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  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Oriental Comprehensive Two-Wheeler Insurance Policy

Oriental General Insurance has successfully provided a wide coverage against the uncertainties of life. The Oriental comprehensive bike insurance shields its policyholder from the financial obligations to the third party incurred by the insured’s bike as well as the financial loss due to own damage suffered by the bike. It provides financial security and peace of mind to the policyholders.

Oriental Comprehensive Bike Insurance vs Third Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

It provides extensive coverage by covering “Third Party Liabilities” as well as “Own Damage”

Third party bike insurance policy covers the financial and legal liabilities of the third party in case of an accident.

Add-ons

The policyholders can extend the coverage by opting for various add-ons available along with the comprehensive policy.

There is no scope of extending coverage as add-ons are not available along with third party insurance.

Cost

The comprehensive policy is comparatively expensive as it provides an extensive coverage to the policyholders.

The third party policy is cost-effective due to its limited coverage.

What All Is Covered Under Oriental Comprehensive Bike Insurance Policy?

The Oriental comprehensive bike insurance policy provides coverage for the following:

  • Third party liabilities: The insurer provides financial support to the policyholders in case of any damage, loss or injury caused to the third party in a road mishap involving the insured’s bike. The insurer provides compensation for bodily injuries, death, permanent disability and property damage of the third party.
  • Own damage caused by natural calamities: The damage caused to the insured’s bike due to any natural calamities such as flood, earthquake, landslide etc. is covered by the insurer.
  • Own damage caused by man-made disasters: The insurer provides compensation for damage to the insured’s bike due to riot, strike, fire, terrorist activities or any such man-made disasters.
  • Theft: The theft or burglary of the insured’s bike is covered under the Oriental comprehensive bike insurance.

What All Is Not Covered Under Oriental Comprehensive Bike Insurance?

Oriental comprehensive bike insurance policy does not provide coverage for the following:

  • Normal wear and tear
  • In the case of willful negligence
  • Lack of a valid licence while driving
  • Damage caused due to contractual liability
  • In case of mechanical or electrical breakdown
  • For driving under the influence of alcohol or intoxicating drugs.
  • Damage occurred during war, nuclear risk, mutiny rebellion or any such situation.

Oriental Comprehensive Bike Insurance Benefits

With the Oriental comprehensive bike insurance policy, the policyholders can enjoy a number of benefits, which are mentioned below.

  • Round-the-clock helpdesk assistance
  • Swift and easy claim settlement process
  • It offers an easy and online policy issuance
  • A wide range of add-ons ensures extensive coverage
  • The policyholder will be free from third party liability and own damage expense
  • A network of cashless garages spread all over India provides free repair service.

Must Read Articles before buying Oriental Bike Insurance

Oriental Bike Insurance User Reviews

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What users are saying
  • All
  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Effortless Buying Experience

    Thanks to InsuranceDekho, getting my Oriental Bike Insurance was effortless! Their platform is user-friendly, and the support team patiently helped me understand all the options. Now, I feel confident about my choice.

    B
    By Bharti Yadav
    On: March 11, 2024
  • Great services and assistance

    The InsuranceDekho team has been offering me excellent support and assistance for the last 2 years for Oriental insurance plan. They always give great advice, which helps me secure my Suzuki Intruder bike.

    Y
    By Yogesh Sharma
    On: July 10, 2020
  • Great insurance services

    The Oriental insurance delivered a range of insurance services that helped me take care of my Suzuki RM Z450 bike. The team of InsuranceDekho recommended me to buy this policy. Thanks a ton to them.

    N
    By Namit Tandon
    On: July 9, 2020
  • Paperless operations available

    I did not require any paperwork for buying, requesting a claim, and renewing my Oriental insurance plan at InsuranceDekho platform for my Bajaj CT110 bike. The whole process was digital.

    K
    By Karan Verma
    On: July 3, 2020
  • Incredible customer support

    The customer care services of InsuranceDekho is unparalleled. Their team has complete insurance-related knowledge and they helped me buy Oriental insurance plan for my Yamaha Fascino 125 bike.

    J
    By Jatin Katiyar
    On: June 26, 2020
  • Brilliant policies at best pri...

    The Oriental insurance offers the best bike insurance policies for its customers at the best prices. I bought it from InsuranceDekho at a reasonable rate for my Bajaj Dominar 400 bike.

    P
    By Prem Johri
    On: June 25, 2020
  • Updated content available

    The InsuranceDekho website is quite updated and user-friendly. It helped me make informed decisions like to buy Oriental Insurance for my Royal Enfield Thunderbird 350X bike.

    A
    By Ashutosh Jain
    On: June 4, 2020
  • Renewed my policy in no time

    I have got my Oriental Insurance policy that I purchased for my Hero Maestro Edge 125 bike renewed instantly at InsuranceDekho. It was an extraordinary experience for me.

    R
    By Ramandeep Sehgal
    On: May 29, 2020
  • Customised website

    I own an Oriental Insurance policy for my Honda Gold Wing bike. Its website is great as it contains updated and complete information about insurance.

    A
    By Ajit Chauhan
    On: May 15, 2020
  • Splendid insurance provided

    The Oriental Insurance offers awesome to take care of my Suzuki RM Z450 bike. Its services are fast, easy and splendid.

    N
    By Neeraj Deshmukh
    On: May 8, 2020
  • Diverse add-on covers availabl...

    Oriental Insurance holds a diverse range of add-on covers in its bucket. It helped me broaden the cover for my policy, which I bought for my Bajaj Pulsar RS200 bike.

    K
    By Kundan Mandal
    On: April 30, 2020
  • Availability of multi-year pol...

    The Oriental insurance provided me with multi-year plans during the purchase process. I wanted a plan for my Honda Unicorn BS6 bike and they offered me one, two and three year policies to choose from.

