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Future Generali Own Damage Bike Insurance

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  • Claim settlement ratio 89.40% in FY 2018
  • More than 2,500 Cashless Garages
  • ISO 9001:2008 certified
  • Located in more than 125 cities of India
  • 24*7 Roadside Assistance

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Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy

A standalone own-damage two-wheeler insurance will provide a layer of protection for both you and your two-wheeler in case there is a mishap. The insurance provides compensation for own-damage costs in a wide variety of scenarios including earthquakes, cases of vandalism, theft, road accidents and manmade disasters to name a few. For customers looking for all-round protection, it is advisable to purchase an own-damage cover along with compulsory third party insurance covers.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Future Generali Third Party Two-Wheeler Insurance

Future Generali Standalone Own-Damage

Two-Wheeler Insurance

Future Generali Comprehensive Two-Wheeler Insurance

Coverage

Future Generali’s third party insurance provides coverage for third party liabilities in case of a mishap that involves the two-wheelers. Third party liabilities under this cover comprises bodily injuries, death and property damage.

Future Generali’s standalone own-damage cover for two-wheelers offers coverage for own-damage costs in case of a mishap. This coverage is provided in a wide range of scenarios.

Future Generali’s comprehensive two-wheeler insurance plan gives compensation for both own-damage costs and third party liabilities in the event of a mishap. Moreover, both these aspects are covered under a single premium.

Add-ons

Future Generali does not offer add-on covers with their third party two-wheeler insurance covers.

Future General offers several add-on covers along with their standalone own-damage two-wheeler insurance covers.

Future Generali offers many add-on covers along with their comprehensive two-wheeler insurance plans for customers to select from.

Cost

Future Generali’s third party two-wheeler insurance is the least expensive of the three but also provides the most basic coverage.

Future Generali’s standalone own-damage insurance for two-wheelers offers coverage for own-damage costs and thus has a higher premium.

Future Generali’s comprehensive insurance for two-wheelers offers holistic coverage and hence is also the most expensive of the three options.

What is Covered Under Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy?

The following are the aspects that are covered by Future Generali’s standalone own-damage two-wheeler insurance cover:

  • Road accidents that cause damage to your two-wheeler.
  • A fire or explosion that causes damage to the two-wheeler.
  • Cases of total damage or theft of the two-wheeler.
  • Damage to the two-wheeler that occurs due to a natural disaster or man-made calamity such as flash floods.

What is Not Covered Under Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy?

The following are the aspects that are not covered under Future Generali’s standalone own-damage two-wheeler insurance cover:

  • An electrical fault or mechanical failure of the two-wheeler causes a breakdown.
  • Mishaps that occur due to illegal driving or misuse of the two-wheeler.
  • You can also purchase add-on covers to further strengthen the standalone own-damage two-wheeler insurance.

Benefits of Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy

These are some of the benefits of purchasing a standalone own-damage policy from Future Generali:

  • The cover provides compensation for the own-damage costs for a mishap, thus proving the insurance holder with financial security in times of crisis.
  • The cover also offers add-on covers that can be purchased to further enhance coverage.
  • The two-wheeler own-damage insurance offers No Claim Bonus to its policyholders for a claim-free year.

How To Purchase Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy?

Below-mentioned is the steps to purchase a Future Generali standalone own-damage two-wheeler insurance policy:

Step 1: Visit our website InsuranceDekho and select the two-wheeler insurance tab, it is the second option from the top left corner of the page. Next, from the drop-down menu select the ‘Standalone Own Damage’ option.

Step 2: You need to enter your two-wheeler’s registration number in the given section. If you do not have this information you can alternatively enter its make, model and year of registration.

Step 3: Also provide your personal details such as your name and phone number. Once you have entered all the required information select ‘Submit and Get Quotes’.

Step 4: All the quotes for standalone own-damage two-wheeler insurance policies from the different insurance providers will be visible on your screen. You can select the offer by Future Generali standalone own-damage two-wheeler insurance and choose any add-ons you would like to purchase as well.

Step 5: Make the payment for your selected Future Generali standalone own-damage two-wheeler insurance policy and the policy document will be sent to your registered email ID.

Must Read Articles before buying Future Generali Bike Insurance

Future Generali Bike Insurance User Reviews

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  • Efficient Claims Settlement

    I had a claim for my Future Generali Bike Insurance Policy for my Bajaj bike, and the process with Insurance...

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    By Mukesh Bagga
    On: November 21, 2023
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    I appreciate how zero-dep insurance added to my Future Generali Bike Insurance Policy from InsuranceDekho en...

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    By Anoop Singh
    On: November 9, 2023
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    I feel that with InsuranceDekho, there were no hidden surprises during renewal. The terms and conditions for...

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    Third-party car insurance from InsuranceDekho provides financial security on the road. I know I won't face u...

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    I appreciate how InsuranceDekho gets all-inclusive protection right with their comprehensive bike Future Gen...

    By Dheeraj Sabr
    On: October 23, 2023
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    InsuranceDekho made my Future Generali Bike Insurance Policy’s claim process effortless. Their quick respons...

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    On: October 17, 2023
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    InsuranceDekho's own damage coverage with the Future Generali Bike Insurance Policy is an amazing policy. Th...

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    By Sanjay Koul
    On: October 12, 2023
  • Wide Network, More Options

    InsuranceDekho's extensive network of cashless garages means more options for repairs. It's reassuring to kn...

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    By Kartik Mahadevan
    On: October 6, 2023
  • Renewal Made Easy

    InsuranceDekho's car insurance renewal is hassle-free. I didn't have to jump through hoops or deal with conf...

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    By Sunil Gayen
    On: September 29, 2023
  • Efficient Claims Handling

    InsuranceDekho handled my claims for third-party insurance efficiently which I filed for my Future Generali ...

    M
    By Manoj Verma
    On: September 20, 2023

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Future Generali Bike insurance starting from ₹ 113/year*
or
Future Generali Bike insurance starting from ₹ 113/year*
or
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.