Cholamandalam Health Insurance for Woman

Chola MS brings forth its Chola Healthline Insurance for women. Specifically designed to provide extensive coverage, Chola Healthline covers medical hospitalisation expenses in case of an emergency. Offering maternity coverage under its fourth variant, Privilege Healthline, the policy comes across as an ideal health insurance for women owing to its vast features & benefits range. What’s best is that the policy provides newborn baby hospitalisation expenses as well. All in all, it can be said that Chola Healthline Insurance is the ultimate savior that women look for during medical emergencies.

Key Features

• Policy renewable for life
• Sum insured range - Rs. 1 Lakh to Rs. 25 Lakh
• Broad medical expense coverage
• Policy available for 1 year, 2 years and 3 years
• Family floater and individual sum insured basis policy types available
• For insured women from Tier 2 locations - 10% location-based discount on premium
• Long policy term discount - 6% for 2-year policy & 12% for 3-year policy

Scope of Coverage

• Inpatient hospitalisation expenses
• Coverage for 141 listed daycare procedures
• Pre & post hospitalisation expenses
• Maternity Expenses (up to 2 deliveries, after 3 consecutive renewals) - Up to Rs. 10 Lakh per delivery (Privilege plan)
• Newborn baby hospitalization expenses - Covered up to sum insured of mother/floater sum insured (Privilege plan)
• Rs. 10,000 extended hospitalisation allowance (minimum 10 days)
• Maximum 7 days domiciliary hospitalisation expenses per insured person per policy year
• Emergency ambulance expenses per hospitalisation
• Double sum insured for critical illness & accidents (Enrich & Privilege plans)

Eligibility

Chola Healthline Insurance features a minimum entry age of 90 days. Note that the maximum entry age for the policy is 65 years.

Exclusions

• 2 year exclusion on particular diseases
• Injuries caused due to war, invasion, civil war, etc.
• Vaccination or inoculation, but not as a part of animal bite treatment
• Attempted suicide or intentional self-injury
• Initial waiting period of 30 days for all illnesses

Willing to learn more about Chola Healthline? Get in touch with InsuranceDekho experts at 1800 1205 698 so that you can explore health insurance for women by Chola MS in detail.