IFFCO Tokio Health Protector Plus Health Insurance

As a top up policy, Health Protector Plus Policy proves to be perfect. Offering high coverage at low premium amount, the policy can be purchased without any other basic health policy. What’s best is that the policy has a vast cover to offer. Be it room rent expenses or expenses on blood, oxygen, surgical appliances and others, Health Protector Plus Policy covers all and prevents the insured from getting a pinch on their pocket. Prime highlights of the top up policy include -

• 60 days pre & 90 days post hospitalisation expenses
• Ayurvedic, Unani, Homeopathic hospitalisation expenses covered
• Ambulance charges covered up to a maximum of Rs. 3000 per claim
• Emergency Assistance Services at no additional cost
• Daily allowance amount equivalent to 0.1% of the sum insured
• Domiciliary hospitalisation up to a maximum aggregate sub-limit of 20% of sum insured
• Hospitalisation expenses of a person donating an organ
• Waiver of deductible in case of change/loss of job at a small additional premium
• Option to buy standard health policy with continuity of benefits after 4 years

A complete package, Health Protector Plus Policy comes across as an ideal top up policy choice. What makes the policy a preference of one and all are its prime features and additional elements such as easy cashless claim facility and lifelong renewability (if renewed without any break). The other key elements in the list include -

• Hassle-free policy portability
• Directly serviced by Iffco Tokio
• 15 days free look period
• Tax benefits under Section 80D of the Income Tax Act
• Family discount (non-floater) - 5% for covering 2 members and 10% for covering 3 members and more

At last, if you want to invest your money in a top up policy that not only covers you for more, but also gifts you with peace of mind, opt for Health Protector Plus Policy without giving it a second thought.

If considering purchase, prefer online mode to get your policy issued quickly. Additionally, you can pick InsuranceDekho as your buying platform and get benefited with claim settlement support, policy transparency & portability, and other additional support features.

The top-up plan includes a wide range of sum insured options which range from Rs. 2 Lakh to Rs. 25 Lakh.

Yes, the plan offers the feature of lifelong renewability. The policy shall ordinarily be renewable without any restriction of age, (except on the ground of moral hazard, fraud or non-cooperation or misinterpretation by the insured) if it is renewed without any break.

Yes, Health Protector Plus Top Up Plan offers the coverage for parents under the plan based on an individual basis.

There are 8 plans available under the Health Protector Plus Top Up Plan to offer customers with the widest range of sum insured option. For details please see the policy wording.