Cholamandalam Health Insurance for Parents

There comes a time when parents become dependent on their children for everything. Taking good care of parents’ health and finances at an old age is completely feasible with Chola Healthline Insurance. An affordable and reliable plan by Chola MS, Chola Healthline Insurance comes in 4 plan variants, namely Value, Freedom, Enrich, and Privilege. Moreover, the policy allows one to cover both, their parents and parents-in-law on family floater basis. On the whole, Chola Healthline Insurance proves in every which way that it is the best health insurance for parents.

Key Features

• Guaranteed renewal for life
• 1, 2, and 3 years of policy term
• Individual & family floater policy type
• Available policy type - Family floater and individual
• Health checkup & cumulative bonus as renewal benefits
• Wide sum insured range starting from Rs. 1 Lakh up to Rs. 25 Lakh
• Location-based discount - 10% on premium for insured from Tier 2 locations
• Long policy term discount - 6% on opting for 2-year policy and 12% on opting for 3-year policy

Scope of Coverage

• AYUSH treatment expenses
• 141 listed daycare procedures
• Inpatient hospitalisation expenses
• Pre hospitalisation & post hospitalisation expenses
• Emergency ambulance expenses per hospitalisation
• Extended hospitalisation allowance (minimum 10 days) - Rs. 10,000
• Double sum insured for critical illness & accidents (available for Enrich & Privilege plans)
• Domiciliary hospitalisation expenses per insured person per policy year - Maximum 7 days

Eligibility

To buy Chola Healthline Insurance, the minimum entry age is 90 days, while the maximum entry age is 65 years.

Exclusions

• Initial waiting period of 30 days for all illnesses
• 2 year exclusion on particular diseases
• Vaccination or inoculation
• Non-medical expenses during hospitalisation
• Attempted suicide or intentional self-injury

Do you think Chola Healthline Insurance would come across as an ideal health insurance for parents? Uncover more about the policy before its purchase by contacting InsuranceDekho experts at 1800 1205 698.