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Key Features:
  • Right Green Tick No Inspection Needed
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Top Royal Sundaram Bike Insurance Plans

PLAN TYPE: Comprehensive
Starting From ₹ 714
PLAN TYPE: Third Party
Starting From ₹ 714
PLAN TYPE: Own Damage
Starting From ₹ 250

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Royal Sundaram Bike Insurance Claim

Royal Sundaram General Insurance has provided ease to a large number of people to drive their bikes on roads without worries. It minimizes the risk factors on the roads. Digitalization of all the processes has simplified it for every policyholder.

Royal Sundaram has set up an efficient helpdesk service to resolve the issues of the policyholders. It guides you through the whole procedure of claim settlement so that the policyholder has a hassle-free experience.

List of Documents Required During Claim Settlement

Following documents are required at the time of settling bike insurance claim:

  • Policy copy
  • A copy of F.I.R
  • Duly filled and signed claim form
  • A copy of PAN and AADHAAR card
  • Original repair invoice for cashless claims
  • Registration Certificate (RC) along with a photocopy
  • Driving license of the person driving at the time of the accident
  • Original repair estimate, repair invoice and payment receipt for a non-cashless claim.

How To Make Royal Sundaram Cashless Bike Insurance Claim?

Royal Sundaram provides a simple and easy procedure for claim settlement. The policyholder has the option to follow an offline or online process of claim settlement. The claim settlement procedure is mentioned step by step below.

Step 1: Contact Royal Sundaram General Insurance

The first step to initiate claim settlement is to intimate the insurer within 24 hours of the accident or theft of the insured’s bike. You can contact your insurer by dialling their toll-free number 1860-425-0000 or by e-mailing at customer.services@royalsundaram.in

Step 2: Register Claim

A company executive contacts you after the intimation. You need to provide him with the following information.

  • Policy number
  • Location of accident
  • Loss details

A claim registration number is generated which is required for the identification of your claim intimation. The executive informs you about the nearest network garage. However, do not move the bike before the survey.

Step 3: Survey of Damages

The insurance company sends a surveyor to assess the damage of the insured’s bike. The policy documents along with the described documents should be submitted to the surveyor. The surveyor takes into account all the details and estimates the cost of repair.

Step 4: Claim Settlement

After the verification of details by the surveyor, the cashless facility is arranged at the nearest network garage. The insurer takes care of all the financial and legal liabilities and pays off the expenses of repair of the insured’s bike taking into consideration the deductibles and depreciation.

How To Make Royal Sundaram Reimbursement Bike Insurance Claim?

A reimbursement claim can be registered if the policyholder wants to repair the insured bike in a garage other than the network garages or if there are no network garages nearby. Royal Sundaram provides compensation for the repairs. It has simplified the procedure through the following simple steps.

Step 1: Contact the insurer

You have to contact Royal Sundaram General Insurance by dialling their toll-free number 1860 425 0000 or by emailing at customer.services@royalsundaram.in immediately after the accident or theft of the insured’s bike.

Step 2: Register A Claim and Get Claim Reference Number

The executive of Royal Sundaram Insurance company reverts back to you within 24 hours of intimation. You have to inform the executive about the policy number and details about the accident. The executive provides you with a unique claim reference number.

Step 3: Survey of Damages

A surveyor will be sent by the insurance company to check the extent of the damages caused to the bike during the accident. You have to submit the required documents along with duly filled claim form to the surveyor.

Step 4: Repair and Reimbursement

Move the bike to your desired garage and pay off the bills without any worries. After the completion of the repair, you have to submit all the documents asked by the company along with the bills and receipts to make the request for the reimbursement claim. The company verifies the details and finally disburse the claim amount factorizing the deductibles and depreciation.

Common Royal Sundaram Bike Insurance Claim Rejection Reasons

Royal Sundaram has a specific set of conditions that the policyholders should fulfil in order to settle the claims. The claim is rejected by the insurance company under the following conditions.

  • Intoxication
  • Act of negligence
  • Misinterpretation of facts
  • Driving without a valid license
  • Registration of a fraud Claim
  • Claiming wrong coverage amount
  • Improper functioning of the vehicle parts
  • Lack of details required to process the claim
  • Delay in intimation about the mishap to the insurer.

