Oriental Own Damage Bike Insurance

Using a two-wheeler for daily commutes brings with it certain risks and this can become a source of anxiety for you and your loved ones. Having insurance will help you manage these risks to a certain extent. It provides a layer of protection for the insurance holder by compensating for damages caused in case of a mishap. The own-damage two-wheeler insurance cover will take care of your own damage costs in the event of a mishap and provides this coverage in many different cases. This includes vandalism, theft, road accidents, explosions, fires manmade and natural calamities. Moreover, if you purchase it along with third-party insurance it will give you a well rounded protective layer.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under an Oriental Standalone Own-Damage Policy?

Following are the aspects that are covered under an Oriental standalone own-damage two-wheeler insurance policy:

• If the two-wheeler has an accident on the road.
• If there is an explosion or fire that causes damage to the two-wheeler.
• If the two-wheeler is stolen or damaged beyond repair.
• If the two-wheeler is damaged due to a natural or manmade disaster such as an earthquake.

What is Not Covered Under an Oriental Standalone Own-Damage Policy?

Following are the aspects that are not covered under an Oriental standalone own-damage two-wheeler insurance policy:

• If the two-wheeler has a breakdown because of a mechanical or electrical failure.
• If the two-wheeler is damaged because there is a mishap involving illegal driving.
• The regular wear and tear of the car that lowers its value, i.e. depreciation.
• If the two-wheeler meets with an unfortunate event outside the country’s borders.

Following are the benefits of purchasing an Oriental Two-Wheeler Insurance Policy:

• Own-damage covers for two-wheelers take care of own-damage costs in case of a mishap.
• Insurance providers offer their customers No Claim Bonus for every claim-free year.
• Insurance providers offer add-on covers with own-damage covers that allow you to enhance the insurance’s coverage.

How To Purchase an Oriental Standalone Own-Damage Policy?

Following are the steps you need to take to purchase an Oriental Two-Wheeler Insurance Policy:

Step 1: Go to the InsuranceDekho website and select the two-wheeler insurance option.

Step 2: Next you will be required to enter your two-wheeler’s registration number. If you do not have it, however, you can enter its make, model and registration year instead.

Step 3: After this enter your personal details, i.e., your name and mobile number in the given section. Once finished select the ‘Submit and Get Quotes’ button.

Step 4: All the quotes will be visible on your screen. All you need to do is select the one offered by Oriental General Insurance and any add-on covers you would like to purchase with it.

Step 5: Pay for your Oriental two-wheeler insurance policy and the policy document will be sent to your registered email ID.