Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeBike InsuranceCompaniesFuture GeneraliPremium Calculator
Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work

Calculate Your Bike Insurance Price Online

Select your bike brand

  • Honda
  • Hero
  • TVS
  • Hero Honda
  • Bajaj

Which city is your bike registered in?

  • New Delhi
  • Bangalore
  • Mumbai
  • Chennai

When did you buy your bike?

Disclaimer: Actual Premium might vary basis your location, age and number of members

What is a Bike Insurance Premium Calculator?

Bike insurance premium calculator is an online tool that helps you calculate the bike insurance premium that you will be required to pay to avail insurance benefits under your policy. To use a bike insurance premium calculator at InsuranceDekho, you just need to enter your bike details and you will get the right premium displayed on your screen. It is a useful tool that helps you make the most cost-effective decision by enabling comparison of available plans.

How to Use a Two-Wheeler Insurance Premium Calculator?

Follow the simple steps given below to use bike insurance premium calculator at InsuranceDekho:

Step 1: Select the Make, Model, Variant, and Fuel Type of your bike.

Step 2: Select the City of your bike registration and the year of purchase.

Step 3: Answer the question ‘Have you made a claim in the previous year?’ by selecting yes or no.

Step 4: Click the ‘Calculate’ button. You will find the right IDV and premium for your bike insurance plan.

Benefits of Two-Wheeler Insurance Premium Calculator

Listed below are some benefits of bike insurance premium calculator at InsuranceDekho:

  1. Right Insured Declared Value: Insurancedekho’s bike insurance premium calculator tells you the right Insured Declared Value of your vehicle by taking into consideration several factors such as make, model, variant, fuel type, etc. Knowing the market value of your bike keeps you informed about the amount that you can claim from the insurer in case of total loss or theft of your bike.
  2. Correct Premium: One of the prime benefits of using a bike insurance premium calculator is that it helps you in knowing the correct premium. It helps you make an informed decision.
  3. Helps You Decide: With a bike insurance premium calculator, you can find bike insurance quotes offered by a number of insurance companies. You can compare them on the basis of benefits offered under each policy and decide the best quote without any external influence.
  4. Helps You Buy An Economic Policy: Knowing the premium amount and benefits offered under various bike insurance plans in the market helps you choose the most cost-effective policy for your bike.

Third Party Two-Wheeler Insurance Premium Rates

Engine Capacity

Premium to Buy a New Policy (5-Year Plan)

Premium to Renew Existing Policy (1-Year Plan)

Not exceeding 75 cc

Rs. 1,045

Rs. 482

Exceeding 75 cc but not exceeding 150 cc

Rs. 3,285

Rs. 752

Exceeding 150 cc but not exceeding 350 cc

Rs. 5,453

Rs. 1,193

Exceeding 350 cc

Rs. 13,034

Rs. 2,323

(Source: Insurance Regulatory and Development Authority of India)

Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

There are several factors that impact the premium for standalone own-damage and comprehensive bike insurance plans. Some of them are the cubic capacity of your bike, timely renewal, your driving history, and age of the bike. InsuranceDekho’s bike insurance premium calculator gives you an estimate of the premium considering these factors. Read more about the factors affecting the premium of your bike below.

Factors Which Determine Two-Wheeler Insurance Premium

Explained below are some factors that affect your bike insurance premium:

  1. Insured Declared Value: Insured Declared Value or IDV is the market value of your bike. It is the amount that you can be compensated for in case of theft or total loss of your bike. So, the higher the IDV of your bike, the higher premium you will be required to pay as it increases the insurer’s liability.
  2. Anti-Theft Devices: If you install ARAI-approved anti-theft devices in your bike, then you will be able get a discount on your own-damage premium. This is because these devices ensure safety of the bike that reduces the chances of theft which decreases the liability of the insurer.
  3. Modifications: Modifying your bike can increase the premium as modifications may compromise with the bike’s safety features and increase the chances of it being stolen or getting involved in an accident. So, more modifications will increase your bike insurance premium.
  4. Number of Add-Ons: Add-ons are the additional benefits that you can purchase by paying extra premium for your bike insurance policy. Future Generali bike insurance policies come with several add-on benefits such as zero depreciation cover, daily cash allowance cover, engine protection cover etc. But you must choose the add-on benefits wisely as they increase your bike insurance premium.
  5. Engine’s Cubic Capacity: Higher the cubic capacity of the engine of your bike, the faster it can go, which increases the risk on the road. This increases the insurer’s liability and therefore, a higher premium will be charged for it.