Royal Sundaram No Claim Bonus

Every insurance provider along with Royal Sundaram provides No Claim Bonus along with every own damage cover for bikes. The reward is offered for every claim-free year and is cumulative in nature going up to 50% in the fifth consecutive year. To remain eligible to receive the reward the policyholder cannot make any claims for that period. No matter how minor the claim, it will disable the reward. Hence, it is advised that policyholders file a claim only for cases of significant damage.

Moreover, to keep the No Claim Bonus intact it is crucial that the policyholder renews their bike insurance before the expiry date. If they fail to do so the NCB along with the policy will no longer be valid. To avoid such losses, the insurance providers offer a grace period of 90 days to all their customers. However, any further delays will result in the complete loss of the accumulated NCB. One of the benefits of the NCB is it’s transferable. The reward is offered for safe driving hence, you as a policyholder can carry it over when you change insurance providers or sell your old two-wheeler and buy a new one.

Explore Royal Sundaram Bike Insurance

Must Read Articles before buying Royal Sundaram Bike Insurance

Royal Sundaram Bike Insurance User Reviews

4.9
Rating based on
418 User reviews
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What users are saying
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  • Own Damage
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  • Cashless Garages
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  • Exceptional Service & Team Sup...

    I recently purchased Royal Sundaram Bike Insurance and I received exceptional customer support from the Insurancedekho team. I recommend everyone to purchase from them.

    Read More

    V
    By Vaishnavi bajaj
    On: March 5, 2024
  • Transparent Claim Settlement

    The transparency in InsuranceDekho's claim settlement is commendable. I always knew what was happening with my claim of the Royal Sundaram Bike Insurance Policy for my Suzuki bike, and the communication from their team was clear and concise.

    Read More

    A
    By Ankit Lokhande
    On: November 24, 2023
  • Customizable Comprehensive Cov...

    InsuranceDekho's comprehensive coverage that comes with the Royal Sundaram Bike Insurance Policy is highly customizable. It gives me the freedom to choose the level of protection I need for my Triumph bike.

    Read More

    S
    By Shivam Bhardwaj
    On: September 27, 2023
  • Prompt Customer Support

    I had a few questions about the terms of my third-party car insurance for my BMW bike, and I reached out to InsuranceDekho's customer support. To my surprise, they were incredibly responsive and provided clear explanations for all my queries about the Royal Sundaram Bike Insurance Policy. It's reassuring to know that help is just a phone call away.

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    A
    By Amit Khurana
    On: September 25, 2023
  • User-Friendly Cashless Garage ...

    Happy to have secured my Jawa bike under the Royal Sundaram Bike Insurance Policy. InsuranceDekho's online tool for finding cashless garages is user-friendly and efficient. It helped me quickly locate a garage nearby when I needed it the most.

    Read More

    P
    By Pratuskh Thankur
    On: September 21, 2023
  • Transparent Terms and Conditio...

    I appreciate the transparency of InsuranceDekho's own damage policy terms and conditions for the Royal Sundaram Bike Insurance Policy. It's easy to understand what's covered for my Triumph bike.

    Read More

    G
    By Gurpreet Sandhu
    On: September 14, 2023
  • Prompt Renewal Support

    Whenever I have questions about the renewal of my Royal Sundaram Bike Insurance Policy, InsuranceDekho's support team is prompt in providing assistance. Their guidance ensures a smooth and worry-free renewal experience for my BMW bike.

    Read More

    By Balbir Singh
    On: September 12, 2023
  • Excellent Coverage

    With InsuranceDekho's comprehensive coverage, I get excellent protection for both own damage and third-party liability with the Royal Sundaram Bike Insurance Policy. It's a well-rounded policy and totally perfect for my Hero bike.

    Read More

    K
    By Kunal Kumar
    On: September 8, 2023
  • Expertise and Professionalism

    The mechanics at InsuranceDekho's Cashless Garages demonstrate exceptional expertise and professionalism. Their attention to detail and commitment to customer satisfaction are truly commendable. I am glad that I bought this added benefit along with the Royal Sundaram Bike Insurance Policy to safeguard my BMW bike.

    Read More

    V
    By Vasydev Kukreja
    On: September 4, 2023
  • Reliable Partner for Car Prote...

