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Top Navi Bike Insurance Plans

PLAN TYPE: Comprehensive
PLAN TYPE: Third Party
Starting From ₹ 714
PLAN TYPE: Own Damage

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Navi Bike Insurance Claim

Navi General Insurance has managed to earn the trust of many people by offering them bike insurance plans with attractive benefits insuring them through its effective bike insurance policies. The insurer is known for efficiently and quickly settling the claims of its policyholders.

Navi General Insurance holds a customer-friendly website that is supported by an active online chat box and helpline numbers to provide assistance to its policyholders at the time of claim settlement. The policyholders can undergo a seamless claim settlement process with the below-given steps.

List of Documents Required During Claim Settlement

Following is the list of documents required at the time of filing a claim for Navi Two Wheeler Insurance policy:

  • Claim form duly filled and signed by the policyholder
  • Original/Copy of two wheeler insurance policy
  • Registration Certificate (Copy/Original)
  • First Information Report (Copy/Original)
  • Driving Licence (Copy/Original)
  • Final No Trace Report
  • Signed and filled 26, 28, 29, 30 and 35 forms
  • All sets of keys/Warranty Card/Service Booklets
  • Theft declaration from Regional Transport Office

How to Make Navi Cashless Bike Insurance Claim?

Navi General Insurance has a simple process to initiate the bike insurance claim settlement process. The policyholders can make a claim request by following the below steps:

Step 1: Contact Navi General Insurance

To initiate the claim settlement process, the policyholder should intimate the insurer within 24 hours of the accident, theft, or any damage to the bike. You can contact Navi General Insurance by calling at 1800 123 0004 or by mailing at mycare@navi.com or through the mobile app or by visiting the branch. It is recommended to click photos of the accidental damages and try to get some witnesses as proof.

Step 2: Register a Claim

The company’s executive will get back to you after your intimation about the claim. You should submit the policy number and the required details and documents of accident or mishap or any other incident. The executive will give you a claim registration number that you should save for further use.

Step 3: Survey of Damages

A company surveyor might be sent to assess the extent of the damages incurred by the bike during the accident. Submit the duly filled claim form, policy documents and proofs like contact details of witnesses, vehicle registration number of the third party in case of third party plan, etc., to surveyor with which he will estimate the repair cost. After this, you can take your bike to the garage.

Step 4: Claim Settlement

After making the assessment for all the aspects, the company surveyor gives the approval for claim settlement. Then the insurance provider will pay all the expenses of repair of the insured’s bike to the garage. The amount of claim to be paid will be computed after taking deductibles and depreciation value into consideration.

How To Make Navi Reimbursement Bike Insurance Claim?

Navi General Insurance allows its policyholders to get reimbursement for the expense of repair of the insured’s scooter or bike if it is repaired in a non-network garage. The policyholder can undergo the reimbursement process by following the below-mentioned steps:

Step 1: Contact Navi General Insurance

The insurance company should be intimated immediately after the theft, accident or any damage to the bike. You can intimate a reimbursement claim by calling their toll-free number 1800 123 0004 or by mailing at mycare@navi.com or through the mobile app or by visiting the nearest branch of the insurance company.

Step 2: Register a Claim

The customer executive of the insurance company will get in touch with you after the claim intimation. You have to inform the executive about the policy number and details about the accident. The executive will tell you about the process and give you a claim registration number, which you should save for later use.

Step 3: Survey of the Damages Incurred

After registering the claim request, a surveyor is sent by the insurance company to the location of the accident or mishap to inspect the extent of the damages incurred by the insured bike due to the collision. After the examination of damage, you can move your bike to a garage for repair.

Step 4: Repair and Reimbursement

After repair, you have to submit original bills and receipts of repair to your insurance company along with policy documents and other required documents to make the request for the reimbursement claim. The insurer will verify the documents and details and then disburses the claim amount after considering the deductibles and depreciation.

