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Royal Sundaram Comprehensive Two-Wheeler Insurance Policy

Royal Sundaram General Insurance provides an extensive insurance to its policyholders with the comprehensive bike insurance policy. This policy protects the policyholders against the third party liabilities and for own damage as well. The insurer takes care of all damage caused to the insured bike and caused to the third party by the insured bike in unforeseen events. Thus the policyholders are provided with financial security and peace of mind.

Royal Sundaram Comprehensive Bike Insurance vs Third Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

It provides coverage against all the financial and legal liabilities of the third party as well as own damages incurred by the insured’s bike.

It covers only third party liabilities for mishaps involving the insured’s bike.

Add-ons

Policyholders can avail various add-ons Zero Depreciation Cover, Consumables Cover, etc with this policy.

Policyholders cannot avail any add-on with the third party bike insurance.

Cost

The premium of the comprehensive bike insurance is relatively higher as it offers wider coverage.

The third party bike insurance policy offers limited coverage, making it cost-effective for the policyholders.

What All is Covered Under Royal Sundaram Comprehensive Bike Insurance Plan?

The Royal Sundaram comprehensive bike insurance policy provides coverage for the following:

  • Third party liabilities: All the legal and financial liabilities for any third party injury, damage or loss caused in an accident or mishap involving the insured bike, gets covered by the Royal Sundaram comprehensive bike insurance policy.
  • Own damage caused by natural calamities: The Royal Sundaram comprehensive bike insurance policy keeps the insured bike protected against any natural calamities such as earthquake, storm, flood, landslide etc.
  • Own damage caused by man-made disasters: The insurer provides coverage for any damage to the insured bike caused due to man-made disasters such as riot, fire, strike, terrorist activity etc.
  • Theft: The policyholder can avail coverage in case the bike gets stolen.

What All is Not Covered Under Royal Sundaram Comprehensive Bike Insurance Plan?

The Royal Sundaram comprehensive bike insurance policy has many advantages; however, it has some limitations when it comes to coverage. It does not provide coverage under the following circumstances:

  • Driving in an intoxicated state
  • In case of war, conflict, mutiny or nuclear risk
  • Usage of private bikes for commercial purpose
  • Driving outside the predetermined geographical area
  • Normal wear and tear, mechanical and electrical breakdown
  • In the lack of a valid license of the driver involved in the accident
  • Depreciation with no added Zero Depreciation cover and any consequential loss.

Royal Sundaram Comprehensive Bike Insurance Benefits

With the Royal Sundaram comprehensive bike insurance policy, the policyholders can avail these following benefits.

  • Protection from inflation
  • Very few documents required
  • Convenient online policy issue
  • Claim settlement within 10 working days
  • Paperless purchase and renewal process
  • Round the clock assistance from help desk
  • One time payment option at the time of purchase
  • 4,600 authorized cashless garages all over India.

Explore Royal Sundaram Bike Insurance

Must Read Articles before buying Royal Sundaram Bike Insurance

Royal Sundaram Bike Insurance User Reviews

4.9
Rating based on
418 User reviews
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What users are saying
  • All
  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Exceptional Service & Team Sup...

    I recently purchased Royal Sundaram Bike Insurance and I received exceptional customer support from the Insurancedekho team. I recommend everyone to purchase from them.

    Read More

    V
    By Vaishnavi bajaj
    On: March 5, 2024
  • Transparent Claim Settlement

    The transparency in InsuranceDekho's claim settlement is commendable. I always knew what was happening with my claim of the Royal Sundaram Bike Insurance Policy for my Suzuki bike, and the communication from their team was clear and concise.

    Read More

    A
    By Ankit Lokhande
    On: November 24, 2023
  • Customizable Comprehensive Cov...

    InsuranceDekho's comprehensive coverage that comes with the Royal Sundaram Bike Insurance Policy is highly customizable. It gives me the freedom to choose the level of protection I need for my Triumph bike.

