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Future Generali Bike Insurance Add-on Covers

Future Generali Insurance provides a wide range of add-on covers that can help you in expanding your policy cover. It widens the protection cover of your own damage and comprehensive bike insurance policy. You can select any add-on cover from various add-on covers offered by the insurance company. To avail of these add-on covers, you will have to make payment for an additional premium along with the standard policy premium.

Future Generali - 8 Important Add-on Covers For Your Bike Insurance Policy

1. Zero Depreciation – The depreciation affects the amount of compensation policyholders can get from the insurance company in case of an accident or a mishap. You can avoid this burden by adding a zero depreciation add-on cover to your own damage or comprehensive bike insurance policy. With this add-on cover, the claim amount will be determined by the insurance company without taking the depreciation cost on the parts of the bike into consideration which will get your higher amount of claim. This add-on cover is applicable for two-wheelers up to 5 years of age and can be claimed a maximum of 2 times in a policy year.

2. Theft or Loss of Keys – With the inclusion of theft or loss of keys add-on cover in your bike insurance policy, the insurance company will become liable to reimburse you the amount applicable for the replacement of your bike keys or locks or charges of a locksmith, if your bike keys get stolen or lost.

3. Loss of Personal Belongings – Policyholders prepare themselves for accident or theft of their bikes but ignore other sorts of losses such as personal belonging. If you lose your personal belongings such as laptops, mobile phones or any other personal item from your two-wheeler, this cover will provide you with this much-needed protection.

4. NCB Protection – When it comes to bike insurance, the No Claim Bonus (NCB) holds a huge significance as it lowers next year’s premium. However, even a single claim can make it null and void, but with NCB protection cover one can keep the NCB benefit intact even after making a claim in a policy year. This will help you collect a higher amount of NCB which will reduce your premium for next year to a drastic level.

5. Tyre Damage – No matter how safely you ride, but somehow the tyres of bikes get damage even without getting involved in an accident or a mishap. It may lead you to become stranded at an unknown location, this insurance cover gives reimbursement for different tyre-related troubles such as tyre bulge, puncture, bursting of tyre, cut or accidental damage to the tyre.

6. Engine Protector – The consequential losses or damages caused to significant internal parts of a two-wheeled vehicle such as engine or gearbox due to water ingression or leakage of lubricating oil due to accidental means are covered. This add-on cover is a very important one as it saves a lot of money since the engine is the most crucial and expensive part of any vehicle.

7. Return To Invoice – If your bike is declared as a total loss by the insurance company or declared to be damaged beyond repair, then in such situations this return to invoice add-on cover with pay the financial shortfall that occurs between the amount you will get from the bike insurance plan and the purchase price of the bike as confirmed in the invoice of bike sale.

8. Inconvenience Allowance – If your bike is gone for repair which takes a lot of days, then this inconvenience allowance add-on cover will pay you on a daily basis to travel or commute without your bike. The allowance will be provided for a period till your two-wheeler vehicle is undergoing repair at the garage due to an accident.

Explore Future Generali Bike Insurance

Must Read Articles before buying Future Generali Bike Insurance

Future Generali Bike Insurance User Reviews

4.9
Rating based on
414 User reviews
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What users are saying
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  • Claim
  • Efficient Claims Settlement

    I had a claim for my Future Generali Bike Insurance Policy for my Bajaj bike, and the process with InsuranceDekho's cashless garage was efficient. It was reassuring to know my insurer had everything under control.

    Read More

    M
    By Mukesh Bagga
    On: November 21, 2023
  • Depreciation-Free Repairs

    I appreciate how zero-dep insurance added to my Future Generali Bike Insurance Policy from InsuranceDekho ensures depreciation-free repairs for my Suzuki bike. It's a great relief for me.

    Read More

    A
    By Anoop Singh
    On: November 9, 2023
  • No Hidden Surprises

    I feel that with InsuranceDekho, there were no hidden surprises during renewal. The terms and conditions for the Future Generali Bike Insurance Policy are transparent, and I know what I'm getting for my KTM bike.

    Read More

    S
    By Sumil Magr
    On: November 3, 2023
  • Financial Security on the Road...

    Third-party car insurance from InsuranceDekho provides financial security on the road. I know I won't face unexpected expenses in a legal situation because of the secured Future Generali Bike Insurance Policy for my Honda bike.

    Read More

    A
    By Aamir Shah
    On: October 31, 2023
  • All-Inclusive Protection Done ...

    I appreciate how InsuranceDekho gets all-inclusive protection right with their comprehensive bike Future Generali Bike Insurance Policy. The policy covers every aspect of my Honda bike ownership and makes it hassle-free.