Common Navi Bike Insurance Claim Rejection Reasons

Navi General Insurance has some standards which every policyholder needs to follow to get the claim settled. The insurance provider can reject the claim under different situations such as:

  • Act of negligence
  • Misinterpretation of facts
  • Registration of a fraud claim
  • Lack of details required to process the claim
  • Delay in intimation about the mishap to the insurer
  • Driving without a licence or under the influence of alcohol or intoxicating drugs.

Navi No Claim Bonus

Among the several benefits of purchasing a Navi two-wheeler insurance, the NCB offered their own-damage covers for every claim-free year. Own-damage covers offer protection for a wide range of situations and in the years that you make no claims offer you returns in the form of the No Claim Bonus. This reward is given to the policyholder for every claim-free year and is cumulative in nature. The NCB amount increases with every consecutive claim-free year, reaching its maximum in the fifth claim-free year. If however, the policyholder files a claim the NCB will be disabled for that year. Hence, to avoid the loss of the NCB, policyholders are asked to file for two-wheeler insurance claims only when the damage from a mishap is significant and is higher than the NCB.

To keep the No Claim Bonus intact insurance holders are required to keep up their insurance renewals in a timely manner. In case of delays, the accumulated NCB will become invalid. In our busy day to day lives, it is easy to forget the expiry date of the insurance policy and hence, forget to renew on time. To mitigate the losses in such situations insurance companies offer their customers a grace period. They can still renew their two-wheeler insurance after 90 days of the expiry date. However, if there are any delays after this period both the insurance policy and the NCB are cancelled. If the policyholder wants to shift to a different insurance provider or sell their two-wheeler to purchase a new one the NCB will not be lost. Since the reward is given for safe driving it is attached to the policyholder rather than the policy or the two-wheeler. In such situations, the NCB is simply transferred to the new policy with no hassles.

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Navi Bike Insurance User Reviews

4.6
Rating based on
77 User reviews
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What users are saying
  • All
  • Claim
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  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
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  • Premium
  • Policy Download
  • Customer Care
  • Add On
  • Excellent Services

    I am so thankful to InsuranceDekho for their excellent service in managing the entire process of my insurance claims. My brother also availed of their services and bought Navi Bike Insurance. He is very satisfied with their support. I genuinely recommend InsuranceDekho to everyone!

    Read More

    S
    By Shalini Bhadana
    On: June 6, 2024
  • It gives me a reminder.

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    Read More

    S
    By Sanju Mehra
    On: February 10, 2023
  • Insurance within budget

    I wanted to purchase a bike insurance policy that provided me good coverage and fit in my budget, while looking for one I landed on InsuranceDekho’s website. Here I was able to compare several bike insurance policies which were affordable and provided good coverage. I purchased a Navi bike insurance policy for my Suzuki Let’s.

    Read More

    B
    By Bhupen Anand
    On: February 3, 2023
  • The best coverage offer plans

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    Read More

    O
    By Ojas Kapoor
    On: January 23, 2023
  • The best coverage offer plans

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    Read More

    O
    By Ojas Kapoor
    On: January 19, 2023
  • 7 days availability

    I recently bought the Navi bike insurance plan for my Suzuki Gixxer SF 250 from the InsuranceDekho website. They are available on all 7 days of the week. I bought it on a Sunday and I could buy it without any complications and issues although it was a Sunday.

    Read More

    R
    By Ribhu Shrivastava
    On: July 1, 2022
  • Offers the best coverage

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    Read More

    O
    By Ojas Sharma
    On: June 27, 2022
  • Timely reminders

    The procedure of purchasing a plan is so uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    Read More

    K
    By Karan Mehra
    On: June 27, 2022
  • Pocket-friendly plans

    The InsuranceDekho website has a variety of plans with affordable prices. I recently bought the Navi bike insurance plan for my Yamaha FZ X. The plan is good enough and fits my budget easily. I am happy with my purchase and would recommend this to all those looking for a good bike insurance plan.

    Read More

    A
    By Aman Marwah
    On: May 6, 2022
  • The website has a very helpful...

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    Read More

    S
    By Sanju Mehra
    On: March 21, 2022
  • Renewed the policy in few minu...