    I
    By Ishaan Khattar
    On: April 24, 2020
  • Digitally enabled processes

    The oriental Insurance company offered me all its insurance services without any paperwork. They entirely function online, which eased my policy purchase for my Suzuki Gixxer SF 250 bike.

    T
    By Tushar Arora
    On: April 17, 2020
  • Services like never before!

    The services of Oriental insurance policy are exceptional and have always been taking care of my Suzuki RM Z450 bike. The services are smooth and swift.

    G
    By Ganesh Pal
    On: April 9, 2020
  • Easy website

    Thanks for making the entire process so easy. I would also like to thank your executives who guided me well.

    M
    By Manav Jha
    On: March 31, 2020
  • Easy to compare plans online

    Buying insurance plans online is easy with InsuranceDekho. I was able to compare plans online on my own in order to buy the best. Also, they have easy payment options.

    D
    By Divya Wadhera
    On: March 25, 2020
  • Efficient quotes feature

    While searching for insurances, I came across the “get your quotes” feature on the site of Insurance Dekho. I only had to provide the details of my bike. The website provided me with suitable quotes.

    S
    By Sudeshna Banerjee
    On: March 23, 2020
  • Comparing quotes is easy

    With Insurance Dekho, it was quite easy for me to compare different quotes of bike insurance policies. I just had to enter my bike’s number to get the quotes for comparing.

    S
    By Sadhan Dey
    On: March 19, 2020
  • Appreciable support-team

    The help-desk of Insurance Dekho is appreciably great. They assist you throughout the procedure of purchasing and renewing policies through their helpline number. It becomes quite easy to select the right policy after their explanation.

    D
    By Darpan Palit
    On: March 18, 2020
  • No hassle of cash payments

    I purchased my bike insurance policy from Oriental through Insurance Dekho recently. I just needed to go through the steps they suggested and proceeded to pay which was online. It helped me a lot.

    F
    By Farhina Sheikh
    On: March 17, 2020
  • Policy in a few click

    Getting access to the bike insurance policies on the Insurance Dekho website is very easy. I just had to give the number of the bike on the website. In a few clicks, I was able to check the policies.

    S
    By Sidhanth Arya
    On: March 16, 2020
  • Renewal made easy

    I renewed my bike insurance policy from Oriental recently with the help of Insurance Dekho. I followed some simple steps and proceeded to pay. It didn’t take much time or effort.

    M
    By Montu Biswas
    On: March 13, 2020
  • Easy to pay facility

    The official website of Insurance Dekho tried to enhance the experience of the policyholders by gathering the insurance companies who provide the online payment method. It really helps a lot.

    K
    By Kamal Saha
    On: March 12, 2020
  • Affordable policies available

    I found many affordable bike insurance plans on the website of Insurance Dekho. All these policies were offered by the leading insurance providers of the country. I would recommend all to visit Insurance Dekho’s website.

    N
    By Nishant Singh
    On: March 11, 2020
  • A host of efficient professio...

    A team of dedicated personnel helped me in choosing the right bike insurance policy. The plus point is the number of comparisons that they allow customers to make. Thank you.

    R
    By Ranjit Dhar
    On: March 9, 2020
  • Instant quotes

    Insurance Dekho has a “Get your Quote” feature which I used to receive quotes for bike insurance policy. I received quotes from the reputed insurance companies in a few minutes.

    T
    By Tania Sanyal
    On: March 6, 2020
  • Information about online payme...

    I found a full list of bike insurance providers on Insurance Dekho who accepted online payment. This eased the process of purchasing a policy for me. I am really happy with the website of Insurance Dekho.

    S
    By Shyamal Dutta
    On: March 5, 2020
  • Quick policy issuance

    I got my Oriental bike insurance policy a few days ago with the help of Insurance Dekho’s website. I was very impressed with the quick policy issuance Insurance Dekho provided.

    A
    By Aarti Sharma
    On: March 4, 2020
  • Great assistance

    After buying a bike, I called the helpline number of Insurance Dekho. The executive guided me and told me about the policies. After talking to him it took less time to make decisions and I got insurance from Oriental.

    S
    By Surya Dhillon
    On: March 3, 2020
  • Instant policy renewal

    When my bike policy expired I wanted to renew the policy instantly. Insurance Dekho helped me to get the job done without requiring much effort. The website helps in renewing the policy in two simple steps.

    F
    By Fatima Shere
    On: March 2, 2020

Oriental Comprehensive Bike Insurance FAQs

  • How can I customize the Oriental comprehensive bike insurance plan?

    You can customize the Oriental comprehensive bike insurance by choosing the desired tenure of policy and opting for add-ons as per your preference.

  • Will Oriental comprehensive bike insurance policy provide for tyres or tube puncture?

    The insurer provides 50% of the cost of repair or replacement if the insured bike is damaged at the same time. However, there is no coverage for the damage of tyres or tube puncture only.

  • What is the coverage period for the Oriental comprehensive bike insurance plan?

    The coverage period for the Oriental comprehensive bike insurance plan is 1 year. But you may choose the tenure for a shorter period as per your preference.

  • What are the discounts on the premium offered by Oriental Insurance?

    Oriental bike insurance offers the following discounts:

    • Voluntary deductible
    • Discount for anti-theft device
    • No Claim Bonus can be availed if you do not make a claim during the policy period
    • Automobile Association discount.
  • How do I get the quote of Oriental comprehensive bike insurance?

    You can get the quotes from the official website of Oriental General Insurance as well as at InsuranceDekho.

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Why to buy from InsuranceDekho?

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  • Claim Support available all 7 days of the week

Oriental Bike Insurance Contact Details

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.