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Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work

Calculate Your Bike Insurance Price Online

Select your bike brand

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Which city is your bike registered in?

  • New Delhi
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  • Mumbai
  • Chennai

When did you buy your bike?

Disclaimer: Actual Premium might vary basis your location, age and number of members

What is a Bike Insurance Premium Calculator?

A bike insurance premium calculator is an online instrument that makes it easier for you to find the right amount of premium for your Navi General bike insurance plan. By entering some details related to your bike such as make, model and variant of your bike, registration year of your bike, RTO location, etc., on the premium calculator you can get to know the find premium of various insurers. After comparing the premium amount of various insurance companies, you could easily select a bike insurance plan which suits your budget.

How to Use a Two-Wheeler Insurance Premium Calculator?

Step 1: Enter the Make, Model, Variant and Fuel Type of your bike.

Step 2: Enter the Registered Location and Purchase Year of your bike.

Step 3: Share with us, if you have made any claim in the previous policy term.

Step 4: Click on the ‘Calculate’ button to find the correct IDV and premium amount of bike insurance plans.

Benefits of Two-Wheeler Insurance Premium Calculator

  • Correct Insured Declared Value (IDV) – You can easily find the correct IDV with the help of bike insurance premium calculator by entering make, model, variant, fuel type, age of your bike, and so on. With the knowledge of the right IDV, you can find the right claim amount which you are eligible to get from your insurance company in case of theft or total loss of your bike.
  • Right Premium Amount - To calculate the right amount of premium for bike insurance covers is the major objective of the premium calculator. By deriving the accurate premium costs of various bike insurance policies, it helps you choose a bike insurance plan for the safety of your bike.
  • Improves the Decision Making – The premium calculator makes you aware of the present market value of your bike and rate of premium offered by various insurance companies. With the information of the IDVs and premium costs of diverse bike insurance plans, you get the ways to make right decisions in relation to your bike insurance policy.
  • Finding a Cost-Effective Cover – When you get to know the right IDV and the premium amount of diverse bike insurance policies, computed by the premium calculator, it becomes easier for you to pick a value for money bike insurance deal to insure your bike. In short, the premium calculator can help you select a cost-effective insurance cover for your bike.

Third Party Two-Wheeler Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (5-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Not exceeding 75 cc

Rs. 1,045

Rs. 482

Exceeding 75 cc but not exceeding 150 cc

Rs. 3,285

Rs. 752

Exceeding 150 cc but not exceeding 350 cc

Rs. 5,453

Rs. 1,193

Exceeding 350 cc

Rs. 13,034

Rs. 2,323

(Source: Insurance Regulatory and Development Authority of India (IRDAI))

Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

The amount of premium for standalone own-damage and comprehensive bike insurance policies depends on a range of factors which includes make, model, and the variant of the bike, age of the bike, fuel type and engine capacity of the bike, registration location of your bike, and so on. You are recommended to make use of a premium calculator for getting instant premium results of several bike insurance covers. To acquire a better understanding of the process of premium calculation, you must go through the factors which affect it.

Factors Which Determine Two-Wheeler Insurance Premium

  • Insured Declared Value (IDV): The Insured Declared Value (IDV) is the amount which insurers have to pay off to policyholders as reimbursement. However, as depreciation reduces the bike’s value with time, the IDV diminishes too. Therefore, the lower the IDV of your bike will be, the lesser the premium amount will be.
  • Engine’s Cubic Capacity: The cubic capacity of a bike’s engine determines its power. So, the bike with higher cubic capacity will generate more power, but it enhances the risk of accidents too, which ultimately brings liability on the insurer. Hence, if the cubic capacity of your bike is high, its premium will be higher too.
  • Add-On Benefits: The add-on covers are added to increase the policy coverage. They can be availed by paying a little extra amount of premium in addition to the regular premium. Hence, including the add-on covers to your bike insurance policy will increase the premium of your bike insurance policy.
  • Anti-Theft Devices: The anti-theft devices bring enhanced protection for your bike. It definitely reduces the risk of insurers in terms of providing compensation to policyholders. Hence, insurance companies charge a lower premium cost from policyholders who have the bikes fitted with ARAI approved anti-theft devices.
  • Modifications: Modifications in a bike upgrades its performance as well as its security. But, it increases the value of the vehicle as well, due to which, the insurer will have to pay more as compensation and increases its liability. Therefore, the bikes with modifications are charged with higher premium.

Explore Navi Bike Insurance

Must Read Articles before buying Navi Bike Insurance

Navi Bike Insurance User Reviews

4.6
Rating based on
77 User reviews
Write your review
What users are saying
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  • Excellent Services

    I am so thankful to InsuranceDekho for their excellent service in managing the entire process of my insurance claims. My brother also availed of their services and bought Navi Bike Insurance. He is very satisfied with their support. I genuinely recommend InsuranceDekho to everyone!

    Read More

    S
    By Shalini Bhadana
    On: June 6, 2024
  • It gives me a reminder.