    InsuranceDekho has proven to be a reliable partner in protecting my Aprilia bike. Their own damage insurance which I added to my Royal Sundaram Bike Insurance Policy offers the coverage I need.

    Read More

    M
    By Manish Kadakia
    On: August 28, 2023
  • Savings and Affordability at Y...

    The premium calculator empowered me to find affordable insurance options that fit my budget. It's a great tool for those looking to maximize savings. I could secure my Ampere bike with the Royal Sundaram Bike Insurance Policy.

    Read More

    S
    By Sanjay Shirodkar
    On: August 24, 2023
  • The Right Choice for Responsib...

    I was looking for a new insurer for my Royal Enfield bike. A fellow biker suggested InsuranceDekho. It’s third-party Royal Sundaram Bike Insurance Policy is the right choice for responsible drivers who want to protect others on the road.

    Read More

    S
    By Sourabh Dua
    On: August 23, 2023
  • Wide Range of Insurance Produc...

    I was impressed with the variety of insurance products covered by InsuranceDekho's premium calculator. It catered to different types of insurance, from health to motor and more. After much comparison, I finally bought the Royal Sundaram Bike Insurance Policy for my BMW bike.

    Read More

    S
    By Shubham Agarwal
    On: August 10, 2023
  • Prompt Claims Settlement for T...

    I had a third-party liability claim under the Royal Sundaram Bike Insurance Policy for my TVS bike with InsuranceDekho, and they settled it promptly. Their efficiency and professionalism were commendable."

    Read More

    S
    By Sam Kapoor
    On: August 9, 2023
  • Prompt Customer Support

    I had a few queries about the coverage in my comprehensive bike insurance provided under the Royal Sundaram Bike Insurance Policy for my Hero bike, and the customer support team at InsuranceDekho was prompt and helpful in resolving them.

    Read More

    S
    By Subroto Banerjee
    On: August 7, 2023
  • Complete Coverage with Own Dam...

    I opted for InsuranceDekho's own damage policy to my Royal Sundaram Bike Insurance Policy, and it offered complete coverage for my Aprilia bike. Whether it was a minor scratch or a major collision, they covered it all without any hassle.

    Read More

    By Gaurav Grover
    On: July 31, 2023
  • Quick Response to Claims

    When my Aprilia car was damaged in a hailstorm, I submitted a claim online for my Royal Sundaram Bike Insurance Policy through InsuranceDekho's portal. While the overall process was smooth, it took a couple of days for them to get back to me. However, once they did, everything was handled efficiently.

    Read More

    By Rimpy Tyagi
    On: July 25, 2023
  • Easy and Efficient Premium Cal...

    I found Insurance Dekho's premium calculator to be incredibly easy to use. It quickly generated quotes, allowing me to compare car insurance policies effortlessly and decide that the Royal Sundaram Bike Insurance Policy was the best policy for my Kawasaki bike.

    Read More

    A
    By Ajay Singh
    On: July 21, 2023
  • Reliable and Trustworthy

    The third-party policy from gwsuranceDekho proved to be reliable and trustworthy for my TVS bike. The coverage and claim settlement process that came with the Royal Sundaram Bike Insurance Policy gave me confidence as a satisfied customer.

    Read More

    P
    By Prashant Gangwani
    On: July 20, 2023
  • Timely Claim Settlement under ...

    When I made a claim under InsuranceDekho's comprehensive policy, the settlement was handled promptly. The efficient process for the Royal Sundaram Bike Insurance Policy ensured that I could get back on the road quickly with my Triumph bike.

    Read More

    A
    By Ashish Gupta
    On: July 18, 2023
  • Wide Network of Garages

    InsuranceDekho has an extensive network of cashless garages, which is great for those who travel frequently. No matter where I was, there was always a trusted garage nearby for repairs for my KTM bike that I secured with the Royal Sundaram Bike Insurance Policy.

    Read More

    R
    By Ray Mangal
    On: July 14, 2023
  • Continuous coverage with renew...

    InsuranceDekho's bike insurance renewal process allowed me to maintain comprehensive coverage for my Royal Enfield. They offered the same level of protection as before under the Royal Sundaram Bike Insurance Policy, ensuring continued financial security for my bike.

    Read More

    A
    By Ankit Chopra
    On: July 12, 2023
  • Easy Process for Continued Pro...

