Royal Sundaram Own Damage Bike Insurance

Royal Sundaram General Insurance offers many different types of insurance. Under two-wheeler insurance, however, they offer three basic types of insurance including third party, standalone own-damage and comprehensive plans. The standalone own-damage covers offered by Royal Sundaram is an advisable purchase along with the third party insurance as it offers coverage for own-damage costs in a wide range of scenarios, i.e., from natural calamities to road accidents. Moreover, in times of crisis, having compensation for the damages provides a sense of security and financial stability for the policyholder.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under Royal Sundaram Standalone Own-Damage Two-Wheeler Policy?

Royal Sundaram standalone own-damage two-wheeler insurance offers compensation for the following situations:

• Road accidents that cause damage to the two-wheeler in any form.
• Cases where the two-wheeler is damaged due to a fire or explosion.
• Cases where the two-wheeler is stolen or damaged beyond repair.
• Cases where the two-wheeler is damaged by some form of natural or man, made calamity.

What is Not Covered Under Royal Sundaram Standalone Own-Damage Two-Wheeler Insurance Policy?

Royal Sundaram standalone own-damage two-wheeler insurance does not offer compensation for the following situations:

• Cases where the two-wheeler breaks down due to a mechanical or electrical failure.
• Cases of illegal riding or misuse of the two-wheeler.
• The depreciation rate of the two-wheeler due to the natural wear and tear of the vehicle.
• Any mishap that damages the two-wheeler outside the territorial limits of India.

Following are the benefits of purchasing a standalone own-damage two-wheeler insurance from Royal Sundaram:

• The cover will protect the two-wheeler in a number of scenarios by compensating for the cost of own-damages.
• With this cover, every policyholder is eligible for No Claim Bonus for every claim-free year.
• Own-damage covers offer a wide range of add-ns that can be purchased to further improve the coverage of the policy.

How To Purchase Royal Sundaram Standalone Own-Damage Policy?

The below-mentioned steps will guide you in purchasing a standalone own-damage two-wheeler insurance from Royal Sundaram:

Step 1: Visit our website InsuranceDekho and select the tab second from the top left corner titled ‘two-wheeler insurance. When you click the tab a drop-down menu will appear. Select the ‘Standalone Own Damage’ tab from the options.

Step 2: In the provided section enter your two-wheeler’s registration number. If for some reason you do not have this information with you, enter the two-wheeler’s make, model and year of registration instead.

Step 3: Also enter your personal information, i.e., your name and mobile number and select the “Submit and Get Quotes’ button once completed.

Step 4: All the quotes for standalone own-damage two-wheeler insurance covers from the different insurance providers in your category will be visible on the screen. Choose the one offered by Royal Sundaram General Insurance and select any add-ons of your choice.

Step 5: Make the payment for your chosen Royal Sundaram standalone own-damage two-wheeler insurance policy. The policy document will be sent to your registered email ID.