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    Read More

    S
    By Sanju Mehra
    On: February 10, 2023
  • Insurance within budget

    I wanted to purchase a bike insurance policy that provided me good coverage and fit in my budget, while looking for one I landed on InsuranceDekho’s website. Here I was able to compare several bike insurance policies which were affordable and provided good coverage. I purchased a Navi bike insurance policy for my Suzuki Let’s.

    Read More

    B
    By Bhupen Anand
    On: February 3, 2023
  • The best coverage offer plans

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    Read More

    O
    By Ojas Kapoor
    On: January 23, 2023
  • The best coverage offer plans

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    Read More

    O
    By Ojas Kapoor
    On: January 19, 2023
  • 7 days availability

    I recently bought the Navi bike insurance plan for my Suzuki Gixxer SF 250 from the InsuranceDekho website. They are available on all 7 days of the week. I bought it on a Sunday and I could buy it without any complications and issues although it was a Sunday.

    Read More

    R
    By Ribhu Shrivastava
    On: July 1, 2022
  • Offers the best coverage

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    Read More

    O
    By Ojas Sharma
    On: June 27, 2022
  • Timely reminders

    The procedure of purchasing a plan is so uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    Read More

    K
    By Karan Mehra
    On: June 27, 2022
  • Pocket-friendly plans

    The InsuranceDekho website has a variety of plans with affordable prices. I recently bought the Navi bike insurance plan for my Yamaha FZ X. The plan is good enough and fits my budget easily. I am happy with my purchase and would recommend this to all those looking for a good bike insurance plan.

    Read More

    A
    By Aman Marwah
    On: May 6, 2022
  • The website has a very helpful...

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    Read More

    S
    By Sanju Mehra
    On: March 21, 2022
  • Renewed the policy in few minu...

    I renewed my Navi comprehensive bike insurance policy for my Harley Davidson V Rod in a few minutes without any hassle. The renewal process was very easy to follow and no paperwork was required to renew the policy. I’m satisfied with my experience with InsuranceDekho.

    Read More

    P
    By Pavan Sritharan
    On: February 11, 2022
  • Found some best insurance comp...

    I had opted for regular updates with InsuranceDekho which helps me find the updated list of some top insurance companies. I saw the top recommendation and considering the recommendation I purchased a Navi Bike insurance policy for my Lohia Genius as it has a high claim settlement ratio.

    Read More

    R
    By Rohit Mishra
    On: December 29, 2021
  • Insurance within budget

    I wanted to purchase a bike insurance policy that provided me good coverage and fit in my budget, while looking for one I landed on InsuranceDekho’s website. Here I was able to compare several bike insurance policies which were affordable and provided good coverage. I purchased a Navi bike insurance policy for my Suzuki Let’s.

    Read More

    B
    By Bhupen Anand
    On: December 27, 2021
  • Renewed the policy in few minu...

    I renewed my Navi comprehensive bike insurance policy for my Harley Davidson V Rod in a few minutes without any hassle. The renewal process was very easy to follow and no paperwork was required to renew the policy. I’m satisfied with my experience with InsuranceDekho.

    Read More

    P
    By Pavan Sritharan
    On: December 20, 2021
  • Top insurance companies listed

    I opted for regular updates with InsuranceDekho which helps me find the updated list of some top insurance companies. After considering the top recommendations I opted for the Navi Bike insurance policy for my Lohia Genius as it has a high claim settlement ratio.

    Read More

    R
    By Rochan Nadkarni
    On: December 15, 2021
  • Maintains full uniformity

    InsuranceDekho website maintains full uniformity when it comes to offering details about insurance providers. Due to their unbiased approach, I was convinced to insure my Hero Electric Cruz with the Navi bike insurance plan.

    Read More

    A
    By Ashima Bhalla
    On: December 8, 2021
  • Extensive research

    As per me, one of the best things about InsuranceDekho website is that it offers the chance to do extensive research. I had considered profound details regarding several plans prior to buying Navi bike insurance plan for my Honda CB Trigger.

    Read More

    U
    By Udita Deshmukh
    On: December 6, 2021
  • Convenience in making reimbur...

    I am a policyholder of Navi. My Triumph Speed Triple had gone through emergency servicing recently. As there were no network garages nearby so I had to go for another garage. I came to the InsuranceDekho website in order to make a reimbursement claim. It was a convenient claim settlement.

    Read More

    M
    By Mahika Kapoor
    On: December 1, 2021
  • Swift plan renewal

    Getting my Navi bike insurance plan issued for my Bajaj Avenger 200 renewed was very near. As I had issued the insurance plan from InsuranceDekho website, I came here for renewal as well. The instructions were easy to follow and it took a few minutes to get my insurance plan renewed.

    Read More

    By Rita Arora
    On: November 30, 2021
  • Insurance plans within budget

    The InsuranceDekho website has become a popular choice amongst masses from all kinds of financial backgrounds. This is because each insurance plan coverage and benefits are synced well with the premium. I am very happy with the Navi bike insurance plan issued for my Suzuki Let’s.

