Cholamandalam Health Insurance for Maternity

Bringing a child into the world is challenging for a woman on multiple levels. Chola MS understands the diverse needs of a mother and provides coverage for medical expenses related to maternity under Chola Healthline Insurance. Privilege Healthline, the fourth variant of Chola Healthline offers coverage for maternity treatment and newborn baby expenses to keep the new mother free from financial instability. A great sigh of relief for any woman, Privilege Healthline is the perfect health insurance for maternity that doesn’t require one to pay a significant amount for policy premium.

Key Features

• Wide cover
• Policy term - 1, 2, 3 years
• Lifelong renewal guaranteed
• Policy available on individual & family floater type
• Sum insured range - Rs. 1 Lakh to Rs. 25 Lakh
• 10% location-based discount on premium for insured women from Tier 2 locations
• 6% long policy term discount for 2-year policy & 12% long policy term discount for 3-year policy

Scope of Coverage

• Inpatient hospitalisation expenses
• Pre & post hospitalisation expenses
• Maternity Expenses (up to 2 deliveries, after 3 consecutive renewals) - Up to Rs. 10 Lakh per delivery (Privilege plan)
• Newborn baby hospitalization expenses - Covered up to sum insured of mother/floater sum insured (Privilege plan)
• Emergency ambulance expenses per hospitalisation
• Extended hospitalisation allowance (minimum 10 days) - Rs. 10,000
• Double sum insured for critical illness & accidents (available for Enrich & Privilege plans)
• Domiciliary hospitalisation expenses per insured person per policy year - Maximum 7 days

Eligibility

To buy Chola Healthline Insurance, the minimum entry age is 90 days, while the maximum entry age is 65 years.

Exclusions

• Initial waiting period of 30 days for all illnesses
• 2 year exclusion on particular diseases
• Vaccination or inoculation
• Non-medical expenses during hospitalisation
• Attempted suicide or intentional self-injury

Want to get all your maternity expenses cover without facing financial issues? Initiate contact with InsuranceDekho experts at 1800 1205 698 to know more about the policy.