    I renewed my Navi comprehensive bike insurance policy for my Harley Davidson V Rod in a few minutes without any hassle. The renewal process was very easy to follow and no paperwork was required to renew the policy. I’m satisfied with my experience with InsuranceDekho.

    Read More

    P
    By Pavan Sritharan
    On: February 11, 2022
  • Found some best insurance comp...

    I had opted for regular updates with InsuranceDekho which helps me find the updated list of some top insurance companies. I saw the top recommendation and considering the recommendation I purchased a Navi Bike insurance policy for my Lohia Genius as it has a high claim settlement ratio.

    Read More

    R
    By Rohit Mishra
    On: December 29, 2021
  • Insurance within budget

    I wanted to purchase a bike insurance policy that provided me good coverage and fit in my budget, while looking for one I landed on InsuranceDekho’s website. Here I was able to compare several bike insurance policies which were affordable and provided good coverage. I purchased a Navi bike insurance policy for my Suzuki Let’s.

    Read More

    B
    By Bhupen Anand
    On: December 27, 2021
  • Renewed the policy in few minu...

    I renewed my Navi comprehensive bike insurance policy for my Harley Davidson V Rod in a few minutes without any hassle. The renewal process was very easy to follow and no paperwork was required to renew the policy. I’m satisfied with my experience with InsuranceDekho.

    Read More

    P
    By Pavan Sritharan
    On: December 20, 2021
  • Top insurance companies listed

    I opted for regular updates with InsuranceDekho which helps me find the updated list of some top insurance companies. After considering the top recommendations I opted for the Navi Bike insurance policy for my Lohia Genius as it has a high claim settlement ratio.

    Read More

    R
    By Rochan Nadkarni
    On: December 15, 2021
  • Maintains full uniformity

    InsuranceDekho website maintains full uniformity when it comes to offering details about insurance providers. Due to their unbiased approach, I was convinced to insure my Hero Electric Cruz with the Navi bike insurance plan.

    Read More

    A
    By Ashima Bhalla
    On: December 8, 2021
  • Extensive research

    As per me, one of the best things about InsuranceDekho website is that it offers the chance to do extensive research. I had considered profound details regarding several plans prior to buying Navi bike insurance plan for my Honda CB Trigger.

    Read More

    U
    By Udita Deshmukh
    On: December 6, 2021
  • Convenience in making reimbur...

    I am a policyholder of Navi. My Triumph Speed Triple had gone through emergency servicing recently. As there were no network garages nearby so I had to go for another garage. I came to the InsuranceDekho website in order to make a reimbursement claim. It was a convenient claim settlement.

    Read More

    M
    By Mahika Kapoor
    On: December 1, 2021
  • Swift plan renewal

    Getting my Navi bike insurance plan issued for my Bajaj Avenger 200 renewed was very near. As I had issued the insurance plan from InsuranceDekho website, I came here for renewal as well. The instructions were easy to follow and it took a few minutes to get my insurance plan renewed.

    Read More

    By Rita Arora
    On: November 30, 2021
  • Insurance plans within budget

    The InsuranceDekho website has become a popular choice amongst masses from all kinds of financial backgrounds. This is because each insurance plan coverage and benefits are synced well with the premium. I am very happy with the Navi bike insurance plan issued for my Suzuki Let’s.

    Read More

    N
    By Naman Chauhan
    On: November 24, 2021
  • Reasonable plan pricing

    All the insurance plans available on the InsuranceDekho website are priced reasonably. The insurance coverages and benefits offered under them are well optimized and in alignment with the premiums. I am happy to insure my Royal Enfield Himalayan BS4 with Navi bike insurance plan.

    Read More

    S
    By Shubhojit Das
    On: November 22, 2021
  • Expert Guidance

    I contacted the customer executive of InsuranceDekho to learn a few ways on how to avail more benefits from my Navi standalone own damage bike insurance plan safeguarding my Yamaha Fascino. The executive was an expert in the field and suggested me to shift to a comprehensive bike insurance plan or to include add-on covers to the existing plan.

