Cholamandalam Health Insurance for Individual

Chola MS Healthline is a comprehensive heath insurance plan that supports one in case of a medical emergency. Offering medical coverage for hospitalisation expenses, the policy can be availed on both, individual as well as family floater sum insured basis. Available under 4 variants, namely Value, Freedom, Enrich, and Privilege, Chola Healthline Insurance is an ideal health insurance for individual that allows coverage for parents, parents-in-law and siblings as well.

Key Features

• Extensive coverage
• Lifelong renewal
• Policy term - 1 year, 2 years and 3 years
• Policy type available - Individual and family floater basis
• Variants offered - Value, Freedom, Enrich, and Privilege
• Sum insured ranges between Rs. 1 Lakh to Rs. 25 Lakh
• Discount on long term policy purchase- 6% on 2-year policy & 12% on 3-year policy
• 10% discount on the premium for Insured from Tier 2 locations

Scope of Coverage

• In-patient hospitalisation expenses
• Pre & post hospitalisation expenses (as per plan opted for)
• Maximum 7 days domiciliary hospitalisation expenses per insured person per policy year
• AYUSH coverage
• Organ donor hospitalisation
• Emergency ambulance expenses per hospitalisation
• Cumulative bonus - 5% of Sum Insured every claim free year subject to maximum of 25%, 50%, or 100% of Sum Insured (depending upon plan chosen)
• Maternity expenses & newborn baby hospitalisation (Privilege Healthline variant)

Eligibility

The minimum entry age for Chola MS Healthline policy is 90 days. Whereas, the maximum entry age for the policy is 65 years.

Exclusions

• Non-medical expenses during hospitalisation
• Committing or attempting to commit a breach of law with criminal intent
• Vaccination or inoculation, unless forming a part of post-animal bite treatment
• Intentional self-injury or attempted suicide, whether sane or insane
• War or any act of war, invasion, hostilities, act of foreign enemies

Want to uncover additional benefits and other significant details of Chola MS Healthline? Get in touch with InsuranceDekho experts at 1800 1205 698 to uncover more about the best health insurance for individuals.