    Read More

    By Dheeraj Sabr
    On: October 23, 2023
  • Effortless Car Insurance Claim...

    InsuranceDekho made my Future Generali Bike Insurance Policy’s claim process effortless. Their quick response and seamless claim settlement allowed me to get my Hero bike back on the road in no time.

    Read More

    R
    By Rajesh Goswami
    On: October 17, 2023
  • Tailored Coverage Options with...

    InsuranceDekho's own damage coverage with the Future Generali Bike Insurance Policy is an amazing policy. They offer tailored options for my KTM bike to meet my individual needs, ensuring that I get the right protection.

    Read More

    S
    By Sanjay Koul
    On: October 12, 2023
  • Wide Network, More Options

    InsuranceDekho's extensive network of cashless garages means more options for repairs. It's reassuring to know that as my Honda bike is insured under the Future Generali Bike Insurance Policy, help is never too far away.

    Read More

    K
    By Kartik Mahadevan
    On: October 6, 2023
  • Renewal Made Easy

    InsuranceDekho's car insurance renewal is hassle-free. I didn't have to jump through hoops or deal with confusing paperwork while renewing my Future Generali Bike Insurance Policy for my KTM bike. Their commitment to a smooth renewal process is evident.

    Read More

    S
    By Sunil Gayen
    On: September 29, 2023
  • Efficient Claims Handling

    InsuranceDekho handled my claims for third-party insurance efficiently which I filed for my Future Generali Bike Insurance Policy. They ensured I received the necessary support during a challenging situation for my Triumph bike.

    Read More

    M
    By Manoj Verma
    On: September 20, 2023
  • User-Friendly Interface for Ea...

    The user-friendly interface of InsuranceDekho's premium calculator made premium estimation easy for my Future Generali Bike Insurance Policy for my Triumph bike, even for someone like me who isn't tech-savvy.

    Read More

    R
    By Ram Chauhan
    On: September 15, 2023
  • Claim Submission Made Easy

    I am so relieved that I took the decision to buy the Future Generali Bike Insurance Policy for my Yamaha bike on time. In some unforeseen circumstances, I had to submit a claim with InsuranceDekho. The entire process was easy and user-friendly. Their online platform simplifies the process.

    Read More

    U
    By Urvashi Saluja
    On: September 13, 2023
  • Flexible Add-On Options for En...

    I appreciate the flexible add-on options offered by InsuranceDekho's comprehensive coverage. The Future Generali Bike Insurance Policy allows me to enhance the protection for my Hero bike based on my needs.

    Read More

    By Lalit Rai
    On: September 11, 2023
  • Simple and Streamlined

    Using Cashless Garages with InsuranceDekho is simple and streamlined. I don't have to worry about reimbursement hassles; the entire process of the Future Generali Bike Insurance Policy is designed for maximum convenience for my Honda bike.

    Read More

    D
    By Deepak Lalit
    On: September 7, 2023
  • Guidance at Every Step

    From filing the claim to receiving the settlement for my Future Generali Bike Insurance Policy, InsuranceDekho provides guidance at every step. Their support has been crucial in navigating the claim process for my Hero bike.

    Read More

    V
    By Vineet Goel
    On: September 5, 2023
  • Budget-Friendly Coverage

    InsuranceDekho's Third-Party Car Policy is a budget-friendly way to fulfill insurance requirements. It's a practical choice for those looking for essential coverage without excess costs. I bought the coverage along with the Future Generali Bike Insurance Policy for my Royal Enfield.

    Read More

    G
    By Gurasis Singh
    On: September 1, 2023
  • Transparent and No Hidden Cost...

    The Premium Calculator provides transparency by breaking down costs clearly. With InsuranceDekho, I know exactly what I'm paying for my Future Generali Bike Insurance Policy, and there are no hidden surprises when it comes to my Hero bike policy premiums.

    Read More

    By Tanmay Brar
    On: August 29, 2023
  • Zero Depreciation - A Must-Hav...

    For someone like me who just bought a new Hero bike, a zero depreciation add-on from InsuranceDekho is a must-have. The Future Generali Bike Insurance Policy ensures you don't lose money on repairs.

    Read More

    A
    By Anurag Bansal
    On: August 25, 2023
  • Timely Reminders for coverage

    I appreciate the timely renewal reminders from InsuranceDekho to renew my Future Generali Bike Insurance Policy. It ensures my Yamaha bike remains continuously protected with comprehensive coverage.

    Read More

    R
    By Rakesh Shukla
    On: August 23, 2023
  • Clear and Transparent Policy T...

    InsuranceDekho provided clear and transparent policy terms for their third-party car insurance. It was easy to understand what's covered and what's not when I bought the Future Generali Bike Insurance Policy for my Triumph bike.

