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Apollo Munich Health Insurance User Reviews

Rating of Apollo Munich
4.6
Based on
40 User reviews

  • Amazing benefits

    I wanted to buy a health insurance plan for myself. I visited the InsuranceDekho website and found a wide range of plans. I bought the Optima Secure Health insurance plan of HDFC ERGO. It is offering me a lot of benefits. I am really satisfied

    U
    Usha Saxena
    On: Jan 27, 2022

  • Secured payments

    I bought the Optima Restore health insurance plan by HDFC ERGO from the InsuranceDekho website. The payment method was quite secure and convenient. I could easily make the payment. If you are looking for a health insurance plan, do visit the InsuranceDekho website

    M
    Muskan Jain
    On: Jan 27, 2022

  • User-friendly website

    While buying the My Health Suraksha health insurance plan of HDFC ERGO from the InsuranceDekho website, I found the website to be user-friendly. I could easily locate the things on the website. It was very well managed

    S
    Suhani Jha
    On: Jan 27, 2022

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  • Great Expert Team

    I am glad to get the support of the expert team of InsuranceDekho to learn about the best plan according to my preference. I got valuable advice. And purchased a policy from HDFC ergo general insurance

    T
    Tapas Simha
    On: Jan 05, 2022

  • Optimised budget

    On InsuranceDekho, the premium budget is properly optimised. The policy coverages are well aligned with the premium amount. This is one of the main reasons why I chose this platform to issue HDFC ERGO General Insurance my:Health Koti Suraksha.

    V
    Vandana Khare
    On: May 03, 2021

  • Single website for a thorough research

    InsuranceDekho is a single website where I could do thorough policy research without the necessity to move to anywhere else. From finding relevant information to policy issuance, renewal and claim settlement, everything is possible here. This convinced me to issue HDFC ERGO General Insurance my:Health Medisure Classic plan.

    S
    Shukla Naskar
    On: Apr 30, 2021

  • Received guidance through Whatsapp

    I wanted to make a claim under  HDFC ERGO General Insurance’s Optima Restore plan through InsuranceDekho. Since I was on the move, I could not check the website for details. So. I used the Whatsapp number to get guidance. I got a callback. The official helped me to settle my claim immediately.

    N
    Navya Palit
    On: Apr 29, 2021

  • Paperless renewal

    Renewing HDFC ERGO General Insurance’s my:health Suraksha plan was conducted in a paperless format on InsuranceDekho. I started by giving existing policy details on an online form. I generated quotes, compared and reselected my policy. After uploading the required documents and payment, the renewed papers were sent to my email.

    D
    Debarghya Das
    On: Apr 28, 2021
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Awesome after-sale service

    InsuranceDekho provides awesome after-sale services to its customers. After purchasing HDFC ERGO General Insurance’s Optima Restore plan, I have been receiving premium payment and renewal reminders and updated policy information constantly on my mobile.

    A
    Antariksha Bhaduri
    On: Apr 26, 2021

  • Hassle-free renewal

    Renewal for my HDFC ERGO General Insurance’s my:Health Women Suraksha Policy was hassle-free on InsuranceDekho. I gave existing policy details along with its expiry date, regenerated and reselected my plan. After the completion of the premium payment, renewed policy papers were sent to my email. -

    F
    Fatima Ahmed
    On: Apr 23, 2021

  • Active helpdesk

    The help desk of InsuranceDekho is active all the time. Recently, I was in the middle of a trip and had an emergency. I could not get access to my HDFC ERGO General Insurance’s Maxima Policy documents. I contacted them asking for duplicated policy papers. Instantly I received an email.

    P
    Paritosh Guha
    On: Apr 22, 2021

  • Optimised platform

    All the advanced strategies and innovative tools make InsuranceDekho an optimised platform. This made buying HDFC ERGO General Insurance’s Optima Restore plan really streamlined. I generated my quotes as per my requirements, compared them using the premium calculator and selected the best option. Finally, I paid. 

