Chola Super Topup Insurance Policy comprises of two variants such as Premier Plan and Supreme Plan. Between both, the latter offers a little more benefits.

Is this super top-up plan provides the coverage for Ayush treatments?

Yes, the plan will be paying for non-allopathic procedures and treatments, which require at least 24 hours of hospitalisation for accidental injury or any disease sustained by the insured individual up to the amount of Sum Insured in excess of the deductible. Also, the treatment must have been conducted in a Government healthcare facility or hospital or in any institute recognised by the government or affiliated by Quality Council of India or National Accreditation Board of Health. Payment under this feature will reduce the amount of Sum Insured.

How many hospitals provide the cashless facility for this plan?

The cashless facility for Chola Super Topup Insurance Policy is available at 7,000+ network hospitals across the country.

Does the Chola Super Topup Insurance Policy provide the coverage for pre and post hospitalisation?

Yes, the plan provides the coverage for pre and post hospitalisation for 60 days and 90 days respectively, only under the variant called Supreme.

Can I earn any tax benefit if I buy the Chola Super Topup Insurance Policy?

Yes, if you are making the payment through a cheque, you can avail the tax benefit according to the section 80D of the Income Tax Act.

Cholamandalam MS Super Top-up Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 70 minutes
Claim Settlement Ratio	94%
Network Hospitals	12,000+
Pre-existing Disease Waiting Period	3 years
Special Benefits	High Coverage
Starting Premium of Rs. 5 lakhs SI	Rs. 407/month

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Cholamandalam MS Super Top-up Insurance Plan Brochure

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Aug 02, 2019

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Cholamandalam Health Insurance Plan List

Family (3)
Individual (2)
Critical Illness (1)
Kids (1)
Maternity (1)
Parents (1)
Senior Citizen (1)
Woman (1)

Name of Plan	Sum Insured
Flexi SupremePopular		Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
COVID-19 PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Accident Protection PolicyMin: 6 months; Max: 69 years	5 Lakh - 1 Crore	Check Premium
Flexi Health PolicyMin: 3 months; Max: 65 years	1 Lakh - 25 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Hospital Cash Healthline PolicyMIn: 3 Months; Max: 65 Years	1000/day	Check Premium
Critical Healthline PolicyMIn: 5 Years; Max: 65 Years	3 Lakh	Check Premium
Healthline Policy Min: 90 Days; Max: 65 Years	1 Lakh	Check Premium

Cholamandalam Health Insurance Top Up List

Top-up (2)

Name of Plan	Sum Insured
Super Top-up Insurance PlanMIn: 3 Months; Max: 70 Years	3 Lakh	Check Premium
Top Up Healthline PolicyMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium

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FAQs on Super Top-up Insurance Plan Health Insurance Plan

What is the age criteria to get covered under Chola Super Topup Insurance Policy?
The plan offers a relaxed entry age from 3 months to 70 years. However, the proposer should be at least 18 years of age to purchase this policy. Also, there exists no maximum cover-ceasing age for kids under the plan.
What are the Sum insured options available under Chola Super Topup Insurance Policy?
The super top-up plan comprises a wide range of Sum insured options that range from Rs. 3 Lakh to Rs. 25 Lakh.
Does Chola Super Topup Insurance Policy offer the option of lifelong renewability?
Yes, the policy provides the option of lifelong renewability for its customers. Lifelong renewability is allowed provided that the premium of the plan is paid on/before the expiry date of the health insurance plan or not later than the grace period of 30 days after the expiry date.
Can I get my discount on the purchase of this Chola Super Topup Insurance Policy?
Yes, Chola Super Top-up Insurance Policy provides the discount on the basis of two factors, which are the number of members covered and policy tenure. If the number of members covered is between 3-5, the discount offered will be 5%, for 6-7 members discount will be 7% and for covering more than 7 members that discount offered will be 10%. In addition to this, the 6% and 12% discount will be offered for choosing the policy tenure of 2 years and 3 years.
How many daycare procedures are covered under the Chola Super Topup Insurance Plan?
The coverage is available for 141 daycare procedures listed in the policy, where hospitalisation of fewer than 24 hours is needed.
Does this Chola Super Topup Insurance Policy hold any variants under it?
Yes, the Chola Super Topup Insurance Policy comprises of two variants such as Premier Plan and Supreme Plan. Between both, the latter offers a little more benefits.
Is this super top-up plan provides the coverage for Ayush treatments?
Yes, the plan will be paying for non-allopathic procedures and treatments, which require at least 24 hours of hospitalisation for accidental injury or any disease sustained by the insured individual up to the amount of Sum Insured in excess of the deductible. Also, the treatment must have been conducted in a Government healthcare facility or hospital or in any institute recognised by the government or affiliated by Quality Council of India or National Accreditation Board of Health. Payment under this feature will reduce the amount of Sum Insured.
How many hospitals provide the cashless facility for this plan?
The cashless facility for Chola Super Topup Insurance Policy is available at 7,000+ network hospitals across the country.
Does the Chola Super Topup Insurance Policy provide the coverage for pre and post hospitalisation?
Yes, the plan provides the coverage for pre and post hospitalisation for 60 days and 90 days respectively, only under the variant called Supreme.
Can I earn any tax benefit if I buy the Chola Super Topup Insurance Policy?
Yes, if you are making the payment through a cheque, you can avail the tax benefit according to the section 80D of the Income Tax Act.

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Claim Process at Cholamandalam Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Cholamandalam Health Insurance
1800-208-554424x7
customercare@cholams.murugappa.com