    Read More

    P
    By Pintu Kapoor
    On: August 11, 2023
  • Worry-Free Riding Experience

    With InsuranceDekho's comprehensive bike insurance, I enjoy a worry-free riding experience. I know that my Hero bike is well-covered with the Future Generali Bike Insurance Policy in case of any unforeseen events, and that gives me the confidence to explore the roads without concerns.

    Read More

    S
    By Saanjli Puri
    On: August 9, 2023
  • Highly Satisfying Claim Experi...

    My claim experience with InsuranceDekho while filing for the Future Generali Bike Insurance Policy for my Honda bike was highly satisfying. They lived up to their promises, and I received the required support without any hassles.

    Read More

    By Shravan Dhandiwal
    On: August 7, 2023
  • Insurance

    Good service and instant feedback done I got it issued the policy is 10 mins . This is amazing digitisation . Need to keep doing the same

    Read More

    P
    Honda Activa Pune
    By PRAGNYA KOGJE
    On: August 2, 2023
  • Flexible and Customizable Own ...

    I appreciate InsuranceDekho's flexibility in offering customizable own damage coverage options when I purchased the Future Generali Bike Insurance Policy. Their team assisted me in choosing the right plan for my Avan bike.

    Read More

    By Nimesh Sharma
    On: August 2, 2023
  • Top-Notch Service with Zero De...

    InsuranceDekho provided top-notch service when I made a claim under the zero depreciation cover for my Future Generali Bike Insurance Policy. The entire process was smooth, and the repairs were handled with utmost care for my BMW bike.

    Read More

    By Vidhush Goel
    On: July 31, 2023
  • Quick and Accurate Quotes

    I was impressed with the speed and accuracy of Insurance Dekho's premium calculator. Within seconds, I had multiple quotes at my fingertips for easy comparison. And because of the comparison, I took the decision to purchase the Future Generali Bike Insurance Policy for my BMW bike.

    Read More

    By Pradeep Kumar
    On: July 25, 2023
  • User-Friendly Platform

    The InsuranceDekho platform is incredibly user-friendly, making it easy to navigate and obtain a third-party car insurance policy quickly. I appreciate their efficient issuance process that I got for the Future Generali Bike Insurance Policy for my TVS bike, saving me time and effort.

    Read More

    M
    By Mayan Kochar
    On: July 24, 2023
  • Comprehensive Coverage for Act...

    InsuranceDekho's comprehensive coverage that I got with the Future Generali Bike Insurance Policy protected my Hero bike against acts of God, such as earthquakes or floods. The coverage extended to damages caused by these events.

    Read More

    A
    By Arun Singh
    On: July 20, 2023
  • Quick Response and Resolution

    InsuranceDekho's responsiveness and swift resolution of my Future Generali Bike Insurance Policy claim exceeded my expectations. They responded promptly to the claim request for my Aprilia bike and resolved it efficiently, minimizing any inconvenience on my part. I'm impressed with their level of service.

    Read More

    H
    By Himanshu Sahni
    On: July 18, 2023
  • Personalized Assistance

    InsuranceDekho provided personalized assistance during the renewal of my Future Generali Bike Insurance Policy for my Mahindra bike. Their representatives understood my specific needs and helped me choose the right coverage.

    Read More

    A
    By Anush Anand
    On: July 14, 2023
Future Generali Reviews

Future Generali Bike Insurance Add-on Cover FAQs

  • Is it mandatory to add an add-on insurance cover to a bike insurance policy?

    No, it is not a compulsion to include an add-on cover in your bike insurance cover. The add-on covers are designed to expand policy coverage for the convenience of policyholders. Hence, it is completely up to them to purchase it or not.

  • Which bike insurance add-on covers are provided by the Future Generali?

    The Future Generali Insurance Company offers a range of bike insurance add-on covers that comprise zero depreciation cover, theft or loss of keys, engine protect cover, inconvenience allowance, right to invoice cover, tyre damage, NCB protection, and loss of personal belongings.

  • How many bike insurance add-on covers can I opt for at a time?

    You can pick as many bike insurance add-on covers as you wish to add to your policy at a time. There is no limitation to it and you can select plans as per your requirements and budget.

  • When can I buy the Future Generali bike insurance add-on cover?

    You can purchase add-on covers either during the bike insurance policy purchase process or while renewing the policy.

  • Will I have to make payment for an additional premium to avail of the add-on cover?

    Yes, every policyholder has to pay a little extra premium amount to add an add-on cover to his or her bike insurance plan in addition to the premium of a standard bike insurance policy. Since it can increase the amount of premium, therefore, you should include add-ons in your policy that you actually require and can afford.

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