Navi Own Damage Bike Insurance

Insurance acts as a layer of protection for both the two-wheeler and the insurance holder. Since being on the road comes with certain inescapable risks the insurance is a good option to stay protected. It is sure to provide both you and your loved ones peace of mind. The insurance will provide compensation to the insurance holder in case of a mishap and thereby provide financial stability in a crisis situation. An own damage cover will take care of the own damage costs of the two-wheeler in the event of a mishap. Moreover, the cover provides this coverage for many different possible situations such as natural or manmade disasters, cases of theft, vandalism, road accidents and fires. When paired with third party insurance which is compulsory it is sure to give you all-around protection from the risks of the road.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under a Navi Standalone Own-Damage Policy?

Following are the aspects that are covered under a Navi standalone own-damage two-wheeler insurance policy:

• Road accidents that damage the two-wheeler.
• Explosions or fire that damage the two-wheeler.
• Total loss or cases of theft of the two-wheeler.
• Manmade or natural calamities that damage the two-wheeler.

What is Not Covered Under a Navi Standalone Own-Damage Policy?

Following are the aspects that are not covered under a Navi standalone own-damage two-wheeler insurance policy:

• A mechanical or electrical failure of the two-wheeler.
• Illegal driving involving the two-wheeler that leads to damage.
• Wear and tear of the two-wheeler.
• Damage caused to the two-wheeler outside India.

Following are the benefits of purchasing a Navi Two-Wheeler Insurance Policy:

• In case of a mishap, the own damage costs will be taken care of by the insurance provider.
• No Claim Bonus is offered to the policyholder for every claim-free year.
• Add-on covers are available with the own-damage covers to further enhance the policy.

How To Purchase a Navi Standalone Own-Damage Policy?

Following are the steps you need to take to purchase a Navi Two-Wheeler Insurance Policy:

Step 1: Go to the InsuranceDekho website. Next, select the two-wheeler insurance tab from the top left corner of the page.

Step 2: You will need to enter the two-wheeler’s registration number. In case you do not have it, enter the make, model and year of registration of the two-wheeler instead.

Step 3: Next you will need to provide your name and mobile number in the given section. After all the required information has been provided select the ‘Submit and Get Quotes’ tab.

Step 4: Insurance policies in your category will be visible on the screen. Select the one offered by Navi General Insurance and any add-on cover you would like with it.

Step 5: make the payment for your Navi two-wheeler insurance policy and the insurance document will be sent to your registered email ID.