DHFL Own Damage Bike Insurance

A standalone own-damage two-wheeler insurance is one of the three types of insurance that DHFL provides its customers. The insurance takes care of own-damage costs in case of a mishap by providing compensation for the losses. Moreover, this compensation provides the insurance holder with a sense of financial stability in times of crisis. If you purchase an own-damage cover, it will take care of your two-wheeler’s own-damage costs in a variety of situations including cases of theft, vandalism, fires, explosions and any damages caused due to natural or man-made calamity. Purchasing an own-damage cover is not compulsory, however, it is advisable as it provides enhanced protection for your two-wheeler.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under DHFL Standalone Own-Damage Two-Wheeler Insurance Policy?

DHFL standalone own-damage two-wheeler insurance offers coverage for the following aspects:

• Accidents that result in damage caused damage to the two-wheeler.
• Damage caused to the two-wheeler due to a fire or an explosion.
• Theft of the two-wheeler or cases of a total loss.
• Damage to the two-wheeler due to natural or manmade calamities, such as cyclones.

What is Not Covered Under DHFL Standalone Own-Damage Two-Wheeler Insurance Policy?

DHFL standalone own-damage two-wheeler insurance does not offer coverage for the following aspects:

• Mishaps that damage the two-wheeler but occur outside the territorial boundaries of the country.
• Mishaps that involve illegal use of the two-wheeler in any form.
• Breakdowns of the two-wheeler in case there is a mechanical or electrical failure.
• Depreciation of the two-wheeler.

DHFL standalone own damage two-wheeler insurance offers the following benefits:

• The cover offers protection for the two-wheelers own-damage costs in many scenarios. Moreover, the compensation provides the insurance holder financial stability in times of crisis.
• For every claim-free year, DHFL gives their customers who purchase two-wheeler own-damage covers No Claim Bonus as a reward for good driving habits. Moreover, the reward is cumulative in nature and it goes up to 50% in the fifth consecutive year.
• DHFL has a wide variety of add-ons that policyholders can select from to further enhance the coverage of your standalone own-damage two-wheeler insurance.

How To Purchase DHFL Standalone Own-Damage Two-Wheeler Insurance Policy?

The below-mentioned steps will guide you in purchasing a DHFL standalone own damage two-wheeler insurance policy:

Step 1: Visit the website InsuranceDekho and select the ‘two-wheeler insurance’ tab, it is the second option from the left. When you click on it a drop-down menu will appear, select the ‘Standalone Own Damage’ option.

Step 2: Provide your two-wheeler’s registration number in the given section. If you do not have the registration number you can enter other details of the two-wheeler such as its make, model and year of registration instead.

Step 3: Also provide your personal details, i.e., your name and phone number. Next, enter any other required information and select the ‘Submit and Get Quotes’ button.

Step 4: All quotes for standalone own-damage two-wheeler insurance in your category will be visible on your screen. Select the one offered by DHFL and select any add-ons you would like to purchase with it.

Step 5: Make the payment for your DHFL standalone damage two-wheeler insurance policy and we will send you the policy document to your registered email ID.