    InsuranceDekho made the renewal process for own damage car insurance easy. Sometimes I had taken the Royal Sundaram Bike Insurance Policy for my Yamaha bike with the added benefit of own damage. Their online platform allowed me to renew my policy conveniently, ensuring continued protection for my vehicle.

    Read More

    K
    By Kevin Murry
    On: July 11, 2023
  • Quick and Easy Claim Settlemen...

    I had a positive experience with InsuranceDekho's zero dep car insurance during the claim of the Royal Sundaram Bike Insurance Policy. They promptly settled the claim, considering the full cost of repairs for my Royal Enfield bike without any depreciation deductions. It was hassle-free and convenient.

    Read More

    A
    By Aniket Marwaha
    On: July 7, 2023
  • A Blessing in Disguise

    When my Honda car needed repairs, the hassle-free process and prompt settlement between the garage and InsuranceDekho with the help of my Royal Sundaram Bike Insurance Policy were a blessing. I didn't have to worry about managing finances during an already stressful time. A must-have feature in any car insurance policy!

    Read More

    Y
    By Yuvraj Batra
    On: July 5, 2023
  • Reliable Coverage for Third-Pa...

    The third-party coverage provided by Royal Sundaram Bike Insurance Policy for my Aprilia bike has been reliable and effective. It ensures that I am financially protected in case I cause damage to someone else's vehicle or property. InsuranceDekho has been prompt in handling third-party claims and has provided the necessary support throughout the process.

    Read More

    T
    By Tushar Sethi
    On: June 30, 2023
  • Value for Money

    I felt that comprehensive coverage for the Royal Sundaram Bike Insurance Policy was good value for money. The premiums were reasonable and I knew that I was getting the coverage I needed for my Benelli bike. Thanks, InsuranceDekho for suggesting this wonderful plan.

    Read More

    E
    By Eshant Guglani
    On: June 28, 2023
  • Fair settlement claim process

    I was very happy with the settlement that I received from my Royal Sundaram Bike Insurance Policy from InsuranceDekho. They took into account the value of my Honda car and the cost of repairs, and they gave me a fair settlement. I would definitely recommend this company to others.

    Read More

    By Kunal Bedarkar
    On: June 26, 2023
  • Safety and Security on the Roa...

    As a responsible driver, I understand the importance of third-party car insurance. The Royal Sundaram Bike Insurance Policy from InsuranceDekho ensures that I am protected from liabilities and potential lawsuits if I cause damage to someone else's property or injure another person in an accident. It's a reliable safety net that allows me to drive my Suzuki bike with confidence and peace of mind.

    Read More

    A
    By Anupam Anand
    On: June 22, 2023
  • Comparison of Coverage and Pre...

    The car insurance premium calculator at InsuranceDekho played a crucial role in comparing coverage options and premiums from different insurance companies. By inputting the same details across various calculators, I was able to evaluate the differences in coverage levels and corresponding premium costs. This allowed me to make an informed decision of selecting the Royal Sundaram Bike Insurance Policy for my Royal Enfield bike and I am very happy with my decision.

    Read More

    A
    By Ajay Nagpal
    On: June 21, 2023
Royal Sundaram Reviews

Royal Sundaram Bike Insurance Claim FAQs

  • How to check claim status for my Royal Sundaram Bike insurance?

    You can check the claim status of your Royal Sundaram Bike insurance by calling on their toll-free number 1860-425-0000 and referring to the claim using the claim registration number.

  • What are the documents required from the Police Authority for registering a claim in case of theft?

    You need to provide F.I.R copy and Non-Traceable Report from the Police Authority for registering a claim in case of the theft of the insured’s bike.

  • How do I get the claim form?

    You can get the claim form of Royal Sundaram Bike Insurance in the following ways:

    • Download from their official website
    • Visit the nearest branch
    • Request a claim form from the surveyor

  • Can I register a claim if the accident has occurred beyond the city limit?

    Every policy has its predetermined geographical limit. If the accident has occurred within the geographical limit as stated in the Royal Sundaram Bike Insurance policy documents, you can surely register a claim even if the location is beyond the city limits.

  • How can I get in touch with the Emergency Assistant of Royal Sundaram General Insurance?

    You can get in touch with the Emergency Assistant of royal Sundaram by dialling 1860-425-0000.

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