    D
    Dorothy Sebastian
    On: Apr 21, 2021

  • Critical illness-specific health insurance plan

    When my father got diagnosed with a kidney ailment, I started to look for a critical illness-specific health plan to provide him with the best possible treatment. I came across InsuranceDekho and received promising quotes. After comparing, I chose HDFC ERGO General Insurance’s Critical Illness plan.  

    R
    Raju chakrabarty
    On: Apr 19, 2021

  • Encrypted payment portal

    The payment portal of InsuranceDekho is fully encrypted, which ensures a secure transaction. This made me confident to share my credit card details while paying the premium of HDFC ERGO General Insurance’s Optima Restore plan.

    S
    Sujit Karmakar
    On: Apr 16, 2021

  • Awesome first impression

    When I landed on InsuranceDekho for the first time, the clarity of information, infographics, and overall visual presentation of the website impressed me. So, I decided to issue HDFC Ergo General Insurance’s my:Health Medisure Classic plan from here. The issuance was seamless and prompt. Awesome!

    N
    Nupur Bihani
    On: Apr 16, 2021

  • Understanding support team

    The support team of InsuranceDekho is understanding. I called the team using the helpline number, shared the requirements and coverages I was looking for. Based on the policy insights, I purchased HDFC Ergo General Insurance’s Optima Restore plan.

    K
    Kalpana Mathur
    On: Apr 14, 2021

  • Policy provisions are easy to understand

    Before paying the premium of HDFC Ergo General Insurance’s Optima Restore plan on InsuranceDekho, I went through the policy terms and conditions for the final time. I must admit the policy provisions were really easy to understand. I have peace of mind knowing that I protected my family with the best possible health plan.   

    P
    Pratiksha Bhanti
    On: Apr 05, 2021

  • Three easy steps towards policy issuance

    I took three easy steps to issue HDFC Ergo General Insurance’s my:Health Koti Suraksha plan. I landed on InsuranceDekho and got asked to generate my quotes. I submitted a few basic details and received a number of quotes. I compared the premium rates until I found the befitting one and paid.

    K
    Kanchana Dahia
    On: Mar 18, 2021

  • Bonafide policy information

    The policy information available regarding health plans on InsuranceDekho are bonafide. Genuine information on claim settlement ratios and network hospitals helped me to make up my mind to select HDFC Ergo General Insurance’s Optima Restore plan.

    P
    Parama Nag
    On: Mar 08, 2021

  • User-friendly platform

    I have used InsuranceDekho a multiple numbers of times due to their user-friendly interface. This time too, while buying the Arogya Sanjeevani Policy of HDFC Ergo General Insurance I found the website very simple to use. This is what makes it easier for me to buy policies from their website.

    R
    Ruma Adhikary
    On: Dec 02, 2020

  • Very Economical for me!

    This policy is an all-inclusive health scheme that provides a range of benefits coverage that comprise inbuilt features, add-on benefits and other sorts of rewards. This health insurance plan is very dear to me as it offered me with the affordable rates of premiums that gave me complete protection that too hassle-free. 

    P
    Prachi Mishra
    On: Feb 13, 2020

  • Added value to my health!

    The health plan combines the best coverage benefits with attractive premium discounts. It offered me with an all-inclusive plan that doesn’t pinch your pockets. The plan also gave me a healthy living through its value-added benefits and health discounts. So, I feel I did the best thing by choosing this policy.

    J
    Jatin Kapoor
    On: Feb 13, 2020

  • Delivered Happiness

    I have been looking for this kind of plan for months as I was planning for a baby. family planning . Then I got a call from insurancedekho.com and they suggested me of this plan after I gave them details about my medical needs. I am very happy now with their offerings and coverage. 

    S
    Saloni Singh
    On: Jan 30, 2020

  • Great plan for women.