    Read More

    S
    By Shivam Bhardwaj
    On: September 27, 2023
  • Prompt Customer Support

    I had a few questions about the terms of my third-party car insurance for my BMW bike, and I reached out to InsuranceDekho's customer support. To my surprise, they were incredibly responsive and provided clear explanations for all my queries about the Royal Sundaram Bike Insurance Policy. It's reassuring to know that help is just a phone call away.

    Read More

    A
    By Amit Khurana
    On: September 25, 2023
  • User-Friendly Cashless Garage ...

    Happy to have secured my Jawa bike under the Royal Sundaram Bike Insurance Policy. InsuranceDekho's online tool for finding cashless garages is user-friendly and efficient. It helped me quickly locate a garage nearby when I needed it the most.

    Read More

    P
    By Pratuskh Thankur
    On: September 21, 2023
  • Transparent Terms and Conditio...

    I appreciate the transparency of InsuranceDekho's own damage policy terms and conditions for the Royal Sundaram Bike Insurance Policy. It's easy to understand what's covered for my Triumph bike.

    Read More

    G
    By Gurpreet Sandhu
    On: September 14, 2023
  • Prompt Renewal Support

    Whenever I have questions about the renewal of my Royal Sundaram Bike Insurance Policy, InsuranceDekho's support team is prompt in providing assistance. Their guidance ensures a smooth and worry-free renewal experience for my BMW bike.

    Read More

    By Balbir Singh
    On: September 12, 2023
  • Excellent Coverage

    With InsuranceDekho's comprehensive coverage, I get excellent protection for both own damage and third-party liability with the Royal Sundaram Bike Insurance Policy. It's a well-rounded policy and totally perfect for my Hero bike.

    Read More

    K
    By Kunal Kumar
    On: September 8, 2023
  • Expertise and Professionalism

    The mechanics at InsuranceDekho's Cashless Garages demonstrate exceptional expertise and professionalism. Their attention to detail and commitment to customer satisfaction are truly commendable. I am glad that I bought this added benefit along with the Royal Sundaram Bike Insurance Policy to safeguard my BMW bike.

    Read More

    V
    By Vasydev Kukreja
    On: September 4, 2023
  • Reliable Partner for Car Prote...

    InsuranceDekho has proven to be a reliable partner in protecting my Aprilia bike. Their own damage insurance which I added to my Royal Sundaram Bike Insurance Policy offers the coverage I need.

    Read More

    M
    By Manish Kadakia
    On: August 28, 2023
Royal Sundaram Reviews

Royal Sundaram Comprehensive Bike Insurance FAQs

  • What is the tenure for Royal Sundaram comprehensive bike insurance policy?

    The tenure for the Royal Sundaram comprehensive bike insurance is 3 years. It also offers a 5-year package policy which provides maximum coverage to the policyholders

  • What are the benefits of the long term comprehensive bike insurance policy of Royal Sundaram?

    There are many benefits of the long term comprehensive bike insurance policy which are:

    • You can pay the premium for all three years in one go
    • You can be free from the hassle of yearly renewal
    • One policy document is enough for the entire tenure.

  • What add-ons does the Royal Sundaram comprehensive bike insurance policy offer?

    The Royal Sundaram comprehensive bike insurance policy provides the following add-ons:

    • Personal accident cover to paid drivers
    • Personal accident cover for the hirer or pillion passengers
    • Electronic fittings
    • Legal liability to paid drivers
    • Legal liabilities to employees
    • Loss of accessories

  • How can I get the Royal Sundaram comprehensive bike insurance policy?

    For the Royal Sundaram comprehensive bike insurance policy follow the below-mentioned steps:

    • Visit the website of Royal Sundaram comprehensive bike insurance
    • For new bikes, click on the “Insurance for New Two-Wheeler
    • Fill in the details.

    You can also dial the following number for availing the royal Sundaram comprehensive bike insurance policy

    • Toll-free number- 1860-425-0000
    • New policy number- 022-50061082

  • What discounts can I get under the Royal Sundaram comprehensive bike insurance policies?

    You can get the below-mentioned discounts under the Royal Sundaram comprehensive bike insurance policy:

    • Voluntary Deductible
    • No Claim Bonus
    • Any Automobile Association membership
    • Anti-theft device installation
FAQ
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