Explore Future Generali Bike Insurance

Must Read Articles before buying Future Generali Bike Insurance

Future Generali Bike Insurance User Reviews

4.9
Rating based on
414 User reviews
Write your review
What users are saying
  • All
  • Premium
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Efficient Claims Settlement

    I had a claim for my Future Generali Bike Insurance Policy for my Bajaj bike, and the process with InsuranceDekho's cashless garage was efficient. It was reassuring to know my insurer had everything under control.

    Read More

    M
    By Mukesh Bagga
    On: November 21, 2023
  • Depreciation-Free Repairs

    I appreciate how zero-dep insurance added to my Future Generali Bike Insurance Policy from InsuranceDekho ensures depreciation-free repairs for my Suzuki bike. It's a great relief for me.

    Read More

    A
    By Anoop Singh
    On: November 9, 2023
  • No Hidden Surprises

    I feel that with InsuranceDekho, there were no hidden surprises during renewal. The terms and conditions for the Future Generali Bike Insurance Policy are transparent, and I know what I'm getting for my KTM bike.

    Read More

    S
    By Sumil Magr
    On: November 3, 2023
  • Financial Security on the Road...

    Third-party car insurance from InsuranceDekho provides financial security on the road. I know I won't face unexpected expenses in a legal situation because of the secured Future Generali Bike Insurance Policy for my Honda bike.

    Read More

    A
    By Aamir Shah
    On: October 31, 2023
  • All-Inclusive Protection Done ...

    I appreciate how InsuranceDekho gets all-inclusive protection right with their comprehensive bike Future Generali Bike Insurance Policy. The policy covers every aspect of my Honda bike ownership and makes it hassle-free.

    Read More

    By Dheeraj Sabr
    On: October 23, 2023
  • Effortless Car Insurance Claim...

    InsuranceDekho made my Future Generali Bike Insurance Policy’s claim process effortless. Their quick response and seamless claim settlement allowed me to get my Hero bike back on the road in no time.

    Read More

    R
    By Rajesh Goswami
    On: October 17, 2023
  • Tailored Coverage Options with...

    InsuranceDekho's own damage coverage with the Future Generali Bike Insurance Policy is an amazing policy. They offer tailored options for my KTM bike to meet my individual needs, ensuring that I get the right protection.

    Read More

    S
    By Sanjay Koul
    On: October 12, 2023
  • Wide Network, More Options

    InsuranceDekho's extensive network of cashless garages means more options for repairs. It's reassuring to know that as my Honda bike is insured under the Future Generali Bike Insurance Policy, help is never too far away.

    Read More

    K
    By Kartik Mahadevan
    On: October 6, 2023
  • Renewal Made Easy

    InsuranceDekho's car insurance renewal is hassle-free. I didn't have to jump through hoops or deal with confusing paperwork while renewing my Future Generali Bike Insurance Policy for my KTM bike. Their commitment to a smooth renewal process is evident.

    Read More

    S
    By Sunil Gayen
    On: September 29, 2023
  • Efficient Claims Handling

    InsuranceDekho handled my claims for third-party insurance efficiently which I filed for my Future Generali Bike Insurance Policy. They ensured I received the necessary support during a challenging situation for my Triumph bike.

    Read More

    M
    By Manoj Verma
    On: September 20, 2023
  • User-Friendly Interface for Ea...

    The user-friendly interface of InsuranceDekho's premium calculator made premium estimation easy for my Future Generali Bike Insurance Policy for my Triumph bike, even for someone like me who isn't tech-savvy.

    Read More

    R
    By Ram Chauhan
    On: September 15, 2023
  • Claim Submission Made Easy

    I am so relieved that I took the decision to buy the Future Generali Bike Insurance Policy for my Yamaha bike on time. In some unforeseen circumstances, I had to submit a claim with InsuranceDekho. The entire process was easy and user-friendly. Their online platform simplifies the process.