    Read More

    S
    By Saheer Khan
    On: November 17, 2021
  • Simple renewal instructions

    It was easy to follow the renewal instructions available on InsuranceDekho website. I had duly filled in my renewal form and regenerated the insurance quotes again. After the comparison, I opted for the Navi bike insurance plan as it was matching all my criteria. Therefore, I made the premium payment and renewed the insurance plan for my Vespa Piaggio Exclusivo.

    Read More

    A
    By Ashita Sachdeva
    On: November 15, 2021
  • Plan renewal within seconds

    I had renewed my Navi comprehensive bike insurance plan for my Harley Davidson V Rod in just a few seconds through the InsuranceDekho platform. Once I had regenerated the insurance quotes, I did a careful comparison of the quotes shown on the screen. The existing insurance policy seemed suitable, thus I had chosen them once again. I had instantly received the copies of the renewed insurance plans.

    Read More

    M
    By Meera Ghosh
    On: November 11, 2021
  • Top rated insurance providers

    At the InsuranceDekho website, I receive regular updates, thus it gets easier for me to find the updated list of rated insurance providers easily. After referring to the list, I opted for Navi bike insurance plan as it offered a high claim settlement ratio to protect my Lohia Genius.

    Read More

    D
    By Damini Sharma
    On: November 8, 2021
  • Ensures protection of privacy

    I prefer to visit InsuranceDekho website, everytime I have to purchase an insurance plan. The website ensures complete privacy of the information I update and is discreet. I hold Navi bike insurance plan issued for my Lohia Genius.

    Read More

    S
    By Sayani Ghosh
    On: November 2, 2021
  • Buying additional covers is ea...

    As I wanted to enhance the coverage of my insurance plan, therefore, I decided to go with a zero depreciation add-on cover with my basic Navi bike insurance plan for my Okinawa ipraise+ on InsuranceDekho platform. The procedure was quite simple, I had to choose my bike’s carrier, MMV, add-on and finally make the payment.

    Read More

    N
    By Nitya Sehgal
    On: October 27, 2021
  • Authentic specifications of pl...

    You should go to InsuranceDekho website to get authentic insurance plan specifications that would be efficient to provide the expected advantages to your two-wheeler. I went through the specifications of my Navi bike insurance plan before issuing it for my Mahindra MOJO XT 300.

    Read More

    A
    By Asmita Singhania
    On: October 25, 2021
  • Impressive insurance tools

    Various insurance tools like IDV, premium calculator, and instant quote generator available on InsuranceDekho website are impressive and effective. By using these insurance tools, I was able to save a lot of my energy and time of issuing Navi bike insurance plan for my Vespa Elegante 125.

    Read More

    A
    By Akhilesh Kumar
    On: October 20, 2021
  • Simultaneous comparison of pla...

    On the InsuranceDekho website, I found certain tables with lists of insurance providers and several insurance plan types on InsuranceDekho. With the help of the tables the simultaneous comparison of plans became super convenient. I did the comparison and purchased Navi bike insurance plan for my Honda CD 110 Dream BS4.

    Read More

    M
    By Manik Chand
    On: October 18, 2021
Navi Reviews

Navi General Bike Insurance Claims FAQs

  • Where to get the claim form of Navi Bike Insurance from?

    You can get the claim form from the website of Navi General Insurance or by visiting its nearest branch.

  • When can I register the claim for bike insurance?

    You must report a claim immediately after the bike accident or mishap. For theft claims, you should inform the nearest Police Station immediately after the loss and then intimate the insurance company.

  • Within how much time the insurance company will arrange the spot survey?

    Navi General Insurance will arrange for the spot survey within 6 hours but not later than 24 hours of reporting of claim.

  • Which expenses are to be borne by the policyholders in case of claim?

    The insurance company will not cover certain costs that need to bear by policyholders like:

    • Depreciation cost on replaced parts
    • Deductibles, either Voluntary or compulsory
    • Salvage value of the bike or scooter
    • Any work which is not specified in the policy document

  • How much time Navi General Insurance takes to settle the claim?

    Navi General Insurance settles the claim within 7 working days of receipt of last claim document.

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