Cholamandalam Health Insurance for Senior Citizen

A medical emergency has the same impact on senior citizens as it has on kids and adults. Chola MS, being the responsible health insurer, offers expanded coverage to senior citizens who need financial security at a crucial stage in life. When purchased on individual basis, the policy allows cover for parents, parents-in-law and siblings too. Available in four variants form, namely Value, Freedom, Enrich, and Privilege, Chola Healthline Insurance is an ideal senior citizen health insurance that can be depended upon, without being concerned about the finance. Overall, it is a superior choice for the elderly to take their health protection to the next level.

Key Features

• Lifelong renewal
• Policy term - 1, 2, and 3 years
• Individual & family floater policy type
• Sum insured range - Rs. 1 Lakh to Rs. 25 Lakh
• Long policy term discount - 6% on 2-year policy and 12% on 3-year policy
• 10% location-based discount on premium for insured from Tier 2 locations
• Renewal benefits - Health checkup & Cumulative Bonus

Scope of Coverage

• Inpatient hospitalisation
• Pre & post hospitalisation expenses
• 141 listed daycare procedures covered
• AYUSH treatment expenses
• Emergency ambulance expenses per hospitalisation
• Rs. 10,000 extended hospitalisation allowance (minimum 10 days)
• Double sum insured for critical illness & accidents (Enrich & Privilege variants)
• Maximum 7 days of domiciliary hospitalisation expenses per insured person per policy year

Eligibility

While the minimum entry age for Chola Healthline Insurance is 90 days, the maximum entry age is 65 years.

Exclusions

• Vaccination or inoculation
• Attempted suicide or intentional self-injury
• War or invasion, any act of war, acts of foreign enemies, hostilities
• Non-medical expenses during hospitalisation
• Committing or attempting to commit breach of law with criminal intent

Want to know more about Chola MS senior citizen health insurance plan? Initiate contact with InsuranceDekho experts at 1800 1205 698 and get all your doubts cleared about Chola Healthline Insurance.