    Read More

    U
    By Urvashi Saluja
    On: September 13, 2023
  • Flexible Add-On Options for En...

    I appreciate the flexible add-on options offered by InsuranceDekho's comprehensive coverage. The Future Generali Bike Insurance Policy allows me to enhance the protection for my Hero bike based on my needs.

    Read More

    By Lalit Rai
    On: September 11, 2023
  • Simple and Streamlined

    Using Cashless Garages with InsuranceDekho is simple and streamlined. I don't have to worry about reimbursement hassles; the entire process of the Future Generali Bike Insurance Policy is designed for maximum convenience for my Honda bike.

    Read More

    D
    By Deepak Lalit
    On: September 7, 2023
  • Guidance at Every Step

    From filing the claim to receiving the settlement for my Future Generali Bike Insurance Policy, InsuranceDekho provides guidance at every step. Their support has been crucial in navigating the claim process for my Hero bike.

    Read More

    V
    By Vineet Goel
    On: September 5, 2023
  • Budget-Friendly Coverage

    InsuranceDekho's Third-Party Car Policy is a budget-friendly way to fulfill insurance requirements. It's a practical choice for those looking for essential coverage without excess costs. I bought the coverage along with the Future Generali Bike Insurance Policy for my Royal Enfield.

    Read More

    G
    By Gurasis Singh
    On: September 1, 2023
  • Transparent and No Hidden Cost...

    The Premium Calculator provides transparency by breaking down costs clearly. With InsuranceDekho, I know exactly what I'm paying for my Future Generali Bike Insurance Policy, and there are no hidden surprises when it comes to my Hero bike policy premiums.

    Read More

    By Tanmay Brar
    On: August 29, 2023
  • Zero Depreciation - A Must-Hav...

    For someone like me who just bought a new Hero bike, a zero depreciation add-on from InsuranceDekho is a must-have. The Future Generali Bike Insurance Policy ensures you don't lose money on repairs.

    Read More

    A
    By Anurag Bansal
    On: August 25, 2023
  • Timely Reminders for coverage

    I appreciate the timely renewal reminders from InsuranceDekho to renew my Future Generali Bike Insurance Policy. It ensures my Yamaha bike remains continuously protected with comprehensive coverage.

    Read More

    R
    By Rakesh Shukla
    On: August 23, 2023
  • Clear and Transparent Policy T...

    InsuranceDekho provided clear and transparent policy terms for their third-party car insurance. It was easy to understand what's covered and what's not when I bought the Future Generali Bike Insurance Policy for my Triumph bike.

    Read More

    P
    By Pintu Kapoor
    On: August 11, 2023
  • Worry-Free Riding Experience

    With InsuranceDekho's comprehensive bike insurance, I enjoy a worry-free riding experience. I know that my Hero bike is well-covered with the Future Generali Bike Insurance Policy in case of any unforeseen events, and that gives me the confidence to explore the roads without concerns.

    Read More

    S
    By Saanjli Puri
    On: August 9, 2023
  • Highly Satisfying Claim Experi...

    My claim experience with InsuranceDekho while filing for the Future Generali Bike Insurance Policy for my Honda bike was highly satisfying. They lived up to their promises, and I received the required support without any hassles.

    Read More

    By Shravan Dhandiwal
    On: August 7, 2023
  • Insurance

    Good service and instant feedback done I got it issued the policy is 10 mins . This is amazing digitisation . Need to keep doing the same

    Read More

    P
    Honda Activa Pune
    By PRAGNYA KOGJE
    On: August 2, 2023
  • Flexible and Customizable Own ...

    I appreciate InsuranceDekho's flexibility in offering customizable own damage coverage options when I purchased the Future Generali Bike Insurance Policy. Their team assisted me in choosing the right plan for my Avan bike.

    Read More

    By Nimesh Sharma
    On: August 2, 2023
  • Top-Notch Service with Zero De...