    Read More

    N
    By Naman Chauhan
    On: November 24, 2021
  • Reasonable plan pricing

    All the insurance plans available on the InsuranceDekho website are priced reasonably. The insurance coverages and benefits offered under them are well optimized and in alignment with the premiums. I am happy to insure my Royal Enfield Himalayan BS4 with Navi bike insurance plan.

    Read More

    S
    By Shubhojit Das
    On: November 22, 2021
  • Expert Guidance

    I contacted the customer executive of InsuranceDekho to learn a few ways on how to avail more benefits from my Navi standalone own damage bike insurance plan safeguarding my Yamaha Fascino. The executive was an expert in the field and suggested me to shift to a comprehensive bike insurance plan or to include add-on covers to the existing plan.

    Read More

    S
    By Saheer Khan
    On: November 17, 2021
  • Simple renewal instructions

    It was easy to follow the renewal instructions available on InsuranceDekho website. I had duly filled in my renewal form and regenerated the insurance quotes again. After the comparison, I opted for the Navi bike insurance plan as it was matching all my criteria. Therefore, I made the premium payment and renewed the insurance plan for my Vespa Piaggio Exclusivo.

    Read More

    A
    By Ashita Sachdeva
    On: November 15, 2021
  • Plan renewal within seconds

    I had renewed my Navi comprehensive bike insurance plan for my Harley Davidson V Rod in just a few seconds through the InsuranceDekho platform. Once I had regenerated the insurance quotes, I did a careful comparison of the quotes shown on the screen. The existing insurance policy seemed suitable, thus I had chosen them once again. I had instantly received the copies of the renewed insurance plans.

    Read More

    M
    By Meera Ghosh
    On: November 11, 2021
  • Top rated insurance providers

    At the InsuranceDekho website, I receive regular updates, thus it gets easier for me to find the updated list of rated insurance providers easily. After referring to the list, I opted for Navi bike insurance plan as it offered a high claim settlement ratio to protect my Lohia Genius.

    Read More

    D
    By Damini Sharma
    On: November 8, 2021
  • Ensures protection of privacy

    I prefer to visit InsuranceDekho website, everytime I have to purchase an insurance plan. The website ensures complete privacy of the information I update and is discreet. I hold Navi bike insurance plan issued for my Lohia Genius.

    Read More

    S
    By Sayani Ghosh
    On: November 2, 2021
  • Buying additional covers is ea...

    As I wanted to enhance the coverage of my insurance plan, therefore, I decided to go with a zero depreciation add-on cover with my basic Navi bike insurance plan for my Okinawa ipraise+ on InsuranceDekho platform. The procedure was quite simple, I had to choose my bike’s carrier, MMV, add-on and finally make the payment.

    Read More

    N
    By Nitya Sehgal
    On: October 27, 2021
  • Authentic specifications of pl...

    You should go to InsuranceDekho website to get authentic insurance plan specifications that would be efficient to provide the expected advantages to your two-wheeler. I went through the specifications of my Navi bike insurance plan before issuing it for my Mahindra MOJO XT 300.

    Read More

    A
    By Asmita Singhania
    On: October 25, 2021
  • Impressive insurance tools

    Various insurance tools like IDV, premium calculator, and instant quote generator available on InsuranceDekho website are impressive and effective. By using these insurance tools, I was able to save a lot of my energy and time of issuing Navi bike insurance plan for my Vespa Elegante 125.

    Read More

    A
    By Akhilesh Kumar
    On: October 20, 2021
  • Simultaneous comparison of pla...

    On the InsuranceDekho website, I found certain tables with lists of insurance providers and several insurance plan types on InsuranceDekho. With the help of the tables the simultaneous comparison of plans became super convenient. I did the comparison and purchased Navi bike insurance plan for my Honda CD 110 Dream BS4.

    Read More

    M
    By Manik Chand
    On: October 18, 2021
Navi Reviews

Navi Bike Insurance Premium Calculator FAQs

  • What factors determine the premium amount of a bike insurance plan?

    There are multiple factors which affect the amount of premium of a bike insurance plan like Insured Declared Value (IDV), Engine’s Cubic Capacity, Add-On Benefits, Anti-Theft Devices, Modifications, Age of the Owner, and so on.

  • Why should I use the bike insurance premium calculator?

    The bike insurance premium calculator will give you assistance in getting the right amount of premium amount for your plan, get the IDV of your bike, selecting an economical policy and make wiser decisions related to the bike insurance plan.

  • What details should I enter in the premium calculator to get premium?

    You need to enter some details like make and model of your bike, RTO location of your bike, registration year of your bike, and so on, to get the right premium provided by different insurance companies for a bike insurance policy.

  • Where can I find the premium calculator to use it?

    You can get the best premium calculator to calculate the premium and IDV for your bike insurance policy at the website of InsuranceDekho, i.e., www.insurancedekho.com.

  • Can I calculate the premium for my old bike with a premium calculator?

    Yes, the premium calculator can easily assist you in getting the premium amount and the IDV for new as well as old bikes.

FAQ
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Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

Navi Bike Insurance Contact Details

For any assistance or query, call us on:

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      Car Insurance in 60 Seconds
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      Bike insurance starting from ₹ 714/year*
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      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.