    This is one of the best plans for women. I bought this plan for my wife while she was expecting a child. I am very much happy with this policy as it led me to witness an easy coverage for pregnancy. I find myself so lucky to have this policy with which I got able to deal with the medical expenses. 

    C
    Chandan Sharma
    On: Jan 30, 2020

  • Every woman’s choice.

    It is a magnificent maternity plan. I used it for more than 3 years and I must say that it is a great gift to women from Apollo Munich. After searching for long I found this and got to know after using it that it is an ideal choice of health insurance. 

    S
    Sanjita Dalvi
    On: Jan 15, 2020

  • Thank You Easy Health!

    I purchased this Easy Health Exclusive plan as it offers coverage on individual as well as on a family floater sum insured basis. This plan Easy Health Exclusive by Apollo Munich gave me the coverage for maternity expenses in my cesarean section delivery as well as for my newborn baby.

    R
    Roma
    On: Jan 15, 2020

  • Marvellous Maternity Policy

    Having used it for 4 years, I can firmly say that it is an excellent maternity plan. This is a policy that is an ideal choice of health insurance solution to a young family. Easy Health Exclusive offers coverage on individual and family floater sum insured basis. It provides the coverage for newborn baby in addition to maternity benefit.

    J
    Juhi Bhatnagar
    On: Dec 20, 2019

  • Plan for health living.

    The plan combines the best coverage benefits with attractive premium discounts to offer you an all-inclusive plan which does not pinch your pockets. This is a plan also promotes healthy living through its value-added benefits and health discounts. So, if you want an all-inclusive plan for your family, you can choose this one.

    S
    Sakshi Rawat
    On: Dec 18, 2019

  • Very beneficial policy!

    This health insurance plan provides a range of inbuilt as well as optional coverage benefits. The inbuilt benefits are also comprehensive in nature. They cover basic medical expenses like room rent, ambulance charges, organ donor treatments, day care procedures, etc. I am pretty much satisfied with this health insurance plan.   

    R
    Rachit Ranjan
    On: Dec 02, 2019

  • Love this plan!

    Easy Health Exclusive is a health insurance plan that is built with a holistic approach and provided me with a range of coverage benefits which included inbuilt benefits, optional benefits and value-added benefits. This health plan is quite popular given the scope of coverage that it provided me with the affordable rates of premiums which are charged. 

    H
    Harpreet Singh
    On: Dec 01, 2019

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FAQs

  • What are the key benefits of health insurance by HDFC Ergo?

    Health insurance by HDFC Ergo offers the following benefits to the insured: 

    • Coverage on individual as well as family floater basis
    • Plans offer lifelong renewability benefit
    • Plans with no sub-limit on room rent
    • 5% of bonus on the sum insured for every year a claim is not made
    • Reimbursement of health check-up expenses after a block of 4 claim-free years.

  • Do health insurance plans by HDFC Ergo provide tax benefits?

    Yes. If covered under health insurance plans by HDFC Ergo, you can avail tax benefits under Section 80D of the Income Tax Act, 1961 on the premiums paid for them. 

  • Who can enjoy benefits under the health insurance plan by HDFC Ergo?

    Anyone who is aged more than 18 years and is living in India can purchase health insurance plans offered by HDFC Ergo. They can also include their family members under the plans.

  • Does health insurance by HDFC Ergo allow policyholders to avail additional benefits?

    Apart from the coverage benefits, the holders of HDFC Ergo plans cover you for additional benefits such as free preventive health check-ups, multiplier benefits wherein you can get up to 100% additional policy cover as No Claim Bonus, 100% restore benefit that restores 100% cover instantly after your first claim. Also, you can avail several add-on benefits like critical illness cover, maternity cover etc. as per your choice, if covered under health insurance plans by HDFC Ergo. 

  • Is my health insurance plan by HDFC Ergo transferable without losing renewal benefits?

    Yes. You can transfer your health insurance plan by HDFC Ergo without losing renewal benefits such as No Claim Bonus or waiting period benefits.  

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