    InsuranceDekho provided top-notch service when I made a claim under the zero depreciation cover for my Future Generali Bike Insurance Policy. The entire process was smooth, and the repairs were handled with utmost care for my BMW bike.

    Read More

    By Vidhush Goel
    On: July 31, 2023
  • Quick and Accurate Quotes

    I was impressed with the speed and accuracy of Insurance Dekho's premium calculator. Within seconds, I had multiple quotes at my fingertips for easy comparison. And because of the comparison, I took the decision to purchase the Future Generali Bike Insurance Policy for my BMW bike.

    Read More

    By Pradeep Kumar
    On: July 25, 2023
  • User-Friendly Platform

    The InsuranceDekho platform is incredibly user-friendly, making it easy to navigate and obtain a third-party car insurance policy quickly. I appreciate their efficient issuance process that I got for the Future Generali Bike Insurance Policy for my TVS bike, saving me time and effort.

    Read More

    M
    By Mayan Kochar
    On: July 24, 2023
  • Comprehensive Coverage for Act...

    InsuranceDekho's comprehensive coverage that I got with the Future Generali Bike Insurance Policy protected my Hero bike against acts of God, such as earthquakes or floods. The coverage extended to damages caused by these events.

    Read More

    A
    By Arun Singh
    On: July 20, 2023
  • Quick Response and Resolution

    InsuranceDekho's responsiveness and swift resolution of my Future Generali Bike Insurance Policy claim exceeded my expectations. They responded promptly to the claim request for my Aprilia bike and resolved it efficiently, minimizing any inconvenience on my part. I'm impressed with their level of service.

    Read More

    H
    By Himanshu Sahni
    On: July 18, 2023
  • Personalized Assistance

    InsuranceDekho provided personalized assistance during the renewal of my Future Generali Bike Insurance Policy for my Mahindra bike. Their representatives understood my specific needs and helped me choose the right coverage.

    Read More

    A
    By Anush Anand
    On: July 14, 2023
Future Generali Reviews

Future Generali Bike Insurance Premium Calculator FAQs

  • Why should I use the bike insurance premium calculator?

    With the bike insurance premium calculator, you can easily get the premium amount and IDV offered by different insurance companies. It will help you select a better bike insurance plan.

  • Where can I find the premium calculator to get the premium from it?

    You can find the best premium calculator to compute the premium and Insured Declared Value (IDV) for your insurance policy at the website of InsuranceDekho, i.e., www.insurancedekho.com.

  • Can I avail the premium calculator to compute the premium for my old bike?

    Yes, you can avail premium calculator to calculate the premium amount for your old bike as well as your new bike.

  • What factors determine the premium amount of a bike insurance plan?

    Factors that affect the insurance premium of a bike insurance cover are Insured Declared Value (IDV), Engine’s Cubic Capacity, No Claim Bonus (NCB), Anti-Theft Devices, Age of the Owner, Add-on Cover Options and so on

  • What should I enter to get the premium on the premium calculator?

    You will have to enter details like make, model and variant of your bike, fuel type of your bike, RTO location of your bike, engine capacity of your bike, registration year of your bike, etc., to get the premium amounts offered by different insurers through the premium calculator.

FAQ
must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

Future Generali Bike Insurance Contact Details

For any assistance or query, call us on:

Bike Insurance News

News
Car Insurance in 60 Seconds
  • Car No.Bike Policy Steps
  • Select Plan Bike Policy Steps
  • Policy Issued
Future Generali Bike insurance starting from ₹ 714/year*
Proceed without bike numberI have a brand new bike

Partner Bike Insurance Companies

Two Wheeler Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Calculate your Two Wheeler IDV

You may also be interested in

    Bike Insurance Premium Calculator

    Related News

    Bike Insurance News

    Become Vehicle Insurance Agent

      Car Insurance in 60 Seconds
      • Car No.Bike Policy Steps
      • Select Plan Bike Policy Steps
      • Policy Issued
      Future Generali Bike insurance starting from ₹ 714/year*
      Proceed without bike numberI have a brand new bike

      Bike Insurance starting from
      ₹1.5/day*

      I agree to *terms & conditions  and privacy policy.
      Don’t know your bike number? Click here
      close
      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.